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Author Topic: Looking for 0.1 Loan  (Read 857 times)
Monetizer (OP)
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January 16, 2015, 03:56:06 AM
Last edit: January 17, 2015, 10:18:30 AM by Monetizer
 #1

Ok, so I am looking for a 0.1 BTC loan. Firstly any queries over my rep can be answered fairly easily. (Along with absences)
The loan will be used for me to get my new website up and running. I would like the loan for 2-4 weeks and can repay 0.33 (5% a week) although I should be able to pay all the money back within a week.
If there is anything else you need to know feel free to ask.
I do not have to much to offer in the form of collateral.
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Quickseller
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January 16, 2015, 03:57:29 AM
 #2

can you prove ownership of the accounts? Are they senior accounts?
Monetizer (OP)
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January 16, 2015, 04:03:12 AM
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can you prove ownership of the accounts? Are they senior accounts?

I can to people interested although would rather not publicly (ie. get them to post here), and no unfortunately they are all very new members.
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January 16, 2015, 04:04:15 AM
 #4

If u can use this account and one more senior account as collateral, I will give u this loan!
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January 16, 2015, 04:05:54 AM
 #5

can you prove ownership of the accounts? Are they senior accounts?

I can to people interested although would rather not publicly (ie. get them to post here), and no unfortunately they are all very new members.
It is understandable to only prove ownership privately. Have they ever posted a BTC address and/or send a BTC address in an PM? if so can you sign a message from a such address?

By very new member do you mean like junior member or lower?
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January 16, 2015, 04:07:42 AM
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I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?
Monetizer (OP)
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January 16, 2015, 04:08:28 AM
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can you prove ownership of the accounts? Are they senior accounts?

I can to people interested although would rather not publicly (ie. get them to post here), and no unfortunately they are all very new members.
It is understandable to only prove ownership privately. Have they ever posted a BTC address and/or send a BTC address in an PM? if so can you sign a message from a such address?

By very new member do you mean like junior member or lower?

I was thinking I could change all there signatures to something someone who was interested in the loan specifies to show they are all mine.
I am checking there age now.
Monetizer (OP)
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January 16, 2015, 04:10:30 AM
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I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.

Edit: here! https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 contains the address 1q5cj etc. from january last year. I can send a satoshi from that address to another specified address to prove. (I must admit I do not know how to sign an address :/)
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January 16, 2015, 04:12:00 AM
 #9

can you prove ownership of the accounts? Are they senior accounts?

I can to people interested although would rather not publicly (ie. get them to post here), and no unfortunately they are all very new members.
It is understandable to only prove ownership privately. Have they ever posted a BTC address and/or send a BTC address in an PM? if so can you sign a message from a such address?

By very new member do you mean like junior member or lower?

I was thinking I could change all there signatures to something someone who was interested in the loan specifies to show they are all mine.
I am checking there age now.
Well for one, in order to use an account as collateral you would need to give control to either the lender or an escrow agent while the loan is outstanding. This allows the lender to sell off the accounts to recover the amount lent in the event that you default.

Second proving that you control the accounts is different then proving that you own the accounts. All you would need to do to prove control is to send a PM to a potential lender. In order to prove ownership you would generally need to produce a signed message from an address associated with an old unedited post.

I am still interested to know the approximate ranking of the accounts.
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January 16, 2015, 04:13:33 AM
 #10

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet
Monetizer (OP)
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January 16, 2015, 04:19:57 AM
 #11

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
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January 16, 2015, 04:40:24 AM
 #12

i'll buy 1 of your jr.member for .01 btc
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January 16, 2015, 04:55:33 AM
 #13

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
You can sign that address for other lenders but I don't think your collateral is sufficient.
Monetizer (OP)
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January 16, 2015, 05:05:12 AM
 #14

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
You can sign that address for other lenders but I don't think your collateral is sufficient.

Fair enough, I do not have to much to offer in terms of collateral. Is there some way I could offer this account without losing the ability to use it? (Eg. transfer email account over to an escrow so that they have control over the account whilst I still use it for the duration of the loan?) I believe this account to be worth the loan if not slightly more.
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January 16, 2015, 05:18:11 AM
 #15

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
You can sign that address for other lenders but I don't think your collateral is sufficient.

Fair enough, I do not have to much to offer in terms of collateral. Is there some way I could offer this account without losing the ability to use it? (Eg. transfer email account over to an escrow so that they have control over the account whilst I still use it for the duration of the loan?) I believe this account to be worth the loan if not slightly more.
If you transferred an email account then there would be nothing to stop you from changing the email associated with the account making it impossible to recover the loan when you default.

You are right your account is probably worth more then the loan amount however when lending with accounts as collateral a best practice is to only lend a small percentage of the value of the account to give the borrower an incentive to repay as well as the fact that accounts can sometimes take a long time to sell.
Monetizer (OP)
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January 16, 2015, 05:22:47 AM
 #16

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
You can sign that address for other lenders but I don't think your collateral is sufficient.

Fair enough, I do not have to much to offer in terms of collateral. Is there some way I could offer this account without losing the ability to use it? (Eg. transfer email account over to an escrow so that they have control over the account whilst I still use it for the duration of the loan?) I believe this account to be worth the loan if not slightly more.
If you transferred an email account then there would be nothing to stop you from changing the email associated with the account making it impossible to recover the loan when you default.

You are right your account is probably worth more then the loan amount however when lending with accounts as collateral a best practice is to only lend a small percentage of the value of the account to give the borrower an incentive to repay as well as the fact that accounts can sometimes take a long time to sell.

I meant changing it to someone else's email so that I could not recover it unless they changed it back after the loan is payed. Fair enough on the collateral though, it's just some people are lending without collateral at fair amounts and so with collateral I thought it might be fair.
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January 16, 2015, 05:27:59 AM
 #17

I also see that the last time you posted in 2014 was in late June. Then you did not post again until January 9 of this year. Are you able to explain your extended leave of absence?

Yep, I just lost interest in BTC. The market was falling with nothing to interesting happening. I shut of my mining rig and just didn't come back. I have now got back into it all but yeah. To prove I am the same owner I can use an address from a while ago If that makes sense. I just need to go through my posts to find one containing my address.
It would probably actually be easiest to search for the address that you received your PD signature campaign payouts to in the services section. The enrollment posts should not be edited and you should be able to quickly find those address(es) in your wallet

https://bitcointalk.org/index.php?topic=418109.msg4595770#msg4595770 I can prove I have that address.
Also I have two junior and one newbie all from 2013.
You can sign that address for other lenders but I don't think your collateral is sufficient.

Fair enough, I do not have to much to offer in terms of collateral. Is there some way I could offer this account without losing the ability to use it? (Eg. transfer email account over to an escrow so that they have control over the account whilst I still use it for the duration of the loan?) I believe this account to be worth the loan if not slightly more.
If you transferred an email account then there would be nothing to stop you from changing the email associated with the account making it impossible to recover the loan when you default.

You are right your account is probably worth more then the loan amount however when lending with accounts as collateral a best practice is to only lend a small percentage of the value of the account to give the borrower an incentive to repay as well as the fact that accounts can sometimes take a long time to sell.

I meant changing it to someone else's email so that I could not recover it unless they changed it back after the loan is payed. Fair enough on the collateral though, it's just some people are lending without collateral at fair amounts and so with collateral I thought it might be fair.
You change the email associated with a bitcointalk account:
1 - change the email address
2 - enter your password
3 - click 'change profile'
no email confirmation required
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January 16, 2015, 11:36:50 AM
 #18

This guy doesn't know how bitcointalk account as collateral works, it means at first give the password to the escrow, then the escrow changes the password, email, Secret Question, and probably the bitcoin address as well. impossible for the loanee to get access to the account again.
Monetizer (OP)
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January 16, 2015, 12:03:48 PM
 #19

This guy doesn't know how bitcointalk account as collateral works, it means at first give the password to the escrow, then the escrow changes the password, email, Secret Question, and probably the bitcoin address as well. impossible for the loanee to get access to the account again.

Yeah, I worked that out... I am fine using this account for collateral.
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January 17, 2015, 06:23:13 AM
 #20

Still need this :/
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