A serious concern: people die, accounts are lost — is there any way to “inherit”

[drgomez89]

Hi everyone,
I’d like to raise a serious and often overlooked issue.
People pass away, and when that happens, accounts, wallets, and digital assets can be permanently lost. Unlike traditional banking systems, in crypto there is often no clear mechanism for inheritance.
This makes me wonder:
Is there any app, service, or protocol designed to securely handle crypto inheritance?
Are there practical solutions people are currently using (multi-sig, trusted third parties, legal setups, smart contracts)?
How do you balance security while alive with access for heirs in case something happens?
I’m not asking for private details or instructions — just looking for general ideas, tools, or experiences that people are comfortable sharing.
This feels like a real problem as adoption grows, and I’m curious how the community is approaching it.
Looking forward to your thoughts.

[Stalker22]

Personally, I like practical solutions.  For instance, a solution that uses a metal plate backup of your seedphrase with instructions on how to recover the wallet stored at the same location or with a memory that is stored somewhere safe, such as in a bank safe deposit box.  Finally, the last thing I would want to add is to let anyone know in your testament that you hold one or more crypto assets, but you should not include any information that may expose yourself to a potential data breach or loss of your private key(s).

[flapduck]

If you want to get fancy without getting stupid, multisig is the clean middle ground. Nobody can unilaterally run off with it, but your heirs aren't stuck needing a dead person's password either.

The best setups I've seen discussed here are the ones where keys are split across places and/or people that don't fail the same way (family + lawyer/executor + your own backup), and where you actually do a dry-run once so you don't discover the "instructions" are missing one tiny detail that bricks the whole thing.