Offer something for sale for bitcoins that's the easiest way to get them.
You transact something like this..
BitcoinBuyer advertises I can convert your bitcoins into items, tell me what you want.
BitcoinSeller replies I want a new 7850 graphics card of $180 value.
BitcoinBuyer buys the item from a store for $180 dollars
Bitcoin Seller transfers the bitcoin in exchange for the item
Notice how this transaction avoided any bank account and PayPal!
This also becomes a $ swap contract should you need a lawyer to arbitrage a dispute it's recognized in law.