The question that should be answered is "Does the AI hold the private key?"
If the AI agent or tool can create signed transaction, usually it means the AI could have find a way to have direct access to the private key. After all, you probably hand over password or decryption key of your Bitcoin wallet to the AI, so it can make TX automatically.
Since this thread on Bitcoin Discussion board, does anyone have list of Bitcoin only or Bitcoin supported wallet that have feature connect to AI agent or random website? I expect most Bitcoin only wallet doesn't have such feature.
Xverse is the one I knew that works with most AI harness such as Hermes, OpenClaw, it even works with CLI based AI harness like claude code and it's approval based when it comes to Bitcoin transaction.
Fair point, i didn't think about terminal or computer usage. But average people probably just use AI feature that already included on wallet they use, rather than installing separate software.