Don't Use Your Business Funds To Invest In Bitcoin.

[WhoYouCantKill]

Combining business capital to Bitcoin investment is very risky. That capital is what helps the business to continue thriving, therefore it should not be mixed to a thing as volatile as crypto. Taking part of the gain has more sense, because when Bitcoin drops, the business and livelihood stays together.

Briefly: take Bitcoin as a long-term side hustle, rather than as money to rely on daily. Secure your business at first, afterwards invest only that which you can certainly bear to put aside or even lose.

[De seer1]

https://talkimg.com/images/2025/09/26/UQyFEG.jpeg

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

This economy no really send you, if you get money use them for business and the business make e be watin people dey demand everyday. Business go generate income to you everyday but investment na something way go give you profits for the future. Those way go invest for Bitcoin without say them get source of income no plan to invest for Bitcoin tay. Na make most of them dey sef dey do crypto trading because them believe say the crypto trading na go fit dey give them profits everyday. Another thing wen I go also emphasize on be say make people ko dey use loan money dey invest for Bitcoin because them go dey on dept for a very long time before them go fit pay.

 Investing in Bitcoin it has to be more lucrative than investing in the business. for example if you start up a business the profit you generate from the business you can invest 5% of your profit into Bitcoin. having business mentality you can invest on any of the crypto that wil yield you more profit than focusing on the only business mindset. but always have a good plan when you are investing on Bitcoin so that you not be caught up in the middle because bitcoin is for long term thinker not for short term holder.

[Orpichukwu]

Theirs no money that's not useful for bitcoin investment, what matters is your plans in bitcoin, the thing I will advice someone that wants to invest is that, do not borrow and invest in bitcoin and when you are investing in bitcoin do not expect to make a profit very fast, have a plans of how long your investment will stay in bitcoin before you make a withdrawal even though the investment is experiencing bearish season, we have to be patient for it, at end the price will increases.

Every penny is important and useful for Bitcoin investment, but not all should be used. Like when you just start up a business and the business is still struggling to stand out, taking money from such a business to invest in Bitcoin is never advisable because, since profits don't come in an instant, it's better not to take that risk, as such can hurt your growing business and cause it to crash.

[Different patterns]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.

From my own point of view, investing your business money into Bitcoin is a complex decision, which has possible rewards and also significant risks involved. Let me talk about possible rewards. The value of Bitcoin can increase, offering you high returns on your investment. It can also diversify your investment portfolio and reduce overall risk. Now let me talk about the risk to, as Bitcoin prices is dey very incredible volatile, mean that the value can swing wildly in short period of time and this volatility can lead to substantial losses,

As investment in bitcoin always requires stable funds and a long period of time, using business money is not advisable if you don't have any alternatives. It will be good to run your business with time; your profit in your business will be savings for investment in bitcoin.

[Oshio-man]

U think if people use their business money to invest in bitcoin will make their business to collapse or not moving well? It will move well and it will not going to affect their business unless dey invest their business capital in bitcoin, dat is d only way it will collapse d business because dat capital is d Pilar of d business and once u touch it to do other things, it will affect your business negatively, u can make use of your income from d business to invest in bitcoin and it will help u to grow financially and materially because u will not rush to sell your bitcoin in short period of time because u have business income dat will be helping u to buy goods and services to make d business not to reduce in the nearest future.

[Dr.Bitcoin_Strange]

Capital allocation for every investment is very important, business is also an investment but not the passive kind of investment like Bitcoin, for someone that is looking at starting a business, they won't even want to allocate that business capital into Bitcoin unless the person wants to make a double investment, then they will allocate some capital into Bitcoin and some to the starting and running of the physical business that they want.

[Makus]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

I honestly no see reason why person go use em business capital take invest for bitcoin except say the person na one of those people wey believe say bitcoin na get rich quick scheme. The truth is that we can make investment in bitcoin and expect returns in few days or weeks majority of the person who we like to be like in terms of bitcoin investment are long term holders. Short term trader might make money by buying the dip and selling when price increases a bit but how much of profit do they make, or how relevant is the profit. They may likely spend it all on some bills and it all gone meaning they'll start again from their capital where as bitcoin price is increasing and before you know it the relevance of their capital is not worthy anymore.

[Mehmet69]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

We need discretionary income to invest in Bitcoin. So if we say that we should not invest using business money, it will not be completely correct. Currently, there are many big companies whose main purpose is to invest in Bitcoin. So if we invest our money with the right plan, we can invest any money.

But, I agree with @op to some extent. Among new investors, there are many investors who cannot manage money properly for investment. They become very aggressive while investing. They invest all the money at once without any future plan. Later, when they face financial crisis, the only way is to sell the investment, which is the worst moment for an investor. Therefore, we should do business with proper planning rather than using business money. In this, we can continue investing in the long term using the return money we get.

Otherwise, which money you use to invest is completely your personal choice.

[Mr_Brilliant$]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

E get some things were nor even suppose need explanation. Anybody wey go carry their business funds go put for Bitcoin, na dem go face the wahala if market turn against them. You don’t risk the very source of your daily bread just because you dey chase profit, e nor make sense..

Like you talk, the smart way is to use profit or surplus, not the main capital. Business money na to keep the business alive, but once you start dipping into it for Bitcoin investments, you dey put both your business and yourself in danger..

[icebar]

The possibility of losing money in investing in Bitcoin with the idea that there will be only profit, especially for those who are determined to invest in short-term. Investors who are trying to invest in Bitcoin   from a business, should be more careful. If the price of Bitcoin decreases later by investing money in a business for quick profit, the business will also lose money, as well as the Bitcoin investment. Therefore, the best way to invest in Bitcoin is to accumulate bitcoin particularly following DCA with discretionary income, then in the long run it can be profitable.

[Agbe]

OP you are right but there are many posts on this forum that has emphasized on the reason why people should not use money that is ment for their business, for the purpose of investing in Bitcoin. This is more of repetition of post which is against the forums rules and regulations and you can get into trouble. So next time before you create a thread make sure that there is no existing thread related to what you want to post.

[Byebyebtc]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

Yes It is not financially healthy to use your business capital for investing in bitcoin it is considered red high risk
And the question is "if your business can afford to loose its entire investment"
Even if it can, how will you deal with the lose, remember money your investing should be money that your willing to loose, and not money your dependant on for survival, No matter how that opportunity or investment look attractive you should not take high risk buy risking 2 business at the same time that is just wild.
Your profit can be used and not your capital.
Even market experts advice not to take such high risk.

[Scarlett_23]

Yes as the topic said it all and it is very simple to understand. Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest and keep the capital to run di business and even di profit no be all you go use because you get other bills and things to do. Many people business of the advantages of investing in bitcoin would not think of what would happen when they invest their all in bitcoin and starting to beg from others to eat because they what to grow their investment or if they can't wait, they will be touching the investment bitcoin again.
That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

Bitcoin is very volatile in nature. So here you have to invest with money that will be left over after meeting the needs of a person's daily life. You should invest in Bitcoin with money that will not be affected by any obstacles. Now you are doing a business that is not yet strong. That is, you will have to pay employee bills or shop rent bills from the profit you get from the business at any time, that is, the money that will be needed after two days, such money cannot be invested in Bitcoin. Again, you cannot invest in Bitcoin with borrowed money. Investing with such money will not achieve your main purpose. Business money can be invested in Bitcoin only when there is money left after meeting all the needs, even if your business is not at risk.

[DaNNy001]

Your business funds should go into your business and not any other thing...in as much as Bitcoin investment is profitable it is still risky, putting your business money means you are willing to accept whatever comes after that action that you have taken. Investing with your business money can crash your business...Bitcoin investment needs a separate capital for it, any amount of money that's meant for your business is a no

[abaeze]

That is wrong investment plan. Always have an alternative to survive when you are investing in bitcoin.

When investing in Bitcoin, you always need to have alternatives for your survival. It is not right to pour the profit from any business completely into Bitcoin. Because the money of the business is needed for the rotation of the business. In order to keep the business stable and grow the business and to back up the business from business losses, all the profits of the business should not be invested completely elsewhere.

Similarly, investing in Bitcoin should never be done in a hurry or pouring money into Bitcoin out of emotion, as there is a possibility of disappointment when the price falls, which can make a bad impression on the new investor after making the first investment or turn away. Therefore, it is best to make a planned long-term investment with basic knowledge about Bitcoin, although there has been a lot of discussion about this in the forum in the past.

[Mr_Brilliant$]

Your business funds should go into your business and not any other thing...in as much as Bitcoin investment is profitable it is still risky, putting your business money means you are willing to accept whatever comes after that action that you have taken. Investing with your business money can crash your business...Bitcoin investment needs a separate capital for it, any amount of money that's meant for your business is a no

And to even add join, e no suppose be only business capital wey person no go touch, even the profit wey the business dey generate no suppose 100% enter Bitcoin. Na just small portion fit go Bitcoin, but the bulk of am suppose still go back inside the business to grow am stronger.

Because na how healthy and stable your business dey, go really determine how consistent you fit dey invest in Bitcoin without stress. If business dey solid, Bitcoin investment go just be like extra stream of wealth, no be gambling with your survival..

[ODG001]

Using business funds meant for restocking or repurchase is one the very major reasons they ignorantly label Bitcoin investment a 'scam'. People find it difficult to understand that investment is not a 'get-rich-quick' scheme, that is why they grumble when they don't see their hilarious and exaggerated profits after days or weeks of putting in their business funds

The earlier people realize it's a long-term investment, the better.

[Jeremiah001]

Investing in Bitcoin should only come from your discretionary income.....By discretionary income I mean the money left after settlingg all your important expenses and responsiibilities. The continued survival of your business largely depends on your business capital. So therefore your business capital should never be used as your discretionary income, your discretionary income should instead flow from your profit.....

 Let's say a business man whose weekly profit is #100k and after setting all his important responsibility, he is left with #50k as his discretionary income, and this businesman wants to begin investing in bitcoin......The best approach for him is to practice balance by putting like #20k into Bitcoin, then keeping #15k for emergency funds and then the remaining #15k is kept to help grow the businesss. With this way, the business man dey invest without overstretching his cashflow or putting himself under pressure.

Although it is certain some people don't know the strategy of the business they are jumping into such as Bitcoin, in Bitcoin it's a nice you invest your discretionary income than the main capital of your business, if you already have a business you are running and you still have interest in investing into Bitcoin don't use your capital of your business rather use the profit that may not affect your business .

[Tetu100]

The only money that can be used in investing in Bitcoin is the discretionary fund, using any other funds outside this  particular funds is not that advisable it can make you start deeping hands in to that investment even if you eventually invested. Bitcoin is  very easy and opened to all set of financial people, either the rich or the poor is just for you to go with the rightful approach which is the discretionary funds.

Just set up a long term target at least 5 to 10 years, figured out your discretionary funds and  you are good to go.

[Mr_Brilliant$]

The only money that can be used in investing in Bitcoin is the discretionary fund, using any other funds outside this  particular funds is not that advisable it can make you start deeping hands in to that investment even if you eventually invested. Bitcoin is  very easy and opened to all set of financial people, either the rich or the poor is just for you to go with the rightful approach which is the discretionary funds.

Just set up a long term target at least 5 to 10 years, figured out your discretionary funds and  you are good to go.

Business funds should always stay in the business because that is what keeps it alive and growing. Using it for Bitcoin fit  backfire, and if the market come swing the wrong way you fit end up hurting both your business and your investment at the same time.

That is why it makes sense to only use money you can afford to lock away, just like you said, discretionary funds. That way you can set your long term target and stay patient, not feel pressured to pull out when things dey shake..