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Author Topic: If you have 40M Naira right now , would you japa or start a business in Nigeria?  (Read 68 times)
Xackie (OP)
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June 05, 2026, 06:21:55 PM
 #1

I have a friend who currently has 40 million Naira which he has saved up. So he is considering moving abroad to start a new life but he is still having some kind of doubts. Which is,  whether he should rather use that money to start a business in Nigeria. So these two options are confusing him a lot, even when he decided to ask me for ideas I couldn't give him any answers.

‎The situation of this country is not good, so traveling abroad often has better opportunities in terms of  stability, exposure, security and good way of life. But another thing is not japa means you will be successful , The reason is because loeg there also has its struggle like adaptation, working multiple jobs or shifts, job competition, and higher living costs. And on the other hand  starting a business in Nigeria is also good especially if you planned well. The money can help him to set up a lucrative income base business. but business success is never guarantee, because of the bad economy like, inflation, transportation, insecurity, poor electricity to run the business.

‎So this why he  is confused, This is why I raised a topic to get your contributions or opinions if it is  better to use the money to start a business here  or use it to relocate and start a new life with different opportunities and challenges?

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June 05, 2026, 08:01:32 PM
 #2

I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
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June 05, 2026, 10:14:06 PM
 #3

I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
If we all japa, who would stay back to build the society we want, those places we japa to, if her citizens didn't stand to demand for what they have now, do you they would be the way they are today that everybody wants to go.We cannot all leave our fathers land for greener pasture somewhere else, we just need to come together and fix our leadership problems, because that's the problem. If the government no dey do well, we supposed come together and stand on our feet say, you this politicians, you don't mean well for us, so your not going anywhere, that way, we start building our own society.











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June 06, 2026, 05:23:17 PM
 #4

I want you to understand one thing that our currency is not the one that they are using worldwide so we shouldn't see this 40 million naira to be a very huge amount if you go out of Nigeria. Some people have more than this but they still want to leave Nigeria but unlike me i see this 40 million naira is too much for me to start up a business in Nigeria, one thing I always think of is that we are not living in this world forever and that is what I think often and it give me a lot of peace, if I can have 40 million Naira now I have so many things that I will do with the money and I assure you give me one year that money will turn to 60 million naira.

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June 06, 2026, 07:47:03 PM
 #5

I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
No reasonable person will stay with such amount, the best way is to japa and secure your future, is only those in government with enough security escorts will stay in Nigeria with such amount, because they live in a city where secured environment. But poor man Pikin will use it to japa to save their lives in a better country where the government are serious over the well-being of the people.

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June 06, 2026, 07:52:26 PM
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I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
If we all japa, who would stay back to build the society we want, those places we japa to, if her citizens didn't stand to demand for what they have now, do you they would be the way they are today that everybody wants to go.We cannot all leave our fathers land for greener pasture somewhere else, we just need to come together and fix our leadership problems, because that's the problem. If the government no dey do well, we supposed come together and stand on our feet say, you this politicians, you don't mean well for us, so your not going anywhere, that way, we start building our own society.
As of now, we are not together in anything. Our brothers and sisters are still fighting one another. They are not yet ready. If they were actually ready, I wouldn't advice him to leave. We are still fighting ourselves based on tribalism and corruption is eating us alive deeply. And sadly, if use said funds to stay in Nigeria when he could have left. He will regret it. War is coming in Nigeria. If you don't know, better know now.

I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
No reasonable person will stay with such amount, the best way is to japa and secure your future, is only those in government with enough security escorts will stay in Nigeria with such amount, because they live in a city where secured environment. But poor man Pikin will use it to japa to save their lives in a better country where the government are serious over the well-being of the people.

Exactly, pure and simple. The leaders are corrupt so they can have more than that and still loot more from Nigerians purse. But with all this, Nigeria needs to wake up and fight for her country. No one will do it for us ooh. Nigeria.
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June 06, 2026, 10:33:24 PM
 #7

Like the funds go a very long way to japa but on a second thought where I wan japa go? When I fit just locked any places of my choice for Nigeria for here why not just invest wishful but nah thing of choice…well with our current situation for this country right it really a lot and it make someone to japa already but most time we just need to face the bull by it horns..

It so hard to live a comfortable life with such amount in Dubai, even in the UK it take great courage to live there and even bring up a child there…well there are a lot of opportunities their than here..

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June 08, 2026, 04:55:35 PM
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I would Japa. Considering the constant insecurity in this country. I will definitely Japa. Make I no use said funds to pay ransom and person fit still pkia.  He should just leave. It may not be easy. But ease is a greater threat to progress. So my advice is that he should leave. I would do same if I had such funds.
No reasonable person will stay with such amount, the best way is to japa and secure your future, is only those in government with enough security escorts will stay in Nigeria with such amount, because they live in a city where secured environment. But poor man Pikin will use it to japa to save their lives in a better country where the government are serious over the well-being of the people.

We shouldn't see 40million as a very huge amount of money that will make us travel abroad to start a living because the policies over there might be too rigid and you can't actually survive there, I understand that Nigeria is insecure and the economy is hard but you should also understand that we enjoy some level of freedom in terms of moment and in overseas you practically pay for everything you use  without boyscotting the rules.

Some people think once you just travel out because you have some amount of money you have made it, without proper investment and planning you can travel out and squander the whole money and be deported back home. So for me if I have or given such amount of money, I will invest here because there's a whole lot of businesses that will fetch one lots of profits if invested into in Nigeria. Nigeria is still a better place to stay.

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June 08, 2026, 06:21:12 PM
 #9

I have a friend who currently has 40 million Naira which he has saved up. So he is considering moving abroad to start a new life but he is still having some kind of doubts. Which is,  whether he should rather use that money to start a business in Nigeria. So these two options are confusing him a lot, even when he decided to ask me for ideas I couldn't give him any answers.

As much as I don't fancy the idea of going out of the country when there's a slight opening, with the current situation of things in the country, I will certainly jakpa with such amount.

There are several reasons why staying outside the county is always going to be a better option than running business here and still a time like this, it even becomes clearer that traveling out is better. If I had such amount, I will start up something for my dependant here at home and use the remaining to travel out. That way, I'm not going to be too bothered about how they are fairing because I've provided Thier means of survival before leaving. If you travel out and you're Disciplined enough, you will still get back more than that amount soonest.

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June 08, 2026, 07:12:51 PM
 #10

I have a friend who currently has 40 million Naira which he has saved up. So he is considering moving abroad to start a new life but he is still having some kind of doubts. Which is,  whether he should rather use that money to start a business in Nigeria. So these two options are confusing him a lot, even when he decided to ask me for ideas I couldn't give him any answers.

Op the money big ooh, no be small money way person go just say, oya do this one because the two plan are risky and good in some certain way, if he goes into business would he managed the ₦40 million into more profit or is he going to loss it because of poor mentality on the business, or perhaps what if he couldn't also possibly secure the future he wants if the money is actually use for the travelling, so the answer determines the suggestible option because if you ask people that have traveled they would also tell you that is difficult there also but not the same with Nigeria suffering but you would only need to work all the time.
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