but don’t lose it or you are fucked.
It certainly sounds like a broken record: if you use one or more mnemonic passphrases, make sure to very carefully and redundantly document them! Because if you loose or can't reproduce a mnemonic passphrase, you instantly loose access to your coins, which you expressed more casually.
It may sound obvious, but some people screw up the basic documentation. Human brains will inevitably forget complex mnemonic passphrases, so proper documentation is mandatory.
also the trezor has its seed my trezor 5 uses 20 words
IIRC, I don't use modern Trezors yet, it's Trezor's SLIP-39 new standard recovery word backup which encodes additional metadata and uses Shamir Secret Sharing (embedded entropy is 128 bits equivalalent to standard 12-word BIP-39 backup).
I hope other hardware wallet companies didn't fuck up their code paths for entropy generation and properly use embedded TRNGs in contrast to Coinkite's Coldcard mess. At least some companies did code audits, but those don't guarantee you find every flaw in your code base.