XRP - The never-mooner -
An XRP pump/spike is imminent. Okay, but what is stopping it from touching the 4 USD mark?
The ATH has been around 3.84 USD in 2018 I suppose till date. The SEC issues got resolved last year, what is the hold up? Why does it always slide back?
Explain me why should it have value at all? It's snake oil and lies. And it's an opposite of what Bitcoin wanted to achieve, so it will never have support of same community. In fact it has probably opposite effect.
And before you give me "bhut the bhaanks are adopting it!... No they are not. Some industries just like to test several pilot programs with cryptos because they want to learn if they can benefit from them. I haven't seen any of them really paying off to anyone. I haven't seen them doing anything innovative. In fact it just seems to be duct tape fixes for regulations, as they didn't bother to start by asking what do every participant, regulators, institutions, corporations and crypto-users need and want.
Only reason for it having any foothold is that they started early, gathered money, and they actually had a purpose early days as a first fast and cheap crypto with enough liquidity between exchanges. But there are WAY better options for that these days.