KYC isn't the problem at all, because I passed KYC, there is more than meet thee eye here, they never asked for any information that I wasn't able to provide, it felt as if they don't want to render such services for people who are far away in other countries.
The BitPay geo-blocking issue is a perfect example of regulatory arbitrage. Companies don't block countries because of hatred -- they block them because compliance costs outweigh revenue. Serving users in high-risk jurisdictions means more AML paperwork, more legal exposure, and more potential fines. The math is simple. Until crypto infrastructure becomes jurisdiction-neutral by default, this will keep happening. That is exactly why self-custody and peer-to-peer solutions matter more than any centralized payment processor.
