Evolution in the lending market is progressing quite well. The newer lenders want to get in, but don't want to get burned and that is entirely fair. If you have been watching, IMSA, INAU, Burt, Dollar trader and myself have been lending and doing some syndication. There are a few others around too (sometimes I lose track of names and user IDs).
As a suggestion, if I knew how much people had available to loan, and a target rate (like 10%), then ideally they would share in the profits and have limited downside. This would normally be done via diversification, but could also be done via a maximum loss of say 20%.
That is, if Film put up 10 coins and it was part of a 100 coin loan that went bad, the most they would be out of pocket is 2 coins. I'd carry the loss based on any difference between the 10% and the lending rate (which I try to target at 15% currently). Yes, you miss out on the top rate, but you don't lose your shirt either.