Bitcoin Forum

We ve all seen recent BTC and alts dumps caused by global instability, Chinese exchanges crash, oil price drop, BTC vs BTC XT issue, etc.

The question is, how do you manage your portfolio during these stormy periods? Do you differentiate between BTC and alts, if yes, what is your favorite ratio? Do you buy when there s blood in the water? Do you plan to switch to something else? How do you make these kind of decision? What do you base them on?

Thx

CI

With the current turmoil going on in the financial markets one have no choice but to spread your investments around. Keeping the bulk in one kind of asset is almost a guarantee to get burned unless you have a crystal ball and go all in on one asset class.

I have personally scaled down all investments that have some form of equity exposure and brought the exposure down to under 15%. Currently I'm trying to get as much as possible into 'cash' like fixed rate investments, money market accounts etc.. We luckily still have quite high interest rates so its easy to get a good return with these kind of accounts.

I have also increased my bitcoin holdings over the past couple of months and am aiming to get at least 20% of my capital into bitcoin over the next 6 to 12 months. The only other 'coin' I'm also investing into is Litecoin and I'm trying to keep my holdings there to about 20% of what I have in bitcoin.

Over the next year I'll keep an eye on interest rates and will move more into bitcoin as interest come down, which is not expected for the next 12 to 24 months.

So basically I'm trying to get everything into cash type asset classes.

Do you maybe expect BTC block halving next year ll have similar effect on the price as LTC block halving did on LTC price?

i simply ignore those time when bitcoin is dumped, i just keep holding no matter what will happen,, the only objective is waiting for my price target, to start to use bitcoin massively

if you differentiate too much, there is the risk to lose more

What I'm always doing. I'm waiting for Bitcoin price to increase and then I will start using it massively. I also invest part of my Bitcoin to create a site. Hopefully it will bring me more Bitcoin before the price increase. I sometime also buy and sell pump-and-dump altcoin to increase my number of Bitcoin.

not agree! The risk is spread! When one of them declines a lot, it wouldn't affect your total portfolio's performance! The only risk is that one of them skyrockets, you will miss the opportunity of getting highest return!

IMO BTC will have a high chance of following LTC's trend! We could allocate our money  to it before too late!

When ppl are panic selling, it is a good time for me to buy more assets! Like Bitcoin and altcoins , when the price drops further, I will buy more!

No, I don't differentiate my portfolio with other coins. I don't believe to much in other coins and I think that the most of those are products of developers to earn money. It is a difficult process verify the probably good coins and it is impossible to predict their price. So better remain at bitcoin and wait and hope that the price of it increased.

Darkcoin is one of the alternative Bitcoin investment. Because, since its inception, Darkcoin has grown from being an idea to an actual anonymity-offering token — much credit to its strong and aim-driven developer Evan Duffield. The fundamentals around this coin seems to be the most optimistic than all, whether it is for making transaction anonymous or, very recently, fast. Overall, this makes Darkcoin one of the most worthy cryptocurrencies, asking to be held for a longer term while awaiting adoption due to positive development feedback.

I ussually do not run when all the others do, it's just who I am. I have made some great profits from investing in other people's panic sell decisions. In this instance, I sit back and look at the bigger picture.

We have millions of VC capital invested into Bitcoin startups and they are coming into fruitition soon. We also have a halving coming up soon, and this should boost the price of Bitcoin.

The Chinese stock market problems should be sorted out soon, but it's affect will stay with us long into 2016. The struggling US markets is my greatest fear, and I tend to split my portfolio into several stocks and

bonds and also property with a little bit of Crypto currencies mixed into it for speculation in higher risk investment. Just make sure your biggest investment is not into commodities and stock and bonds. In

desperate times people still need a roof over their head and food in their stomach. {rent & food}

In all honesty not too much. I have diversified a bit into NXT, about 10% of my crypto portfolio is in NXT just because I appreciate their work ethic and their tireless new features rollout. I also think this is about maximum that you should have in alts, ok maybe even 15%-20% you can survive but not more than 20%. I think that 80% should be in Bitcoin. This is diversifying in other crypto.

Now diversifying into Fiat is out of question for me. I believe with all my heart that Bitcoin and other cryptos are the future. Then why would I be getting out of it when difficulties, slumps and bubbles are just normal for any investment.

We just need to toughen it out.

This post is the closes one to the way how I think. I also tend to buy when there s blood in the water. I do not think people understand how all crypto markets ve still been influenced by vested interests and speculators. However, I do differentiate, mostly into PoS coins but also into some crypto related services.

The big think which comes to my mind following this BTC vs BTC XT argument is whether the smartest option would be to exit Bitcoin and enters alts completely until there is consensus about this issue.

Of course I do. I use this page cryptofolio.info which is great to keep track of your coins prices. I've got a crapload of different coins that I mined at some point, most of them are near worthless, I also got a couple coins I bought, which are like less than 20%, the rest is all BTC. It shows how most coins will die and the only thing worth holding is BTC.

there is the chance that all of them fall heavily, the best thing to do is choosing good opportunity of investments, and not just investing in everything and hoping that one of them will skyrocket...

BTC is king and usually when BTC goes down the rest follow and go down. Only the few coins that have decent marketcaps have enough liquidity to act as a "safe haven" when BTC goes down, the rest are worthless p&d's.

i just like to keep everything in btc,makes it simple

So this means you exchange FIAT into BTC and sit on them?

It is the best thing to do. All the other coins change with bitcoin and move with it so it is rare that can be earning something with the trade of the other coins.

I have been holding Maidsafe for a long time now and some Monero as well and they seem to go on it's own so they serve as a good alternative investment when BTC goes down. Of course if the BTC downtrend is big, then forget it, BTC is too strong and will make the crypto market in general go red as well. I recommend a small diversification of your portfolio in a couple alts of your choice, not more.

thats not true
compared to bitcoin example DMD Diamond gained 50% value in last 12 months
and that even now after we lost 50% last few weeks.... (was at 100% before)
and that is without add the POS rewards

if u add pos rewards its +75% instead of +50%

BTW now after 50% value loss is really a great time to buy into DMD if ya join in before the raise starts again

https://i.imgur.com/4qlRvDz.png

Yes, PoS coins become more and more interesting, after all staking is the new mining.

I have some holdings in LTC, Monero, and other alt-coins but the most asset that I have (which comprises of about 70% of my investments) is in bitcoins. I find it easier to buy bitcoins and to stack it up instead of other altcoins. Also, I intend to hold bitcoins for long but every time there is an opportunity to increase my bitcoins (sell high, buy back lower) I do it. Pretty much stacked up right now.

Mostly Bitcoin and ETH but also some Ripple and LTC.

Besides Btc,litecoin,dash and dogecoin also interest me but 90% of my holdings is in btc.I also keep investing in other cryptos but dont hold them for long

ETH seemed really promising but this initial pump and dump discouraged me from getting anything significant. Again, PoS coins re my favorite cause in the case of PoS, my holding generate new coins, all under condition the coin you select s got good inflation control system.

I worry about keeping too much in BTC because the exchange rate with EUR or USD could continue falling. But I worry even more about leaving fiat (IOUs) on an exchange or trying to do day trading. And altcoins can be fun (I like clam) but they're usually even more volatile than BTC.

I was wishing there was a way to hold BTC and hedge against it losing its value. I thought of a way to do something like this using multisig. I published details about it in June (with very little reaction):

https://bitcointalk.org/index.php?topic=1102062 (https://bitcointalk.org/index.php?topic=1102062)

Really I wish someone would build a way to semi-trustlessly hedge so I could use it! If I'm really one of the only people who want a way to hedge without leaving fiat on an exchange, I'd be surprised.

I used to differentiate my portfolio quite a bit with Bitcoin and alts. There was no fixed percentage, I just bought some coins whenever I could and I'd try and trade them. I have a day job, so making quick trade moves wasn't all that easy and I also ended up either getting eaten up or simply trading without a profit.

Meanwhile I got tired of all this and sold pretty much everything to Bitcoin, ignored price moves and just buy up and stock it up or spend it shopping :D

Having different assets is the one of many ways to manage risk.
I try to add the best coins to my portfolio whenever I can just in case I hit the golden pot!

I just hold my bitcoin and don't panic dump it. Bitcoin has a pretty stable base at $200 so I don't think that in the future it will drop any further. I mostly ignore these mini-crashes of exchanges etc and focus on holding like all bit coiner should.

Yes, trading without a concise plan and just getting in and out of the alts is the worst thing you can do. This started happening to me and u ended up losing a lot, so I just stopped trading altogether. The crypto depression and low volatility didn't help either, everything has just slowed down in 2015 so the best thing was to get out of everything.

Now I hold everything in BTC and I hold one promising alt, just in case, you never know.

I diversify mostly among various commodities because my day job retirement money goes into stocks for the most part.

I haven't played much with alt coins, but I will admit I own a very small amount of LTC and NMC. That could change tomorrow or five years from now. I'm not sure about anything new, it'd have to be a pretty novel concept to get me to invest more than a pittance.

I own both paper and physical commodities, bonds, real estate, etc.

I like to invest in technologies that are skirting around government regulations but huge benefits for the consumer. That's where the real growth is today. Nicotine vaporizers and juice companies, p2p economy, and 3d printing (and providing real estate for these) are the future. Apps getting around archaic regulations with their own built-in feedback systems are the way to go. The argument that only the government could protect us is ridiculous when you realize it operates only in hindsight. Feedback systems built into applications like Lyft and airbnb are the solution to dealing with problems, and for the egregious ones, lawsuits which any lawyer worth their salt would be happy to take on.

Automation and robotics is another big area of growth with plenty of investment opportunities. If you're going to diversify and it's NOT an investment into disruptive technology, then pick a business with solid value (and perhaps steady growth) and for god's sake make sure they offer dividends and don't have a ridiculous P/E ratio.

I don't like to invest in alts because that's like adding the volatility of bitcoin to the crazy volatility of an altcoin. It's just in no way safe.

Well, don't we all hold BTC cause we expect the price to go up big time one day. So, in essence, we all expect BTC price volatility.
I still think it s not productive to buy and hold. If we all do that, crypto economy ll never grow. In order for BTC price to go up, crypto needs to expand. Passive approach does not generate anything and there s no free riding here. If you wont do it, probably other people wont do it as well.

It is interesting to hear different people's views, but if you think about the coin that brings 50% annually and keeps quite stable in its value may be more attractive than many other POW coins what jumps in its price + - 100% without giving its owner income.
What coset LTC.
I think that not many people know that 80% litecoin in the hands of the puppeteers from the exchanger btc-e.
That is why a decrease in the block awards to 25 coins had no impact on its value.
If you look at the price chart

https://i.imgur.com/idlgoTo.png

 then you see how LTC gradually depreciates against the Bitcoins.
If the meaning of risk and invest their money in a coin, buying it for a few dollars, everyone decides for himself ;)

most of the time, i ignore all the ups and downs of bitcoin price. i keep an amount in my cold wallet and don't touch it at least until next year to see how the price is going to be by then.

for the rest , i invest in altcoins that i find interesting and expect to grow so i buy them and keep an eye out for selling at higher prices for profit.

as for switching to something else. i have thought about it but i haven't found anything that is worth my long term attention.

+1

I also keep something invested in altcoins (Doge, Ethereum etc.) but I don't trade it daily or weekly. I keep them in my wallet and maybe I'll sell them when there worth much more then now.

Only holding some ETH at the moment. It has an outside chance of being the next big thing and I'm curious to see how Augur pans out. I used to hold other coins, mostly BTC and LTC but now I only trade in and out of them. Just too volatile for long term investing for me.  The volatility is however exactly what you want when short term trading. BTC probably is cheap at the moment due to XT etc, so it could have some upside long term but I don't anticipate there ever being the massive rise from adoption many others are banking on. Now I mostly invest in emerging biopharm companies while keeping my eye out for the next interesting crypto experiment.

As you can see my profile text, I own LTC,NXT, NMC , and other cryptos, to hedge the bitcoin price volatility.

NMC made a nice gain so far, while LTC will probably make me gain more. NXT performed badly this week, but they are working on new wallets and new features hard so I think as a long term investment its perfect, if they finish that, then by the end of the year it could hit 6000-7000 satoshi.

There really is no way as of now that some altcoin will succeed rapidly while bitcoin at the same time will fail bitcoin is linked directly to every other ats and it is the bigger cog in crypto machine. I am not much of a pump and dump speculative investor so for me there is not really viable to keep many alts.

how i  earn  10  million   satoshi   daily

J o b

The only asset I'm always avoiding is cash, e.g. always go debt in cash instead of having positive exposure in cash

I have noticed that anything's value is rising faster than cash after massive amount of QE everywhere in the world, even if you store some cans of motor oil you will find it appreciates much faster than your money market account  ;D 

Basically anything that is being constantly consumed appreciate very fast, unfortunately many of the fresh food can not be stored for a long time, otherwise I will be stocking on future 10 years' high quality food like shrimps and fishes too  :D

Do you consider cash an asset? :D I`m surprized. Its more like a counterfeit scam with toiletpaper value lieing to the whole humanity as if it had value.

I would not have even debt in cash, because, the collateral is either your freedom or your real assets (house,car, land).


So when you apply for a mortgage, they will either take that as a colalteral, or for student debt, its your liberty, so if you cant pay that you end up in debtor prison.

Its a slave society.



That being said, my portfolio has anything but cash in it. Or only small % for my monthly expenses. I was always skeptical of cash since I was a child.

 I have my alts,most of my btc funds are in alts.But for one altcoin project i woork another becouse nicestaking and very stable price.I dont buy hype alts

Definitely not, go only for established altcoins in the top 10.

Hype alts could work for short term, but you have to buy & sell quickly, otherwise you will end up taking the lossses.

Nope. But now is a great time to buy BTC  ;)

Just the same as always, 1/3 hodl 1/3 altcoins 1/3 btc trading.

well my portfolio is currently 66% at bitcoin and 33% at altcoins ,looks is a good time to get more bitcoins since price is cheap not as before but still cheap,but even when bitcoin looses power i keep those bitcoin is bitcoin looses today tomorrow recover.

Well, I agree. I think BTC s going to follow the same path LTC faced just before halving. The price doubled or even tripled. It s good time to buy BTC.

looks at coinmarketcap everything in red on the first entries, there is no need to differenziate when the less dead coins is bitcoin

i would go all-in with bitcoin, there is still much potential, don't get fooled by the xt crap and bad news, we can always recover

Basically I'll spread my portfolio to everything and that's including gold, stock and bitcoin. But none thus far with the other altcoin. A little bit of everything is the safest bet.

i agree. if anybody wants to earn some more bitcoin from what they already have it is a good idea to invest an amount that they are comfortable with in altcoin market which contains very good profit opportunities.

i do the same thing but i try not to invest for long term and mostly trade altcoins rather than buying and holding them.

If its red then now is the time to buy lol, becaus its relatively cheap.

They are unlikely to go to 0, so you just found a cheap opportunity to get in.


I would personally not buy FUELCOIN, STELLAR, TRMB, YBCOIN and bullshit like that, but there are other interesting coins in the top 10 there that could have a future potential.

yes ltc had dumped a lot sometime agon i thinked someone had kiilled it ,i didnt had it on my portfolio,i had doge and well even being not soo big as others is an old coin,i bought a lot lower 50 satoshis and sold near 80 i dont remember well,the fact is that we should hold and wait our time will come .Bitcoin when i waked up and saw it at 200 dollars i thinked hell once again some whale or someone talked something bad about it to drop the price and get more ,there is always week hands.

No I don't.