What is the relationship between ledger and changelly?

1-In my last post, I denounced Changelly
https://bitcointalk.org/index.php?topic=5559617.new#new

I also filed complaints in several places.
I discovered that Ledger has some obscure connection to Changelly, and they removed my post:

https://www.reddit.com/r/ledgerwallet/comments/1nl1slc/removed_by_moderator/

Many users complain that Ledger has some obscure connection to Changelly:
https://www.reddit.com/r/ledgerwallet/comments/1n5ilr9/is_changelly_still_not_recommended_on_ledger_live/?tl=pt-br
https://www.reddit.com/r/ledgerwallet/comments/1ms29zy/ledger_please_put_a_warning_before_recommending/?tl=pt-br

To me, this only serves to prove that Ledger can be held criminally liable for this. Clearly, they are working together against the people.

The post I published in the ledger was like this:
https://www.reddit.com/r/dogemarket/comments/1njwjdc/i_took_a_changelly_pro_scam_they_robbed_me_doges/

2-Could someone post on my behalf on Dogecoin? Every time I post, it gets deleted by a moderator.
https://www.reddit.com/r/dogecoin/

Ledger simply integrates the Changelly service without switching tabs (well, they probably share some of the profits from each exchange). As I understand their T&C^[1][2], Ledger explicitly limits its liability to the hardware wallet and Ledger Live itself, not necessarily covering the user's risk caused by Changelly.

Quote

5.2.1 Third Party Services terms and conditions. Ledger Live may incorporate, reference and/or provide access to Third Party Services. For instance, buy, sell and crypto to crypto exchange (“swap”) services are Third Party Services. You agree that your use of Third Party Services is subject to separate terms and conditions between you and the third-party identified in Ledger Live.

Quote

Please bear in mind that this service is offered through a third party. Access is provided by Ledger, but it is the responsibility of the users to do their due diligence and inform themselves of the platform’s terms of use.

1. https://shop.ledger.com/pages/ledger-live-terms-of-use?srsltid=AfmBOooX-Zm0jXugy1znRQX90Duwg8Wa7EK-yhdNIBnIAwqIhdh27aLX
2. https://support.ledger.com/article/4404381458065-zd

And for exactly that reason I never exchanged anything directly on Ledger, even though some of my friends did and they had no problems.

It was probably just dumb luck on their part that verything went fine without any hassle.

Quote from: Rikafip on September 20, 2025, 03:49:55 PM

And for exactly that reason I never exchanged anything directly on Ledger, even though some of my friends did and they had no problems.

same here, and it's not just ledger or trezor or any other wallet (hardware or software), it's best to never use the in wallet swap feature unless you know for sure they are using a DEX.
as they all pretty much rely on changelly, changenow, n.exchange, etc... to do the swaps.

Quote from: Rikafip on September 20, 2025, 03:49:55 PM

It was probably just dumb luck on their part that verything went fine without any hassle.

that, or they just didn't exchange a high enough amount to trigger KYC, or some of their stupid AML checks by sending "dirty" coins.

Quote from: Zwei on September 20, 2025, 05:14:28 PM

Man, I really miss eXch. Undecided

Quote from: Rikafip on September 20, 2025, 03:49:55 PM

that, or they just didn't exchange a high enough amount to trigger KYC, or some of their stupid AML checks by sending "dirty" coins.

One of them exchanged pretty decent amount (mid 5 figure, from ETH to sUSDT ) but somehow it went through without KYC and no issues whatsoever so I guess it has to be dumb luck. After he saw some other people having issues with changelly, he didn't do it again.

Quote from: Rikafip on September 20, 2025, 09:00:56 PM

People need to understand that it went fine for someone else, but that doesn't mean it would go fine for me either. It's good to know that your friend didn't try it again. It may be easy to exchange directly from the wallet, but I think it has a risk since the exchange is third-party, and the wallet doesn't provide support for these issues. I have seen cases of trust wallets where people lost money during a swap because of a token/coin that had a similar name. We have seen several cases where the users' funds were stuck on exchanges while the users tried to exchange funds within their wallets. People just need to stop it and start using more reliable service.

Quote from: Rikafip on September 20, 2025, 09:00:56 PM

Man, I really miss eXch. Undecided

you are not alone Undecided

it's been almost 5 months since they are gone, and i still can't find an exchange that comes even close to what eXch was.

Quote from: Rikafip on September 20, 2025, 03:49:55 PM

your friend got balls. i wouldn't dare send more than a few $$$$ at once for an exchange, and that on the ones i trust. i would rather spend more time, pay more fees to do my swap in batches than risk losing a big amount of money at once if shit hit the fan.

Quote from: rat03gopoh on September 20, 2025, 02:05:52 AM

Ledger is just a reseller of Changelly in this case. Like many newly created "one-man show" instant exchanges
To avoid confusion, Trezor, which is much more reliable and has a healthier reputation, also uses (and perhaps still uses) Changelly and Changenow, among others, as partners. My Trezor suite says they are currently using Invity as their swap gateway.

Quote from: Zwei on September 21, 2025, 07:00:30 PM

Quote from: Rikafip on September 20, 2025, 09:00:56 PM

Man, I really miss eXch. Undecided

you are not alone Undecided

it's been almost 5 months since they are gone, and i still can't find an exchange that comes even close to what eXch was.

Check splash.tf Undecided

Quote from: examplens on September 21, 2025, 11:46:37 PM

Check splash.tf Undecided

i'm aware of splash.tf, but the thing is... i mainly use LTC and USDT to pay for stuff/withdraw from sites, which i then swap to bitcoin to add to my stash as needed.
but sadly they don't support either. they do offer DAI as a pair, but not many of the sites i use support it for payments.

i had it soo good with eXch Sad

Quote from: examplens on September 21, 2025, 11:46:37 PM

Check splash.tf Undecided

Doesn't look bad, considering that they are still quite new. Have you tried the, an if yes whats your feedback?

Lack of USDt wouldn't be such a big problem for me as it is for Zwei as I don't mind DAI, but their reserves are quite low, and so is the volume. Hopefully that changes in the future. Anyway, I'll definitely keep an eye of them.

Quote from: Zwei on September 22, 2025, 04:00:28 AM

If you think better, splash.tf is defined based on the advantages and disadvantages of eXch.
For example, USDT has always been questionable on truly no-KYC services, due to its centralization and the risk of locking the token at any time. Also, they are not aligned with the MiCA regulation, which will eventually distance USDT from the countries that adhere to it (EU).
eXch has always hinted at a possible transition to DAI (when it comes to stablecoins)

Quote from: Rikafip on September 22, 2025, 07:31:30 PM

Doesn't look bad, considering that they are still quite new. Have you tried the, an if yes whats your feedback?

Tried several times. Only a positive experience, plus the exchange rate is quite competitive. One of the best when compared to other instant exchanges. I once had a problem with the RBF function, but their support solved it in a very short time, and soon after they fixed the "bug".

Quote

Lack of USDt wouldn't be such a big problem for me as it is for Zwei as I don't mind DAI, but their reserves are quite low, and so is the volume. Hopefully that changes in the future. Anyway, I'll definitely keep an eye of them.

They were aware of the problem of small reserves and announced an increase. As far as I can see, these days they have added more DAI coins to the reserves, so it can be said that they are monitoring the situation.
Obviously, only at the beginning, but I see them as the most serious for the potential successors of eXch.

If I remember correctly ledger used multiple third party exchanges as their third party partners, and I think changelly is one of them.
I heard many complains about them so I would strongly advice against using this exchange, with or without ledger.
Than I would also stop using ledger and all other closed source wallets, especially if they are publicly confirmed blocking transactions because of compliance, like ledger is doing Tongue