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Title: Essay: Mobile and Peer-to-Peer Banking Post by: prophetx on September 02, 2013, 10:24:12 AM more of an academic paper, but something i wrote up recently that looks at mobile and p2p banking from the percepective of disruption theory
https://docs.google.com/document/d/1sX8WZq-BMiz75Er8C_dtrWWCgxOIoyWR6nyzrcIx4kw/pub Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: xxjs on September 02, 2013, 10:32:20 AM more of an academic paper, but something i wrote up recently that looks at mobile and p2p banking from the percepective of disruption theory https://docs.google.com/document/d/1sX8WZq-BMiz75Er8C_dtrWWCgxOIoyWR6nyzrcIx4kw/pub Nice writeup. Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: inspiredinvestor on September 02, 2013, 10:42:43 AM nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa. :D
has the M-pesa system run into any regulation problems? Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: prophetx on September 02, 2013, 11:37:56 AM nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa. :D has the M-pesa system run into any regulation problems? from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream. http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/ http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile. Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: b!z on September 02, 2013, 11:44:04 AM Very interesting read. I learned a lot about mobile transactions. Thanks!
Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: inspiredinvestor on September 02, 2013, 02:17:19 PM nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa. :D has the M-pesa system run into any regulation problems? from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream. http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/ http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile. I need to do more reading on this too (and maybe some youtubing as I want to see M-pesa in action, understand the process. Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: prophetx on September 02, 2013, 06:31:05 PM nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa. :D has the M-pesa system run into any regulation problems? from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream. http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/ http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile. I need to do more reading on this too (and maybe some youtubing as I want to see M-pesa in action, understand the process. i have a a Nigerian friend who has worked in the banking industry in his country who just finished his masters thesis on mpesa, I will try to see if I can obtain a copy. Title: Re: Essay: Mobile and Peer-to-Peer Banking Post by: inspiredinvestor on September 03, 2013, 03:39:42 AM i have a a Nigerian friend who has worked in the banking industry in his country who just finished his masters thesis on mpesa, I will try to see if I can obtain a copy. that would be great, there is so many countries that could benefit with a vehicle like mpesa in conjunction with bitcoin. :) |