Bitcoin Forum

I thought I'd start collecting some coins as a retirement investment.
What do you think which coins would pay off as a long-term investment?
I mean that in a period of 10-20 years.
I started collecting Siacoin, Ripple and Lisk. Any potential there?
What do you think of that idea in general?

Well, I don't know too much about savings accounts and shiznit like that... But when you refer to retirement planning/savings -- typically you want something safe that has a greater chance of accruing money overtime. That's my guess.

That being said, think your best bet is by far Ethereum. Problem with that is I'm not entirely sure how much more it'll go up (exponentially). I think you can get about 3x your investment, especially in the years to come if you can lock it away. Very safe investment imo - compared to your other listed coins.

I don't think any cryptocurrency is a worthy retirement investment- so much can change in 10-20 years! With that being said, if you're looking to hodl long term, your best bet is Bitcoin. It's the blue chip of crypto, like it or not.

Definitely put the majority of your funds into Bitcoin. Then, if your really want to diversify it, you can put a small percentage of it into ETH. This is what i'm currently doing. I do think you can get a decent return off of ETH in a few years. However, I wouldn't risk that much long term on it

The basic general advice I've always seen is when you are young then your investments should tilt toward growth and as you get older gradually tilt toward more stable.

With that in mind altcoins are fine as part of your portfolio particularly for aggressive growth.

But 2 rules:
1) Always adjust your portfolio, at least review once per quarter to make sure your performance is going where you want it.
2) Diversify. That doesn't just mean a bunch of different altcoins. That could mean some bitcoin, some altcoin, some gold/silver, some mutual funds, an IRA, some stocks, some cash hidden in your coffee can, etc. The split you choose for these is very personal but basically all come down to how you view risk management.

Also I think most people would consider their retirement savings to be of the "buy and hold" variety and avoid trading too much with it if at all.

Also another thing I see very few people doing is having a target for their retirement, in years and fiat. There are many calculators on the net that can help you with this.

Like he said, the most important part is reviewing your portfolio every once in a while to evaluate the progress of your prospects and never bet the farm on one coin alone

Sia is a good option I think. And add also bitcoin, I really believe it will be 500k in the future.

And when investing a small percentage in altcoins remember to stay updated on the last developments of these altcoins. Some altcoins have to get exchanged when a hardfork is coming.

I  disagree, bitcoin is a very unstable investment right now. I would not be willing to risk anything in bitcoin until the scallability issues are resolved(wait till august first atleast). The fork could be nasty.

Don't trust bitcoin at this time!!

Also Ripple has very bad fundamentals, i don't see any reason why it would gain value. If you want to use centralized system, you can use PayPal. Also no bank will use Ripple, and even if they did they would buy them from Ripple the company and not from the market. Not to mention Ripple continues to dump their coins to you, stupid buyers. They locked 88% of the funds for 4 years, but in those 4 years they can dump 1,5M$ EVERY day for 4 * 365 days. Now go figure if it's a worthy investment.

yeah you are right, also add at least 10 kind of coin for long investment because any other altcoin also will raising on the future

keep Siacoin and cut of Lisk and Ripple.

Add 100 XMR and 1000 AEON, and you will be fine.

Oh my god, do you really link your retirement to Siacoin and Lisk? Man this is like a lottery. You could get it or you could regret like "why didn't I buy bitcoin and ethereum instead these garbage" so be careful. This is risky.

Yea.. Not sure about Siacoin, but i've been mining BURST using a bunch of hard drives I have laying around letting those sit in a wallet. Got nothing to lose on it since i'm not investing anything and it barely even uses any electricity. Rewards lower per month and there's a good chance it could be worth more next year. Just an idea for those of you that have a bunch of old hard drives laying around. Like I said, it barely even uses any electricity(I leave my computer on all the time anyways). So it's basically a free investment

Do not bet on alt coins for your retirement fund. BTC is the way, but do monitor that as well. Although it may look like it will be anywhere from 10k-1m a coin in the future, you truly never know what will happen!

Back in the day (in reality, just a few years ago) people would suggest holding a number of Bitcoin, and a physical bar of gold and silver. Bonus points if you have trezor or ledger, and can stack them all on top of one another to post on reddit for sweet sweet karma.

Ether and Bitcoin for the long haul, unless WW3 hits in which case forget about your retirement.

Good Coins For Long Term May Be For 1-2 Years,
1: Bitcoin ($10k+ In Next 2-3 Years, May Be $100k In Next 10-15 Years)
2: ETH ( $1000+ in 2018)
3: ETC ( $100+ in 2018)
4: Stratis ( $100+ in 2018)
5: Factom ($100+ in 2018)
6: DGB ( $0.50-$1 in 2018)
7: NXT ($1- $2 in 2018)

Investing in All Coin which has good Future plan and a better developer team is always profitable in short term as well as long term, coz daily crypto currency receive millions of investment from whole world. ;)

Of course it will BTC and ETH be the best investment, but I already use BTC and spend it over a debit card, I was thinking more about investing some smaller amount into a coin with potentials, and forget about it, if by chance a few years the value increases I can replace it for something else

10-20 years is a lot of time. We can't know what will happen in this time, crypto currencies may become super popular, used in our daily life or they could die out.

Pick up a smattering of coins. Small amounts should do, given that these alts will be dead or will grow multifold.
I would personally pick ZCash, Monero and may be BitBay.

I think the very best coin to invest for long term would be Bitcoin. But if you really don't trust bitcoin that much and would choose and alternative coin instead of bitcoin itself my bet would be Nem.

10 to 20 years is a long period. I doubt altcoin will have their peak prices on that duration. Maybe yes on the way but surely it will followed by a big dump consuming all that 20 years into nothing changed of it's price.

We also don't know if bitcoin issues will have a solution. For now, only bitcoin I sees you can rely on holding for that long period of time. The altcoins you stated must be traded regularly during a pump or dump as they are like that. You can earn profit from those by doing trades and not by holding for so long.

For me it is still bitcoin if you are going to invest like 10-20 years. One factor is the next halving, which will make bitcoin scarce and the price will exponentially grow. As for the altcoins you mentioned, I think only ETH is a good investment long term because you know that some altcoins will die or even delisted by some trading platform. So my best bet is still bitcoin.

Fees become unrealistic every day as far as BTC is concerned, so there is a possibility that more and more people turn to an altcoin, and never hurt to have a number of different currencies.

Honestly, TAAS is at the dollar range for dividends, so grab a nice stack and ride the next few years on quarterly dividends, then maybe compound that by funneling your TAAS ETH returns, to ICONOMI.

Permanent retirement where they feed each other.

As far concerned retirement funding chances have increased a lot. Personally what I feel is to make a diversified investment starting from bitcoin to altcoins and ICO'S. On the whole I hope that bitcoin is the one that gives the maximum profiting to enjoy the days of retirement.

how confidently invest in their project, what if it all falls apart in the near future?
I have not seen anywhere that they  give a dividend for tokens
But in general and such a way is interesting because a bit of buying a share in something and little by little increases your savings over time

I think it's not a good time for retirement fund. The crazy pump wave happened last month already. Now we have to wait prices to crash and we can collect coins from cheap prices. You can't make a retirement fund in bull market. Wait maybe 6-12 months for everything to be cheap.

Pop into TAAS telegram and take a look. You can also go look at the cryptographic audit page and do the math yourself.

They only have 8 mil tokens out there, already sitting at over 15+ mil USD in profit. 50% of the profit goes to token holders in the form of eth every quarter.

The big problem with the TAAS token is that the largest volume exchange it is on is liqui. I personally like liqui but they do not have the volume to push it very high.

All that will change come Aug 1 at first payout. People will be scrounging to secure something that has proven itself.

I dont think crypto currency is worth for 10 years
it can change price may be low or even dead
u cant trust it

I looked at the site a bit, but I see that ICO has ended, does that mean that they can still buy token? From someone else if they sell.
I do not want to log on to page without a reason, if I can not access program
Does it have a minimum token that must be purchased? Or you can invest just 1$, and make more purchases over time