Do you differentiate you portfolio?

[crazyivan]

We ve all seen recent BTC and alts dumps caused by global instability, Chinese exchanges crash, oil price drop, BTC vs BTC XT issue, etc.

The question is, how do you manage your portfolio during these stormy periods? Do you differentiate between BTC and alts, if yes, what is your favorite ratio? Do you buy when there s blood in the water? Do you plan to switch to something else? How do you make these kind of decision? What do you base them on?

Thx

CI

[RustyNomad]

With the current turmoil going on in the financial markets one have no choice but to spread your investments around. Keeping the bulk in one kind of asset is almost a guarantee to get burned unless you have a crystal ball and go all in on one asset class.

I have personally scaled down all investments that have some form of equity exposure and brought the exposure down to under 15%. Currently I'm trying to get as much as possible into 'cash' like fixed rate investments, money market accounts etc.. We luckily still have quite high interest rates so its easy to get a good return with these kind of accounts.

I have also increased my bitcoin holdings over the past couple of months and am aiming to get at least 20% of my capital into bitcoin over the next 6 to 12 months. The only other 'coin' I'm also investing into is Litecoin and I'm trying to keep my holdings there to about 20% of what I have in bitcoin.

Over the next year I'll keep an eye on interest rates and will move more into bitcoin as interest come down, which is not expected for the next 12 to 24 months.

So basically I'm trying to get everything into cash type asset classes.

[crazyivan]

Do you maybe expect BTC block halving next year ll have similar effect on the price as LTC block halving did on LTC price?

[Amph]

i simply ignore those time when bitcoin is dumped, i just keep holding no matter what will happen,, the only objective is waiting for my price target, to start to use bitcoin massively

if you differentiate too much, there is the risk to lose more

[jacktheking]

i simply ignore those time when bitcoin is dumped, i just keep holding no matter what will happen,, the only objective is waiting for my price target, to start to use bitcoin massively

if you differentiate too much, there is the risk to lose more

What I'm always doing. I'm waiting for Bitcoin price to increase and then I will start using it massively. I also invest part of my Bitcoin to create a site. Hopefully it will bring me more Bitcoin before the price increase. I sometime also buy and sell pump-and-dump altcoin to increase my number of Bitcoin.

[Undermood]

if you differentiate too much, there is the risk to lose more

not agree! The risk is spread! When one of them declines a lot, it wouldn't affect your total portfolio's performance! The only risk is that one of them skyrockets, you will miss the opportunity of getting highest return!

[Cashew]

Do you maybe expect BTC block halving next year ll have similar effect on the price as LTC block halving did on LTC price?

IMO BTC will have a high chance of following LTC's trend! We could allocate our money  to it before too late!

[Redrose]

When ppl are panic selling, it is a good time for me to buy more assets! Like Bitcoin and altcoins , when the price drops further, I will buy more!

[n2004al]

No, I don't differentiate my portfolio with other coins. I don't believe to much in other coins and I think that the most of those are products of developers to earn money. It is a difficult process verify the probably good coins and it is impossible to predict their price. So better remain at bitcoin and wait and hope that the price of it increased.

[tadakaluri]

Darkcoin is one of the alternative Bitcoin investment. Because, since its inception, Darkcoin has grown from being an idea to an actual anonymity-offering token — much credit to its strong and aim-driven developer Evan Duffield. The fundamentals around this coin seems to be the most optimistic than all, whether it is for making transaction anonymous or, very recently, fast. Overall, this makes Darkcoin one of the most worthy cryptocurrencies, asking to be held for a longer term while awaiting adoption due to positive development feedback.

[Kprawn]

I ussually do not run when all the others do, it's just who I am. I have made some great profits from investing in other people's panic sell decisions. In this instance, I sit back and look at the bigger picture.

We have millions of VC capital invested into Bitcoin startups and they are coming into fruitition soon. We also have a halving coming up soon, and this should boost the price of Bitcoin.

The Chinese stock market problems should be sorted out soon, but it's affect will stay with us long into 2016. The struggling US markets is my greatest fear, and I tend to split my portfolio into several stocks and

bonds and also property with a little bit of Crypto currencies mixed into it for speculation in higher risk investment. Just make sure your biggest investment is not into commodities and stock and bonds. In

desperate times people still need a roof over their head and food in their stomach. {rent & food}

[Mickeyb]

In all honesty not too much. I have diversified a bit into NXT, about 10% of my crypto portfolio is in NXT just because I appreciate their work ethic and their tireless new features rollout. I also think this is about maximum that you should have in alts, ok maybe even 15%-20% you can survive but not more than 20%. I think that 80% should be in Bitcoin. This is diversifying in other crypto.

Now diversifying into Fiat is out of question for me. I believe with all my heart that Bitcoin and other cryptos are the future. Then why would I be getting out of it when difficulties, slumps and bubbles are just normal for any investment.

We just need to toughen it out.

[crazyivan]

I ussually do not run when all the others do, it's just who I am. I have made some great profits from investing in other people's panic sell decisions. In this instance, I sit back and look at the bigger picture.

We have millions of VC capital invested into Bitcoin startups and they are coming into fruitition soon. We also have a halving coming up soon, and this should boost the price of Bitcoin.

The Chinese stock market problems should be sorted out soon, but it's affect will stay with us long into 2016. The struggling US markets is my greatest fear, and I tend to split my portfolio into several stocks and

bonds and also property with a little bit of Crypto currencies mixed into it for speculation in higher risk investment. Just make sure your biggest investment is not into commodities and stock and bonds. In

desperate times people still need a roof over their head and food in their stomach. {rent & food}

This post is the closes one to the way how I think. I also tend to buy when there s blood in the water. I do not think people understand how all crypto markets ve still been influenced by vested interests and speculators. However, I do differentiate, mostly into PoS coins but also into some crypto related services.

The big think which comes to my mind following this BTC vs BTC XT argument is whether the smartest option would be to exit Bitcoin and enters alts completely until there is consensus about this issue.

[manselr]

Of course I do. I use this page cryptofolio.info which is great to keep track of your coins prices. I've got a crapload of different coins that I mined at some point, most of them are near worthless, I also got a couple coins I bought, which are like less than 20%, the rest is all BTC. It shows how most coins will die and the only thing worth holding is BTC.

[Amph]

if you differentiate too much, there is the risk to lose more

not agree! The risk is spread! When one of them declines a lot, it wouldn't affect your total portfolio's performance! The only risk is that one of them skyrockets, you will miss the opportunity of getting highest return!

there is the chance that all of them fall heavily, the best thing to do is choosing good opportunity of investments, and not just investing in everything and hoping that one of them will skyrocket...

[pereira4]

if you differentiate too much, there is the risk to lose more

not agree! The risk is spread! When one of them declines a lot, it wouldn't affect your total portfolio's performance! The only risk is that one of them skyrockets, you will miss the opportunity of getting highest return!

BTC is king and usually when BTC goes down the rest follow and go down. Only the few coins that have decent marketcaps have enough liquidity to act as a "safe haven" when BTC goes down, the rest are worthless p&d's.

[teemus]

i just like to keep everything in btc,makes it simple

[crazyivan]

i just like to keep everything in btc,makes it simple

So this means you exchange FIAT into BTC and sit on them?

[n2004al]

i just like to keep everything in btc,makes it simple

So this means you exchange FIAT into BTC and sit on them?

It is the best thing to do. All the other coins change with bitcoin and move with it so it is rare that can be earning something with the trade of the other coins.

[BillyBobZorton]

i just like to keep everything in btc,makes it simple

So this means you exchange FIAT into BTC and sit on them?

It is the best thing to do. All the other coins change with bitcoin so it is rare that can be earning something with the trade of the other coins.

I have been holding Maidsafe for a long time now and some Monero as well and they seem to go on it's own so they serve as a good alternative investment when BTC goes down. Of course if the BTC downtrend is big, then forget it, BTC is too strong and will make the crypto market in general go red as well. I recommend a small diversification of your portfolio in a couple alts of your choice, not more.