im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses
even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have
We cannot maintain our financial structure properly due to unnecessary spending. We need a lot of money in our daily life and we have a lot of needs in different areas. However, even if some needs are unfulfilled, it does not have any bad effect on us, we can manage our life by keeping them unfulfilled. Still we do them and call them luxury. And that is why we cannot maintain our financial structure properly and we face various problems. When we can stop our unnecessary expenses, then only we will be able to do money management properly and maintain our financial structure properly. At that time everything will run smoothly for us.