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One of the stupid answer that I have seen on this board in many years.
If you are going to scam someone, this is not the right place, since you can't find no one that will trust you with such amount (and no collateral!)
If you are going to get a loan, even with a collateral, it would be better you avoid to give random insult to people here.
both actions will just lead to... waste of time! you can spend much better your time ...