Should there be a limit to investing in your children?

[Renampun]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

From the start of marriage, both partners must commit to providing teachings, love and knowledge to their children in the future (investment is not just about money) because if you are tired of taking care of your children then you have failed, you are not worthy of marriage. but again, not all children are lucky to get good and wise parents and also not all parents are lucky to get children who are obedient and understanding, the point is to remain patient when taking care of children, don't let your children stand and walk without direction, you must direct and help them until they become independent in the future

[STT]

Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive.

There is the mistake of giving somebody too much, they fail to value what they do not earn.   The education itself and the lessons may completely valid but its something about the human condition the world over that people who struggle are in some way better off then those spoon fed everything.  Its hard to force anyone to value things as they should, its a lesson every human person and spirit that they possess must evaluate for themselves and you can only hope that a child given the chance will learn to value correctly.  Thats the main reason you cannot force anyone to be what you expect imo.

I do think private schooling is generally a better start in life but its not guaranteed.  I would also do some very basic things like teach all children the classic fables, the Greek tales and other mythology that shows how humans trip up and fool themselves; these things have stood true for millennia and should be given as good stories to learn as a child perhaps even more valuable then strict knowledge alone.

[DeathAngel]

Parents can invest whatever they want on their children, of course there shouldn’t be a limit. Obviously it should be sensible investment, not putting the family in financial trouble or whatever but anything that doesn’t financially burden the family is fine.

[passwordnow]

I know as parents, we want what's best for our kids. I think with the mindset of limiting what you want to invest on them is already a sign that you have difficulties as a parent. Well, who's not having any difficulty as a parent? if it's related to finances, you have to limit your spending in things that are not needed and put that budget to your kid and invest to any gears, or anything that your kid needs. And please, to the parents that are thinking of making their kids as their retirement plan, set your plans while you are young. Your kids need to make their own families too and they are going to leave you one day when they're mature enough and knows how to take care of your responsibility.

While seeing them at the right path, you did a good job as a parent and who's going to be with your for a longer time than them? your spouse. Both of you are the ones that need to plan your retirement and you need to help each other. There's nothing too hard when both of your are working with each of their role. The father has to provide everything and nowadays, there are a lot of women that has been empowered and they don't just want to stay at home doing household chores. Regardless of the roles, as long as both of you are contributing to the household and you are playing your roles right and helping each other, you can invest also on both of you. Save up, plan everything that you might deal in the future because your kids aren't going to be with you forever. But as long as they're kids up to that they're living with you, give your best shot to provide them all they need.

[Agbamoni]

I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

This is delusional! During the 90s you can think of going to school and getting a good job after then. But not in this era, school is not a criterion of becoming rich, this means there is no point for parents to sell all their assets in other to give their children the best education they deserved.

The era we are if we can't afford to send our children to school it is better we find a better skill and put the child, within one year or two they might be successful in that skill and can be able to sponsor themselves through out. The essence of education is to learn new things from specialized individuals. So, it still remains the same in skill acquiring. Learning never ends it sprouts through all type of education (moral, financial education, academical education to mention a few.

[avp2306]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

People should end this stigma since this could give a heavy burden for their child since its stressful to became a bread winner in family and might their children can't handle that and think about doing bad for them since they can't handle the obligation passed by their parents. Its obligation of parents to send their children to school and they should have a good mindset that they need to do that so their children will have a better life without asking anything from them. If their child will give something to them then its fine but if not then again its ok as long as they already done with their mission and they already give their children what they deserve.

Maybe they should not put any limits but rather they do all they can to make their child successful. After that then its time for them to work for something that can give them passive income which can help them to earn money while they are retired. For sure if they properly guide their children towards having good attitude and outlook in life then for sure their children will never forget them. But don't make it as their obligation since this might create a problem in their family.

[lovesmayfamilis]

If we rely on the fact that every parent wants a better life for their child, then yes, investing in his education and making him an educated and well-mannered person is all right.
But doing this only for your benefit is completely wrong. From childhood, raise your children so that they can live independently if something happens to you.

Although I come from the life experience of another country, as children grow up, the main thing is that they are educated and decent people; this is the main merit of their parents. By showing by example how you care for your parents, your children simply will not be able to do otherwise.
But you should not demand from them, or even more so, regret that they have become better. In the end, it would be much worse if the children remained ignorant, and such people usually always live only for themselves, without any moral qualities.

[jrrsparkles]

I am sure most of the parents don't see their kids as a form of investment as OP is describing, they are giving everything they can to help them to be in better position even if it needs sacrificing their retirement plans but whoever does that should get the treatment of what they deserve if their kids become successful like their parents expected but some kids just abandon their parents once they become adult and sucked everything from their parents as much as they can.

[Gaza13]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

If that's the case then the role of parents is to continue to support what the child wants, but the role of parents is to provide direction to the child if they want to open a business so they have to be consistent. Usually children who are still in their teens have just graduated from high school, usually their mindset has not yet been maturely formed in anything, including business or enterprise. Usually parents will continue to persuade or provide understanding or direction to their children to continue going back to school if their parents are able. The harshness of life makes parents continue to think about how in the future the child will not be neglected or not have a good future, parents will definitely give him the best he can during this time.

[adiksau0414]

Parents need to understand that while education is crucial, there are other ways to succeed in life.To further ensure that kids are ready to be independent and self-sufficient in the long run, financial literacy and future planning should be given top priority. In summary, it is imperative that parents set reasonable expectations and offer direction and support that extends beyond merely emphasizing education as a method of achieving success. Through the cultivation of resilience, independence, and flexibility in their offspring, parents can aid them in overcoming the obstacles of contemporary society and ultimately discovering their own route to prosperity.

[0t3p0t]

Same here in my country as well as opposed to western countries do wherein at the age of eighteen they being kicked out of the house to be independent I could be wrong but that is what saw on social media where they are forced to work and stand on their own which for me is beneficial for the young individuals themselves but here in my country it's totally different as we are in an extended family and parents are helping us until we graduate college though it is up to us if we go as a working student or not but we still got support from our parents until we can stand on our own however this also has negative side as there are still d1ckh3ads that are dependent to their parents even when they are old enough to get a job and help instead of just making trouble elsewhere, so I think the need to limit the support and investment should be done because that is what it should be.

It will only pays off their investment and effort if they invested in the right guy because if not that's a huge loss for the parents and it will surely give them stress and hopelessness. Parents also has this mindset that it is okay for them if they are illiterate as long as their kids have a good education for them to have a good life with their future family I think it does not matter for them if they are struggling just to give us what we need.

[electronicash]

once you become a parent, you will understand that you need to give all to your kids so they can survive in the future and not be dependent on their parents for their entire lives.

but you as a parent also will see thru what your kid actually is capable of before pouring all the wealth to them. not to have favorites among your kids but if you see potential, i guess there is the need to support but if you see your kid already in college but not really passionate to what he is doing, give him some time to reflect what the really need to do with his life. for the mean time, run the old farm or get a wife for inspiration.

[Frankolala]

Financial management is what matters a lot so that you don't end up piling up debts for yourself and get disappointed when expectations are not met. No matter where a child learns a skill or course he will still be smart in it, if he has the zeal and passion to learn what he is learning. This is why parents shouldn't go get loans from banks just to send their children to best schools. If the parent does not have money to send their child to school, and it is the wish of the parent to see her child going to school. If they borrow money to send the child to school, it is fine since that is their heart desire.

But thinking that the child will later in future take care of you is under probability. However, I have seen it worked out for some parents but it is not what we should depend on or should be why we are sending our children to school, so that we can train them in the capacity of our finance to avoid debts in future, if the child is not successful.

[Yaqs15]

The way I see it, parents have obligations regarding their children, but not the other way around. Children didn't ask to be born, it's the responsibility of their parents. I don't think it means that parents should sell their houses for their children, though. Parents are responsible for providing an adequate standard of life and ensuring that their children obtain basic education. Then it's up to parents how much they want to help and up to children how much they want to take care of their parents when they get older.
Viewing children as an investment into your own future is very egoistic and pragmatic. I don't think it's a good foundation of a healthy relationship.

It is very important and compulsory on parents to do all they could do to provide good and standard way of living for their children. Children are said to be the leaders of tomorrow. So, parents have the responsibilities of taking good care of their children to stand up to, so that these tomorrow leaders can be able to lead with wisdom knowledge and skills. Since they are also going to become parents some time in the nearest future. Also, when these children are being properly taken care of and brought up, even parents will not also regret it, especially when the parents become old. These children are the one that will later take care of their parents as well.

[Reatim]

I think the problem lies where you see your children as investment options. If the reason why you brought your children into this world is to take care of you then I pity those children. Children will take care of you because they are grateful for what you have done for them not because they are obligated to do so or at least that is what I think.

You should give everything you can to your children because it is what they deserve not because it’s what would be best for you. As a parent, we are responsible for our children’s wellbeing. We are the ones who brought them into life. If you truly love your children, you will give them what is possible in order to secure their future. Just love your children genuinely and your children will love you back as much if not even more.

[Mate2237]

Parents should not have a limit but there is always a limit in a case like that. Most parents think their children will take care of them when they (the parents) get old, but some parents don't have that thought and their thoughts are to train the children to achieve what they want to the society and leave them and face themselves in their old age with their pension wages. And in some time, some parents would asked their parents to go and hustle after sponsoring in higher or university education.

Your children will not stay with you forever so all what you have to do is to prepare them to achieve their dreams.

[Su-asa]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

Every parents wants the best for their children that is why the parents of this days are working so tirelessly to makes sure they give their children the best educational qualifications they can afford while they are strong so that when they are old to the extent that they can no longer work or become an unemployed or retired as you stated, the children can take care of them. However most children have brought a lot of disappointment to their parents, although most of this cases are not the children fault because speaking from what economy can offer, most children and youths have been disappointed by the state of economy in their country and this is the main reasons why parents works so much to invest in their children. Because of disappointments, some parents don't want to depend on one child alone, they give birth to lot of children and thy also invest on them in different ways so that if the first cant offer anything in future thr last might be able to bring something to the table.

[btc78]

Do you think parents should have a limit on the amount they can invest in their children?

There should be a limit if there is incapacity of providing. It seems weird to me if you do have the money but you are not spending it wisely on your children. I think before one married and build a family, they already should have invested in their own finances. They should have already planned as much as they can.

This will reduce difficulties for both the parents and the children. Having children is expensive so if you can’t afford it then don’t have it.

[God bless u]

All parents hope for a good future for their children but if the children do not want to understand it then the parents will have nothing to do, it depends on the children what they want to do. Parents try hard to make their children responsible. Many parents start investing right after their child is born to make them financially self-sufficient. It will take a lot of time a parent is responsible for making the child worthy of care and love.

From the start of marriage, both partners must commit to providing teachings, love and knowledge to their children in the future (investment is not just about money) because if you are tired of taking care of your children then you have failed, you are not worthy of marriage. but again, not all children are lucky to get good and wise parents and also not all parents are lucky to get children who are obedient and understanding, the point is to remain patient when taking care of children, don't let your children stand and walk without direction, you must direct and help them until they become independent in the future

Yeah it's very important for parents to take care of their childrens on their own. People nowadays leave their childrens completely in the hands of school teachers. They don't bother what they are teaching and what their childrens s are learning from it.

Every teacher is also a human and he/she has a psychology so don't allow them to create a space for you children to fall into. Try to be more regular with asking your children's what they are being taught in schools.

[Dunamisx]

There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

We should try to make hay while the sun still shines, we are to take care of our children and afford doing this by all means because if we don't, who will, but nevertheless, we must not because of doing this try to go through some wrong moves and steps such as going in debt when we have no means of paying back, we can in our own moderate way and level achieve the best quality training and education to our children and not until we are rich before achieving this.

Do you think parents should have a limit on the amount they can invest in their children?

No, but they must not also be too focused on the fact that there children must be the one to sustain them in the future, sometimes the children we give birth to will marry in future and distance their self from their own parents and face their own family, whereas you will discover another ones child filling up that responsibility on another parent, life could be as this unfair and being fair as well.