If circumstances were to force me to part with or sell the Bitcoin I’ve accumulated, I would do so. However, if, for example, there were items I no longer needed that could be sold and were valuable enough to cover my needs, I’d prefer to sell those first. But if what remained were valuable items that I still needed and I didn’t want to sell them, I wouldn’t have any qualms about selling my Bitcoin. Besides, I can rebuild my holdings once my financial situation stabilizes again. So I’d rather make things easier for myself without overthinking it.
If you are stuck in a hard situation in life where you only have your holdings and besides this, you have no other options left, then there is nothing wrong in using them as an emergency fund because you can grow and make your holdings again, but things are difficlt to tackle in the hardships; once you overcome your hardships and egt better in your financial situations you can recover back your portiflio.
Well, I don't get it. What items are you talking about that you have in your home? That you can sell on the first priority rather than using your assets to use that money to overcome that situation in which you are stuck hard? Besides this, I am not giving any financial advice. I am sharing my personal point of view. DYOR!