Bitcoin Forum

I first of want to tell the story, basically I took a loan of 0.05 btc from favours and for some reasons I delayed the repayment but always kept in touch with favours. Now that I have repaid the loan, please can you guys tell me why my trust is not removed.

I mean I always wanted to repay the loan and I always replied favours.

On top of all Favours ( the name of lender ) himself agreed that he is now happy and everything is now solved, why seriously why this red trust ?

Have you pm'd lauda about this? Send him a link to the thread which you have paid the lender.

Already done but they said that they won't remove the feedback at all no matter if I repay or what. Quite strange that they asked the lender that was I in touch with the lender while I was late and the lender said yes, yet they are not ready to remove trust.
Is taking loans a crime then please tell me and I will stop doing the same, but seriously there are 1000+ people who repaid a loan late.

Because I do not trust you. That's why.

It's entirely irrelevant whether the lender is happy or not to me.

Why you never gave yahoo a red trust when he openly asked for trust based loans ? Just because he is your partner ?

I have never seen such a loan and did not really know Yahoo until Q4 2016. I don't dig into history and tag everyone for actions that have happened long ago (unless relevant today).

Well you don't see mistakes of your friends, that's obvious. Let me show you, here it comes : https://bitcointalk.org/index.php?topic=787932.0

He realized that was a bad idea and everyone forgive him why not me even when I have paid the amount to lender with which he is happy and he does NOT NEED MORE.

Now you ask me what has that to do with yahoo now ? The behavior of a person never changes, you ask for loans to build trust then surely you have a bad intention.

Credit to this thread : https://bitcointalk.org/index.php?topic=1880527.0

This is nonsense. I have never seen this thread before.

I'm going to assume that you are behind one of those Yahoo threads. This has nothing to do with you case, and it is definitely not helping you. In fact, it is making me less likely to change my rating to neutral at all.

Well, you have surely something against me sir, I have repaid the loan, lender is happy and if I had repaid less or made the lender unhappy then it was fine but now since I paid sir please I beg you remove it. I swear I will never take a loan again on this forum, if I do you can give -ve trust and I wont even complain.

Please sir last chance for me ?

And personally I am not behind those threads, you may check IP or whatever they check :)

I have no idea who you are, and you surely aren't important enough for me to have *something against you*. As said, I do not trust you due to your actions.

If you don't plan on attempting to take out loans, then the negative rating isn't much of importance.

Repay the interest that you owe for the full duration of the loan.

I can't check IPs. Even if I could, that is not conclusive evidence of anything. For example, I'm sure that my IP matches up with a lot of people.

Okay sir, if I pay the interest ( the extra or say remaining ) then you will remove the trust ?

Actually when we take long term loans the interest is lesser but anyways you have decided then I can't do anything.

Also one problem, lendr said HE DOES NOT WANT THE ADDITIONAL INTEREST, NOW WHAT TO DO ?

The lender has most likely agreed to you paying only 8 days worth of interest out of fear that you will not repay it at all. As per the terms stated on their thread, this is the amount that you owe them:

If/once repaid I am likely going to change my negative rating to neutral (and re-write it obviously).

After the loan was repaid, I talked with him on skype and he said he does not need any additional payment sir.

see screenshot : http://prntscr.com/f6yo0z

If you still do not trust me, come to teamviewer and I show it sir

They way I see it,
 -> You failed to pay your first loan on time and didn't bother to take it seriously until an accusation was opened and Lauda tagged you.
 -> If you think in a wider sense,this isn't about the loan or the payback in general,it's about your attitude and credibility as a member of the forum.There is no guarantee you will not repeat the same mistake again, so the negative is just a warning for other lenders or anyone willing to initiate trades with you.
 -> You can definitely prove them wrong by being more careful next time maybe ? Maybe after a few days you can message Lauda that you've improved and they should consider removing their ratings.
 -> Solve it in the most professional way possible,whining doesn't help.Only makes it worse for you.

I agree but as the lender confirmed several times, I was always in contact even before the accusation was opened.

But I agree and already apologized to Lauda and ready to pay the extra interest too but the lender does not need it, shall  donate it to charity or what now :( ?

As per Lauda's request, I am posting a repayment address here.

1PsfsGbooKzMohG9SshFbNUaHRTZUQeu4S

Alternatively, you can send to any of the two addresses I posted previously, including the one in the thread.
Correct, I don't need it, but it is owed as per the terms. I am satisfied without it, but I respect Lauda's decision to keep the trust until the entire owed sum is paid.

Don't be desperate.Trying to get rid off the trust by paying more money makes it look more shady. Isn't that what we call buying trust in a way ? Like I said earlier,give it sometime.Let Lauda make up their mind too.You cannot force people to make decisions when they clearly aren't interested.
I suggest,lock this thread.Sort it out privately with Lauda.

Maybe red trust sounds a little strickly but he doesn't deserves positive trust which TheButterZone left on him. Well, to my mind if that positive trust will be removed, than changing trust which lauda left on him from negative to neutral will be ok. Btw if things won't happen like that and positive trust will be still on him, than he deserves red trust since he is a bad borrower.

Is he even in the DT? (too lazy to check)


As for OP PMing me to post here, I don't disagree with Lauda's reasoning for the neg and from what I see there was no valid reason for repaying the loan so late neither was there any communication. If it were me I'd keep up the neg for a month(after it was given) and if any shady behavior hasn't been seen since, remove it , but thats just me.

I completely understand now guys. I would wait as suggested by most guys, anyways thanks and really sorry Lauda.


Well, there was communication throughout as mentioned and even confirmed by Favours and the reason for late repayment as I begging to tell is because of c-cex not processing some of my deposits.

TL; DR - I won't be removing my own Red Paint ^TM from your trust wall - stop PM'ing me.

Yes he is.

Apparently the initial statement was that there was no (or almost no) communication (at least that's how I understood it), but this has been changed to 'there has been communication' for some reason.

Again, do not take no-collateral loans when you have no real means of covering them. Bitcoins held on an exchange are not yours, they are an IOU not adequate for *assurance* that you will be able to cover your loan.

PM spam can be quite annoying.

OP has PM'd a lot of, let's say, influential members of the community thinking that he/she could corner me if said members took an opposite stance. This has and will backfire, regardless of who one PMs and what their opinions are.

Just my two cents to OP; don't spam people who aren't involved.

If you are on DT, get used to people asking you for help or ask to get removed. I left a neutral rating with a link to this thread, this allows people to more easily make up their own mind about the issue and whether or not they want to give laudas rating any weigth.

That's actually what was best but anyways, guys no need to fight because of me. I would quit this forum as soon as I have completed the tasks in hand ( probably a week )

Basically Lauda's rating weighs shorena since people don't get into details rather they just see red trust and avoid others.

There is no point in using a forum where you get negative trust from people who were never involved in the deal and all they want is just to juice out more and more  funds for some reason.

What was my mistake ? I took a loan ? Well, fine then I accept the mistake and I quit the forum forever though I would open this account occasionally since I have some valuable contacts here.

I won't make a single post here now because you never know when the DT members decide that making posts less than 200 lines is a spam or rather scam.

Bye everyone, any open deals or anyone whom I owe any single cent can message me and I will pay you all, you have my word.

Personally I would love to see Lauda facing what they try to sere others, Lauda, mate karma exists whether you believe or not and it would hit you if you are wrong and may God give me the same in case I am wrong.

Good luck.

I just sent you a single PM, why are you so against me ?

And that's the same reason why I'm not removing either one of my feedbacks for him, either.  Neither one of us would trust this schmuck with bitcoin, and for damn good reason too.  We'd never see it again.  Those red trust comments need to stay as a warning to anyone who's thinking of lending money to margoncreatives or thinking of doing any other sort of business.  You strung favours along until he and we got fed up with it and left you negs.  

People really don't understand what this trust system is all about.  It's clearly imperfect, but it's not a terribly complicated one.  Or they think they should be immune from getting painted after pulling shit like margoncreatives did.  

Well, take a hike.  No one here is going to miss you and your poor business practices.

I don't talk with people who use multiple accounts to spam the forum, as proven already you have at least 2 account and you quite terribly spammed. But since I am leaving the forum, I don't want to leave on a angered side, so good luck friend and please remember, God is there, and you know who among us both is wrong deep inside your heart.

Good luck brother :)

If God existed, he 1) Wouldn't need a loan, and 2) Wouldn't be late in repaying it.  You can throw that stuff right in the commode. 

You really have no clue how your business practices are perceived here, do you?  Hopefully wherever you go to, you'll realize why people don't trust you.

While you're there, you should figure out what 'spam' really is, because I don't think my posts really qualify for that.  Get a sense of humor while you're out shopping for things to improve yourself with, eh?

Margon i'm glad you want to try and drag me down with you but i actually never got a loan to build trust. I was a member at the time of that thread and as soon as TheButterZone chimed in i closed that thread. I was not aware it would be considered untrusted behavior. I found out quickly it would not be a good idea for me at all. As you see the thread was open for a total of 11 minutes and closed forever.

Now getting to the issue of your neg rep. What does your reputation have to do with me? How are the 2 cases even similar? You're the person who got a loan correct? You're the person who was late paying it correct? SO why do you think trying to drag others in your mess is going to help you?

Apology mate first of all if you mind that but I only said what you actually did, why I dragged you in a case which had nothing to do with you was because I wanted to compare Lauda's action against two different members. Anyways its fine, I apology.

Lauda has nothing to do with my loan but he dragged himself in between too, even when I repaid and lender was happy, you complained to him ?

Are these quality posts ?? have a look : https://bitcointalk.org/index.php?action=profile;u=911416;sa=showPosts;start=80

terrible

I think they're pretty funny actually. Also it's not really fair to take his satire account's posts and claim that they represent The Pharmacist as a whole.

Without a doubt I can say that at least for the account, "The Pharmacist", most of the posts are constructive and contribute to the forum positively.

But if I am controlling 1 million accounts then I am the one who is responsible, no ? Hence if you do good with one account does not give license to spam with other.

Why do you resort to a slippery slope hyperbole? Did you read what I stated? "It's not really fair to take his satire account's posts and claim that they represent The Pharmacist as a whole."
And in reality, despite the language convention used in the account's posts, not many of them are unconstructive. They respond to the topic and comment on something relevant.

---

And when you control 1 million accounts that spam, that is a representation of you.

I may not be on DT, but I get every two bit punk on BCT sending Butt Hurt ^TM PM's "asking" for their Red Paint ^TM to be removed.  I find the more wailing, the more likely down the track they trip up and show their true hand.