With how quickly things are changing in the economy, you know, rising prices, shifting income and unexpected expense, it is becoming harder to tell whether people are actually managing their finances or just reacting to situations as they come. Many only adjust their habits after they feel the pressure, whether it is higher fuel costs or increased prices in the market. But by the time those changes hit, the room to make smart decisions is already smaller.
So the question is: are you being intentional with how you handle money or are you just responding when things go wrong? Do you track trends, plan ahead and build some form of cushion or do you just wait until reality forces a change?
Waiting until reality force a change is a very bad idea, you have to be prepared for anything, the unexpected happens when you don't expect, there is nothing that money can't fix that's why you need to always be ready, work hard and smarter, also make sure you safe alot.
Do not play with investment, make sure that you are investing even if you are earning small money, if 50% is what will make you a better person tomorrow then it's still a change, better than beeen stucked with where you were yesterday.
I don't want till things get out of hand before I make any decisions, this have safe me few things already, always be prepared because life isn't waiting for anyone and change is vey constant, things should be expected to never get better years after years.
