So you consider walking up to a bank for a loan panhandling?
I don't know what the interest rate of your bank is. But I guess it is more then you could earn by mining.
If you don't have enough money to buy your own gear you can invest into the FPGA.contract
. Don't forget to export the GLBSE account after investing or it might be lost!
Not that people should be FPGA on credit card but no it isn't more than you can get from mining.
Take ztek board as an example.
$400. @ $200 MH mining calc says that is good for $25.72 per month.
9W * 24 * 30 / 1000 *$0.10 = $0.65.
$400 @ 16% interest = 1.5% per month. = $6.00
$25.72 - $0.65 - $6.00 = $19.07
$19.07 net return on $400 principal = 4.77% monthly return. 0.0477^12 = 75% annual return.
Yes mining return rates are very high (granted risk is very high too).
Hell I would offer "rent to own" FPGA boards if it weren't for the risk of default. Too easy for someone to just take the board and run.