Bitcoin Forum

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

1-5% monthly. If I want to borrow very short term, for example, 3 days, 5% monthly interest rate is fine.

10-25% monthly for me.

I would say anything between 3%-10% is good for me, but I wouldn't touch anything more than that. The interest is just excessive beyond that point, and there would be other people willing to lend at lower rates. Even for some interest rates >5%, there are more people that roll <5%. Its just a matter of finding the correct security.

I would say around 10-20% monthly.

For a bond at least 5% Monthly it's enough for me.

You people are ridiculous thinking about how much "interest" to get on your bitcoins.  They've climbed 50% in value in the last 30 days and you think somebody can afford to pay interest on top of that?!  You'll be lucky to get back your coins at all if you lend them out in this climate.

20-50% annual interest. It depends on the risk profile of the borrower. If the borrower has good credibility, the interest can be lower.

 Considering that a credit card is 20% per year and it's higher than any normal loan,  10-15% per month is not fair at all.   It's loan sharking.  Generally secured loans have the lowest interest rates but you want collateral AND over 100% per annum -  that's pathetic.  Stop borrowing bitcoin.

5% per month is something I d always go for.

I think so. It is fair for the borrowers to get such bitcoin loan and make some investment, distribute the interest to the lenders.

5-10% per month is reasonable.

I think that depends from risk. If its somethin 100% sure (who knows what is 100 % sure?) then 1 % monthly will be great, even less.
More risk more % of course.

This discussion interesting me much. On my signature you could see how and why i ask for BTC , and you could understand that in my opinion there a good rates for lenders is possible, but not more than this....

Here a part of my tread (for 2 month i offer 20%):


Because, on balance, the financing costs are the same than those who go to pay in the case of Bank loans and / or Bank credit facilities, in fact:
1) Using your loans I pay my purchases in cash on delivery, and this allows me to get an average discount of 5%,but sometimes i can get even bigger discounts.
2)   It’s important to note that in every purchase I pay at least 50% with my own money the and if the liquid assets available to let me I try to pay in full with all my money (all depends on the sales and the periods in which there are no taxes to pay);
3)   Usually my order value gone from 1000 to 3500 € : This  means that  for 1000 €  order, i borrow no more than 500 euro, and i pay on this 500x20%= 100 € as interest. But if you consider discount obtained for paying in cash at delivery (1000 euro*5%= 50 Euro), i've a net cost for financing my order of 50 € , that mean i pay about 5% rate flat for 2 mount  ( about 30% yearly). Please consider that using Bank found in italy costs about 22% yearly or use credit card cost over 30% yearly.

For me the range will be between 1-7 % monthly ,  and i think i can take 1 % if there is a full grantuee of a safe return.
Also it depends on the actual price of BTC at the time of giving & Return.

Compare Crypto returns to returns from any other industry and u ll see that Crypto triumphs everywhere. So, anything around 5% a month is really, really awesome result.

I would say 2-5 % is reasonable and good for me if i find a safe return , Safer with less interest is much better than high risk investment with high interest even that for on day .

None. Anyone offering big amounts of interest is probably gonna steal your coins eventually. There's no free lunch in bitcoin and usually you're paying for it even if you didn't plan to.

This, anything above 5% a month is a big time red alarm. Be careful what you do with your money.

For me 5% a month is really good.

I`d say anything over 2% is very risky, definitely not those 'double your coins in 6 hours' type investments.

My asset generates ~ 0.9-1%  ROI / monthly, it is invested in low risk loans and other assets.

I agree with that. It is very difficulty for the 2% interest borrower to make profit and pay you back.

Fair? According to what? Where can I look up the global standard for "fairness", because interest paid on investments is a function of risk to the investor along with market rates.

Are we familiar with the concept of MARKET PRICING? Interest is the value of money, i.e. the price of money. Bitcoin is essentially indexed to the USD for its value, which means that interest rates should match up with what you can earn in USD investments.

For stocks, that would be around 15-20% per year, currently...if you put together a solid portfolio.

Bonds will be under 2% in most cases, hardly even worth it.

Secured loans are typically 6-10%, while unsecured loans are 15-25%. Mortgages are under 4%.

In no situation are you, as an investor, reasonable to expect 10-20% per month, or 120-240% per year.

It depends on the situation. If the borrower has a lot of collateral, and the collateral is 300% more, 5% is OK.

But if the borrowed amount is small, to cover your cost, it is better to charge higher interest or fees.

3% monthly is the best for me.

I ll never go more than that.

5% monthly will be better for me  :)
and upto 10 % can also be good too  :D

Maximum of 2% per month interest is reasonable for me because there's a chance that they can return my investment with the state of business that they have and they already have a track record that they can earn that much with the time stipulated. Even the banks has an interest of 2% annually. If there's something not right like there are others who already have problems with them before then that's a red alert.

0.05 BTC for 3 days and 20% annual interest is less than 0.0001 BTC interest in 3 days. I do not risk 0.05 to get 0.0501.

On my system
http://u2cloudmining.winspiral.net
shares have made 13% in 3 months
vipshare have made 19% in 3 months
I can not know how much they will make in the future.

It depends on the risk. If the risk is high, I will want higher interest to compensate for the risk to be taken.

0.7 - 2%. / monthly

105 monthly interest rate is too high. It becomes more than 100%  in one year. If your interest is in bitcoin and suppose you invest 1 bitcoin and get 1.2 bitcoin as only interest then after one year you have 2.2 bitcoin and bitcoin price increase then it is very big interest.

10% monthly interest is not high if the loan is for short term, for example less than a months. Also the risk of the loan matters.

You can't trust highly publicized places that offer nothing.

They'd have to multi sig it all the way  before I'd even dream of throwing money at them so they can steal it.

i think arround 5% - 10% is the best choice, with interest we can make more investor more interesting, this is the 1 tactic of startup to funding new capital.

If those coins are escrowed/insured somehow against theft/hack/whatever, I am fine with even 0.5-1% per month.

in loan basis well 10% a month is reasonable for me since it is the good profit i can get from that business and surely if someone offers higher than that well surely be shaddy and provable scam its because theirs no really program can make us earn 10% daily just like what hyip offers to us and even banks cannot give us that profit for storing our money at them.

I think that 3-5% per month is a great accomplishment, if you do it successively.

My system:
VIPshares:from 2016 May 03 to now...21.6% profit
Shares:from 2016 May 06 to now...13.2% profit

Why the difference?
Because by vipshares a part is reinvested and by normal shares a part from capital is paid out.

We do not know the future...it is market regulated.
The % profit can go up or down...
It depends on "income" and the amount of shares people hold...
because people can sell shares (for satoshi) or "buy for free...

This seems reasonable for my investors...

It is quite difficult to get 3% monthly interest. In the Ponzi scheme, you might get some, but it is very risky.

I will be content with the 0.5% monthly interest rate offered by HaoBTC. It is low, but it is quite safe at the moment.

I am thinking to create a bond on NXT which pays 2-5% interest monthly.

What do you think?

Pretty simple, if the average index provides 7% interest, I would need a lot more than that to give someone my ETH/LTC/BTC. 

in my opinion if anyone who offers the investment. profit about 10%/month then he will be trustable and we can trust at him easily beacuse with trading anyone can make 10-20% of the trading amount per month ..

Well, if we are going to discuss passive income. 10% profit per month is reasonable and the legit one. Because if someone offers such a high profit in a month like 20% or so. It may be scam and we should be careful to these persons or sites. Now, if we are to talked about trading (which i am doing right now) you can earn 5% of your capital in just one short trade. And if you are lucky you can have 3-4 cycles per day so its 15-20% a day. So, in a month you can double or triple it. But, it depends on the movement of the coin or currency you are trading to. If it don't move. Then you don't have a profit.

I do not think so. There is no business in the world can generate more than 10% income every month.

are you nuts? read what you wrote out loud a couple of times. enjoy your money while you have it. someone's gonna be stealing it from you very soon.

It possible, lending service would possibly reach that 10% growth on money on monthly basis and also to  trading you could actually reach such percentage  and even more but we are talking  interest here then its possible it depends on the lendor on what percentage would he decide  to put on the borrowed money.

If you can see at the lending section you can actually see that lenders out there giving such 5-10% interest in a week or to be discussed so its really possible for it be happen and thats the reason i really believe that its possible to earn more if we really choose wisely those people who's going to lend on us, but also actually tradings is good way to get some huge percentage earning but theres no daily gaurantee for us to earn with this passively so maybe i will drop the taughs for us to earn high percentage profit a month on this one.

%10 in a month would be fine. I wouldn't have to work if i had such rates. Lets say you got 50k$, over a year, you would have more than double. If you manage to live a simple life for a few years, you can be rich out of nothing.

Give me 50k, I can send you 5k monthly, after 1 year, you get your principal.

Deal?

i know you will not go on my site to see it...it is why I repport it here:

29.9% since 06 May 2016
I let you calculate...

And it is so...
the interest is fixed by the market.

this is what the "historical investors" got
Investors for free got the same...
Now only investments for free are possible.

Try it...it's free and you are sure,sure and certain you will earn something because it is impossible to lose.

people here will say:
yes but it is not much because investment is low...
yes..;i will answer.
But it is market regulated this means if it is low it is because the system has big success...

So is life...it is easy and big profit...then people bite in...(lol)
if it is hard and little profit...then people do not bite in...(lol)
So it will be regulated by itself...

As soon i offer more then 1200 satoshi for a free claim...more people claim...
you can say here what you want...you can not stop it.
And it is in the other way as well:
As soon i offer less then 1200 satoshi for a free claim...less people claim...

try to stop this...it is impossible...even my red trust points have not stoped it.

I would make that deal if you weren't an anonymous bitcointalk fund manager. Security is more important than the interest rates for me. I guess i will keep taking my %10 yearly instead of that. Because i know it is safe. Safety comes firrrrst!

I think it depends on how much risk you're willing to take on. And what frequency the pay out of interest is expected.

Interest isn't some number you pick out of thin air. It's a calculation and it represents the base federal interest rate, plus a premium equal to the amount of risk the investor is taking on. The payout could be monthly, quarterly, or annually. And and investor would prefer the quickest frequency of payout, which makes the power of compounding interest even greater.

the interest I give is not from the thin air...it is econnomically made by the market...it is why I do not promise it in advance...

It's all about the risk involved, with trading i would look for a bit higher rates, especially if im trading with highrisk stuff.

Look for interest rates around 40-50% in the clear. With 50% you could get your money back quicker while having to attend to very minimal stress.

If it is just 10-20% per month I would stay away from it. Why should you tkae that risk? Not worth it.

With that said, it also depends on the number of days the investment lasts for. Something like invest and receive x amount in 3 months would viewed as a scam and most likely only a small amount of people would participate and the rest would wait for vouches after 3 months...it's how you want to play it.

In my experience most of those sites are scams...Remember that anything goes on the internet so use your due diligence, research and stay focused when investing.

We if you say trading well we can possibly earn more percentage enough if we are lucky enough to buy those dumped coin and suddenly pump for many folds and surely we can ear huge profit in that kind of scheme, and i really experience those massive pumping so many times and earn more and more so thats why i am half agree if peopl would say they can earn some profits in trading.

In my opinion, anything above 3-5% monthly in bitcoins should be considered as too good to be true unless you are investing in some criminal activity. You could get better than that only for dust. People who are claiming that, for instance, 30% monthly is reasonable and trustworthy are either kidding or just not being sincere (or simply don't know what they are talking about). There is no legitimate way to get so much on a regular basis. And this is what the word monthly means, that is, month after month. Even if we include into consideration active trading, which we should not, the most experienced traders get around 30-50% on average annually for any significant amount of bitcoins (thousands of dollars).

My profession is  trader, I would return to my customers 3% per month. That is fair !
If you're over 10% offering than you have to take risks and that's not worth it for me!
The customers are satisfied.
That's the most important thing for me.

In a cryptocurrency trading market, 3% interest per month is very less to attract any customers because cryptocurrencies will fluctuate a lot more than 3% per month so no one wants to invest in such product they give just 3% per month. Instead, I just keep it in my wallet and sell it when prices go high.

That could be true. But if you can get 3% on average per month, that is still much better than stock trading.

5% monthly.

That is very high interest. People might borrow from you for a few days with that kind of high interest.

Nope, 5% monthly is the least amount of profit you can have it is not high since we are talking a month and not a day or week. Maybe is a week you can just not have interest since the person will give it in a short period of time. But for me, 3-5% interest is reasonably fair if you invest in a passive investment. But if you are trading, you can earn at least 20% or higher interest depending on the fluctuations of the coin prices in the market.

Why are you saying that we can earn at least 20% or even higher if most wannabe traders are losing in the long haul? I don't deny that some skilled traders may earn that high, but how many people can earn anything at all? Trading basically means that those who earn are taking money from those who lose. And I think that only a few percent remain in the green over time. What is the reason behind you posting these figures? Simple ignorance or do you have an agenda?

For me too, 3-5% monthly interest is enough. I just want to have sure it's a 100% safe deal. If it's guaranteed, the interest value doesn't matter very much for me. I will receive a safe income with no worries and panic to be scammed. That is what really matter for me.

Yes I agree this 3-5% interest is enough. As long as there an increase in the value then it's better to stay that way. But if there's more than 5% interest then it will be best for you. Just be careful where to invest your money too there's a lot of scammed sites will lure and eat you.

Every investor is looking for something different on a potential investment.
Investing is make informed choices and be patient. Just as ironing you a nice return.
With the experience and knowledge of trading is 3% per month a nice value ..
It is 36% per year!
You do not always want more!
3% without losing your capital I like !!

found an article on good profit margins: http://www.investopedia.com/articles/personal-finance/093015/whats-good-profit-margin-new-business.asp

it depends on the industry. using that article as a guide, I would expect returns between 4% and 10%. The only people who get 20% interest are credit card companies and the ones who get 50% are your local loan shark and he quickly runs out of customers (or customers run out of fingers).

For an investment I would be happy with 3%. If you get rid of inflation (depending on your local currency/country) it would end up being between 1.5 and 2% which is decent.

Maybe I'm just being overly conservative or maybe I'm just happy to earn a little more than a typical savings account.

for me, i think i will consider to get 2-5% per month and i know that interest will be grow because there always be fluctuation in money. but now its hard to find investment that really give 2-5% per month because we should pay fee for the investment.

Thats already good interest if we can find stable but free of charge investment and also if the company is not risky i can say the amount is really big considering that you are placing your money and you are just waiting for the generated profits.

Food for thought.

The best hedge funds in the world have averaged about 15% a year.

In the United States, like many other countries, it is easy to file with the regulatory commission (sec) to build investment syndication. One I looked at quite recently acquired around 5 million dollars in first round funding after promising a clear path to 16% yields through secured debt purchases.

Every post I've read says usees expect a 3% to 10% MONTHLY return. This exceeds the returns from the best investors in the world by 3 to 10 times.

So, my question to you all is why the heck would anyone consider asking for money on a Web forum when there are billions of dollars in VC funding available for clear ppans? Why would someone with the ability to generate such massive revenues be asking for money in this way?

3%  would  be  a  very good  interest   on a certain  loaning business hence   you wouldnt   hurt  soo much to those  who  borrow  money from  you and  its already a good  source of income  regarding on this  business but be sure to lend the  right ones  in able to avoid such scams  from  other  fake  borrowers, be sure  to demand   high  value  collateral to play safe at all  what  might happen though.

Are you saying 3% monthly?
I think it's a good offer. Where I live the banks give only 0.07% interest monthly. Very bad offer for us investors.
With 3% I would live very happy with this extra income.

May I try to answer your question? Thank you.

You think and say about massive revenues, but you obviously don't take into account that these revenues are only massive in relative terms. In absolute terms they are not hefty, and the main issue with them is that they are not scalable. It is not uncommon to make 5% monthly on a small investment, say 1 Bitcoin. This is the max you can get without risking too much, but what is 0.05 BTC per month? Just dust, and if you invest more, your returns will drop dramatically.

Putting  up 1  btc  on the  purpose of   making some  small  loan  business would really just wasting  your time though because you are only  gaining small amounts  of   profits  on  monthly basis. 5% would  be already  big  for some   on  monthly interest some  may  offer even  lower  because  of   the competition some  offer 3-4% which is  lower and   probably  borrowers would  always  seek for the  lowest interest  lendor.

As we  all know  there are lots of  users  here  does have  lending  services or businesses   which means   lots  of competitions are there. If you are  just  starting  up then   you should begin with a  low  interest compare to others  so that  others would see you and  might possible    build trust and   gain  reputation on the  long run but  as   you mentioned 1 btc for  starting would  not  be ideal because you  only gain on small  profits.

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

0-5% is too low. I think who wants to pay interest to others should offer at least 2% or 3% minimum. zero dot something is like nothing... That is what banks pay to investors on my country to use their money to make a lot of profit, doesn't worth.

I pay 7%

7% does mean nothing if you say nothing about the time...

monthly.

https://bitcointalk.org/index.php?topic=1561807.0 (https://bitcointalk.org/index.php?topic=1561807.0)

i think low or high is depend on what we want after we made some investment, and if 5% from only one investment and we have like 10 investment then its like 50% interest from many source and its real big money for us.

Its still possible to  reach  up  20%  on  annual basis.   If we  intend to  make  a  lending business 5% would  be enough  on  monthly basis and   you would surely  get  up 60% profits  annually. If  you   tend  up to  hold your bitcoin  ,  price increase  percentage would  still depend  on  movement of  bitcoins price.

I see the answer is a wish...

With wishes we can do nothing...

The question would be more helpful so:
 How much interest do you get?

I can analyse and see in much interest my U2 system members are interested...and in real.
i see if they re-invest or not.
i compare the interest with the investment and i have the answer.

As soon my members will stop re-investments...i know that the interest is to low...
The global investment will then decrease and certainly the interest grow...
etc...
The market regulation will then give me the exact answer...

This helps me more than all the answers here who are only wishes...

It doesn't matter. $100 in one investiment with 5% income is the same thing that $10 in 10 investiments offering 5% each.

The only advantage is that you split your money, so it's hardest to lose your investiment.

It makes it harder to lose the whole investment, but, at the same, may increase the risks of losing some part thereof. Investment diversification has its downsides too, especially if not done smartly. If you don't know what you are doing, you may inadvertently incur losses which you might have well avoided.

Diversification for the sake of diversification is meaningless.

The amount reasonable for me would be an amount that I could earn at least one minimum wage with that. With $10000 investiment a good income would be... $500-$800, so 5%-8%. For me it's enough. But first I must get the $10000 someway...

Unfortunelly I don't know any kind of investiment offering 5%-8%, I see sometimes 2% or less than 1%, but it's too low. The problem is when people give their money to low income investiments, so the sites owners don't have reason to increase the payrate to investors, as they are accepting the low returns, it's like that "supply and demand" law.

7% monthly interest is very high. If you lend out to those guys, you might not get your original money back.

suppy and demand law, I'm offering 10% return for USD based deposits now, check my signature.

Hmf? Well you are pertaining having a profit in lending. Well maybe 10% was good enough but for me that was very low. It is like having 0.02 Bitcoin and the profit is 0.002 Bitcoin Weekly or Monthly. I am a trader and I believe I can double or even triple my bitcoin in a two week steak. But, it depends on how active the market is. As a trader maybe 25%-50% in two weeks is my decent desired profit.

Then, you can be the richest person in the world in a couple years.

Indeed. If he earn that percentage on a week then he wont bother to make some or  put some money on lending services because 10% is just a dust for him. Trading would really make you money if you do smart trading but as we all know that trading is not for everyone and it really takes time  to master it and do gain knowledge on it. 10% growth is already big based on monthly but if you can do it much higher then its good.

the other reason is we can not controlled the market to do what we want and this is why we need to learn in trading so many times until we can master it. but still hard to make profit if we are not understand in how to be a good trader. beside that, the movement of the market is hard to predicted and we need to watch and see many factor until we can found the way to make a profit.

Jesus, that seems to me to be an outrageously high interest rate to expect.  On the other hand...risk is supposed to be proportional to reward, so I would assume for that rate you'd be <ahem> on the securities forum here.  I've seen some of the worst scam attempts ever there.  No interest rate could probably be too high to invest in one of those dogs.

As he mentioned above he could able to make 10-25% a week or month with the ways of trading which is really possible especially when youre good at it. 25% is just enough to achieve but if we are talking on some investments we could really say its impossible and the ones who offered this kind of  service are those sites which are total scams. Claiming huge returns for a certain investment is unbelievable.

Up to 10% is some realistic interest per month. Everything above that probably means that you are exposed to extremly high risk or sounds like a scam. There are websites that are offering unbelivable profit in very short period and some people are so eager for money or just don't think at all with their Heads reasonably  so they fall on this offers and find themselves scamed. Better to go with some smaller profit that is less exposed to that risk because you can lose very much.

My system has given 63% for 7 months or so.
This is not a promise but a fact because i cannot say how much it will be in the future.
if you are interested you can follow here:
http://u2cloudmining.winspiral.net/roivip.php

It is market regulated:
This means it depends on the incomes and the amount invested.
Market regulated means as well that it is regulated by the members themselves.
Income is changing and investment amount as well...and the roi is the result of this 2 factors.

This is a excellent example for people who see ponzi shemes and scams everywhere.

We cant really control the market on which its really hard to learn it and making profits with it but if we could able to learn and handle trades 10% per monthly is easy but still not guaranteed.Moving market is really hard,predictions is not enough it will really need analysis and calculations.

In my opinion, even ~10% is unrealistic interest per month if we are talking about getting that much every month. Of course, you can get there if, for example, you invested in a Bitcoin casino bankroll and some whale lost heavily there. But that rarely happens regularly. Besides, it depends on the size of your investment, with bigger amounts it becomes harder to earn so high returns.

Nothing is unrealistic if it is produced by a realistic system.
You are right about the amounts...the bigger the amounts,the harder to make very high interest.
It's so with startups and with my U2 shares at the start.

That's why everyone should consider how much the amount and calculate to interest, bigger amount and up to10% could very burdensome in the long term. For me, 0.xx-1% is fair and 1-3% in short term such as 1-3 months borrowing is good enough and what I can afford to pay for.

My specialty is forex trading, short and long term. I can definitely say I double my capital every year!
I trade safely and without riscico to lose kpaitaal.
My work as an experienced trader I do for years and I know exactly when I can buy and sell.
I know what I do and I sleep well every day. People who invest in me appreciate my work and my personality.
2017 a very good year in the financial market!
With the experience, of course :-)

Yeah very true and how could a legit company site generates a huge monthly profits to their investor? Does they do magic? And i feel bit annoyed to see a site offer huge percentage on weekly or even in monthly basis, while banks can only generate 1% percentage per anum when we select to put our money on them,

And also i see the new investment offer in our local bank wich gives 8% profits in 2 years and truly that sounds reasonable for me since they've got licensed and pdic member to ensured the safetiness of their depositor/investor.

They could generate such returns only if they take money from one group of people and give it to another. The only legitimate business which can do that is casino when you invest in the casino bankroll. Banks do basically the same by loaning money they themselves borrow from people, but I don't know of any bank that would accept bitcoins on deposit. Anyway, the interest would be pathetic. All others are obviously scams and ponzi schemes.

That applies to most situations.

Last week 3% interest...
this is not a promise but a reality:
http://u2cloudmining.winspiral.net/roivip.php

Now I have 10-15% per month for some investments .
I feel that is enough for me now.

You are right...low interest does not mean low risk...but people see sponzi every where even where ponzi are not...
and in the other hand people do not see ponzi where ponzi are...
It is why it is so easy to scam people.

It can be a new strategy from the thieves to get investors. Even they offer low interest, we must search for informations about the investment, we need to know from where they are making money, if they are a reputable team or business. To invest on something you need to know from where the profit comes and no one Ponzi scheme can reveal it with details, because they are just splitting the investors money.

This still doesn't prevent us from falling victim to these schemes. For example, Criptsy, the altcoin exchange, had been operating for years, and they still scammed in the end. And what's more, after it was already clear what they had been up to, they had continued to vigorously deny any such suspicions and accusations until they were literally cornered in one of the threads here. Now the same story seems to be repeating in regard to Bitfinex.

My interest in 2016 was successful!
My portfolio make good profit!
I've made good choices (at Brexit / Trump)
The increase in dollar was nice bonus.
Bitcoin did great good.
My funds have also done well.
For my investments, I am prepared in 2017.
My portefolio is made to start next week.
My short-term commodity investments (specialty)
This share gold, silver, copper, platinum is a must! In the short term make good profits.
My portfolio is diversified ..
I wish everyone a good investment year in 2017

Yes, about this point I agree with you, it's hard to prevent us about the legitimacy of exchanges. The best advice about exchanges is to don't let much money on it, always better to withdraw your profits always that you can. It won't be 100% safe, we are always under risk, because the exchange can be hacked or the owners can run away with out money, but it can decrease the risk.

On my another post I was talking about investments with fixed or average returns, to prevent from Ponzi HYIP schemes.

If you are day-trading or using an arbitrage strategy involving a few exchanges, this may not be a viable option. Apart from that, withdrawing fiat can be rather expensive on its own, so it may easily eat half of your profits. You can use exchangers for redeeming exchange codes and thus you can save a little on withdrawal fees, but this itself adds more risk to the whole process.

2.5%-5% monthly
But unfortunately nothing offer that much..

I offer more (so far i offered more)
I can not promise for the future.

Unfortunately my offer is limited for small investments.
Impossible to lose because deposit is not allowed.

monthly minimum 10% sounds good for me. otherwise i didnt get the risk.

I think 5-10% a month is alot all i expect from the best currency bitcoin to provide me a bump of 20-30% a year even if its 20% i guess it's not bad as long as the return is better than that useless gold i totally fine with it

If I get 10% of my portfolio of shares, I am very satisfied.
An amount of 30,000 a portfolio that 3000 per month (minimum)
That means I more than doubling every year.
In my equity portfolio in the long term, I have a higher interest rate.
I manage more portfolio with authorized brokers to limit risk.
So my capital is protected.
After years of experience in forex trading, I have built a beautiful capital.
My patience and learning was worth it!
It was hard work to get where I am now!
You have nothing for nothing in life .... we have to work hard!

Reasonable would be 6.5% a month or week depending on what im doing it for or to who.
It also depends on the investment or loan im making, if they can be trusted or not and so on.

If we are talking about only on bitcoin then 20% is already guaranteed on bitcoins price movement annually but if we are saying or talking about possible percentage on investments then it is sky is the limit since it would depend on how many investments do you have.10-15% is good in monthly basis but there are some could make 100% in a short period of time.

Yes there are some of them can make 100% but theirs n9 guarantee that they can earn on next time around when they invest since as surely we all know online investments are scam, for me 5% is the most decent to get monthly since i believe we cannot accumulate huge money for just investing and without doing anything.

I agree with you because we cant really accumulate huge profits on just investing but it do really require for you to work even more so that you could able to utilize it and the best thing is that we should really learn new things while we are on this journey because the more ways on making money the better. 5% is already decent but for me 10% is great.

Correct, bitcoins profit are unstable so we must have an alternative to earn more online but we must be selective for those programs we want to join with, remember scammers hiding in ponzi sites and we should be aware for their high profits gain modus so that we can escape so early to avoid money loss due to investing on untrue business, and we should remember this one low percentage profits are much better than high profit scam.

Act according to bitcoins price because some with the % we calculate may be loss and we won't get much more profit in the future,but the price of bitcoin increase you keep on investing low % like 10 to 1 in between that, but when the price of bitcoin is decreasing you can invest more % like 10 to 20 in between. Because when it is decreasing there is big chance of increase in the price so plan it perfectly.

Well i think the perfect interest for me will be i guess 20% per year.
But the problem is there isn't any site which will provide me this high interest. I have seen a few sites which provide 5% per month but of course 98% of them are scam and you won't get shit out of that 2% are running ponzi schemes.
I have seen a few casinos they provide 1-2% per year which is really low. I guess the best interest is to keep the bitcoins in my wallet and get 10-15% return per year which isn't bad at all

Over %10 per month is not sustainable for any fund. Interest should be %5-8 per month for big funds, maybe 10-20 for low size funds. I made a fund and paid %15 for 1 month and my second fund is guaranteed %20. I'm glad I accomplished both funds but I can't make it for the third time. Even if I can do it, I won't take that risk. My funds were below 2 BTC, I don't think that's possible for 10+ BTC funds in the long run.

If it were trustworthy and very secure I think monthly 1-5% is reasonable.

1-2% is enough.

In passive investment maybe 1%-5% is enough since you are not exerting any efforts, you just invest and wait 'till it grows. But, in an active investment such as: trading, lending, et al. I think you can gain 10-20% depending on how many transactions you make (lending) or how many cycle (trading). If you are lucky, you can even double or triple your capital depending on how the fluctuations of the price goes.

To be serious, I think that the it is not wise to expect more than 1% monthly in bitcoin investments, I would like to remind all interlocutors here, how many scams are there in the cryptocurrency world.
In my opinion,everything more than 8-10% anually is just a ponzi or a scam, because already 10% every year is a extremely high return, if we consider that it is only some company, that offers to invest in them.
Bear in mind, that most of the banks do not even offer 5% every year, probably some less than that percentage, but usually, you have to deposit more than 1,000$!

In my opinion, 5% anually is still a really good return, because if the company is trustworthy, you may get really decent profits only by holding money there, basically without risk!

About 10-20% weekly. As if you take loan in the street here you have to pay 50%

You got the point most of the legit that can stay for a long time i think only banks can give a good service but the interest is pretty cheap 1%-3% that most of the banks interest and like you mention above 10% most of them are scam and its too risky to invest i already seen those ponzi site they are also given weekly almost 20% of your deposit that you can earn..
For now i don't trust them all because already experience bad things from them..

If I consider credit card Interest which is highest in any form in our country its about 3% per month . So it should be little more may be 4-5 % should be ideal. Above this it will not be acceptable to buyer as seller would like to sell at 10% but buyer will not purchase at this interest.

Woah, I have to admit that 10% monthly is a insane return!
If you are willing to risk, then it might be not a worst idea but if you are thinking about investing big amount of bitcoins into such a thing, then I dont think it is something anyone should do, because 10% monthly looks like a scam in most cases, that is overwhelming 120% yearly!

Look at the revenue made by legit companies, if you invest into them they won't offer you more than 3-5% yearly, and we are talking about more in a month!
I prefer to have safe 5% every year, it seems more reasonable for me.

1% monthly is good if I keep my invested money as money, so I earn 1% monthly and can go out of invest with all my invested money, perfect.

It's like gambling, when the return is too high, the chance to be scammed is high as well, exactly like the Dice game multiplier, instead of scam chance, in Dice it's the win chance that drops when you set a higher payout multiplier.  :D

I think it's just good to invest when the site/service is legit and reputable, it's not good to risk money if there are big chances to lose it. Everyone I saw trying such investments lost more than earned on long term and most of them only invest little amount between $1-$50...

Nothing over 1 % per month is safe for me. I falled in my newbietimes for HashOcean and lost my hard earned Bitcoins (at least not much in dollar) and it wake me up to be aware from many offers.

Sure it is. In fact a passive investment the reasonable profit a month should be <5%. Higher than that, I consider it as PONZI or HYIP already. However, if you are running a Lending Service, I think minimum of 7% Weekly is their interest, that should take at least 20% monthly. Another is trading (Altcoin or whatever currency you are trading), this should take at least 20-30% monthly depending on the flow of the market. If lucky you can get up to 100-300% if you have been cycled in an active market war.

Trading profits are based on our luck and wise decision about so the percentage of profit we can get on will not be similar or shall we say fix daily,monthly or yearly. But where talking about how decent percentage are great to us and surely that those site or any establishments offers beyond banks profit genarated will be mark as shaddy and better if we should not waste our time spending our money on them so that we will not be fall from their greedy hands.

For medium to large amounts of money (probably 5000$+) a profit of 5% monthly is a great deal. Anything less than that you can probably stretch it to 10 and 20% but that all depends on your risk factor, mining altcoins has a small risk factor and I think it gets more than 10% monthly, specially if you hold your coins. Trading on the other hand has very profitable rates but you have a risk of losing it all on the wrong decision.

5% monthly is huge. In the Europe, the bank interest is less than 1% per year.

Don't look for the bank for this kind of thing since surely they will just give you a little profit from your money but instead look for decent business where you can earn the most their so many alternative their where you can actually earn that and the thing you should bare is critical thingking,budget and etc and so by that maybe you can earn for huge percentage of profits by the time your business will be success. Investment on online matter is so risky if we would truly trust them for this and we will be lucky for that if we earn 2-5% a month.

Depends on the risk of the trade..  ???

Can anyone show me a entity that has paid out more than 1 percent interest in the past 20 years for longer than a 3 year period? This excludes equity.

When you do really mind on the interest on the banks then its just really nothing to be felt considering on the amount you will gain annually.Its really better to use of those money you had on investment rather than on putting it on banks unless if that money is just an extra but its really ideal to make it use to possible making profits ahead which can generate more than 1%.

But if you want to make your money more safety then bank would be the best option for us since that institution are more trustable since they have insurance to relay on if certain bad events will be happen for them, But the thing is we are here and sure all of us want to earn huge profit and the best way for us to do and earn that is to practice trading since i believe we can earn more than as expect since in single blink of an eye we can immediately earn even 100% profit if we just think wisely and spot those big potential pumps on them.

Banks are just for savings nothing else more if people could think they could earn more with that well their pressumption is Very wrong since the sad truth is bank can offer us only 1% annual profits and that could be bad if we want to invest and multiply our money for certain period of time and might very better for this is to put our money in certain usefull programs like lending or tradings and their you can earn reasonable percentage of profits you desired.

50% monthly, take it or leave it :D the simplest and the safest option is provided by bitcoin itself, for the first time in monetary system you could hold your own funds without giving access to anyone, without risking and completely hassle free, holding your bitcoins for 3/ 6/ 9/ 12 month proven to be the answer for those who seek a safe way to grow their investment.
While everywhere else in the world some people must work in order for the investment to grow.
You could also risk your fund and enter trading to grow your investment exponentially, or just hold it for long term like I am right now, because I have no skills to trade and I'm too afraid to risk my money to experiment some of the present opportunities.

Banks is really the best place on securing your money and should not really think off on making money on just storing it there for long periods of time and as been said its just a storage not a money making machine on where you do expect huge interest on banks.Dont expect because it will give you 1-2% max out profits annually.If you do have a business mind type of person then for sure you will use those funds seeking forbetter alternative on growing up your money even more.

Lending in the forum ~5% per week is reasonable
Lending on polo - no concerns
I don´t do hyip as these are scammy shit.
For everything like trading else 3% per month is okay for me as i am still a quite unexperienced trader :)

For me best interest is 200% ROI per month because I need a really big profit because I am really greedy so because of that I am trying to learn to trade in trading sites with some kind of cryptocurrencies which have small price and I know that they  will be pumped to big price and it will be price kaboom because there are websites which are talking what are their future projects and with that way I can easy become millionaire in near future when I learn to trade.

Good luck with your plan

It is true that the search for grater returns necessarily requires the need to raise the level of risk, and although I personally have learned quite well some techniques and strategies of trading to obtain yields of 200-300% per annum, I am aware that these figures are really difficult to sustain in the long run.

When I was just starting out in the trading business, it was not so difficult for me to get 20% monthly returns on average, but after several years dedicated to this, and with slightly larger capitals, an average monthly yield of 5% is quite satisfactory for me.

Maybe 10% to 15% per month is reasonable but because there are many scam that are appearing these days, it's better to avoid them. Because even the investment site is reasonable, there are still times that they close their site after a few years because the funds are not enough to pay big investments.

The interest I offer at my members seems reasonable because it is real.
it is not fixed on wishes but on real income.
And I'm sure most of my members do even not know how much the interest is...
They just see that I am paying since October 2015 and basta.

It would be so nice if one could fix interest with wishes...
With my genious (lol) U2 system,the interest is fixed by the market and the market is the members...
But not with wishes...
The income is what it is...
If members invest more...the interest decreases.
If they invest less the interest increases.
But we have 2 factors:income and investment.
Reasonable and unreasonable interests are for scammers.

This is why I can payout since Octobre 2015...it is because my system is reasonable.

10% risk free interest per month consistently is ok for me. That means my money will be working for me and I can retire early.

200% does not exist bro but only on scam investment sites. You need to be realistic and greediness will not make you achieve anything. Reasonable interests for me ranges from 10% to 20%.

i think 10% is enough for me too because i know that interest can not too bigger in every investment. if there is any bigger interest then i think its not legit for a long term because so far i only know the interest is less than 5% and the program is really legit and can survive for a long term. if the program is legit and the interest is good, then i think we can get that money in every day or every month until the programs is ended. we can get additional money from the interest but we need to thinking to not take all our money to that investment.

8-15

I agree, 110%

Louis
www.bitcoin-law.ca

Same here, I’ll go with 5-10% interest. The problem with those loaning companies and services out there is that they take advantage for those people in need. I have a read a lot of cases involving loans, people claim that most of their contracts or agreement have some loopholes that is set like a trap for them to not be able to pay anymore, thus ending up with eviction.

For me I would prefer 5-10% is reasonable for me as long the investment is legit and its a long term investment.As long they can hold us  agreement of  terms and regulations of them.

5% monthly is very reasonable in my opinion.

Interst does not depend on how much you wish and has nothing to see with reasonability.

Interest is the result of an economically income.

If it is too much...it will collapse.
If it is too little...it goes in the webmaster's poket and it can collapse as well.
It is why i have programmed a system (my U2 system)where all is market regulated.
So it is impossible that to collapse and members are paid in the best way because they participe or not.
The members or the non-members are the market and it works perfectly since October 2015.

I believe that my system is the BEST because it is managed by the members.
Best does not mean the best rewarded for even...but the true reward chosen by the members themsefves.

If so many people claim 50 satoshi on faucets and does nor claim 100 on my U2 system...it is their choice.
If people prefer invest for high risky interest...it it their problem...Some prefer my U2 system with a sure unknown interest but above all sure.

Upto 5% is reasonable for me, more interest rate then more risk in that. But in online investment most people look for high returns. I am also looking for stable and reliable sources to invest.

200% lol had one applied their brain would understand that this is totally a scam. This people do not understand and invest blindly and end up losing their money. If anywhere you get near about 10% consider it a great. Because it is difficult to retrieve such interest anywhere.

12% is reasonable for me. If  an investment site offers more than then I will not consider investing in them. Any investment sites that price much more than is obviously a scam so a legit needs a reasonable interest so the company or site will get stable or last longer.