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Author Topic: Tracking expenses vs Setting a budget  (Read 1167 times)
red4slash
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February 18, 2026, 08:30:15 PM
 #161

Actually it can have good benefits especially for those who do need further evaluation of their financial management but compared to that having an initial plan in the budget and recording it can be better because in this case we also need evaluation material especially for those who sometimes always forget to behave when they have money.

If it is said to be necessary or not maybe the answer will be a perception because everyone has their own way of managing finances but in this case I think if it is necessary then it will definitely be a good addition for the next month's evaluation.
It's just that for me personally I will use this because tracking finances is not only about how we record but also make this as an evaluation material about what we should do when we are over spending and what makes us go off the track of the budget planning that we have set.
Budget planning is sometimes not always effective because it can be that on some occasions there are just some things that are sometimes not included in the planning list but actually appear without us realizing it, such as when we have unexpected needs or we want an item and must have it right then and there so that by recording these expenses we can review whether our decisions are correct or actually create problems for our financial flow.

 
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