Taking a loan while btc is at its lower price is not actually a bad idea but as much as possible learn to save to invest, not rely on taking loans. While this could be a reasonable idea in order to accumulate good amount of bitcoin, but the moment you take a loan, the risk to lose will also increase, thus giving you some pressures that you need to profit from your investment as soon as possible so you can pay your loan on time.
Loans are an option that can solve problems and make a profit, but when it doesn't go according to the original plan,
then it will be an option that will destroy everything.
Whether you are a beginner or a professional, you should think twice about taking a loan only to invest when the price is below.
The investment is based on a strong plan and good capital support, if capital is not possible then some income is needed from other sources, but not from loans.
When using loan money with a fairly high interest, in addition to thinking about whether the investment will go as planned, there must be money that must be paid on time when the payment date has been determined, this will be an additional burden and even increase one's stress level.