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Essay: Mobile and Peer-to-Peer Banking
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Topic: Essay: Mobile and Peer-to-Peer Banking (Read 802 times)
prophetx
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Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 10:24:12 AM
#1
more of an academic paper, but something i wrote up recently that looks at mobile and p2p banking from the percepective of disruption theory
https://docs.google.com/document/d/1sX8WZq-BMiz75Er8C_dtrWWCgxOIoyWR6nyzrcIx4kw/pub
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Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 10:32:20 AM
#2
Quote from: prophetx on September 02, 2013, 10:24:12 AM
more of an academic paper, but something i wrote up recently that looks at mobile and p2p banking from the percepective of disruption theory
https://docs.google.com/document/d/1sX8WZq-BMiz75Er8C_dtrWWCgxOIoyWR6nyzrcIx4kw/pub
Nice writeup.
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Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 10:42:43 AM
#3
nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa.
has the M-pesa system run into any regulation problems?
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prophetx
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Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 11:37:56 AM
#4
Quote from: inspiredinvestor on September 02, 2013, 10:42:43 AM
nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa.
has the M-pesa system run into any regulation problems?
from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream.
http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/
http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile
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Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 11:44:04 AM
#5
Very interesting read. I learned a lot about mobile transactions. Thanks!
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Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 02:17:19 PM
#6
Quote from: prophetx on September 02, 2013, 11:37:56 AM
Quote from: inspiredinvestor on September 02, 2013, 10:42:43 AM
nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa.
has the M-pesa system run into any regulation problems?
from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream.
http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/
http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile
.
I need to do more reading on this too (and maybe some youtubing as I want to see M-pesa in action, understand the process.
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ANN THREAD
███
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█
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★
From March 1
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, 2018
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prophetx
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he who has the gold makes the rules
Re: Essay: Mobile and Peer-to-Peer Banking
September 02, 2013, 06:31:05 PM
#7
Quote from: inspiredinvestor on September 02, 2013, 02:17:19 PM
Quote from: prophetx on September 02, 2013, 11:37:56 AM
Quote from: inspiredinvestor on September 02, 2013, 10:42:43 AM
nice one prophetx , definitely interested in seeing how bitcoin and mobile payments come together, in particular in Africa.
has the M-pesa system run into any regulation problems?
from what I can tell, and i definitely need to do a bit more reading up on it, there is some sort of tax on mpesa transaction fees as of last year, and apparently the gov't is a partial owner, which i was not aware of previously. so it seems the govt just sees it as another revenue stream.
http://www.humanipo.com/news/1782/kenyas-treasury-to-tax-m-pesa-transactions/
http://www.economist.com/news/finance-and-economics/21579870-east-african-governments-are-targeting-telecoms-firms-charging-mobile
.
I need to do more reading on this too (and maybe some youtubing as I want to see M-pesa in action, understand the process.
i have a a Nigerian friend who has worked in the banking industry in his country who just finished his masters thesis on mpesa, I will try to see if I can obtain a copy.
inspiredinvestor
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Re: Essay: Mobile and Peer-to-Peer Banking
September 03, 2013, 03:39:42 AM
#8
Quote from: prophetx on September 02, 2013, 06:31:05 PM
i have a a Nigerian friend who has worked in the banking industry in his country who just finished his masters thesis on mpesa, I will try to see if I can obtain a copy.
that would be great, there is so many countries that could benefit with a vehicle like mpesa in conjunction with bitcoin.
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On Exchanges in 1 month
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███
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