Taking risk should come with calculated research and not speculation to avoid regrets. Taking risk should not be based on instincts or perception as it could come with a great cost.
Investment on its own is a risk but should not be treated with ignorance and lack of self awareness.
Lastly, it's not advisable to borrow money to invest especially if it's a long term investment plan. Investment is a 50/50 probability and should not be considered as a source of income or a hope for loan repayment.
Yes, you can take risks, but keep a limit, take as much risk as you feel mentally healthy. If you want to take a loan, you can invest in Bitcoin, but within a limit and politeness. If you invest with a loan, you will always have to worry, because of which you can become ill. So you should invest debt-free. If you invest in Bitcoin with a loan, then before that, just take care that you have a stable source of income. You have to take risks. The name of the investment is risk - if you cannot take risks, then how will you invest. So you have to take risks. But it should be taken within limits, because no one knows when Bitcoin will increase or decrease, so it is better to take risks wisely.