How do you separate your everyday Bitcoin setup from long-term storage?

[internetional]

In your opinion is lightening network is best option for those who do transactions at daily basis???

I think Lightning is the only real option for everyday Bitcoin transactions. Recipients of on-chain transactions abuse AML checks far too often. They can simply tell me my bitcoins are dirty and refuse to release the funds.

Other non-custodial L2 solutions are still too niche, and hardly anyone is willing to accept Bitcoin through them.

For convenient storage, without having to worry about channels or liquidity, you can use Bark, and then use Lightning for payments. As far as I know, all Bark wallets support sending payments over Lightning.

The only downside is that Bark isn't suitable for long-term storage. You have to open your wallet and refresh your coins at least once every 28 days. You can't just leave them unattended for years.

But I wouldn't keep my long-term savings at an on-chain address either. Who knows what transaction fees will look like many years from now? What if I end up having to pay most of my coins in fees just to spend them?

Lightning seems more reliable in that respect. The only thing is, you need to open a channel with someone you can trust to still be online many years down the road, so you'll still be able to make payments through that channel.

Phoenix wallet could be a good choice for this. Their operator has been running for several years now, and as far as I can tell, they have no plans to shut down their node.

[Abdulzuruku01]

It would be best if you keep Bitcoin in a separate wallet for daily expenses, because if you keep the entire cost of Bitcoin in a single place along with the main holding, it is not advisable at all because there may come a time when you may decide to sell all the Bitcoin in the main holding.
In this case, I keep Bitcoin in a separate and strong wallet as much as I can invest according to my plan. Because if you keep it separate for daily expenses, your waste will be very less, because the more limited your spending, the more savings you will have.

Correct, It's not advisable to keep your Bitcoin holdings in the same wallet that you use for daily expenses. Honestly this can affect your holdings, specially if you are the type that spends lavishly and you don't have a separate wallet for daily expenses and your holdings, before you know it you will start taking from your Bitcoin holdings and if care is not taken, you'll end up emptying your wallet.

If someone keeps their holdings and daily expenses in one wallet, I don't consider them ready for Bitcoin investment. Although I know some people are financially disciplined but it's still not advisable. In my opinion the better approach is to have them in different wallets, just as you said.

[Adiljutt156]

Money invested long-term in Bitcoin should be kept separate from money intended for spending. This is not only to avoid waste, but also to prevent other undesirable events; such as negligence, or security errors. I think people will be more careful about safeguarding their Bitcoin wallets when they are separated, and treating them like a safe deposit box that must be kept securely. Therefore, I also discourage anyone from combining a Bitcoin, or crypto wallet intended for long-term use with short-term needs.

Accumulation or holding is always good, but for this purpose things needed to be done in a good way from the start because if someone is doing saving for the long term, he always needs to keep his daily usage separate because keeping all in the same wallet is always going into trouble for him and is financial independence. There are enough flaws, which are now creating problems just because of this.

Firstly, it needs to have a wallet, which is convenient. After having this, try to understand all related stuff because for security, it is always important. Without understanding and knowledge, things have never been safe. If someone is doing Bitcoin, then staying with only a Bitcoin wallet is one of the best options because mixing can increase problems recently; too many things happened just because of this.