Three best ways to hold bitcoin combined.

[Baki202]

‎For me the safest is still DCA, and that's what I have been using for a long time now. You don't even need to stress yourself on price movements before you can start investing. DCA gives you opportunities to buy when price is either going up or down. DCA helps is building discipline, consistency and a long term mindset while also reducing emotional decisions and removes the pressure of trying to predict the perfect entry price.. Using lump sum to buy alone might consume your time, because the perfect entry might not come. What I do often is using DCA and also when I see chance of buy with Lump sum , I take the opportunity like, when Bitcoin price was around 60k+, I bought with some amount of money and price has jumped back to 80k.

DCA has made people achieve their goals, and this is not the first testimony you will see. After all, when you are using DCA, you don't have to worry yourself about how these things work because you have targeted exactly what you want. And the opportunity that you get when it comes to DCA is what a lot of people are looking for because they know what it takes just for them to sacrifice so much, because if you want to do DCA, then you just have to be ready. Because it is just not about DCA, you also need to be dedicated to buying from your income, and having emergency funds matters a lot. Because it's like your backup in case of any emergency, it can be attended to. 

[Soldroplet]

DCA has been a very good method just like as you said, but I do not like DCA when the price of bitcoin has been increasing for 2 years or when it is closer to when people are estimating might be the begining of bear market. I can wait, let the price fall and start buying using DCA. But I think I can use the money that I have saved to also buy the dip or just do the limp sum but what I will do most is still the DCA if I have no mone left than collecting my salary.

I think you are confusing DCA with market timing here. Closing DCA because prices have been rising for two years or a bear market is coming is not DCA, it is waiting for prices to fall. In my opinion, DCA should be based on cash flow, discretionary income and backup funds, not market highs/lows. If you have extra money besides your own and family's essential expenses, it is more realistic to deposit small amounts of Bitcoin regularly.

Yes, you can use the 'buy the dip' strategy as an additional strategy, especially for those with strong cash flow and who are already buying Bitcoin regularly. But for those with low discretionary income, holding onto money waiting for prices to fall can often ruin savings opportunities. Setting aside money for the dip is not a lump sum; it is essentially a buy the dip strategy -It is important that you understand this difference.

[JayJuanGee]

so it seems that saving money for buying on dips works better for those who have higher levels of discretionary funds available as compared to those who do not. and who are likely better off to just ongoingly be buying bitcoin on a regular and consistent basis rather than screwing around trying to figure out dips that may or may not end up happening.

DCA has been a very good method just like as you said, but I do not like DCA when the price of bitcoin has been increasing for 2 years or when it is closer to when people are estimating might be the begining of bear market. I can wait, let the price fall and start buying using DCA. But I think I can use the money that I have saved to also buy the dip or just do the limp sum but what I will do most is still the DCA if I have no mone left than collecting my salary.

It can be quite problematic to be fucking around trying to figure out dips that may or may not end up happening, and surely it can be problematic to start investing in bitcoin at or near the top of a price run, which I see might have had been the case if you started buying bitcoin at or near the time that you registered on the forum in the beginning of October 2025, and even I had a similar situation in which I started to invest in bitcoin at the top of the 2013 price run in November 2013, and I established most of my bitcoin position as the BTC price went down for that whole year until November 2014, yet I continued to buy bitcoin in 2015 from my income as it was coming in (even though my income situation was not very good in 2015), yet my reason to continue to buy bitcoin in 2015 was because the BTC price continued to largely stay down in 2015.

I am not going to proclaim that I know what to do in all situations, even though my own experience ended up with ongoing buying for a few years after I started and I felt that I had made quite a few attempts to front load my bitcoin buying in 2014 as the BTC price was going down the whole year from $1,100-ish in late 2013 to below $400 in late 2014, and then it got stuck mostly below $250 for an overwhelming majority of 2015, at least until September/October 2015...

And, in your own specific case, if you are merely investing from your income as your income is coming in, then I don't see any problem continuing to invest in bitcoin in that kind of a way and I don't see any need to get worked up about whether you believe that the bitcoin price may or may not go down, or up or sideways in the near to medium term, yet if you had already front loaded your investment when BTC prices were higher (such as above $100k), then you may well have a much higher average price per BTC, yet it can be difficult to know if there would be any reason to do anything other than ongoingly buying of BTC, and there tends to be no reason to be second guessing ourselves if we had already been buying bitcoin, yet our average cost per BTC is much higher than the current BTC prices. 

Some guys who are still newbies to bitcoin try to trade BTC, which I tend to consider way too much like gambling rather than ongoingly accumulating bitcoin.  Accordingly, I personally consider selling to buy back more or selling as a way of trying to accumulate bitcoin as an almost retarded approach to bitcoin accumulation, since the BTC price might not go down after any decision to sell and it may well be way better to just continue buying BTC. .and keep adding to your bitcoin stash rather than taking chances on the short-to-medium term direction of the BTC price..

Of course another thing is that even if you were investing $100 per week or more into bitcoin (or maybe even if you were investing 10% to 15% of your income into bitcoin), you may well have a long way to go before you are even close to having enough or more than enough bitcoin in order to justify modifying your practice away from ongoingly buying bitcoin...

That is my perspective about the importance of ongoingly building a bitcoin stash through ongoing buying of bitcoin, especially for relative newbies who are in their first full cycle (or maybe even two) of bitcoin accumulation, and it may well take a decent amount of time to really build up a decently sized bitcoin stash, even if you might figure out ways to increase your discretionary income by increasing your income and/or cutting your expenses, and sometimes guys are able to front load with lump sum amounts if they receive those from time to time or to reallocate from other investments into bitcoin and/or reallocate savings that you might have into bitcoin.. so there can be a few variables to consider that are somewhat related to how you accumulate bitcooin that also relates to your 9 individual investment factors.

[B-BossMan]

so it seems that saving money for buying on dips works better for those who have higher levels of discretionary funds available as compared to those who do not. and who are likely better off to just ongoingly be buying bitcoin on a regular and consistent basis rather than screwing around trying to figure out dips that may or may not end up happening.

DCA has been a very good method just like as you said, but I do not like DCA when the price of bitcoin has been increasing for 2 years or when it is closer to when people are estimating might be the begining of bear market. I can wait, let the price fall and start buying using DCA. But I think I can use the money that I have saved to also buy the dip or just do the limp sum but what I will do most is still the DCA if I have no mone left than collecting my salary.

It can be quite problematic to be fucking around trying to figure out dips that may or may not end up happening, and surely it can be problematic to start investing in bitcoin at or near the top of a price run, which I see might have had been the case if you started buying bitcoin at or near the time that you registered on the forum in the beginning of October 2025, and even I had a similar situation in which I started to invest in bitcoin at the top of the 2013 price run in November 2013, and I established most of my bitcoin position as the BTC price went down for that whole year until November 2014, yet I continued to buy bitcoin in 2015 from my income as it was coming in (even though my income situation was not very good in 2015), yet my reason to continue to buy bitcoin in 2015 was because the BTC price continued to largely stay down in 2015.

Fablours. Many people  truly spent too much of their precious time, by trying to perfect the bitcoin dips or target the perfect dip that may not come, but the facts is, it's very impossible to get exactly what when the is the dips. Speculating when the price will actually drops down or rise upward is so stressful and  people who tried it mostly ended up buying it higher and later sell it lower because of fears. And these is very bigger mistakes that rotate amongst the investors in bitcoin investment.

The only best way to approach it is by consistency, then proceeding to buy bitcoin gradually, even during the market crashes and accumulate more Bitcoin over time. So even with some little financial income challenges, people should keep on buying bitcoin steadily without any fear. Irrespective of how small the amount is, than to be waiting for a perfect time/dips. Moreover anyone that is not consistent/disciplined will hardly succeed in long-term bitcoin investment, because patience and consistency pays in bitcoin investment journey, having the mindset is much better than trying to chasing the dip that is not certain.

[Halifat]

Some guys who are still newbies to bitcoin try to trade BTC, which I tend to consider way too much like gambling rather than ongoingly accumulating bitcoin.  Accordingly, I personally consider selling to buy back more or selling as a way of trying to accumulate bitcoin as an almost retarded approach to bitcoin accumulation, since the BTC price might not go down after any decision to sell and it may well be way better to just continue buying BTC. .and keep adding to your bitcoin stash rather than taking chances on the short-to-medium term direction of the BTC price..

Most of the newbies are not inquisitive that is why they fail to achieve their goal, the only thing they are good at is to rush in everything they are doing just because they find someone doing better when trading Bitcoin they think that it is the best way for them to go that is why some of them felt drastically and start seeing bitcoin and something else. Whereby the fourth is from them because they referred to ask question which will be the first thing for them, we actually sound the same way when it comes to bitcoin trading for a newbie, definitely the newbie will see it as a gamble not trading anymore because he believe he can make something good out of it with his own prediction.

Bitcoin is open for everybody i thick is the best for newbies to accumulate not necessarily you have the knowledge first because it has come to stay and definitely holding it for a very long time will actually bring the positive results. Bitcoin is different from any other coin that you may do your own research, but in Bitcoin you can do that later after starting the process of accumulation the knowledge will come gradually.

[Hewlet]

so it seems that saving money for buying on dips works better for those who have higher levels of discretionary funds available as compared to those who do not. and who are likely better off to just ongoingly be buying bitcoin on a regular and consistent basis rather than screwing around trying to figure out dips that may or may not end up happening.

DCA has been a very good method just like as you said, but I do not like DCA when the price of bitcoin has been increasing for 2 years or when it is closer to when people are estimating might be the begining of bear market. I can wait, let the price fall and start buying using DCA. But I think I can use the money that I have saved to also buy the dip or just do the limp sum but what I will do most is still the DCA if I have no mone left than collecting my salary.

It can be quite problematic to be fucking around trying to figure out dips that may or may not end up happening, and surely it can be problematic to start investing in bitcoin at or near the top of a price run, which I see might have had been the case if you started buying bitcoin at or near the time that you registered on the forum in the beginning of October 2025, and even I had a similar situation in which I started to invest in bitcoin at the top of the 2013 price run in November 2013, and I established most of my bitcoin position as the BTC price went down for that whole year until November 2014, yet I continued to buy bitcoin in 2015 from my income as it was coming in (even though my income situation was not very good in 2015), yet my reason to continue to buy bitcoin in 2015 was because the BTC price continued to largely stay down in 2015.

Fablours. Many people  truly spent too much of their precious time, by trying to perfect the bitcoin dips or target the perfect dip that may not come, but the facts is, it's very impossible to get exactly what when the is the dips. Speculating when the price will actually drops down or rise upward is so stressful and  people who tried it mostly ended up buying it higher and later sell it lower because of fears. And these is very bigger mistakes that rotate amongst the investors in bitcoin investment.

If it were possible for an investor to reach his investment goal after a single buy, then waiting for a DIP before buying ones bitcoin would have been a reasonable thing but fact is that it's not even possible to get your goal just by buying bitcoin at a go so why wasting your time in waiting for a perfect time to buy knowing fully well that you're also going to buy more chunk of bitcoin afterwards?

If you're buying through DCA, you're technically buying the DIP as well and it's still easy for you to lump sum in the same process. That way, you're certain you're not procrastinating your buys and that you're rightly taking advantage of every opportunity that present itself to you.

There's nothing like a perfect DIP before buying and waiting for such a time before an investor gets started in his investment will only lead to more wastage of time.

[Karl_3000]

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

[Gost ms]

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

Your comment is a bit vague and is referring to trading. What do you mean by DCA can be done during a downtrend? Every person needs to have the humanity and investment for their long term investment. The way you have said is complete trading and a new person may face losses if he adopts this method. DCA method is to buy continuously on a weekly or monthly basis without looking at the market price, until you are able to reach your target.

[JayJuanGee]

Some guys who are still newbies to bitcoin try to trade BTC, which I tend to consider way too much like gambling rather than ongoingly accumulating bitcoin.  Accordingly, I personally consider selling to buy back more or selling as a way of trying to accumulate bitcoin as an almost retarded approach to bitcoin accumulation, since the BTC price might not go down after any decision to sell and it may well be way better to just continue buying BTC. .and keep adding to your bitcoin stash rather than taking chances on the short-to-medium term direction of the BTC price..

Most of the newbies are not inquisitive that is why they fail to achieve their goal, the only thing they are good at is to rush in everything they are doing just because they find someone doing better when trading Bitcoin they think that it is the best way for them to go that is why some of them felt drastically and start seeing bitcoin and something else. Whereby the fourth is from them because they referred to ask question which will be the first thing for them, we actually sound the same way when it comes to bitcoin trading for a newbie, definitely the newbie will see it as a gamble not trading anymore because he believe he can make something good out of it with his own prediction.

Bitcoin is open for everybody i thick is the best for newbies to accumulate not necessarily you have the knowledge first because it has come to stay and definitely holding it for a very long time will actually bring the positive results. Bitcoin is different from any other coin that you may do your own research, but in Bitcoin you can do that later after starting the process of accumulation the knowledge will come gradually.

I am not advocating no knowledge or anti-knowledge, since each person has to figure out for himself the extent to which he is ready to start buying bitcoin based on his having discretionary funds (which is the main logical prerequisite, besides knowing from where the first coin purchases are going to be sourced).  So each person is responsible to figure out if he has enough knowledge to get started and/or to identify if he might need further knowledge, whether it is related to bitcoin or even related to his own cashflow situation.

Each person is also responsible to figure out how much is reasonable to start to invest, whether that ends up resulting in weekly buys or whether there might be some determination that any further knowledge might be needed or wanted prior to making further purchases.

I surely consider it important to get started buying bitcoin as soon as possible and as long as discretionary funds are available, yet of course, each person has a variety of different competing things going on in their lives and they have to figure out the extent to which bitcoin easily fits in with activities, skills, knowledge and even objectives that they already have or if they might end up giving bitcoin a priority that is of less importance than what I (and many other longer term bitcoiners) consider bitcoin to be.

Another thing that I tend to personally emphasize are the needs to have comfort around personal cashflow management and psychology to tend to be more important than figuring out too many details about bitcoin, which is also shown in my own outline of 9 important individual factors^** to consider, and even with that some newbies will resonate quickly with the ideas of bitcoin and sound money and other newbies might struggle to understand why bitcoin differs from shitcoins and/or various come and go scammy fads. 

**By the way, there is no need to be completely conversant with the 9 individual factors prior to getting started buying bitcoin (so long as there has been a reasonable determination that sufficient discretionary funds are available to get started buying bitcoin), since it can take a consider able amount of time to get conversant with the 9 individual factors (including potentially sketching out income projection and bitcoin projection expectations) and also the 9 individual factors may well tend to ongoingly change too... .. so it seems to me that some aspects of the 9 individual factors may be reviewed and reconsidered from time to time throughout the life of a bitcoin investment even at various points that the bitcoin investment may well end up being 4-10 years or longer from the time that any new value is added to the bitcoin stack.,. or even when guys might reach maintenance stage or may reach some form of their liquidation stage, whether that involves sustainable withdrawal or otherwise.

Through the years that I have been involved with bitcoin, I have met a quite a few folks who struggle to figure out any kind of a reason (besides pump and dump ideas and number go up ideas) that bitcoin has any kind of value, even within its stated value proposition... .. so none of us can necessarily cause a horse to drink, merely because we led it to water, since there likely would still be some need for the ideas of bitcoin to resonate, and there may or may not be areas of discussion that might help some folks to become more enthusiastic about bitcoin and the various value propositions of bitcoin beyond just number go up ideas... and actually by the way, number go up, still might be enough of a justification to at least cause some folks to get started buying bitcoin, yet merely focusing on number go up also seems quite superficial, since there have been, and likely will continue to be extended periods in which bitcoin's number won't be seeming to go up.

[edited out]

If it were possible for an investor to reach his investment goal after a single buy, then waiting for a DIP before buying ones bitcoin would have been a reasonable thing but fact is that it's not even possible to get your goal just by buying bitcoin at a go so why wasting your time in waiting for a perfect time to buy knowing fully well that you're also going to buy more chunk of bitcoin afterwards?

I tend to agree with you that is it quite difficult to front load a person's investment into bitcoin, even if they might be taking from other investments, it may well make sense to invest into bitcoin over a period of time, even if the starting point might have had been some variation of a lump sum.

Let's suggest an example in which a mid-40s person who is in the $30k income territory, and surely if he had been investing in a fairly aggressive way of around 20-ish years of his life of around $100 per week (that would be around 17.33% of his income), and perhaps over the 20 years, he had invested more than $104k ($5.2k per year and $52k over 10 years), and maybe he even had some luck and his investment (after 20 years is worth around $300k or maybe even more)... So maybe this guy has some latitude in terms of how much to put into bitcoin from his $300k and also how much he might want to continue to invest into bitcoin.

Personally, I would likely suggest something that would likely be less than 1/3 of the value (so less than $100k), yet even investing $100k in a fairly short period of time might still cause the guy to consider that he put enough into bitcoin or even more than enough, yet if he still has $100 per week that is coming in and is able to be invested, he could put half into bitcoin and half into his traditional investment (non-bitcoin) portfolio.

If you're buying through DCA, you're technically buying the DIP as well and it's still easy for you to lump sum in the same process. That way, you're certain you're not procrastinating your buys and that you're rightly taking advantage of every opportunity that present itself to you.

There's nothing like a perfect DIP before buying and waiting for such a time before an investor gets started in his investment will only lead to more wastage of time.

There could be possibilities that a guy who is new to bitcoin and who is able to put $100k into it, he might choose to put $33.3k in right away, DCA with $33.3k and buy dips with $33.3k.. yet surely that seems like a lot of deferred investing for some portion (the buying on the dip portion) that might not end up happening.  So it may not make sense to divide that quantity of $100k into three equal parts but instead to give greater emphasis to some variation of non-deferral and certainty rather than deferral that has uncertainty built into such deferral (referring to buying on dips that might not end up happening).

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

Of course, during a bull run, there would be an incentive to front load, even though surely whether we are going to have a bull run or a bear run or even some kind of flat, these kinds of matters do not tend to be known in advance, even though retrospectively we can look at what we did or did not do and to try to figure out if we could have had "done it" better.  Frequently, if we have some choice in regards to some large amount of money that we have available, then we will try to make the best decision that we can based on that large sum of money that is available.

An overwhelming majority of normies do not tend to have a lot of money available, so frequently it makes the most sense to allocate most, if not all, of whatever they are going to use to buy bitcoin into some form of DCA, even if they might choose to hold back some of it for dips that may or may not happen, and I tend to recommend not holding back any more than 20% of what is authorized to put into bitcoin, yet surely guys have to come to their own conclusions regarding how much they might want to hold back, if any, and/or how aggressive or whimpy that they might want to be in regards to their bitcoin accumulation (presuming that they have gotten themselves into bitcoin accumulation as one of their priorities/goals).

[edited out]

Your comment is a bit vague and is referring to trading. What do you mean by DCA can be done during a downtrend? Every person needs to have the humanity and investment for their long term investment. The way you have said is complete trading and a new person may face losses if he adopts this method. DCA method is to buy continuously on a weekly or monthly basis without looking at the market price, until you are able to reach your target.

To a certain extent, you are correct Gost ms that Karl_3000 is coming off as a bit presumptuous in terms of his expectation that there are reasonable abilities to be able to figure out if the BTC price is going up, down or sideways in the short-to-medium term... Karl_3000 is not completely wrong in terms of our sometimes abilities to recognize trends that exist or trends that might appear to be more likely than others, yet surely, the likelihood of trends or no trends still might well overly influence newbies in terms of trying to figure out which way the BTC price may or may not go, which does not really tend to be a good way for newbies to approach bitcoin, especially if they may well recognize and appreciate that it is likely that they are going to spend at least a couple of cycles just to build up their bitcoin holdings to a decently good size, even if they try to be as aggressive as they are able to be in their bitcoin accumulation (without overdoing it). ..so yeah, it tends to be quite problematic for bitcoiner newbies to be fucking around trying to figure out bitcoin price directions rather than focusing on getting their own cashflow management (and maybe even improving their discretionary funds?) in order.

[Halifat]

Another thing that I tend to personally emphasize are the needs to have comfort around personal cashflow management and psychology to tend to be more important than figuring out too many details about bitcoin, which is also shown in my own outline of 9 important individual factors^** to consider, and even with that some newbies will resonate quickly with the ideas of bitcoin and sound money and other newbies might struggle to understand why bitcoin differs from shitcoins and/or various come and go scammy fads. 

The common failure that normally occur here is not the misunderstanding of Bitcoin but their actual case is that they don't invest what they can afford to lose, some of them are usually indebted and even though you talk about emergency funds they cannot be able to raise any that is why they find it very difficult to maintain their consistency when is come to investing. Before anyone start investing in Bitcoin there are certain things which they have to look at, they make sure their financially stable, not really they have to be 100% but they should not be too much indebted because that alone will distract them from investing. If all this thing has been taken care of I think that is when they will realize there discretionary income, and the investment will move smoothly.

[blockman]

There will be instances that a person would like to buy some for accumulation(DCA) but they just can't. And that's because they're trying to satisfy themselves by hitting the lowest possible dip that they can ever see. It's hard to measure that if your plan is to buy the lowest. So, an average guy is going to DCA whenever he's available in doing that and has some budget to spare that plan of what he's trying to do. It also depends on how much you can live with without putting yourself and budgeting in trouble. Investing should be made easy by each of us according to our affordability.

[AYOBA]

The common failure that normally occur here is not the misunderstanding of Bitcoin but their actual case is that they don't invest what they can afford to lose, some of them are usually indebted and even though you talk about emergency funds they cannot be able to raise any that is why they find it very difficult to maintain their consistency when is come to investing. Before anyone start investing in Bitcoin there are certain things which they have to look at, they make sure their financially stable, not really they have to be 100% but they should not be too much indebted because that alone will distract them from investing. If all this thing has been taken care of I think that is when they will realize there discretionary income, and the investment will move smoothly.

That’s exactly the problem of some people when they come to invest in Bitcoin they will never use the amount they can afford to lose, and than using the amount person can afford to lose I think the best thing is to hold on since we’re all free to invest in the Bitcoin at any time; us just to that it’s good get as earlier the best; so that if those that has been invested for a for while are discussing how far the Bitcoin movement has gone elk you can remain regret but to be honest be financial stability is very important for those who have interest to invest in Bitcoin.

[JayJuanGee]

Another thing that I tend to personally emphasize are the needs to have comfort around personal cashflow management and psychology to tend to be more important than figuring out too many details about bitcoin, which is also shown in my own outline of 9 important individual factors^** to consider, and even with that some newbies will resonate quickly with the ideas of bitcoin and sound money and other newbies might struggle to understand why bitcoin differs from shitcoins and/or various come and go scammy fads. 

The common failure that normally occur here is not the misunderstanding of Bitcoin but their actual case is that they don't invest what they can afford to lose, some of them are usually indebted and even though you talk about emergency funds they cannot be able to raise any that is why they find it very difficult to maintain their consistency when is come to investing. Before anyone start investing in Bitcoin there are certain things which they have to look at, they make sure their financially stable, not really they have to be 100% but they should not be too much indebted because that alone will distract them from investing. If all this thing has been taken care of I think that is when they will realize there discretionary income, and the investment will move smoothly.

If there are no back up funds, then there is no ability to have assurance that fluctuations in income/expenses are covered and also to make sure that guys are not investing beyond their discretionary funds.  The longer that a guy is in bitcoin, the more solid his cashflow management should become, and yeah, if they are making mistakes, then they need to try to fix their mistakes so that they are both simultaneously growing their bitcoin and strengthening their cashflow management.

Of course, if guys have little to no discretionary funds, then they might not be able to invest in bitcoin, and if they are able to figure out ways to increase their discretionary funds by increasing their income and/or decreasing their expenses, then that might be helpful too in terms of providing them with enough funds to buy bitcoin persistently, consistently, ongoingly, regularly and maybe even aggressively.

There will be instances that a person would like to buy some for accumulation(DCA) but they just can't. And that's because they're trying to satisfy themselves by hitting the lowest possible dip that they can ever see. It's hard to measure that if your plan is to buy the lowest.

Trying to time the dip and/or failing/refusing to buy on a regular basis is a bad approach to bitcoin investment, so they do not sound serious and/or ready, willing or able to invest into bitcoin for 4-10 years or longer.

So, an average guy is going to DCA whenever he's available in doing that and has some budget to spare that plan of what he's trying to do. It also depends on how much you can live with without putting yourself and budgeting in trouble. Investing should be made easy by each of us according to our affordability.

Of course, investing into bitcoin would be within discretionary funds and it tends to take a long time to build up a bitcoin investment, even for guys who might have abilities to invest aggressively.

[Popkon6]

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

When the price of Bitcoin is low, buying Bitcoin according to the DCA method is the most important and economical. Even if the price of Bitcoin is rising, buying according to the DCA method creates savings. Bitcoin according to the DCA method helps to keep the investment for a long time, so this Bitcoin DCA method plays an effective role for every person.
Whether the investor is small or big, they are able to buy Bitcoin in any situation, and the savings they get as a result of buying Bitcoin create the opportunity to be more profitable later. Due to which the DCA method is able to deal with any situation in the market.

[B-BossMan]

If there are no back up funds, then there is no ability to have assurance that fluctuations in income/expenses are covered and also to make sure that guys are not investing beyond their discretionary funds.  The longer that a guy is in bitcoin, the more solid his cashflow management should become, and yeah, if they are making mistakes, then they need to try to fix their mistakes so that they are both simultaneously growing their bitcoin and strengthening their cashflow management.

Of course, if guys have little to no discretionary funds, then they might not be able to invest in bitcoin, and if they are able to figure out ways to increase their discretionary funds by increasing their income and/or decreasing their expenses, then that might be helpful too in terms of providing them with enough funds to buy bitcoin persistently, consistently, ongoingly, regularly and maybe even aggressively.

 You are right that if someone tends to invest without back up funds saved, an unexpected bills may come which may lead him to sell thier bitcoin at lost just to sort out the unexpected bills, however that is why its very important that one should have an emergency funds before proceeding to invest in bitcoin, because these are just like a safety that gives you rest of mind in difficult situations. The most important thing now is if one didn't strongly improve their cashflow management at the beginning, things may still go in mess seriously, but even from experience they can get disciplined how how to manage thier cashflow, but if someone isn't consistent in having regular income or running out of money all the time, serious this type of people need to review thier financial stability or situations,because this are the kind of peole that force themselves to sell at any moment. Though some maybe overspending,lower income and very poor financial management or planning. It's not just to accumulate bitcoin alone,but also gaining a control over personal finances is also important.

Moreover, understanding what's the discretionary income should be the first thing, invest with only your available discretionary income and invest what you can afford to lose, of course the bitcoin is just like a planting tree around us, one can only plant seeds using water you know you don't need urgently for either drinking or cooking. If there's no extra water left, planting must wait. To grow higher or bigger garden in future, they either need to increases thier income or  cuts off some unnecessary expenses so that more discretionary income becomes available for a consistent Bitcoin investment growth over time.

[Different patterns]

Another thing that I tend to personally emphasize are the needs to have comfort around personal cashflow management and psychology to tend to be more important than figuring out too many details about bitcoin, which is also shown in my own outline of 9 important individual factors^** to consider, and even with that some newbies will resonate quickly with the ideas of bitcoin and sound money and other newbies might struggle to understand why bitcoin differs from shitcoins and/or various come and go scammy fads. 

The common failure that normally occur here is not the misunderstanding of Bitcoin but their actual case is that they don't invest what they can afford to lose, some of them are usually indebted and even though you talk about emergency funds they cannot be able to raise any that is why they find it very difficult to maintain their consistency when is come to investing. Before anyone start investing in Bitcoin there are certain things which they have to look at, they make sure their financially stable, not really they have to be 100% but they should not be too much indebted because that alone will distract them from investing. If all this thing has been taken care of I think that is when they will realize there discretionary income, and the investment will move smoothly.

If there are no back up funds, then there is no ability to have assurance that fluctuations in income/expenses are covered and also to make sure that guys are not investing beyond their discretionary funds.  The longer that a guy is in bitcoin, the more solid his cashflow management should become, and yeah, if they are making mistakes, then they need to try to fix their mistakes so that they are both simultaneously growing their bitcoin and strengthening their cashflow management.

Of course, if guys have little to no discretionary funds, then they might not be able to invest in bitcoin, and if they are able to figure out ways to increase their discretionary funds by increasing their income and/or decreasing their expenses, then that might be helpful too in terms of providing them with enough funds to buy bitcoin persistently, consistently, ongoingly, regularly and maybe even aggressively.

I really get your point, back up funds are very important whenever it comes to bitcoin investment, because back up funds help in many ways, it help to protect both a person’s daily life and also their bitcoin investment, because without reserves a emergency funds even little problems like damage of phone, medical expenses and rent increases. All those small issues could force a person to stop buying bitcoin or even sell it at wrong time, just to survive.

For example now. Mr A and Mr B both of them working in same place, and both of them investing $50 weekly into bitcoin investment, and Mr A has back up funds of 3 to 6 weeks of expenses saved And Mr B has no back up funds, if eventually both of them lose their jobs, Mr B may panic who has no saving may panic and sell immediately to cover the expenses while Mr A that saved can continue paying is bills, even continuing buying bitcoin during the dip from savings. That difference comes from cashflow and preparation, is very good idea for someone to have backup funds in the journey of investment to avoid panicking when things don’t move as expected.

[Halifat]

Another thing that I tend to personally emphasize are the needs to have comfort around personal cashflow management and psychology to tend to be more important than figuring out too many details about bitcoin, which is also shown in my own outline of 9 important individual factors^** to consider, and even with that some newbies will resonate quickly with the ideas of bitcoin and sound money and other newbies might struggle to understand why bitcoin differs from shitcoins and/or various come and go scammy fads. 

The common failure that normally occur here is not the misunderstanding of Bitcoin but their actual case is that they don't invest what they can afford to lose, some of them are usually indebted and even though you talk about emergency funds they cannot be able to raise any that is why they find it very difficult to maintain their consistency when is come to investing. Before anyone start investing in Bitcoin there are certain things which they have to look at, they make sure their financially stable, not really they have to be 100% but they should not be too much indebted because that alone will distract them from investing. If all this thing has been taken care of I think that is when they will realize there discretionary income, and the investment will move smoothly.

If there are no back up funds, then there is no ability to have assurance that fluctuations in income/expenses are covered and also to make sure that guys are not investing beyond their discretionary funds.  The longer that a guy is in bitcoin, the more solid his cashflow management should become, and yeah, if they are making mistakes, then they need to try to fix their mistakes so that they are both simultaneously growing their bitcoin and strengthening their cashflow management.

Of course, if guys have little to no discretionary funds, then they might not be able to invest in bitcoin, and if they are able to figure out ways to increase their discretionary funds by increasing their income and/or decreasing their expenses, then that might be helpful too in terms of providing them with enough funds to buy bitcoin persistently, consistently, ongoingly, regularly and maybe even aggressively.

I definitely agree with you on this because with the absent of emergency funds it give you no choice to sell your Bitcoin investment, you will definitely sell at loss because the back up fund for emergency issues are not there and again if you decide not to use your bitcoin investment, you will definitely run on debt and all this will make you lose focus on the plans you had.

Bitcoin profits comes with a lot of certain things that need to be done, firstly patience and also consistency because this alone will make you go far and also make you comfortable, but if you use funds that you are not using tomorrow, which means this is very clear that you have to invest what you can afford to lose, make sure you use a descretionary income and with that you are good to go when it comes to bitcoin investment.

[Hardyrobust]

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

When the price of Bitcoin is low, buying Bitcoin according to the DCA method is the most important and economical. Even if the price of Bitcoin is rising, buying according to the DCA method creates savings. Bitcoin according to the DCA method helps to keep the investment for a long time, so this Bitcoin DCA method plays an effective role for every person.
Whether the investor is small or big, they are able to buy Bitcoin in any situation, and the savings they get as a result of buying Bitcoin create the opportunity to be more profitable later. Due to which the DCA method is able to deal with any situation in the market.

Buying bitcoin when the price is low is buying the dip and not DCA strategy as you may think. With DCA strategy you don't have to wait for the market to be low before you can start buying bitcoin. You DCA when there available discretionary income to do so and not when the market is low. The DCA strategy you don't have to look at the price or time the market before you start accumulating bitcoin with the aim of wanting to buy when the price is low . When you begin to wait for the price to be low before buying them it is no longer DCA strategy but buying the dip.

[Halifat]

If you're buying through DCA, you're technically buying the DIP

This may not be correct but DCA is good. During the bull run, you can DCA in a way that you are not buying the dip because the price of bitcoin continue to increase. At the time, averaging is still very possible and also DCA can still result to buying the dip. But that does not matter what that is needed is to make profit, at least you may still make profit from the long time bull run. Buying the dip can be most obvious during the bear market and some time in bull market when the price of bitcoin significantly retrace.

When the price of Bitcoin is low, buying Bitcoin according to the DCA method is the most important and economical. Even if the price of Bitcoin is rising, buying according to the DCA method creates savings. Bitcoin according to the DCA method helps to keep the investment for a long time, so this Bitcoin DCA method plays an effective role for every person.
Whether the investor is small or big, they are able to buy Bitcoin in any situation, and the savings they get as a result of buying Bitcoin create the opportunity to be more profitable later. Due to which the DCA method is able to deal with any situation in the market.

Buying bitcoin when the price is low is buying the dip and not DCA strategy as you may think. With DCA strategy you don't have to wait for the market to be low before you can start buying bitcoin. You DCA when there available discretionary income to do so and not when the market is low. The DCA strategy you don't have to look at the price or time the market before you start accumulating bitcoin with the aim of wanting to buy when the price is low . When you begin to wait for the price to be low before buying them it is no longer DCA strategy but buying the dip.

You are actually correct but let me add some things to what you have wrote, so many people have misunderstood DCA strategy but it actually went beyond that, the strategies take care of our emotions of waiting for the price to drop before we can buy, when dealing with DCA strategy we don't look at dip because if you concentrate on that that means we are not using the formula again. DCA strategy is open for any investors because it is all about accumulating Bitcoin and in the process you don't have to look at the price because things have become easier now, in any amount you can buy Bitcoin.

Delaying your investment all in the name of waiting for the dip is actually misleading because that alone will make you lose so many opportunities, sometimes it takes a very long term Before you can experience it and that is why we say that you will lose more opportunities. Dealing with DCA strategy, honestly the approach will not even allow you to notice the volatile in Bitcoin, and again before you know you will accumulate more Bitcoin.

[Ruttoshi]

For example now. Mr A and Mr B both of them working in same place, and both of them investing $50 weekly into bitcoin investment, and Mr A has back up funds of 3 to 6 weeks of expenses saved And Mr B has no back up funds, if eventually both of them lose their jobs, Mr B may panic who has no saving may panic and sell immediately to cover the expenses while Mr A that saved can continue paying is bills, even continuing buying bitcoin during the dip from savings. That difference comes from cashflow and preparation, is very good idea for someone to have backup funds in the journey of investment to avoid panicking when things don’t move as expected.

When you have lost your job and you're left with only your backup funds, it's advisable that you don't buy bitcoin with it but use to to take care of your basic needs and monthly expenses till when you get another means of income with a discretionary income before you can start accumulating bitcoin again.

If you start using your backup funds to accumulate Bitcoin and at the same time using it to take care of your needs, if it gets exhausted before you get another means of income, you will definitely sell your bitcoin investment to survive which was what you're preventing and set up a backup funds. Don't be carried away by the dip and you should only buy bitcoin when you have discretionary income.