Bitcoin Forum

What you will chose amomg them? and why do the Credit card and Debit card are afraid of Bitcoin? are the credit card not much smooth and faster like bitcoin? What do you think? are you sure the credit card and debit card will usefull in the future?  ???

credit card and Debit card are afraid of Bitcoin because of easy chargeback, so much fraud with credit cards

Yeah, i think so, the bitcoin more safe than a credit card. and there are no major tax by using bitcoin  :D
but the problem is many people who do not know how to use bitcoin, and many people didnt know how to use bitcoin said that it complicated

What? Credit cards and debit cards are different from bitcoin.
Bitcoin is a curency which you can get the same way as you can get a fiat.
Debit cards and credits cards are cards designed for spending with debts you get in the bank.
You can't choose with those, they are completely different.
There are services tha offers a debit card for bitcoin I think, I' not sure tho.

They are afraid of it because Bitcoin is better then them simply .
It's impossible to chargeback when you are using Bitcoin however you can while using Credit cards and which cause a lot of scamming . Fees as-well (0.5% to 5% for Credit cards) while Bitcoin really small fee . you don't need to provide any personal information's while using Bitcoin but you ahve to when you use Credit cards etc ... ;D I would be afraid if I were them .

right, and bitcoin is more secure than credit cards from hacker attacks. yes it has a small fee, but not all stores online or physical store can accept bitcoin  :-\

i won't use credit card, it's totally risky than using debit card or bitcoin, so much fraud i think,about debit card there are already bitcoin's debit card out there where you can deposite your card via bitcoin, but it took much cost when you cashout your bitcoin, but it's really help us to purchase something on store which they're not accepted bitcoin directly, so far i choose bitcoin, yup the simplest for paying things online

I have had a debit card since I was 16 so it's not a trust issue for me. Bitcoin is convenient for some online shopping as well though.

Yeah that's true, but it have same goal, to facilitate the people to pay something

Me too, debit cards are way way better than credits. That's from a consumer side, because it prevents us from overspending.

@ontopic, why not use them all, as each has benefits and disadvantages of its own.

Yes, I agree with you, the credit card is really risky because each carders (A Hacker who stole a credit card) can easily to steal or scam on the web by going to the web are vulnerable, but the problem is that not all online stores can accept bitcoin  :-\

Yeah, but the problem, if you using all of them, you will get many charges, and if you using debit card in the another country, and you want to cashout, it will take many charges  :-[ ,  while using Credit cards and which cause a lot of scamming,. i think bitcoin is a good one.

Of course I will go with BTCitcoin (all day long and that's why i'm here in the first place). The problem you go through from owning a credit card as opposed to a BTCitcoin wallet is a lot of extra works and also the fee's are something that would really be the deciding factor as well since their difference on that matter is more than few margins plus BTCitcoin usage is really fun as opposed to the other one.

I will always chose to use Bitcoin if I can.
Imo it is more secure, less informations I have to give about myself except a delivery address when I buy something online.
Furthermore it's cheaper due to lower fees.

The anonymity of Bitcoin is good for online payments and your address can't get stolen like a credit card number. You can go overdrawn using debit cards because some shops delay the transaction and if you buy something else the first transaction puts you in debt when it gets processed. You can't get charged for going overdrawn with Bitcoin.

I think credit , debit cards and bitcoin are different. bitcoin is a currency earnrd and exchanged. i guess althouhh i would prefer bitcoin because  your bitcoin adress wont be stolen like a credit card number:)

Merchants have to pay a fee to the credit card companies for each transaction.  So they actually lose a little bit of profit for credit card purchases.  This could make bitcoin a good option for purchases in the eyes of merchants.

Yes that's probably the only problem however you should understand that it's just a matter of time before seeing more and more shops accepting Bitoin .

I think a debit card together with bitcoin is good. It's diverse and can be used wherever you need them.

Debit Card that can read your wallet. Now I would go for that in an instant.

If I had to choose between Credit Card, Debit Card and Bitcoin, I'd say Bitcoin. I'm pretty sure cards operators are fear of Bitcoin because Bitcoin is much more better than them.
Also, I think that CC and DB will always be useful to everyone that uses (as well as the card operator), at least for now. Who knows in the future there will be less people use CC/DB and a lot are using Bitcoin as their daily basis.

Credit card and debit is still useful as of now because it is safe and secured and if you deposit your money into debit or credit card you can withdraw the money fast in any atm machines. the advantage of bitcoin is the value is not stable and there's a possibility that the price will rise high..
But depositing bitcoin in our wallet.. There's a possibility that our bitcoins will be hack in the future..
All program online is made by human.

For me it's debit cards as many websites and even offline stores give me a cashback on whatever items/products I buy while bitcoins cannot be used by most websites nor physical stores as a payment option. Credit cards aren't scared of bitcoins but they want to compete with it due to so many exchange websites earning a lot from bitcoins. A normal Visa is definitely better than Bitcoin Visa Debit Card.

whenever there is a website or a shop that has all of the options (including bitcoin) i will definitely choose bitcoin over others because i like the fast transactions and it will help spread the bitcoin.

I like them both very much. But I think I like Bitcoin more. You can do something with Bitcoin and that is fun.
You can sell it and invest it and you can even trade with it so that is very good. You can even make some profit with it.

I don't think we can compare credit/debt card with bitcoin.. bitcoin is a currency, and credit card is a payment solution, like paypal and others, all are very different. We can use credit/debit card to covert bitcoin into fiat.

i will choose bitcoin,of course the main reason is simple and fast,simple because i can make account and accept bitcoin with very simple step.

Why do I have to choose among them? I don't have to choose among them so I use them all.
CC's and debit cards are not afraid of btc I have no idea where you got that from.
For as long as people are controlled with paper and virtual money created from nothing, there will always be a future for them.
To be honest a future without them is not an amazing future there would be chaos unless a new model has been created to replace it.
To finish, CC and debit hold illsuionary currency. Btc is a currency.

When it comes to paying taxes, I prefer bitcoins as I do not need to bear any tax while for credit or debit cards, we need to incur taxes as well. Bitcoin is always the best.

I would have to choose bitcoin. Just because of the fact that there's less hassle to it.
Rather than dealing with a bank.

I agree here as bitcoin is the safest option compared to debit/credit cards that allow chargebacks (especially credit cards). Bitcoins do take more time to get confirmed but one doesn't get taxed on that cash and the volitality is the best thing which makes us save a lot more with bitcoins. CCs find it tough when users find bitcoins preferable.

Obviously BTC because you cant chargeback with it, which you can with debit cards and credit cards.

Credit Cards are terrible when it comes to chargebacks and most websites get scared of the same due to the use stolen credit cards. But Bitcoin is completely free from these hassles.

i think credit card and debit card are different than bitcoin dude.
because i think they have different function, each has its own function and purpose.  ;D

But still almost every website accepts cards as a payment option and it doesn't accept bitcoins which is why I do not feel credit/debit cards are scared of it. In fact mostly websites should care about what they prefer.

Yeah, well the time will come when more and more websites will accept bitcoin and the cards and the websites that remained behind will realize their mistake.

I dont want to choose credit card because paying or getting interest is forbidden in my faith.I do have debit card buy it is not supported by international merchants.Considering this Bitcoin has come as a boon to me.I always wanted some way to pay anywhere in world without credit card

If i want my money is to be safe i will choose credit card. if i want to make some profit even it is in my wallet.. I will choose bitcoin's. they are not the same benefits. for safe and i want to save my bitcoin's for a long term i will choose credit card but i will choose bitcoin for trading purposes and potencial of the value of bitcoin..

Bitcoins are money you actually own and have complete and sole authority to spend. It is the safest, fastest, and cheapest way to send money to anyone in any country.

Debit cards let you access money that the banks own, but that you may uses in a way consistent with their rules. Simply hand over all the information to allow anyone to access your money. Leave it at a website, send it around the world to payment processors, put it out there. What could go wrong?

Credit cards Allow you spend bank owned money that you don't even have. You have the opportunity to go into debt and spend far more than you ever intended on a purchase.

Guess which one I use when shopping online?

But with respect to payments I know that bitcoins aren't having any special benefits now (other than some discounts by some users) but very soon it should be the most convenient method to be used on online websites.

that's right, the fee is totally different.

and the administration of bitcoin is simple, the common information we need to give are email and password