you need to dey set aside some money( emergency fund) bcos nobody fit predict the future, you fit get some problem wey go want pressure u to trade your bitcoin when the time never reach for you to trade. this money will help u not to trade your bitcoin before the expected time.
If you no get emergency funds, then e go Dey difficult to hold bitcoin for long time be that now, because if problem happen, if emergency money no Dey, you no go get choice than to sell your bitcoin, and use money solve problem wey Dey, but if emergency funds Dey, then we no go even think about the investment wey we get incase if problem Dey.
The manner wey every person the talk about this emergency funds when referring to DCAing in order to garner some bitcoin portfolio, the thing come the look so scary putting myself in the body of a newbie and imagining it (despite say I know the significance of this emergency funds say we no fit overstate am in relation to having a successful bitcoin portfolio for a long time investment), say if I no fit afford to the make provision for emergency funds that means no need for me to develop interest in building a portfolio with this asset?