Investment advice?

[c0ldfusi0nz]

Just buy bitcoins with 50% of your savings and a 30% in gold, then hold them long term, the value can only go up.

No, it can also go down.

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[RodeoX]

I see that a lot of people are recommending gold investments. So how shall I go about it? Should I buy gold through an online broker? Or someone locally?Will it be faster if I choose to invest online rather than having to go through a bank broker?  And will it save me middlemen fees?

I know gold is down, but you want to buy when it's down anyway. It may go further down but gold will always have some value even if the world starts to fall apart. My advice is to buy bullion rather than coins. Or coins that have little collectable value. You want value in gold not value based on coin collectibility. It is also generally cheaper per Oz. to buy larger bars. So don't buy 4 1/4oz bars when you could get a better deal on 1 1oz bar.   

Lastly, secure it like a paper wallet. If you have a safe deposit box, that may be best.

[Coinsera]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

Yes, you can invest in Bitcoin a better option than others, even gold is going down.

Thanks

[lihuajkl]

There is a risk involved in all ventures today whether it be business, forex or gold.. But then in your personal business, you get to control things.. I mean you are the one who can fix things as you feel right at your end.. However, in case of forex, other factors rule the play..

Actually, there is nothing which is risk free....You need to make your choice and head with it..

Absolutely, depend on the level of risk tolerant ability, you can choose mix or single of them. The low risk investment tool to high is: saving in bank, mutual fund, stock, gold/silver, BTC,future/commodity. It is my personal views. 

[arbitrage001]

What is your expected return per year?

If you have reasonable expectation (less than 9-10%) per year, I know a few good places to park the money.

[bitgeek]

There is a risk involved in all ventures today whether it be business, forex or gold.. But then in your personal business, you get to control things.. I mean you are the one who can fix things as you feel right at your end.. However, in case of forex, other factors rule the play..

Actually, there is nothing which is risk free....You need to make your choice and head with it..

Absolutely, depend on the level of risk tolerant ability, you can choose mix or single of them. The low risk investment tool to high is: saving in bank, mutual fund, stock, gold/silver, BTC,future/commodity. It is my personal views. 

Saving in a bank sux, don't recommend it. In most cases you won't earn anything due to inflation. The only case when you can really earn money from a savings account is if you have over $1mil, but it's still not worth it.

[Bitornio]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

My advice is to refrain from asking random anonymous people for advice on how to invest your money.

Your situation is unique and nobody can give you good advice without knowing your situation.

Here is some generic advice:
1. Only invest in things you understand.
2. Start investing with simple low risk investments (e.g. savings account and CDs), then as your wealth grows add more complex and risky investments.
3. Avoid forex and day-trading. You will lose money.

Pretty much this. People ask me if they should invest in Bitcoin all the time. I tell them to research the technology, try and understand the implications, and draw your own conclusions from there. For me, it's an easy yes.

[Ron~Popeil]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

My advice is to refrain from asking random anonymous people for advice on how to invest your money.

Your situation is unique and nobody can give you good advice without knowing your situation.

Here is some generic advice:
1. Only invest in things you understand.
2. Start investing with simple low risk investments (e.g. savings account and CDs), then as your wealth grows add more complex and risky investments.
3. Avoid forex and day-trading. You will lose money.

Pretty much this. People ask me if they should invest in Bitcoin all the time. I tell them to research the technology, try and understand the implications, and draw your own conclusions from there. For me, it's an easy yes.

You want people to actually learn about something before they dump their money into it? You must be one of those personal responsibility fascists. 

[BTCat]

Please read about Cryptogenic Bullion. An interesting coin for serious investors. They can be purchased on Cryptsy ticker CGB.

http://cgb.holdings/
https://bitcointalk.org/index.php?topic=245086.0

[okthen]

Now it's an amazing time to invest in btc, because it seems it is about to spike to another bubble.
I've also heard it's a good time to invest in thorium, in case you don't want to put all your eggs in one basket.

[SirChiko]

Buy into bitcoin ASAP there seems to be good news incomming starting from tommorow!

[okthen]

Buy into bitcoin ASAP there seems to be good news incomming starting from tommorow!

Heard any rumors?
Or just because it is Monday?
Anyway, I also think this week might be good.

[Harley997]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

You should speak to an investment professional.

I have a conflict of interest as I have a substantial position in bitcoin. With that being said I would argue that you should invest a certain percentage of your savings into bitcoin. The remaining balance of your savings should be invested in a mix of stocks (via index funds) and bonds.

You should also be sure that you have at least a certain percentage of your annual salary in savings in the event you get laid off or lose your job. This percentage should be greater if you are self employed, are a temporary worker or work in an otherwise unstable industry (including working at a start up). Otherwise you should probably have 6 months salary in savings (or a CD).

[Rigon]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.

[zolace]

I will also not suggest you to go for Forex as now market condition is not good and you can face loss. I will say that think 100 times before going to tale any step. Its not cup of tea of everyone to start a business also, first you should aware of all things like pre and post planning for starting any business .

[sana8410]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.

But don't you think in today's world everything is risky... Even if you are starting a risk, that also involves a risk.. In fact, Private businesses are subject to a high level of risk...

[RiverBoatBTC]

Try real estate, your investment will gain in equity and you might have a monthly return off of it.

[Rigon]

I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.

But don't you think in today's world everything is risky... Even if you are starting a risk, that also involves a risk.. In fact, Private businesses are subject to a high level of risk...

Everything is risky, even risk and return is directly proportion to each other. I was not saying that starting own private venture is risk free, i was just saying that you have the control of all things happening in this but if you will invest in forex or gold, you can't do anything.

[noviapriani]

I will say that don't go to anyone suggestion, just think by yourself. If you think that you have capability to invest in Forex and gold market, and also you can earn good profit,just go ahead. But always remember your strength should be patience whether you will choose Forex or gold investment or any business, without patience your money will waste.

[umair127]

What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.