How a platform verify users KYC ?

[YOSHIE]

How a platform verify users KYC ?

As far as I know the user who passes KYC Standards of Compliance with KYC and AML Global and Local rules is very important in this way the platform has an audit or renewal at any time of change and new policies on user identity that passes KYC in this way may be effective to find out and frustrate users in the fake KYC or KYC process.

Crypto exchange platforms or other sites can also increase the EDD test, as ever seen during the KYC process, such as the platform asking additional documents, such as records face and can also be seen from suspicious transactions or not, devices used or biometric verification and many other ways to find out original or fake identity to the user.

[PX-Z]

It's something we can't answer unless someone had a past or currently working on a third party KYC services. In my area, national id can be checked and verified via the government's website so it's easy to identify if the ID is not fake. IDK how they might do about the other ID like Passport or Driver's License, but holograms, patterns can be distinguished if legit or not.

[NotATether]

Exchanges partner with verifying services such as Sumsub who perform the verification of the users, and who themselves have their own connections to companies that do have access to government registries. The exchange actually doesn't handle any of this at all, they just get a 'verified' or 'unverified' status from the verification provider.

[Jating]

Or maybe this 3rd party that verifies KYC and government ID's from different countries have identifiable patterns like holograms and others that distinguished it. And with that advancement of AI, then can detect what is fake ID or not.

Although I think it is still some problem that might arises, as we can see that even if you uploaded real documents and selfies, there will be time that this 3rd party verification services are going to fail.

[Darker45]

Or maybe this 3rd party that verifies KYC and government ID's from different countries have identifiable patterns like holograms and others that distinguished it. And with that advancement of AI, then can detect what is fake ID or not.

Although I think it is still some problem that might arises, as we can see that even if you uploaded real documents and selfies, there will be time that this 3rd party verification services are going to fail.

If they're as incompetent as my country's government, even a fake ID bearing a picture of a grinning monkey could easily pass verification. This is a real story, not a made-up joke.^[1] 

But in other cases, verifications aren't simply failing to detect fake documents and details. It's just that certain exchanges accept or even "sought out" just anybody regardless of jurisdiction. Not only are they accepted despite not being qualified, they're even guided on how to circumvent KYC rules.

As admitted by an OKX employee, “I know you’re in the US, but you could just put a random country and it should go through. You just need to put Name, nationality, and ID number. You could just put United Arab Emirates and random numbers for the ID number.”^[2]

[1] https://www.rappler.com/business/monkey-photo-register-sim-card-registration-philippines/
[2] https://www.justice.gov/usao-sdny/pr/okx-pleads-guilty-violating-us-anti-money-laundering-laws-and-agrees-pay-penalties

[zasad@]

Each country's government document is stored in the government's database, such as National ID Card, its validity can be checked only by the Election Commission of each country. So when NID is submitted for kyc to a site how do they verify that document is real or not.

Anyone can make a fake NID with third party website or  using editing software like Photoshop and print that document on a paper or plastic card. then how can they verify this. As far as I know, NID documents are not available anywhere except in government data repositories. So this question is always in my mind. Can someone clear this up for me?

In my country (Russia) there are publicly available services for notaries and credit organisations that can check the validity of a passport by number and series. But it is impossible to check the validity of a new passport for travelling abroad online. In Russia citizens have 2 passports

Many commercial organisations require document verification, banks verify customer documents, so verification services exist, but you may not know about them or they are not available online for everyone.

If I understood your question correctly, fraudsters can make a duplicate on printer by copy or photo of the dossier, but KYC procedure also has several steps.
The exchange or any organisation may ask for additional documents - utility statements etc.

[shield132]

Each country's government document is stored in the government's database, such as National ID Card, its validity can be checked only by the Election Commission of each country. So when NID is submitted for kyc to a site how do they verify that document is real or not.

Anyone can make a fake NID with third party website or  using editing software like Photoshop and print that document on a paper or plastic card. then how can they verify this. As far as I know, NID documents are not available anywhere except in government data repositories. So this question is always in my mind. Can someone clear this up for me?

I know that local casinos have access to the database that the government holds. You submit identity documents, they check it and make sure that it matches the information that's recorded in the government's database and once it matches, they verify your profile.
It's different for online crypto casinos, they operate worldwide but they can't access databases of each country they are legally able to run business. I believe it will be easier to use fake ID documents and still get verified on them but I think that in order to prevent abuses, they have some strange verification methods like going outside and taking a selfie with bills.

[Saint-loup]

They can't easily do it AFAIK, that's why they ask for other things, like doing a selfie with the National ID card or passport submitted along with a written paper showing the today's date, they also often ask for other documents, sometimes very hard to obtain for the customer while they don't even need it actually. But it's very convenient scammy way to keep the funds of some customers whithout saying it frankly in reality.

[uchegod-21]

Each country's government document is stored in the government's database, such as National ID Card, its validity can be checked only by the Election Commission of each country. So when NID is submitted for kyc to a site how do they verify that document is real or not.

Anyone can make a fake NID with third party website or  using editing software like Photoshop and print that document on a paper or plastic card. then how can they verify this. As far as I know, NID documents are not available anywhere except in government data repositories. So this question is always in my mind. Can someone clear this up for me?

The platforms requiring KYC don't actually need to compare the data with what the government has in their data base and the government is not even willing to release such data unless it is highly priced. The government is not even supposed to sell it for any price, but we don't trust the government.

The user third party services to verify the document you submitted, if it is genuine. By knowing whether or not the document was forged or mutilated is enough to determine validity.

[nonlogs]

KYC isn’t just about uploading a picture of your ID card. They also ask for a selfie holding the ID, and sometimes even real-time 3D face verification. these days, there are apps that can swap faces live on camera, but I’m not sure how well they work. Either way, it's definitely possible to cheat the KYC process, but it’s risky.

[albon]

KYC isn’t just about uploading a picture of your ID card. They also ask for a selfie holding the ID, and sometimes even real-time 3D face verification. these days, there are apps that can swap faces live on camera, but I’m not sure how well they work. Either way, it's definitely possible to cheat the KYC process, but it’s risky.

Yes, indeed, and they can also request proof of address or a bank statement. Many of these procedures and requirements can easily detect manipulation in the KYC process. Also, these platforms rely on experts and third-party services specializing in detecting documents and images altered with AI or face swap.

Therefore, the success rate of KYC manipulation is extremely low, and I do not recommend anyone attempt this, as it is considered a form of fraud and deception, which gives the platform the right to close the account and confiscate any funds if found.