How did we got here?

[X-ray]

Not the fault of Bitcoin. Bitcoin is working great for daily payments and so on. The problem is the government, they don't allow Bitcoin to be a legal tender but instead considers it as commodity.

That aside, is this how things will keep going now? You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

Again, the problem is the regulation. Can you buy goods and products as easily with gold which is also considered as commodity? If the government willing to make Bitcoin as legal tender, you can pay for anything within the country.

Bitcoin solves thing, the government only allows you to treat it as another investment.

[Antidote47k]

Why are crypto payments still terrible? 😭

A president of a country has better items been built in his country, people from out the country needs their type of products and they will have to pay money, it's not for free but yet they come will a plan to not support or allow other countries to benefit from their product.

Something they are going to pay for, crypto came and we thought this will be the end of that idea, instead they decided to not support many countries, this is exactly why I hate anything centralised, the abuse of power is too much.

If Bitcoin was centralised all hell would have broken loose, maybe you and I will be saying that this crypto thing is not necessarily to exists, the only reason why crypto still feels like home is because of Bitcoin existence.

That aside, is this how things will keep going now? You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

Most of the time, the problem isn’t the payment itself. Bitcoin doesn’t care where you live or who you’re sending coins to. The restrictions usually come from the business you’re buying from or the laws they have to follow. A company can accept Bitcoin and still refuse to sell to customers in certain countries because of regulations, sanctions, fraud concerns, or even shipping issues.

That’s why I don’t see this as a failure of Bitcoin. The network is permissionless, but businesses still operate in the real world where they have legal and commercial obligations.

I get why it’s frustrating, especially when you’re willing to pay and the payment method isn’t the issue. But until businesses are free to ignore those restrictions, which most of them aren’t, we’ll probably keep seeing situations like this. Bitcoin removes a lot of barriers to moving money, but it can’t remove every barrier that exists outside the network.

[JeffBrad12]

Frustation aside, I have other solution to it if you don't mind custodial. Several neobanks are allowing their customers to use their BTC (in wrapped form) as a collateral to borrow stablecoin which then you can spend through their issued crypto debit card.
By then you can use it to pay for goods and products even in the smallest country because debit card is accepted everywhere.
If you prefer direct conversion from your crypto Coinbase, Crypto.com and maybe Bitpay can do this. So you can actually spend your BTC but you need to go through some hoops.

[ImGenius]

This was also one of the reason for creating Bitcoin that it will solve problem in making transactions from one country to another, but still from a business perspective when there are import and export businesses crypto is not accepted but the money that is used has to be done through their currency especially the US the main reason for this is that when they buy their products with their own country's currency the value of the country's currency increases a lot. I think this will be solved when businesses and regulations slowly start accepting Bitcoin.

[Peanutswar]

Crypto or the bitcoin itself is now widely spreading but not yet widely acceptable in some coutry well we cant blame them we want an innovation but our country does not want so one of the key here is you need to do it in yourself, use the crypto as long as its benefit into you. But apparently once you have a crypto card or wallet right now accepting a QR or a terminal the platform itself you are using now started to make a conversion of your crypto payment into a fiat. Ive tried already with the goods and services here in my country.

[Outhue]

Almost all the replies are read are saying the wrong things, the points I gathered from OP is talking about cross border payment, using Bitcoin to purchase items from online stores that are in the UK or US for example, I have purchased some computer parts and I made a topic about it on this forum using Bitcoin but guess what? Today I can't do the same .

To use Bitcoin for payment in the US while I am in Africa you need centralised Bitcoin services like BitPay, and Bitpay today isn't like BitPay of 2025, they have removed so many countries from the list of supported countries, and I think mine is one of them, so what OP is talking about is very valid, P2P transactions that all of you are talking about is invalid.

[Aanuoluwatofunmi]

Why are crypto payments still terrible?

We are still the same people that are constituting hardship on ourselves because you were discovered that this is the right thing to do and that the people wanted to see come in place, but due to the context that some are benefiting from it, they wouldn't support such implementation because of their selfish interest, to make a crypto payment is not that difficult to achieve, what's our leaders will always frustrate every entity that cause for decentralization because they want to always be in charge to control the financial economy.

[Publictalk792]

Why are crypto payments still terrible?

We are still the same people that are constituting hardship on ourselves because you were discovered that this is the right thing to do and that the people wanted to see come in place, but due to the context that some are benefiting from it, they wouldn't support such implementation because of their selfish interest, to make a crypto payment is not that difficult to achieve, what's our leaders will always frustrate every entity that cause for decentralization because they want to always be in charge to control the financial economy.

Anti government feeling is very real, but in truth, it is not the sole cause for the heavy nature of crypto payments. Even in non regulated countries, user experience is not pleasant, incorrect network, lost money, unfixable errors, changing prices at the cashier. These are purely technical and design issues which have nothing to do with politics. But there is indeed decentralization threat to governments. Without banks or some central control, people can send money without them, they take huge tool of economic control out of their hands.  But to single out the leaders as the culprits means crypto industry gets a pass. Wallets are still confusing, gas fees are spiking at random and there is still no easy way to get nontechnical user to make simple payment in 2026. There is need for both issues to be addressed, political opposition and product.

[Popkon6]

Bitcoin is not failing in any way, because I can trade Bitcoin with you and in return you send me something. So how did you think Bitcoin does not exist, you can trade Bitcoin through peer to peer and receive your local currency. Bitcoin is moving towards success as time goes by and is gaining ground in the minds of different people.
You notice the difference between the popularity and price of Bitcoin 10 years ago and the price and popularity at the present time, you will get proof of this yourself that Bitcoin is successful. So Bitcoin will not fail in the future but will move towards success.

[YellowSwap]

Bitcoin is not failing in any way, because I can trade Bitcoin with you and in return you send me something. So how did you think Bitcoin does not exist, you can trade Bitcoin through peer to peer and receive your local currency. Bitcoin is moving towards success as time goes by and is gaining ground in the minds of different people.
You notice the difference between the popularity and price of Bitcoin 10 years ago and the price and popularity at the present time, you will get proof of this yourself that Bitcoin is successful. So Bitcoin will not fail in the future but will move towards success.

Pinpoint to where OP said that Bitcoin is failing, you even asked this > how did you think Bitcoin doesn't exist> this is shitposting to say the truth, next time create time to read through topics before posting.

Using Bitcoin for payment online is different from trading Bitcoin via exchanges or P2P platforms, this is not what that topic is all about, it's simply talking about how difficult it has become to use Bitcoin to pay for things online.

You can't even visit or create account from your location on some websites now, unless your location is supported, I couldn't visit a Bitcoin mining company for Asic preorder either.

[CryptoYar]

[...]

[...]

Difference between here is an important one and needs to be made clear. Bitcoin is asset that can be traded and Bitcoin is payment system that can be used are two absolutely different discussions.
Volume, price growth and P2P activity are proof to Bitcoin worth as asset. However, getting majority of population to actually use it for paying for goods and services online is tough challenge. It is not widely accepted directly by sellers, transaction fees on mainchain can be quite high and it is not nearly as smooth as card payment.

Throw in area-blocking point and this is even more complicated. In some areas, even the use of bitcoin services is banned, making it even less available for large part of the world population. Lightning Network has brought payments side significantly better, but use is still low. Payment use case is still more in theory than real, until it is as easy to use as any other payment method, paying with Bitcoin will not be smooth.

[moneystery]

You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

One issue that limits people from using Bitcoin for payments is simply regulation, which has nothing to do with Bitcoin. So, wherever you want, you can buy something with Bitcoin, as long as the seller accepts it.
I think there are still many merchants who continue to accept Bitcoin as payment, regardless of regulations in their country. However, not everyone cares about regulations, especially for person-to-person transactions. Many still use Bitcoin because it's less complicated than using PayPal or similar.

[purple_sparkles]

I think a lot depends on the seller and whether they're willing to accept that type of payment. If they are, there will almost always be a way to make it work, especially for smaller transactions. Of course, larger and more expensive purchases can be more complicated. There may be tax implications or other legal requirements. Even so, if both parties are willing, it's usually possible to find a solution. After all, every purchase is an agreement between the buyer and the seller. If both sides agree on the terms and the method of payment, there is almost always a way to make the transaction happen.

[PakHolder]

I think the main problem here is not Bitcoin or crypto, but rather the regulatory policies of different countries. The Bitcoin network does not tell anyone which countries can and cannot accept payments. But many of the companies that accept payments have to comply with local laws and restrictions.

[pawanjain]

Why are crypto payments still terrible? 😭

A president of a country has better items been built in his country, people from out the country needs their type of products and they will have to pay money, it's not for free but yet they come will a plan to not support or allow other countries to benefit from their product.

Something they are going to pay for, crypto came and we thought this will be the end of that idea, instead they decided to not support many countries, this is exactly why I hate anything centralised, the abuse of power is too much.

If Bitcoin was centralised all hell would have broken loose, maybe you and I will be saying that this crypto thing is not necessarily to exists, the only reason why crypto still feels like home is because of Bitcoin existence.

That aside, is this how things will keep going now? You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

The good thing about bitcoin is that we can make P2P transactions using bitcoin but the catch is that we have to find that person by ourselves.
Sometimes its easy and sometimes its not. If you want to buy a product from a particular country then find someone who is willing to do that.
Remember Laszlo Hanyecz's pizza purchase ? He was able to get the pizza because he found a person willing to accept the trade.
There was no service back then who would accept bitcoin payments but the trade still happened and same goes for everything else and it can happen today.

[Smartprofit]

Why are crypto payments still terrible? 😭

A president of a country has better items been built in his country, people from out the country needs their type of products and they will have to pay money, it's not for free but yet they come will a plan to not support or allow other countries to benefit from their product.

Something they are going to pay for, crypto came and we thought this will be the end of that idea, instead they decided to not support many countries, this is exactly why I hate anything centralised, the abuse of power is too much.

If Bitcoin was centralised all hell would have broken loose, maybe you and I will be saying that this crypto thing is not necessarily to exists, the only reason why crypto still feels like home is because of Bitcoin existence.

That aside, is this how things will keep going now? You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

When governments flee abroad in terror, leaving their people in poverty and their countries completely destroyed, people will realize that Bitcoin is the best financial solution! And cryptocurrencies will be actively used in cross-border payments (for the purchase of goods and services).🙋

As long as governments are strong, they will not allow cryptocurrencies to be used as money. They will defend their national currencies at all costs. But governments are very poor at managing their countries. Therefore, sooner or later, the modern financial system will completely collapse and cease to function.

Bitcoin and other cryptocurrencies were created precisely in anticipation of this development. Now people use them in situations where using fiat currencies is impossible or difficult, for example, for quickly transferring capital across borders.

[CryptoHeadlineNews]

Why are crypto payments still terrible? 😭

A president of a country has better items been built in his country, people from out the country needs their type of products and they will have to pay money, it's not for free but yet they come will a plan to not support or allow other countries to benefit from their product.

Something they are going to pay for, crypto came and we thought this will be the end of that idea, instead they decided to not support many countries, this is exactly why I hate anything centralised, the abuse of power is too much.

I think you are getting it all wrong here,  because it's not crypto that came and didn't support all the countries, but it's rather the crypto exchange that decided to bypass or restrict certain regions base on reasons best known to them. While secondly, I will also like to point to the fact that there are more than 1000 cryptocurrencies right now in the market, while the most valuable and trusted happens to be Bitcoin, which is equally a decentralized digital currency, of which nobody has control over it, not even government or it's central banks. And this Bitcoin can be used independently without the need of an exchange via non custodial wallets like "Electrum and Bluewallet". So in a nutshell, with the use of Bitcoin, you don't have to be worried whether government have place a ban on Bitcoin or not.

[Dunamisx]

I still wonder what would have happened if bitcoin was centralized, it won't make any difference to the Fiat traditional system we are used to, this is why CBDC is not the solution to digital currency or an alternative payment everyone of us can depend to use because government still owns them, control them and censor every activities that is happening regarding the financial system with local currencies, while bitcoin is a barrier breaker to all these.

[Awaklara]

That aside, is this how things will keep going now? You can't use Bitcoin to buy my country goods and I can't use Bitcoin to buy your country's goods and products? How did we get here?

The government will encourage the use of fiat, although in the future, Bitcoin might be used legally in many countries, I'm still not sure about its full use for transactions.  
More people in various countries hold Bitcoin as an asset for hedging. As Bitcoin becomes more valuable, will people eventually use it as a means of payment? Maybe occasionally, but not as a primary choice.
But you can still make transactions using Bitcoin as a payment method. Of course, this is if you as the buyer, and the person selling the goods to you have an agreement on the transaction to be carried out.

[noorman0]

-snip-
so what OP is talking about is very valid, P2P transactions that all of you are talking about is invalid.

The problem is that OP says crypto payments too generally. Our perspective might mean trading that involves bitcoin as payment or a payment service/gateway that supports bitcoin.

Indeed, today's crypto implementation relies more on centralized payment systems, especially across countries. Obviously, there is no party who can truly be trusted to make transactions run smoothly using Bitcoin's main layer without intermediaries, even just verifiers.