Bitcoin Forum

It's not the time to sell your bitcoins . However , it's definitely the time to withdraw your funds from some services.

and when I say "services" , I mean those who promise you to give you interest daily for the next x months or they claim they are doing mining for you or something like that.

Why now ?


No one can deny the fact that bitcoin price is increasing too much lately ... which makes those services lose some of their money and think in a way to stop their losses :

1. We got hacked scenario
2. Simply disappear and never come back.

Some examples :

• Coince.com : With over than 785,633 users , they give you  3% Daily Profit and I have to say that it looks the most legit one because of the video testimonials by users and also the beautiful web design but we all know that ... If it looks too good to be true then it's probably a scam. (Long term scam) - They are so famous in MoneyMakingGroup forums.

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• HashOcean : with 615,662 users receive their profit every day. I never used them myself but I can that some users are making a good profit from it. I'm not sure if they ever proved that they have actual mining equipment's or not but if I learned something during my journey in the forums .. is that we shouldn't trust a cloud mining company.

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• Exchanges in general : No one wants to see the Mtgox scenario happening again so I assume it's a good reason to withdraw .
  

I'm making this topic so people don't get greedy and start investing in those scam websites. I just don't want you to lose your coins and cry later.
Use your brain and stay away from scam , as for exchanges ... trade and then simply withdraw instead of keeping larges amounts in your account.

this thread would definitely prove to be helpful for newbies. hatsoff to your effort  for creating such a helpful thread. we should all withdraw our funds from exchange wallets before halving.

I've withdrawn my funds from Poloniex last week, thank to the MtGox reminders. I also remember pokeram.com, a long term slow paying hyip that also went bust.

OP, thanks for this good thread!

The thread starter has a point here. You can add also the CLDmine site aside from HashOcean as it is not accessible now. I dont know what happened but maybe they are losing since bitcoin price is rising. Hope other mining site will not follow.

If only I had the chance to withdraw my 13 BTC. Fuck this forum.

thats nice to see this forum here but i prefer how much will this affect peoples out there :p . maybe its only important for newbie to watch this thread and i am gonna say some guys i know as a tip

13btc ,i don't think that you have 13btc on this forum chief ,maybe on campaign signature sites but not on this forum .there is no storage for you to have on this.

Agree!

when you buy and keep the funds in an exchanger wallet, they give you numbers on a screen. if you buy now(when the price is high) and you will withdrawn when the price is lower, the exchanger is earning the difference.

 stay calm, nobody else(other exchanger's client) is buying your bitcoin   ;D ;D

the exchanger is buying and selling. the things (orderbooks with buying and selling) you see on your screen it's a lie. i know these things from certain source(a BIG exchanger). :)

thanks for this thread

Change the OP! I know you intended it, but at bitcoin's time of volatility, anything could sway the market :)


Is this about that PrimeDice fiasco?

yeah, it is true, when the price of bitcoin will double up then I don't think they will fulfill their promises and will escape out from the arena, so the better is that we should have to withdraw from these services.

uhmm why the forum is responsible for you not having a possibility to withdraw your money?

i doubt that its time to withdraw as the price will surely grow soon

Hello, I think you forgot to add YoBit to your list.
I think that they will get "hacked" very soon and then dissappear. People, never hold your coins on exchanges or other webservices. Secure them into your wallet.

Anyways, thank you for the warning.

what it can happen in a Sunday(banks are closed, people have other preoccupation in weekend than shit BTC)  so that the BTC price to fluctuate so much? :)  what "market" is that? lol

OmegaStarScream makes a very valid point

MTGox evaporated when the price rose to $1000 from 6 month low of $120
mintpal evaporated when the price tanked to $325 from 6 month high of $650
Cryptsy evaporated when the price rose to $450 from 6 month low of $250

and those were less "risk" based exchanges.. so expect the worse from them pyramid/hyip schemes

So you mean you say the order book showing in the exchanges is an Hoax ? They are not real and are used by the exchangers to manipulate bitcoin prices ? This is the first time i am hearing about this scam

Frankly, I don't think you should leave your coins in any of those services, irrespective of Bitcoin's price.
Ponzis and other HYIP can go under at any point of time.

well of course its not good to hold bitcoins in any ponzies or any other cryptos

though i doubt that you should withdraw your fiat from bitcoins

Thats right! I withdraw all of my investments, balance in my trading sites and balance in all of my gambling sites, TO make sure i will not got scam by them

How does their business model work? How do they generate the 3% interest? Are they simple Ponzi schemes?

Take this friendly reminder and do withdraw... Withdraw always. Never leave anything anywhere, that's why Bitcoin exists: to help you keep your funds safely without trusting third parties... :)

this is a good point altogether. but the important thing is that this withdrawing from services (for example things that you listed here and more) should be done always not only now because of the price rise.

because there is always a risk that they turn into gox and run away , yeah this risk is heightened now but it always exists.

It's a real pity that you can't get interest on bitcoins anywhere that is halfway safe. If you don't hold your coins in your own wallet on a computer or trezor you run a huge risk to lose your coins as well. It doesn't even have to be an exchange or cloudmining service. Nevertheless, beware of greed, I lost many bitcoins once on a platform offering interest called bitcoinica. Sometimes you win, sometimes you learn.

I don't quite get it. Either you trust those services and use them or you don't trust them and don't use them. But advising everyone to withdraw their funds is problematic as it might break some perfectly legit businesses.

YES ! most of the BTC market is based on these HYIPs(ponzies) :)

well the price might start dropping too in my opinion thus making you lose some money so it might be a bad idea either as it wouldnt make you any profit and you would stop making money from those services

though if you really believe in bitcoin price rise at the moment then it is a great chance to keep all your finances in bitcoins at the moment as you might also save your money from potential scams

Good post. I know a bunch of people that are simply lazy ass persons that just can't take the time to get Bitcoin Core downloaded, or AT LEAST Electrum and put the god damn bitcoins in a locally generated seed. What's so difficult about it? Im not even telling them to get a Trezor, I mean this shit is free.

But a lot of them wouldn't listen. They keep their bitcoins in the exchanges the use to buy and trade, they keep their bitcoins in those sites that generate bitcoin interest like Hashocean. I have told them Hashocean and all those sites are ponzis but they wouldn't listen. Then they will cry about Bitcoin not being secure... they just never learn.

I recently joined hash ocean for now i recieved a little amount on my investment everyday ,but im still hoping that they would continue to operate even if the halving takes its place

What you are telling is what everyone knows it and even not now always it is not good to invest in the schemes which give you profit calculation high as that is not possible so it is clear that they are ponzi schemes.

Yupee rate going higher and higher

ok i agree that this might be a good time to withdraw from all those services taht you mentiong (like giving you profit based on your investment) and also i get it that you shouldn't leave your funds with something like and exchagne service.

but what i don't understand is "why should an exchange service go under because of price rise"?!!
they shouldn't care about what the price is they should only care about the volume (because they receive fees) and when you buy or sell you do that against another person so they will always have the funds (you don't sell to/buy from exchange itself and also price rise will bring so much more volume which means more fee

Im surprised how many users using these sites. Maybe they just claim to have so many users to look more trustworthy.




Proof of reserve could work but there is not much demmand for it as people tend to trust too much to big exchanges, but it seems some exchanges using users deposits to cover their expences and thus working in fraction reserve system which I assume is not legal if you dont have bank licence thus insured user deposits.



Because they might using user deposits for other things than supposed like own expences/further growth/marketing. Being hacked might be second reason, but not securing most of Bitcoin deposits in cold wallet is simply dumb as exchanges need only minimum Bitcoin keept in hot walet for instant Bitcoin withdrawals.

Agreed, remove from possible run services and keep in your wallet. This could get much higher.

This makes a lot of sense, at this point bitcoin has rised 100$ in past 2 days so it's a good possibility that potential scam or ponzi websites are going to run away.

and they will run away because they will want to make a lot of profit out of their scam

i withdrew my money from all the hyips to be honest and i wait for price increases right now

Its pretty fucking stupid to have money in those places.

It's time to move the funds from everywhere to a cold storage. I just withdrawed a part of my total bitcoins from YoBit because seems that their service is having issues and people are having trouble with their support and the website is not always up. Hope this thread will remind people to not leave the money elsewhere.

Yes its almost time now to withdraw all of your funds from different cloud mining and also some small gambling sites as its more risk of scam due to the high increasing value of bitcoin price ! simply need to be awarded IMHO :D

[/quote]
How does their business model work? How do they generate the 3% interest? Are they simple Ponzi schemes?
[/quote]

If they are giving 3% daily, peoples BTC are doubling every 24 days. That is not happening.

Large currency exchanges often buy and sell along with everyone else to both add liquidity to the market increasing fees collected and to turn a profit from riding trends they are best prepared to notice first.


For example the owners and/or operators of an exchange may decide to buy up bitcoins if they see a large amount of money moving onto their exchange from wire transfers or bank deposits. Predicting a large buy is imminent they will likely buy up bitcoins with the intention to sell those same bitcoins in a very short time frame.

However things start to get dicey if the price starts to swing higher or lower faster and longer then anyone could have predicted. That's why we see so many Bitcoin service providers get "hacked" during large price swings. If they can't cover their losses they shut down or clam they were hacked.

The fact of the matter is without heavy oversight these service operators can do whatever the fuck they want with your money and they generally do. And when the shit hits the fan its the users who will lose the most.

If your a day trader with millions of dollars on the line then you best get a fucking insurance policy. (If your willing to pay enough you can get insurance on anything)

But wouldn't those miners actually gain profit from the halving as well?

I mean, all coins are raising in value, whether theirs or ours. I do believe that what's going to change is the amount of bitcoins earned, and the value earned would be the same.
Well, I'm not expert and this is just an opinion.

How would u view coinbase vault cold storage in regards to this?

Unless your using a full node client all you have are some IOUs from unregulated service providers run by a board of executives legally obligated to protect the share holders investments over the users money.

I'm shocked. Are those figures right? So many people using those services seems impossible.. but I suppose you made your homework.
Guys, stay away from those shady services and most likely ponzi schemes.
The promise of bitcoin is that you can be your own bank, with no intermediaries. Use this possibility.

And if you really have to use an exchange because you're traders, use a legit and regulated exchange, withdrawing your money as soon as the trade is done. Have a look at the leaked list of creditors of MtGox to see how many people have lost their money.

lol Coinbase were busted on their claims about "cold storage vaults": they claimed to hold a certain number of customer BTC, and that all those BTC were in multi-sig protected cold storage. Trouble is, the blockchain doesn't lie, and the blockchain tells a different story. Multi-sig addresses can all be identified as multi-sig, as the address format is different.

Coinbase claimed to be holding more coins than could plausibly exist in multi-sigs according to the blockchain (either more than existed period, or 99% of everything on the blockchain). That means they're definitely lying about something: either some substantial amount of customer BTC is held in single-sig addresses, or they're running a fractional reserve. Either way, they're telling lies about customer funds. Get it out, in case you cannot further down the line.

In my opinion its not the right time to withdraw the bitcoins since its value is increasing as well as halving isnear so better to keep it until price goes to its highest level. I am not very much expert in all this but in my opinion price wise its not the right time to withdraw.

I'm pretty sure you didn't even read the topic.


Believe it or not , there are many users using both services and they are not only known in the Bitcointalk community but also in arabic forums and other forums like LeakForums & HackForums and MoneyMakingGroup.

So many withdraws going through coince right now! Bet you this threads behind a lot of it  :P

This is not the time to withdraw but if you are satisfied what the price today you can sell right now/.. many people right now are withdrawing their bitcoins from  their wallet.. and i think they are satisfied of increase..

that's true in case if the cloud mining site was a "real" cloud mining site, if the site mentioned above were a ponzi site,the owner will have a pain on his ass in every single coin getting out of his wallet

This is a very timely thread, if a little late but it has been a very explosive rise. A lot of tossers are going to be caught with their pants down and the people they're leeching off will suffer. I struggle to have much sympathy for those who are dim enough to dive into them though.

Yes,  Doesn΄t make sense really to withdraw  just now, the price will continue to rise next days.

dude i really recommend you both to read the thread again and get the meaning of what OmegaStarScream has said

thanks for the advice. some people I know also do the same. they withdraw coins they hold for long time. however, I would do the same if I had coins I hold

I got it! Thank you!  ;) He means withdraw BTC from certain services not cash out.

I think that price will increase more so i  will not wtihdraw now, it's seems greedy but i am almost sure that need to wait a bit cause everything can happen.

Better yet, never hand over your private key to a centralized company/entity in the first place. Use cold storage or a paper wallet. If you're earning 'interest' in the bitcoin world you're invested in a Ponzi. It's just the sad truth right now. Maybe when reputable banks hold your bitcoins in the future it will be different. We'll see if they want them.

I think the price is not going to stop for a ride. the trend of price increases will continue to happen? I think it's better withstand bitcoin longer. I believe this year could reach $ 700 price. I hope that will happen

This thread is not only sound advice it's also a great litmus test to weed out people who post mindlessly. And they're probably all invested in HYIP type things too as all they saw on the sites were the percentages.

Cool still market showing positive sign

Yeah, Rising price of bitcoin give effect to some mining,exchange, and another bitcoin site to make their member is too difficult to withdrawal their money because some site didn't want to lose this moment, they can make more profit with this.and make their member have some trouble to withdrawals.

Some people aren't even reading the topic {I'm not speaking about cashing your bitcoins out} , I really made a mistake by not making this thread self-moderated. Please read the topic otherwise, I will have to report some posts here.

yes the price of bitcoin is now rocketing and no one will be able to provide that services any more, so they will run away with the money of you, I think those people who have got some loan, they should have to return that as soon as possible otherwise they will have to pay double and the price got doubled.

NOBODY reads the topics or comments
as everybody here just post dribble replies for their ad campaigns

Threads ALWAYS need be self moderated unless you want them filled with dribble
dont expect admin to do anything about replies you report
as they would lose too much traffic if they start banning the ad campaigners

Any investment in the site on the internet is one way of short term investment, for all investment sites on the internet 100% using the ponzi system (according to me). And if there is a site that has not experienced investment SCAM then certainly they still have fallen prey to played back their funds. so it's true what you say because if nothing is done to Withdraw now, it is possible that their funds will be lost with free of charge

If you read the OP carefully you will find that the OP is talking about the converting of bitcoin to fiat, but he is talking about different schemes and services, at where some of our coins are lying, the OP is saying that we should have to withdraw that bitcoins to our wallet from that sites.

I think the big companies will not escape away and they will manage something better for their users, but we should have to stay alert with the new-comers, it is the doubt that they will scam us.




I think you should have to make some changes to the title of the thread, and title has also a very big effect on the readers.

It should be much better if you are waiting a longer time until you can make some profit and that is because you have to know that there will be more people that is holding it now.
And holding is now the best thing that you can do on the moment because the price is now rising so that is nice.

For me i dont think this is the right time to withdraw now.Since btc is rising now if i where to withdraw dollars then i witgdraw whem its price drops so when it rise i can profit.This thread will really help newbies on choosin investmemts.

yes price rises now very fast, in week to 700$ so of course that these long term investment sites will lose some money, and i am sure that they won't like it a lot

so it would be smart way to take all money from there asap and just wait for halving, as i am sure that some of these sites will be gone soon when they won't earn more

It's a good reminder to those who still have bitcoins stored in exchanged and the likes.

This is helpful for those who invest in that sites, i have an account in coince and hashocean i didnt invest though. since the price of bitcoin is increasing, its possible that they will escape.

this is should be warn of all people who invest on that two sites,its never thinked by me before,you doing great analyze omega.
my friends invest on hashocean,andhe should know about this,even i think he would not believe what i say.

never leave funds on an exchange, ever

Just giving a bump for more visibility. You have been warned guys !

Thats why most of us are waiting to get the BTC in high value and then selling them. Looks like its not advisable because of hacking. Still the price is getting high day by day. What to do ;)

I have never trusted any of this cloud mining sites and hyip out there as i had many got scammed scenario before with hyip and lost so much. I have also withdrawn all my bitcoin from my exchangers wallet and stored them in paper wallets , will be selling on 1000$ range.

yes i also i think so. the rate is now to its top. i think w should be more careful because the rate can be reverse. i think we should now withdraw our money from bitcoin and wait for the next lower rate. then we will do another trade at that level.

Good point OP , Thank you for this, I have Investment in HashOcean i already got my Return Of Investment in that site, What i am getting now from it is pure PROFIT. Still i get bitcoin everyday, I will take the risk to not pull out my investment in that site because i will not lose anything from it anymore. If the site continues after halving then i am a lucky guy. But for those people who don't have the guts to do that, I suggest you do what OP said in the first page.

That's good you are making profits and if you are investing then you should always be ready to take that extra risk, but I think this is not the time to withdraw, as price will rise in coming days.

It is remarkable how much nicer the forum looks if you use the option to turn signatures off in your Profile > Look and Layout Preferences. OP makes good points. Any service offering a percent or more interest a day is a Ponzi scheme. Old timers already know the ropes but it never hurts to remind new bitcoin users the importance of owning the private keys to your bitcoin. There is no excuse for not using a hardware wallet when a Ledger costs less than $20.

Most altcoins are pump and dumps. There are a few that have legs like Ether and Monero. There are also a few good sources of information on this forum to help you make more money from your bitcoin. Since masterluc retired klee's thread on PnF (https://bitcointalk.org/index.php?topic=1064374.0) is worth a look. 99% of the other threads in speculation are not useful.

Its not the time to withdraw. Although the price is high, but  you should not be tempted to sell you coins now. If you have faith in this coin then you should wait for some more time , maybe a month more till halving. At that time the price will be at peak and it will be best time to withdraw. and if you are investing in Investment  sites like hash-ocean be careful they can run away  when the bitcoin price will be at peak.

i think you should never leave any funds on exhcnages so all the time is the time to withdraw not only this time.

but i doubt if any of the exchange services run now, because the price is going up and this rise brings a lot of volume which only means more fees and more earning.

It will be much better that you have to hold it for a longer time and that is because you need to know that the value around this time now is rising so that is quite nice.
And the only thing is that you have to choose the right moment to sell it and that is all.

I agree with you that it is not safe to keep funds on exchange sites. but sometimes, I have to keep them so when I have a chance to buy or sell, I do not need to wait for a transaction to get 3 or 6 confirmations

OP, you forgot to mention about gambling sites!

i agree . people should doubt to this online investment especially the cloud mining and they should not trust this kind of investment , however they are claiming that hashocean is a number 1 trusted cloud mining service since 2012 but how can they be sure that it is true ?  ;D ;D

I'm not familiar with gambling since I never gambled but I thought that people don't keep their funds in gambling websites ... guess I was wrong then.
Anyway , I was speaking generally so basically the same rule applies for everything else.

Yes, as the price of bitcoin increases suddenly, it may be good to withdraw some to keep them in your cold storage.

The story of Mt Gox reminds us that if you do not hold the private keys, you are basically putting in trust in thrid parties to hold them for you... but in bitcoin, there is no trust needed.

i doubt that it is so important to get out your bitcoins from the gambling website because in my opinion they will not run away

its time to withdraw from all the ponzies because they will most probably steal all your mony

before that i was struggling to earn some bits i really want to invest on cloud mining services like hashocean i am very attracted to it because most people out there are saying that it is trusted because it was there since 2 years ago . i am thankful that i found this forum so i would never will be a victim of this large ponzis  ;D ;D i like your thread it is very helpful .

Stay away from some bitcoin sites service for now. Because some bitcoin service sites turn into a scam site. Better keeping your fund from bitcoin service site like Ponzi.

This topic needs more exposure as I have been a victim of this small market scam myself.I have been waiting for my withdrawals from Payza exchange since 13 days now.Usually it takes 3-5 days and suddenly after the prices sky rocketed ,they're giving sort of excuses in the delay.Initially I thought I was the only one but after checking their facbook page,a lot of complaints regarding the same were posted.

People have been waiting forever for the coins.Seems like they don't really care about fiat anymore.Call it a bitcoin effect.I'd advice everybody not to rely on any exchanges and move your coins to the personal wallets as soon as you can.Soon we shall be seeing which exchange goes MtGox next.

if you can not wait for the price of $ 800, I think this is the right time.  :)
I guess if you have at least 3 BTC, the benefits you get very large and very good, it will make you make a variety of new businesses

I think the majority of the gamblers keep the funds on the gambling site, I know I do with small amounts. The hassles to transfer money to your account, every time you want to gamble, are definitely

not worth the effort. I as a rule, withdraw larger amounts when I win some, to another secured Bitcoin Address and then deposit as needed. I also only gamble on the bigger regulated sites, and not

these fly-by-night operators.  ::)

I think this is still not the best to sell bitcoins we already seen the price is high but i think the price will continue to increase and more people are deciding to buy bitcoins to make a profit.. if you think too much you can notice that block halving is too far and there still a potencial that the price of bitcoin will increase more.. 900 value is the best place to sell bitcoin at this point.

I'm still undecided if I want to sell some of my coins. Should I still hold?

How about hashnest?i believe that hashnest is different

Without any distraction hold till the days of halving. You could get additional earning than the ongoing rise.

That's right, me myself already do some action for this. I exchanged all of my money to some Bitcoin in my local exchanger, because I know Bitcoin would be profitable then my own national currency.

But you can't be sure that your coins would still be there if a certain exchanger decides to go down.

You'll then have nothing anymore (assuming you kept all your coins to exchange sites).
I suggest you withdraw your coins out of the exchanges but if you persist, try maybe keeping at most 20% of all your coins to it.

Did you put your coins into cold storage USB drive, then put into a container and bury it underground? :)

No not yet,its too early imo i would suggest you to wait at least a few weeks and your profit will be even bigger,halving is on its way and chinese are still buying like crazy every day.

Well ,that's exactly the point is .halving is on the way and it can be rise the price more so the best time to withdraw i think is a week after or a day after the end of halving.

A right time topic just started. But its a late increasing of value and still all of us are happy to draw. Is there any more expectation of value raise. IF so dont do that. Just draw all your balence

But if you think a bit about it, you can make a safe profit keeping your BTCs in wallet. Those HYIP long term schemes offer some good investiment options, but they can disappear any moment. If the bitcoin price continue increasing fast as its incresing now, the profit for keep it in wallet can be similar to the HYIP profits promises.

No need to do that, I just keep my coin in an online wallet. Because I think I could sell it whenever I want easily there, cold storage is for a long time hodling.

You are for a part right a cold storage is mostly used for long terms but if you have a lot of bitcoins you do not want to have them in a online wallet if you are asking me..
I also have my bitcoin in a online wallet because these days the bitcoin is good and I want to sell some of my bitcoins very soon.

I always believe those who has cold wallets or uses hardware wallets are users with more than 100 BTCs :)

I would encourage people to withdraw their bitcoin and altcoins from exchanges because as we see recently poloniex and yobit are having many troubles by not showing the deposits or long wait on withdrawal, it's time to save and hold the coins.

Actually this is a good tip. A week ago i did the exact same thing.
I made a list of all services and exchanges I trust less then 50% i made sure to withdraw all funds from there to my offline wallet.
MY accounts on c-cex, yobit (some altcoins) were cashed out, since they seem to be exchanges to get into 'problems'

I think you can speak for Poloniex as a lot of threads regarding them, but until now I have withdrawn from Yobit quite easily and almost instantly my bitcoins. Yobit is still working like a charm in this moment as I am writing this stuff. Due your own search before jumping to judgment next time. In fact I just did a withdraw to test yobit now and everything went smooth and withdraw got in instantly. I don't think they will run away as they are running since early 2015, end 2014, but anything can happen.

Its always happening even in other exchanges while the price is increasing like our olcal exchange here something issue in withdraw.. so i think they are just preventing people to withdraw so that the price will not decrease fast..

I know very well what i say, you can check how tens of threads are opened here in forum about yobit issues. What research do you want when from my experience with them I had faced many issues in critical situations when i need to withdraw urgently.
I don't know how poloniex is handling lots of support tickets and other issues but about yobit it took up to few days to resolve something.

I believe problem arises because users attempt to withdraw all their btcs. Why not withdraw in batches?

Lets say u have 2 btcs in your fav exchange, why not get your coins out in 5 batches in 12 hours instead of getting all out one shot?

There could be some security mechanism that kick in to protect their users.

read the rules of the exchange you use, if they are compliant then go through the KYC process and you are set.

yes!!!

Honestly , I think the bitcoins are mine If I store them in a exchange so I should have the ability to withdraw any amount of bitcoin that I have.
and I'm not sure about what mechanism we are talking about here since it will be more then likely an inside job.

It depends from person to person and their opinion on exchange, however that is the reason why we have this topic.
Perhaps it could guarantee safety, but for me just hold till I feel it is necessary now to withdraw it (based on amount/value of my bitcoins).

Try not to store your digital currency in online wallet like exchange. I have experience several pains due to this. I stored my dogecoins in crypsty and now all 500k of them are gone. I also lost some btc to mtgox. Better to keep in a cold offline wallet.

A offline wallet is always better but the fact is also that its sometimes annoying because of the fact that you cannot pay easily with it.
I prefer a online wallet for the payments with a small amount on it of course.