SALARY IS NOT ENOUGH

[ethereumhunter]

Your point is true, but what should one do if he has a good account and cannot do any other work. The real reason is that the company gives us a little salary and they take more profit in it they also lose, but they should pay according to the needs of those who work and after some time  Salaries should also be increased. Do mostly for those who have been working with them for a long time and have worked with them honestly. If the work is not completed by the company itself, where will the income come from?  If the company supports these workers, that is enough for them. The salary is so much that the boss has 20 to 25 days to spare and besides that he has to save some money. That is why they are very worried about it and think of getting rid of it to do other work and many people also have children who are still young and cannot work. Our companies should increase the salaries of these workers so that they too can happily run their own homes.

If he can have a good salary and difficult to do other work, he doesn't have to do that while he can focus with his work. If he can
give great achievement to the company, he will get promotion to have a better position in that company.That will also impact to his salary that will be bigger.

When the company can make a bigger profit, they should give bonus to their employee because with them, company can not achieve their goals. Many companies don't think much about this and just ask their employee to work hard and forget them when company make a big profit.

Yes, company must increase the salaries of their workers so they will satisfy working on that company and will loyal. After all, if all workers in that company can works best and achieve all of their goals, all people will also get their achievement. This need to be concern for the company to their workers.

Currently, the prices of goods are increasing in such a way that it becomes very tough to support the family with the salary received at the end of the month. Especially children's schooling, current bills, grocery bills, water bills, hand expenses, all in all there is nothing left at the end of the month. Currently, it is becoming very very tough for those who are working in the firm to support their families by making a living.

It is right because that is what happen in many places. Workers needs to work hard and smart and search for the other opportunities to earn more money. If they realize the situation, they will not just rely on their salaries instead will trying to get additional works that can give them money. It is normal to see someone have two or three job at the same time because he needs to have money to fills his family's daily needs. If company realize about their workers needs money, they should increase their salaries so their workers can fills their needs without a problem.

[Mr.sprin]

Well for some people like the rich they only do need to have a big salary. And they can live their life however they want to and not worry about their money.
But for the rest of the most people in this world they can live off salary if you are careful with spending. But now the economy does make it worse for people like us who are not rich and we must get by just not spending alot.

It's really true, bro, currently we are being hit by very drastic economic changes, where goods and basic daily necessities are all increasing drastically, with a sufficient salary that cannot support our daily needs from our monthly salary, in the end there will be debt. to meet our daily needs, where now everything is expensive, with a meager salary that cannot cover our daily needs, so we have to think more sharply about generating additional income to cover the shortfall in our meager salary.

[lovesmayfamilis]

You are correct but there are people who don't have choice on what to do towards this because that is the only way they have learned to live and depends on because when they aren't attached there they may find it so hardly to find for another way of earnings. For instance, there are teacher who are above 40-50 years which hoping and depending to be retired and this people can't look for alternative rather depends on their pension to sustain themselves. But for young vibrant youth these people can actually look for alternative were they can through multiple streams of income and some of them may likely involved themselves with freelance job,such as affiliate marketing and some other remote jobs that pays well without depends on only one source.

You call the age of 40-50 the age when people prepare for retirement? Maybe you are right, and I do not know all the politics in your country, but 40 years and a little higher is the age of people who are rich in life experience, which means they soberly assess their abilities, which can bring them even more opportunities. The same freelancing that you write about is just an additional income for people who are no longer in a hurry to live, if compared with the energy of youth. These people in my country change professions and study very diligently since they know how to distribute their day wisely, appreciate time, and understand its transience.

[SmartGold01]

You are correct but there are people who don't have choice on what to do towards this because that is the only way they have learned to live and depends on because when they aren't attached there they may find it so hardly to find for another way of earnings. For instance, there are teacher who are above 40-50 years which hoping and depending to be retired and this people can't look for alternative rather depends on their pension to sustain themselves. But for young vibrant youth these people can actually look for alternative were they can through multiple streams of income and some of them may likely involved themselves with freelance job,such as affiliate marketing and some other remote jobs that pays well without depends on only one source.

You call the age of 40-50 the age when people prepare for retirement? Maybe you are right, and I do not know all the politics in your country, but 40 years and a little higher is the age of people who are rich in life experience, which means they soberly assess their abilities, which can bring them even more opportunities. The same freelancing that you write about is just an additional income for people who are no longer in a hurry to live, if compared with the energy of youth. These people in my country change professions and study very diligently since they know how to distribute their day wisely, appreciate time, and understand its transience.

The retirement stage or age in civil servant job in my country is 60-65 years, let say as civil servant s/he got employed at age 25 or 35, the expected years to be on service is 30 years. So if someone is 20 years and got employment into government that person is expected to work for about 40 additional years meaning 40+20 is = 60 years to their retirement. Then if someone got employed at 30 then will retire at 70, this depends on how old or weak they are if they can't actually strong anymore to do their task, and again some adjustments has been made from past few years where max is 65-70 years depending on the age of employment.

Of course your are very correct because most of those people who are 40 years has gained lot of experience and are mostly needed  in construction companies since most of the company requires about 10-15 years of working experience. Like you said it entirely depends on the control of governance policies. I don't know if that is applicable in the western world where you are.

[Die_empty]

The retirement stage or age in civil servant job in my country is 60-65 years, let say as civil servant s/he got employed at age 25 or 35, the expected years to be on service is 30 years. So if someone is 20 years and got employment into government that person is expected to work for about 40 additional years meaning 40+20 is = 60 years to their retirement. Then if someone got employed at 30 then will retire at 70, this depends on how old or weak they are if they can't actually strong anymore to do their task, and again some adjustments has been made from past few years where max is 65-70 years depending on the age of employment.

Retirement in the Civil service is calculated based on age and year of service. The service year might be 40 and the retirement age 60. You have to retire if anyone comes first. If you were 20 years old when you were employed you will retire based on service year (60). But if you were 30 years when you were employed you will not work to complete your service year since you will be retired based on age. You will have to put in just 30 years since you will get to the age of retirement. Allowing you to put in 40years will make you work till you get to 70years which contradicts the statutory retirement age. Usually, workers in the educational sector have higher service years since their work requires more mental energy than physical.   

[EarnOnVictor]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's
-snip-

What've realised on this forum is that people often judge their countries' economic status with other countries but that can't be the true reflection of the story. That is where the division in economies comes from, the salary will be a whole lot enough in many countries of the world, yours is to secure a good job and plan your finances well. But in other countries, especially the poor countries where the government is corrupt and inflation is incurable, then you need more than your salary but continue to look for good sources of income.

This is the situation in my country, even if you have a good job now, it might not be enough. But if your country is good, a good salary will be able to sort for all you need during the time of active service and there will always be a retirement plan for employees in such countries. Still, I advise people with such privilege to also invest in physical and online properties to further zeal the financial freedom.

[BABY SHOES]

Relying only on a salary can feel limiting especially since wages don't keep up with the rise of living costs. Focusing on being self-reliant and learning skills to make money outside of your long-term job is a good idea but not everyone can easily transition to self-employment. Balancing job security with other income options is important too.

What I notice now... Salaries do not increase but the price of basic necessities continues to soar, so those who feel that their salaries are mediocre will feel very limited, especially having to save with the little money they receive in their monthly salaries.

Sometimes we easily say to advance in business / entrepreneurship even this is not easy, not everyone can do it even though they have improved skills.

But one wants to get out of this bad zone then they must be able to desperately look for other opportunities as a source of income even though this is not easy ... However, if you have the skills then it will be an easy way to get it.

[YOSHIE]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's

You have several plots of land to cultivate, that is the best solution nowadays to survive, the global economy in all countries is deteriorating, The salary is only enough to pay monthly expenses, at least by cultivating crops such as wheat/rice and vegetables, it is very helpful to survive in the current conditions.

Nowadays many businesses go bankrupt, many of my friends who start new businesses only last one year, the main reason is that society's economy is unstable so it is difficult to develop, If you have your daily needs speeded up, it's better to save your economy in everyday life, Plus, if you have some livestock such as sheep, cows and so on, your economy can be saved.

[Porfirii]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's

You have several plots of land to cultivate, that is the best solution nowadays to survive, the global economy in all countries is deteriorating, The salary is only enough to pay monthly expenses, at least by cultivating crops such as wheat/rice and vegetables, it is very helpful to survive in the current conditions.

Nowadays many businesses go bankrupt, many of my friends who start new businesses only last one year, the main reason is that society's economy is unstable so it is difficult to develop, If you have your daily needs speeded up, it's better to save your economy in everyday life, Plus, if you have some livestock such as sheep, cows and so on, your economy can be saved.

I don't think that you have to go that far to ensure your future financial stability. The OP started talking about wasting your ability working for others without worrying about what might happen. It is much easier to stay curious and continue training in something that you are passionate about and that can open doors for you in the future than all the effort it takes to cultivate your own land or take care of a flock.

I understand that this may be what most easily comes to mind: trying to be self-sufficient, a kind of small personal or family self-sufficiency. But we are social beings who, for better or worse, live in society, and there are many different ways to ensure that we will continue to be useful in the future even if our current jobs fail, but you have to be ahead of trends and not fall victim to them.

[ndutndut]

Having only one source of income is not enough. You need to have side hustles that are bringing you money to complement your salary. Interestingly, I just saw another topic today on this board that the OP also said the same thing about workers being slave. My opinion is that if you feel you’re not getting paid enough for your work and you know that you deserve better, I advise you find a job that pays both commission and a base salary.

Of course, in an era as expensive as today, relying on one salary alone is not enough to meet all daily needs, especially if you want to set aside some money for investment, of course one salary will not be able to do it.

Therefore, it is very important to increase your sources of income, especially in today's era, finding additional income is very easy on the internet. Like a one-legged table, when one of the legs breaks, everything will collapse. However, with a four-legged table, when one breaks, the table can still be used.

work is not slavery, because the work system in all places is like that, we must have responsibility and discipline. Because in reality, what is called slavery is those who work under pressure and even without wages. So the concept of work and slavery are different things.

[bitgolden]

Low salary is not enough, but high enough salary would be enough, that would be the good thing, we should be trying to get higher salary jobs so that we would live a better life. Yes, it is true that minimum wage doesn't support anything anymore, I have seen a house where six friends live together all on minimum wage, it was a youtube video, and they talked about how they fixed their financial issues by getting together, and they were saving more than ever, like it was a good living condition.

But in reality, living six people together, when you are not even family, is not ideal and people shouldn't be forced into such conditions to have better financial life. I believe that the way out would be making good money which I am trying to do, I am not making a ton of money by any means, but I make enough that I am comfortable, yes I have debts and I have troubles and I am trying to climb back up from all these but at least I do not make very little, so I can survive with this salary for now.

[White pawn]

Salary is not enough yes because of the high cost of living and it has been influenced by different factors like individual obligations,rent,bills, health care, transportation student loan, family responsibilities, increase in food prices, lifestyle choices all these leading to a situation where salary can not cover the basic needs and expectations.

When the salary is too low it leads a person to frustration,

If you think or know that your salary is not enough the best thing to do is to apply for a skill that will enhance your finances or explore budgeting strategies to manage your income and expenses effectively
An additional source of income like having a side hustle,it can be a great way also to supplement and improve ones financial situation,it allows you to earn extra money outside your salary paid job.there are so much of side hustle just key into one you can create time for and have passion for.

[dunfida]

Having only one source of income is not enough. You need to have side hustles that are bringing you money to complement your salary. Interestingly, I just saw another topic today on this board that the OP also said the same thing about workers being slave. My opinion is that if you feel you’re not getting paid enough for your work and you know that you deserve better, I advise you find a job that pays both commission and a base salary.

Of course, in an era as expensive as today, relying on one salary alone is not enough to meet all daily needs, especially if you want to set aside some money for investment, of course one salary will not be able to do it.

Therefore, it is very important to increase your sources of income, especially in today's era, finding additional income is very easy on the internet. Like a one-legged table, when one of the legs breaks, everything will collapse. However, with a four-legged table, when one breaks, the table can still be used.

work is not slavery, because the work system in all places is like that, we must have responsibility and discipline. Because in reality, what is called slavery is those who work under pressure and even without wages. So the concept of work and slavery are different things.

Actually it would really be that enough if the salary is really that making up some increases too. If you do really tend to make out some observation is that inflation year by year comes worst on which everything is really that on the rise on which starting from goods,necessities until to services being offered or simply everything is really that becoming expensive. The issue on here is that basic salary pay whether government or private sectors doesnt really that mind too much about having some salary increase and thats why it would really be that fallen behind on this aspect and that what makes it be able to hard to catch up. If you are an individual
whose really that only relying with your single job paycheck month by month, then you would really be ending up on falling short with your budget.

So? Using up your own common sense will really be that something recommended on which if you do find yourself on a tough situation because of having not enough money, then this is the time or moment that you should consider on taking up such another possible step to make on which you should really be needing to have another job or side hustle on which you could really be able to earn more. Trying out to make involved
with business or investment on which it could potentially that boomed up and will be resulting into that having a good source of side income too. It doesnt matter on what it is, as long you could be able to
earn then this what surely counts.

[jaberwock]

Yes, salary is not enough to cover our daily needs because the daily needs can increase anytime while our salary is rarely to increase depends on the company policies. We must search for other opportunities so we can have additional income that we can use to fills our daily needs and we can save the rest of the money for our future. We can not depends on our salary but if your salary is big enough to cover all of your daily needs and you still have more money in your wallet that will be good. But not many people who will have a big salary because many people still have low salary which will hard to use for their daily needs. That is why we must trying to have more sources of income whether that is additional work or investment so we can have more chances to earn money to fills our daily needs.

There are people who are blessed with high or enough salary. For those who aren't, maybe they can budget it evenly and decrease the quality of their living only for their salary to fit for it. That is only the solution there because sometimes the problem is only on us and not our salary as you know humans are a greedy kind of creatures and they always want more.

We can also follow your advice there of finding extra sources of income if we think it is heavy for us to downgrade our lifestyle. Salary is more stable than any other forms of incomes out there, so it is actually dependable. Salary in a job usually pays every 15th and 30th of the month and investments pays off longer than that, so we will be needing to rely in the money of our pockets if we are a daily spender.

[sarmrakib]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's
 With the economic problems of the world we find our self today waiting for a monthly salary is like you shortly your life Spam by two as you will continue to be a slave to your salary and work.
Off recent I have come to the realization that self reliance and acquiring a skill that will fetch you Money at every given point in time is the best and should be encouraged over going to work where you will be paid peanut at the end of the month.
In conclusion I am of the view that working for an organization for salary which is not up to half of your productivity in the month is like you giving yourself for slavery and to me is one of the ways the modern world as modernized slavery to be.

Exactly, The upcoming days are more difficult. Myself really passing hard time, I can't survive what o get from my job. The money is stuck by the rich people. We are modern slave what they think always. On the other hand every product price become increased. But our salary isn’t increasing like this. That's why we are facing the problem. I am really depressed on this system and also stuck with that. I am not getting any opportunity to move from here. So really upset what can i do and what i will do.

[MarjorieZimmermanGinger]

Exactly, They upcoming days are more difficult. Myself really passing hard time, I can't survive what o get from my job. The money is stuck by the rich people. We are modern slave what they think always. On the other hand every product price become increased. But our salary isn’t increasing like this. That's why we are facing the problem. I am really depressed on this system and also stuck with that. I am not getting any opportunity to move from here. So really upset what can i do and what i will do.

There are so many challenges that we face in life today by relying on a small salary our lives will be much more difficult. Workers' salaries are always stagnant and never increase in accordance with the price of goods that continue to soar so that at this stage it makes it increasingly difficult for people to keep up with expenses. Workers are made as if they were slaves to make money for the rich, but they never think about how to humanize workers to be in a much better life.

That's why I prefer to open my own business even though the scope is still small because of the freedom to determine the direction. Usually when starting our own business we are more comfortable working and we are also more serious about achieving the ability to earn more money. If we do not dare to get out of other people's work systems, then we will always be their slaves in working.

[milewilda]

Exactly, They upcoming days are more difficult. Myself really passing hard time, I can't survive what o get from my job. The money is stuck by the rich people. We are modern slave what they think always. On the other hand every product price become increased. But our salary isn’t increasing like this. That's why we are facing the problem. I am really depressed on this system and also stuck with that. I am not getting any opportunity to move from here. So really upset what can i do and what i will do.

There are so many challenges that we face in life today by relying on a small salary our lives will be much more difficult. Workers' salaries are always stagnant and never increase in accordance with the price of goods that continue to soar so that at this stage it makes it increasingly difficult for people to keep up with expenses. Workers are made as if they were slaves to make money for the rich, but they never think about how to humanize workers to be in a much better life.

That's why I prefer to open my own business even though the scope is still small because of the freedom to determine the direction. Usually when starting our own business we are more comfortable working and we are also more serious about achieving the ability to earn more money. If we do not dare to get out of other people's work systems, then we will always be their slaves in working.

Even just simply trying out to make that paycheck will really be that enough or something that needs up to be budget or would be that having that kind of division in terms of the expenses and other things
that you do really need up to pay specially on monthly basis. This is where you would be needing up that kind of allocation on basing up on how much you do able to earn. Just like on what everyone is really that trying out to elaborate on here is that economic situations becomes that messy as years passing by. You might be able to see your salary is enough on the past but as the years passing by then it will really be that decreasing out its purchasing power on which its normal. As an individual then it will really be just that a normal approach or actions to take is on how you would really be making your income having do more.
When you are on shortage or struggling on budgeting with your salary then its part of human being common sense and awanress or instinct about on tending to get or look for another job.
We would really be wanting on living a life on which we know that you wont really be able to struggle in the means on buying up food on day to day basis.

[Outhue]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's
 With the economic problems of the world we find our self today waiting for a monthly salary is like you shortly your life Spam by two as you will continue to be a slave to your salary and work.
Off recent I have come to the realization that self reliance and acquiring a skill that will fetch you Money at every given point in time is the best and should be encouraged over going to work where you will be paid peanut at the end of the month.
In conclusion I am of the view that working for an organization for salary which is not up to half of your productivity in the month is like you giving yourself for slavery and to me is one of the ways the modern world as modernized slavery to be.

What skill is there to be acquired? Judging from your profile name it seems you are from Nigeria, there are many people in Nigeria that aren't into learning anything new, they want something that pays instantly and that's it.

The majority of Nigerians are now into Crypto airdrops, I mean millions of them, and they are in for farming, making things very difficult for others, I said this because it is the nature of Nigerians to venture into same things as others, it is rare to see them learning new skills, they will prefer to do what others are doing, I said all this because it is what I am experiencing right now.

Every single people I know are farming airdrop, why won't hamster kombat pay them $0.50? There are too many, an allocation won't be increased just because loads of people are joining, a million of people on a 100k USD allocation is a peanut in the end.

[GiftedMAN]

With the current economic realities on ground it is suicidal for anyone to still depend on salary for survival as the monthly expenditure of the average individual is far above the monthly income of the ordinary citizen's
 With the economic problems of the world we find our self today waiting for a monthly salary is like you shortly your life Spam by two as you will continue to be a slave to your salary and work.
Off recent I have come to the realization that self reliance and acquiring a skill that will fetch you Money at every given point in time is the best and should be encouraged over going to work where you will be paid peanut at the end of the month.
In conclusion I am of the view that working for an organization for salary which is not up to half of your productivity in the month is like you giving yourself for slavery and to me is one of the ways the modern world as modernized slavery to be.

What skill is there to be acquired? Judging from your profile name it seems you are from Nigeria, there are many people in Nigeria that aren't into learning anything new, they want something that pays instantly and that's it.

The majority of Nigerians are now into Crypto airdrops, I mean millions of them, and they are in for farming, making things very difficult for others, I said this because it is the nature of Nigerians to venture into same things as others, it is rare to see them learning new skills, they will prefer to do what others are doing, I said all this because it is what I am experiencing right now.

Every single people I know are farming airdrop, why won't hamster kombat pay them $0.50? There are too many, an allocation won't be increased just because loads of people are joining, a million of people on a 100k USD allocation is a peanut in the end.

Do you think people are not also learning skills despite that you have observed that they are farming airdrops? I will not disagree with you that q lot of people have ventured into farming of airdrops because of the recent hype and all but I can bet you that most people in Nigeria aren't lazy, there are so many youths with good skills out there waiting for the opportunity to showcase their talents but what has the government done to keep them busy nothing.

What about the number of graduates that are out there looking for job opportunities but the government is not doing anything meaningful to reduce the unemployment rate in the country and you expect people to be going about getting more skills when there is hunger as a result of high rate of inflation in the country may be you should ask the government to create jobs so thqt people will be busy and not have the time to start looking for easy ways.

[goldkingcoiner]

Having only one source of income is not enough. You need to have side hustles that are bringing you money to complement your salary. Interestingly, I just saw another topic today on this board that the OP also said the same thing about workers being slave. My opinion is that if you feel you’re not getting paid enough for your work and you know that you deserve better, I advise you find a job that pays both commission and a base salary.

I totally agree.

I view each income as an investment that you make but instead of investing money into it, you are investing your time (which is infinitely more valuable). So having only one investment is a bad idea. You know what they say: Don't put all your eggs into one basket.