This is exactly what is wrong with the society today: too many middle men trying to get rich of others with doing nothing. If this is indeed the case and you can't lend to pirate directly you can lend to me and I'll give you your fair share of the profit. People like this make me sick.
In any case, I don't think that once you have an account you can just throw any amount of money into it and expect interests, makes no sense at all.
INAU pays way more, too.

15% monthly insured, 30% uninsured.
fair enough, invest with him then

(but whenever someone tells me something at this rate is insured alarm bells start ringing in my head)