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Author Topic: What will your choice be?  (Read 1043 times)
Issa56
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April 24, 2026, 07:49:56 PM
 #121

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

If I have to choose between holding bitcoin or purchasing something different from house, then I might be choosing holding bitcoin, but if it’s house, I will be going for house. We should know that house is a necessity in life, you really need it, if you are investing in bitcoin, you also need to have where to stay because you can’t be sleeping on the street, I don’t even think that makes sense.

If you think you won’t be buying a house, and you will be renting a house, then you will have to be paying for rent either monthly or yearly, and if calculated, for years which you will be holding the bitcoin, it’s not going to be a small amount of money which you will be paying, and you not really going to be comfortable when you are in a rented apartment.

I will say 0.1 bitcoin isn’t enough to build a house in my country here, so if am having 0.1 bitcoin currently, since I know I can’t build a house with it, I will rather just hold it, but if the amount is higher than this, and it can build a standard house for me, am going to build with it, house is a necessity, and not a luxury.

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April 24, 2026, 09:58:26 PM
 #122

If you can acquire both, then that would be the best option. Just build a simple yet comfortable home for your family, and buy a small amount of bitcoin first. After all, its not the amount that matters, but your consistency to keep adding assets to your investment. Once compounded after consistent buying for years, it will turn into a huge investment that would provide a life changing amount of profits once you decide to sell it in its perfect time.

Now, you have a home and a valuable investment that would secure a brighter future for your growing family in the future.

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April 25, 2026, 03:23:38 AM
 #123

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.


Honestly, I would build a house first. Because that's a life necessity. Bitcoin, is not. It's just a "luxury" or means to generate wealth. During times of crisis where the system collapses, store of value assets like Gold and Bitcoin are rendered useless.

Once I have everything I need to survive on Earth, then I will start thinking of buying more BTC. But not everyone will do this. There are some people who prefer to buy BTC first. It's ultimately your choice. Whatever you do, spend your money wisely.

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April 25, 2026, 03:45:01 AM
 #124

Honestly, I would build a house first. Because that's a life necessity. Bitcoin, is not. It's just a "luxury" or means to generate wealth. During times of crisis where the system collapses, store of value assets like Gold and Bitcoin are rendered useless.

Once I have everything I need to survive on Earth, then I will start thinking of buying more BTC. But not everyone will do this. There are some people who prefer to buy BTC first. It's ultimately your choice. Whatever you do, spend your money wisely.
I will buy a house that is small but enough for me and my family to live comfortably. I don't chase buying a big house that has cost exceeds my family financial budget. I will choose a house in a location/ area that already has available infrastructures so that the house has good potential of price growth in coming several years.

The chance of house price growth in near future will help me to reduce pressure on mortgage and opens further opportunities to invest money into something else, like a second house, or Bitcoin.
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April 25, 2026, 04:26:18 AM
 #125

Investment is important and shelter is also important, if what you have can afford one BTC, a good planner can go for 0.5btc as well go for shelter less than one BTC and be of more comfort, because you can't have investment while risking your life without shelter anything your doing that your mind is not at rest don't Worth it because it's your health that makes the Worth last test of time, I believe more in balancing situation over weighing one side can be more harmful. Remember that when your comfortable it makes you have better plan to increase, for those who living is ternanment apartment where rent is increasing yearly mostly some third world countries you will realize that it's not easy to be a tenant and the condition attached, especially when it's a house that the landlord or caretaker stayed in you be monitored in all your activities coursing you unrest, for me it's unwise to reason only in one direction balance the two issue with better alternative of by getting house equal to 0.5 BTC as well buy same amount of BTC provided you will accumulate as you have money inflow.
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April 25, 2026, 11:48:12 PM
 #126

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

If you really need a house, if you don't have a house or a house to live in, then you definitely need a house or a house. You can't invest in Bitcoin with your needs, because many things can be said in words, but in reality it is very difficult. Now I said that it is better for you to invest 0.1 Bitcoin than to build a house, but of course you cannot have any other needs. If you have any other needs, then you cannot invest your Bitcoin, like if you had a ready-made house and all the needs were met, then I would definitely tell you to invest in Bitcoin.

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April 26, 2026, 12:19:09 AM
 #127

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

It is indeed a very good topic to discuss here on this forum. Personally, I find this question very simple but really hard to answer, especially for some of us who know that we've out grown the stage at which we should really be living in our own personal house but have not gotten there yet.

Let me try to fix myself in the shoes of the imaginary man who is married with kids and still is living in a rented apartment in the city, if an opportunity shows up that will require me either going for 0.1 bitcoin or buying/building your own house for yourself, wife and children, being someone who understands investments and how lucrative it is, I will likely end up dividing the money in two, spend first half on buying 0.05 btc and the other half will go into building my own house, the goal is to ensure that my bitcoin wallet is not empty and that I am making preparations of owning my own house.

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April 26, 2026, 12:54:55 AM
 #128

Michael Saylor always puts forward interesting argument when he refers to Bitcoin as Apex Property but we have to differentiate between investment and existence. Although 0.1 BTC has potential to grow immensely because there is no other BTC, house has short term value and keeps you out of rent trap.
I think wile a house could be more rational to own if someone is already renter and needs roof over their head. But, from purely mathematical and investing perspective, I agree with Saylor. A house has maintenance and tax costs and depreciates, while Bitcoin is digital property with no maintenance costs. I would recommend finding compromise position. Do not risk your living standards, but think of it this way, investing in even small fraction of BTC means you are owning small part of biggest city with fastest growth rate in world. It is fight between Use and Growth.

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April 26, 2026, 01:13:15 AM
 #129

With that amount, building a decent house is really hard in most places. even if btc goes $100k, 0.1 still not enough for a proper house. keeping it in bitcoin makes more sense for now, especially if you believe price can grow more. maybe later if value increases, thats the time you can think about building something better.
Yes, if the money is kept in bitcoin, it can grow over time and when the value increases, it may become enough to build a house. From the calculation I explained earlier, it is not possible right now, so keeping it invested is a better option. Even though it depends on the person, it is wiser to wait, grow the money and then use it later for building a proper house.

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April 26, 2026, 06:39:51 AM
 #130

I think that is more likely a philosophy than a practical advice. Bitcoin is a good investment and a house is also just the same. A house is a real property and although it is a dead assest not unless you have it rented for business. But a house can be a home where you will live. He rather believed that bitcoin is scare and appreciating.

If one can invest in both (a house and bitcoin) then that is the best thing to do.
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April 26, 2026, 10:13:48 AM
 #131

I think that is more likely a philosophy than a practical advice. Bitcoin is a good investment and a house is also just the same. A house is a real property and although it is a dead assest not unless you have it rented for business. But a house can be a home where you will live. He rather believed that bitcoin is scare and appreciating.

If one can invest in both (a house and bitcoin) then that is the best thing to do.

Houses or real estate are not dead assets. It is also the kind of asset that appreciates in value over time, regardless of whether you rent it out, live in it, or do nothing with it.
Real estate may not appreciate as dramatically as bitcoin or stocks, but it is a more essential asset than any other. Especially with population growth, the demand for housing and business space is increasing. Owning real estate offers significant long term benefit.

Between Bitcoin and house, I think it is just a personal choice.

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April 26, 2026, 10:28:03 AM
 #132

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

If I had to choose between 0.1 BTC and a house, I'd definitely take the house. Bitcoin could rise, or it could fall, and I need somewhere to live in the meantime. Sailor is giving advice for himself and hodlers with a 10+-year horizon, but he won't pay my rent if Bitcoin drops 60%. Better is a house and small BTC purchases.

Where are you leaving before you get the money for the house? On the street? And how do you come by the money? I'm guessing from your business or job right? How does this all add up?

You must have a place that you are living before you safe up that money for house, and secondly you are still working, meaning you are getting paid still, building a house is a good pick but that's not because you won't have a place to live.

If you are still getting paid then you can still do good for yourself renting a space, 10 years is a good time for 0.1 BTC to turn very big, sometimes for a better future to find us we need to make a big decision today.

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April 26, 2026, 10:33:23 AM
 #133

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

If that is a one time hit that the money came in all at once and you do not have an alternate source of income, then it is best you invest such amount and not to buy a house that will just lay fallow and not fetch you income monthly, quarterly or annually. If you work and have a source of income that can sustain you for the rest of the days or month, and willing to invest in the long term then it will be best to invest the money in Bitcoin and you can be sure that after a period of time of about some years that money would have appreciated and will be able to get you a house and still have some more money remaining for you to do other things.

The worth of 0.1 BTC now will definitely not be the same as it will in the next two or three years form now and it those who got at this time will really be proud they did and they will be on the gaining part that they will have more if not even double if that which they have now. so looking at this possible profitability in the future, you can always get a house by then and that make it just a good decisions to rather go for an investment in the Bitcoin or other assets that you know will appreciate over a period of time than buying just a house.
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April 30, 2026, 02:22:23 PM
 #134

I won't do it only because someone is saying that I should do it, but I will see where I stand in my life, whether I have a place to stay where I'm comfortable and everything is okay, and I earn enough money to be able to sustain life the same way for a few more years to come, and that my current residence is okay and I can live the next few years of my life in it without any problems at all, then maybe I will decide to make an investment with the money instead of buying a house if I know that I will be able to manage everything even without that money or a new house.

However, with that being said, if I know that I'm having difficulties in my current residence, maybe it's on rent and I'm paying a lot of money in rent and all the utilities and stuff and I know that if I have my own house, I will be able to save money, and I know that if I don't buy a house right now, the prices won't be the same in the future, so even if my investment in Bitcoin earns me some profits eventually, I will still not be able to buy something better with that money and do the same thing I'm about to do right now, then there is definitely no point in making the investment, and I would rather buy the house instead of buying Bitcoin with the money.
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April 30, 2026, 02:43:29 PM
 #135

Don't buy a house he said, buy BTC instead.
If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?
Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?
Drop your opinions.

If I have enough money and naturally if I have a place to live, then I will buy Bitcoin with my money. Because if I invest more than twice the amount of money I have invested now, it will be possible to get benefits after a few years. Because I know that Bitcoin is always profitable as a long-term investment, so buying Bitcoin is much more important than building a house and has a sufficient role in eliminating financial shortages in the future.
But it is never possible to invest in line with the real world, so this is the only real plan to eliminate financial shortages in the future by taking risks. Because if you buy Bitcoin with money to build a house now, then after five to ten years it will be possible to get benefits from this Bitcoin investment as much as building two to three houses.

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April 30, 2026, 04:23:34 PM
 #136

Don't buy a house he said, buy BTC instead.

If you have money that can build you a house but also this money can get you 0.1BTC, which one will you chose to do?

Micheal Saylor is telling people to avoid buying a house right now but instead buy 0.1BTC and hold, so I think this will be a good discussion for today, what do you guys think will be the best decision?

Drop your opinions.

Michael Saylor said it well. I don't think about investing that way. I think instead of buying Bitcoin in lump sum, I would rather use a long-term strategy like DCA or aggressive DCA. Instead of buying Bitcoin in lump sum, I would rather gradually accumulate Bitcoin and we should not have any large financial requirements at the moment. He gave advice on not buying a house. He gave an example to investors about not buying a house basically he tried to explain Bitcoin for investment. In the context that the price of Bitcoin may increase a lot in the future, he recommended holding Bitcoin and if you do DCA regularly for a cycle, there is a possibility of getting multiple the profit.

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April 30, 2026, 07:46:24 PM
 #137

If I have enough money and naturally if I have a place to live, then I will buy Bitcoin with my money. Because if I invest more than twice the amount of money I have invested now, it will be possible to get benefits after a few years. Because I know that Bitcoin is always profitable as a long-term investment, so buying Bitcoin is much more important than building a house and has a sufficient role in eliminating financial shortages in the future.
But it is never possible to invest in line with the real world, so this is the only real plan to eliminate financial shortages in the future by taking risks. Because if you buy Bitcoin with money to build a house now, then after five to ten years it will be possible to get benefits from this Bitcoin investment as much as building two to three houses.

And what guarantee do we have that Bitcoin will keep going up in price for the forsseable future? I mean, we believe Bitcoin will go up because of past market performance. But what if things go south? As a golden rule in the world of investing, "never put all of your eggs in one basket". Housing is much more important than Bitcoin because it's a life necessity.

You can live without Bitcoin or Gold, but you can't live without a house. The basic needs are food, water, and shelter. Housing fits the latter description very nicely. It's your money, anyways. So, the decision is ultimately yours.

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GeorgeJohn
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April 30, 2026, 09:30:38 PM
 #138

If you really need a house, if you don't have a house or a house to live in, then you definitely need a house or a house. You can't invest in Bitcoin with your needs,
Do you think Bitcoin investment is something that will give you instant profit...before you make a profit that will give you to be a house in bitcoin, it will be determined by the amount you invested...I will not say your idealogy is a wrong concept but I want to know that you need to invest wisely and do not invest under hype...

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because many things can be said in words, but in reality it is very difficult. Now I said that it is better for you to invest 0.1 Bitcoin than to build a house,
The decisions is yours..some people will prefer having a shelter first before a prolonged investment, remember that two things are involved in bitcoin investment, it's neither you win or you lose, and they is every tendency that you can invest now and within a week time bitcoin began to experience a bearish season that may last for two years...

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but of course you cannot have any other needs. If you have any other needs, then you cannot invest your Bitcoin, like if you had a ready-made house and all the needs were met, then I would definitely tell you to invest in Bitcoin.
Actually bitcoin is good to be invested, but I want you to know that investing in bitcoin is not the best investment options, we have categories of investment deals that can give you a nice profit...Do not see bitcoin as best investment option...

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Tetu100
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April 30, 2026, 09:43:06 PM
 #139

You’re right..that advice is better suited for people with disposable income. In many countries, especially mine, the minimum wage doesn't even cover the rent for a small kiosk. Most people are barely surviving, so I doubt they would consider investing in Bitcoin right now.
To be honest unless the person in question already has a well comfortable  home he can call his own and not a rented apartment especially  now that house rent is very expensive. Otherwise a regular person especially  from my hood wouldn't want to jeopardize any  form of opportunities of securing a home of his own not in this time. However, the both of them are super cool and worth to be invested in but it just depend on your present state and your pressing need at that very point in time.

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