We even can't find a solution to prevent borrower who won't scam us, even with collacteral
Bitcoin volatility is much better than before, so i think we shouldn't worry too much about it
But i'm sure bitcoin price slowly raising over time, so lenders could earn more profit over time while borrower would be hurt to return what have they borrowed
why not?, if you have collateral you are in a safe box, better than a escrow for me, i just sell the collateral and i'm done
just be sure to take a very good collateral maybe somethign that has a more value than what they asking for
In the long term, the collateral would depreciate in value and it would be much harder to sell it, especially alt coins. I would prefer not giving out long term loans, its just too risky.