Some of what you say is correct, especially for those who start selling Bitcoin while they are in the accumulation phase, thinking they are over-accumulated. It is not just accumulation and over-accumulation that investors in Bitcoin are in. They can also be in the maintenance phase. And over-accumulation is not a stage where it will happen just by announcing it. If it cannot go to the sustainable withdrawal stage, then it has not created an over-accumulation stage in any way. However, it is true that many people miscalculate. They consider the growth rate of Bitcoin and think that they have reached the over-accumulation stage and they start selling Bitcoin. Which causes them losses instead of profits.
Another thing is that it is not entirely true that a person stops doing Bitcoin DCA only when discretionary income stops. There can be many other reasons behind this. Sometimes emergency fund has to be rebuilt, family expenses increase, income uncertain, health issues arise, If DCA can be stopped for a few days, there is no problem. Rather, it can be good cashflow management. The most practical thing for a newbie or average investor is to run regular accumulation with his discretionary income, and if after investing for 4 to 10 years or more, if the holding seems strong enough, then it should be understood through calculation whether it has actually created an over accumulation status. It is not right to make decisions based on feelings alone.
Unless there are restrictions that have been applied it is not a problem for them to do the way they do to sell even if only a portion of the amount that has been collected even though they only maintain it if they have collected a lot of Bitcoins which have sometimes accumulated a lot of Bitcoins but what we need to know is that many parties want the way we do because they sometimes cannot do it because the income they have makes them unable to do what we have done so the right thing for me after I understand is to focus on holding back from selling because there is no prohibition or limit on what we do in collecting the amount of Bitcoin even though as aggressive as we do it does not become a problem because our goal is clear to accumulate Bitcoin only for us to invest so that over time the amount we do will increase.
Very appropriate answer and I will also appreciate the statement from you friend because the mind is like not all there so the right thing I said that because what we need to understand is why someone who sometimes stops doing DCA one side with your answer is a reflection for those who sometimes say that people who stop are afraid and do not have a full mentality in doing it if calculated each of us has responsibilities whether they already have a wife or others what is clear is that every person stops doing it certainly there are several options that must be prioritized so that the solution becomes the most important part with the aim that when everything is finished of course what is done again regarding the continuation does not become a second problem again that is why many things sometimes why suddenly someone stops it is clear there is a problem that must be resolved and even if they force themselves to do DCA of course focus and consistency are no longer owned by them.
