The best way to prepare for next year is to continue buying now that the market is at a DIP knowing that in next year to come, if there's a bull, there's a gain and if there's not, we can still continue investing till the market eventually gets bullish because certainly, before the end of the coming year, we will get past the last all time high.
Do you know why people have to analyze and make hundreds of predictions? Because there's a huge gap between words and actions, and talking is always easier than doing. And not everyone has the money to buy whenever the price drops.
I believe all investors know that buying is the best investment strategy, especially when the market is falling. But you need to know that not everyone always has enough money in their bank account and can buy whenever the market goes down. Many people don't even have the money to buy now, let alone buy continuously if the market continues to decline and lasts until 2026.
Generic advice like “just keep buying or buy the every dip” sounds simple, but in reality, it's not simple at all and doesn't work for everyone. Everyone's financial situation is different, and it all depends on each individual.