👉High risk borrowers.
I have full rights to reject any loan application.
Will reject if you don't have a forum source of income or not in a signature campaign.
Will reject if you are less than 120 days inactive.
Will reject if your 120 days merit record is below 30.
This is actually impressive from you at O.P for launching a fiat loan service here on this our local board. And I wish to highly congratulate you as you officially kick-starts this humble financial assistance to whoever emerges eligible for your loan service on this our distinguish local board. However, there is one criteria which you stated above that I'm not okay with, and I mean the highlighted statement
"Will ill reject if your 120 days merit record is below 30.". Because to be frankly speaking it's not all reputable members on this forum who can repay back your loan at due time that will always have above 30 merits in thee last 120. Because, in fact, I think this shouldn't have been part of your criteria in judging who is eligible.
Yes I get the point, even for the fact say merits sef no too dey dey show say no be every body gets that amount of merits for 120 days, although I take am say that one really small but I think I go reduce am to 20, 20 merits for 120days dey much better.
And secondly, i would have loved to ask, do you also offer a 30 days loan period? And if you do, what could be your charged for a #200k loan to be paid back after 30 days?
Actually , according to the terms in the OP, I don't offer a 30days loan but I will, if anyone is interested. However, I can only accept for only the first person that will apply.
Talking about the interest of 200k, it should be 30k (15%) just for one month. So 200k for a month to return 230k.