BTC credit card

[normanhot]

Hello everyone

is there a BTC credit card that I just need to deposit my crypto and use it as a normal credit card?

Without having an account on a bank

[Amphenomenon]

Here is a thread [V2] Big List of Crypto Debit Cards, you can pick the ones more feasible for you.

[normanhot]

Here is a thread [V2] Big List of Crypto Debit Cards, you can pick the ones more feasible for you.

thank you so much

[PX-Z]

thank you so much

I suggest you to read each terms of the services you want to use like country restrictions, minimum deposits, etc. so that you wont get any problem while using your cards that will make you regrets in the future.

[Lucius]

@normanhot, be sure to listen to the advice of member @PX-Z and try to choose the service that suits you best. What I would especially warn you about is to understand that for all physical cards (someone correct me if I'm wrong) you need to do KYC (send copies of your ID card, passport, record a video...) which can threaten your privacy, while there are also and virtual cards that generally do not require KYC.

The disadvantage of virtual cards is that you cannot withdraw cash from ATMs with them, but you can add them to your mobile wallet in Google/Apple Pay and pay in physical stores that accept such payment. You can also pay with them online, although in some parts of the world like Europe virtual cards needs to have 3DS.

Take everything I have written only as sample information, because a lot depends on your location (in some countries certain cards are not available).

[BIT-BENDER]

You can have a long list if you want but it would mean nothing if in your location they don't allow all that first you would need to have proximity to a Bitcoin ATM and the vendor must have to allow the option.

Crypto-currency has distinguishing characteristics from the traditional financial system and one of the biggest characteristics that differentiates them is anonymity. I don't think we should try to shift Bitcoin to be more centralised because of some little convenience.

[Orpichukwu]

Crypto-currency has distinguishing characteristics from the traditional financial system and one of the biggest characteristics that differentiates them is anonymity. I don't think we should try to shift Bitcoin to be more centralised because of some little convenience.

I also don't understand why some people want to spend crypto using a crypto card, especially Bitcoin. What's the point in doing that when they can either pay through the crypto deposit directly instead of using a centralised service that can provide the user's private information, including holding data, to other parties if asked to comply?
 
If the way most people perceive using bitcoin continues to grow and such services are allowed, there will come a time when bitcoin might indirectly not be seen as a privacy advocate. 

[PrivacyG]

I also don't understand why some people want to spend crypto using a crypto card, especially Bitcoin. What's the point in doing that when they can either pay through the crypto deposit directly instead of using a centralised service that can provide the user's private information, including holding data, to other parties if asked to comply?
 
If the way most people perceive using bitcoin continues to grow and such services are allowed, there will come a time when bitcoin might indirectly not be seen as a privacy advocate. 

You can do the same thing these Cards to by installing Revolut or PayPal I believe.  You can Buy or Sell Bitcoin within seconds and pay with the Revolut Card or PayPal Account.  Of course Centralization is not a thing I like, but I mean to say it is attractive to a lot of people.

The only reason I like the idea is that I can use the Card at any VISA or MasterCard accepting Business.  Just like any other Bank Account.  You can not go any where in the World and eat, sleep or entertain yourself using directly Bitcoin.  There are only few Businesses accepting Cryptocurrency.  But, given my Bitcoin would be under their Custody and that I have to fulfill Know Your Customer requirements to have the Card, I rather not have it.

[Floxynice]

Hello everyone

is there a BTC credit card that I just need to deposit my crypto and use it as a normal credit card?

Without having an account on a bank

What difference would it make if you own a credit card instead of a bank account? Once you own a credit card, you are automatically entrusting your funds with a third party who is vested with the responsibility of loading funds into your card. You'll also have to do KYC just like you would do with the traditional banks and that ofcourse means no privacy and decentralization.

I am just seeing someone who is running from the traditional bank to another kind of bank serving same purpose. Weigh your decision to own a credit card well before getting one.

[dkbit98]

is there a BTC credit card that I just need to deposit my crypto and use it as a normal credit card?

Better be careful when using any crypto cards and don't keep large amounts of money on them, only for small purchases as debit cards.
There are a few of crypto cards that don't ask any verification but they are more high risk, and they are mostly virtual cards.

Icopress has a nice website Bitlist with many crypto cards and other useful crypto services:
https://bitlist.co/

[Peanutswar]

It depends on your references below the listed crypto cards given to you. Base on my experience I also have crypto.com Physical card and before you will recieved one of this card atleast before is you need to hold a cro but I don't have an idea now, as per checking in our crypto they are accepting here and it's just the same with the use of the international card I don't have any problem with this as of now but of course the withdrawal fee is higher than the usual local cards.

[PrivacyG]

Better be careful when using any crypto cards and don't keep large amounts of money on them, only for small purchases as debit cards.
There are a few of crypto cards that don't ask any verification but they are more high risk, and they are mostly virtual cards.

Icopress has a nice website Bitlist with many crypto cards and other useful crypto services:
https://bitlist.co/

Are there really a few Crypto Cards that do not require any Personal Information?  I remember there were a few many years ago, but today?  It sounds too good to be true!

I tried to look them up on BitList but I could not.  It seems the website does not function well with out Java Script.  Mind sharing a few names of such Cards if you can?

[Darker45]

Are there really a few Crypto Cards that do not require any Personal Information?  I remember there were a few many years ago, but today?  It sounds too good to be true!

I tried to look them up on BitList but I could not.  It seems the website does not function well with out Java Script.  Mind sharing a few names of such Cards if you can?

BitList labels SolCard and Stealths as KYC-free. However, while Stealths indeed unequivocally provides that they do not require any kind of verification from their customers, SolCard does.

In short, SolCard isn't KYC-free. As per their terms and conditions, "KYC required depends on the card type." I don't take this as KYC may or may not be required depending on the type of card; I understand this as everybody will have to provide personal information. Which particular information, depends on the type of card.

[Lucius]

BitList labels SolCard and Stealths as KYC-free. However, while Stealths indeed unequivocally provides that they do not require any kind of verification from their customers, SolCard does.
~snip~

Stealths offers virtual cards without KYC from their side, but some of the card providers may in exceptional cases ask for KYC from the client. However, it is one of the services that has been functioning for almost 1 year (at least as far as the forum is concerned) and no one (so far) has had a complaint about it.

[m2017]

Hello everyone

is there a BTC credit card that I just need to deposit my crypto and use it as a normal credit card?

Such questions and statements discourage me. Credit cards are a product of the traditional banking system, while bitcoin is something from an alternative (financial) system. Therefore, people's desire to see a combined product of these two opposite systems is similar to attempts to combine opposite elements, such as fire and water, earth and air.

I understand such people, because they want to get the benefits of both, combining them together, but this is almost impossible. If cryptocurrency credit cards are ever produced, then they will certainly not be bitcoin credit cards, but CBDC cards. Although I believe that this stage with rudimentary physical cards will be skipped in favor of virtual ones in mobile applications.

Without having an account on a bank

If we assume that there will be (there have been some attempts at this) an bitcoin credit card without linking a bank account, then these cards will not be accepted by payment services, because all these services are tied to the traditional financial system, that is, banks.

[PrivacyG]

Stealths offers virtual cards without KYC from their side, but some of the card providers may in exceptional cases ask for KYC from the client. However, it is one of the services that has been functioning for almost 1 year (at least as far as the forum is concerned) and no one (so far) has had a complaint about it.

Stealth sounds more convenient due to it being top uppable, if that is even a word.

I would not use it with Money I would not be comfortable with using anyway.  I am still studying the two Cards you have mentioned and it seems like the International Master Card Stealths is providing does ask every time for a Phone Number and an Address too.  I would be afraid it requires some sort of SMS validation for activating the Card.

And I do not even know what would be worse.  SolCard asking for Know Your Customer or a Master Card provider doing it.  I am inclined to believe the SolCard situation is worse, because if you only have one card that you have used for multiple purchases then your identity can more easily be found.  Purchasing multiple Prepaid Master Cards seems less risky.  That is considering you are not the only Prepaid user in the area and you are using the Card at different times in different locations.

[Lucius]

I would not use it with Money I would not be comfortable with using anyway.  I am still studying the two Cards you have mentioned and it seems like the International Master Card Stealths is providing does ask every time for a Phone Number and an Address too.  I would be afraid it requires some sort of SMS validation for activating the Card.

Actually, I wasn't the one who mentioned those cards, I just commented on one of them. In the official thread from StealthsNet you can always ask what you are interested in, and maybe you will already find some answers to your questions. It is true that in the process of getting the card you need to enter some data, but the only important thing is that your e-mail address is correct - as far as I know, there is no verification via SMS.

And I do not even know what would be worse.  SolCard asking for Know Your Customer or a Master Card provider doing it.  I am inclined to believe the SolCard situation is worse, because if you only have one card that you have used for multiple purchases then your identity can more easily be found.  Purchasing multiple Prepaid Master Cards seems less risky.  That is considering you are not the only Prepaid user in the area and you are using the Card at different times in different locations.

If you buy something online and deliver it to your address, then you can be identified very easily - but also if you pay at physical locations via a POS device, you will be recorded by a surveillance camera every time. However, if you have nothing to hide, then it is not a problem - for those who want much more privacy, some other solutions are needed.