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center]PHI Token - a Platform for Hybrid Investments[/center]

Background and Landscape

The global Wealth Management industry has been thriving thanks to high returns generated from the twenty-year bond rallies and from the returns of the American equity indices and Emerging Markets. This favourable scenario combined with the poor financial knowledge of customers has allowed the industry to generate and maintain inefficiencies and high costs in the distribution and management of financial products.

The future of the financial market and the rate at which it is, and has been operating at, is not promising. With bond returns holding a zero or even negative value and the stock market carrying a positive growth rate for nearly a decade, it seems unlikely that the industry will be able to sustain such trends.

With returns predicted to be low, it becomes apparent that the industry will not be able to cover the high costs from the inefficiencies. Additionally, pressures are increased from emerging Fintech companies, such as the Robo Advisors, which are gaining market share especially in the United States. The main critical issues that need to be addressed are listed below:

1) High costs mainly due to out-dated and labour intensive operating models
2) Limited access to multiple investment opportunities, resulting in poor results for the client
3) Sale of captive products without real competition between asset managers.

Why a Platform for Hybrid Investments?

DIAMAN Partners LTD intends to create the first Platform for Hybrid Investment (PHI), which allows investments in all asset classes and investment vehicles including crypto assets.

The PHI (Platform for Hybrid Investment) will provide clients with a fully digitized platform on which to manage all savings and investments, together with human wealth managers to play a fundamental role in identifying the real needs of clients and assist in managing their emotions to avoid classic behavioural finance investing mistakes and/ or poor decision making.

The platform will be a Hybrid Platform for Hybrid Investments, in other words, digital process management with seasoned professional wealth managers for client interaction.

The PHI platform will solve the critical problems of the Wealth Management industry due to the following reasons:

?   PHI will reduce the commercial supply chains via digitalization and lower the costs of providing investment services.

?   It will enable you to invest in multiple investment vehicles, including Crypto Assets, which represent a fantastic investment opportunity.

?   It will create a comparison between Asset Managers and Wealth Managers by stimulating competition and therefore obtaining better returns for the customer.

?   By combining the principles emerging from the Crypto world, such as digitalization of processes, sharing, innovation and competition.

PHI Token

DIAMAN Partners intends to share the project with the Crypto community by issuing a PHI Token with the aim of financing the project.

The aim is to ensure that those who believe in the project, (and those who work on it), will share in its? success.

There are five good reasons that can define the PHI Token as an amazing project:

1)   The parent company DIAMAN SCF has 16 year of successful business as quantitative financial advisory company for institutional and has been working on the digital platform project for more than a year with some modules already implemented: The MiFID II compliance Risk Assessment questionnaire, the financial planning module and quantitative engine management models, some of which with a real track record of up to 15 years of history.

2)   The Platform for Hybrid investment allow the clients to invest in crypto related products but isn?t depending by the future of the Crypto world and can survive also in the unfortunate hypothesis that this business will disappear.

3)   The platform valorise the Humans involved in the process of investment decision, goals definition and also to correct the behaviours of the clients during bear markets.

4)   The PHI Token allow the normal person to use in a free version software usually reserved for institutional clients.

5)   The creation and use of PHI Token allow the company to reduce the cost of the financial distribution without reduce the quality of the services.

PHI Token? TGE Overview

The Token Generation Event (TGE) will be in three phases:

1)   Pre-Sale was closed in only thirteen days for a number of 3.524,578 Tokens;
2)   The second phase is Pre-ICO which will allow you to buy a maximum of 3,524,578 Tokens with a 21% discount, will start on 3rd March 2018 at 13.00 CET
3)   The ICO will be carried out up to a maximum of 7,881,196 Tokens, and will take place on 8th March 2018 at 13.00 CET



PHI Token rewards

The PHI Tokens have three preparatory features to increase the value of PHI Tokens over time:

1) PHI Tokens as Stake: Whoever wants to use components of the platform, such as asset managers and financial planners, must own and immobilize the PHI Tokens;

2) PHI Tokens as Payment: The hybrid investment platform and the developed financial software will accept payments in PHI Tokens offering 30% cashback, thus encouraging people to pay with this Tokens instead of fiat currency. The company has deposited a patent to increase the relation between the PHI Token and the results of the business.

3) PHI Tokens Buy Back and Burn rewards: 15% of the performance fees generated by the platform and 50% of the annual tax refund obtained from the payment of taxes in Malta (corresponding to 15% of the company?s EBIDTA) will be used to purchase PHI Tokens on exchanges and will be withdrawn, to create a scarcity effect that will produce a continuous growth over time.

The project and its features are explained better in the full white paper, this is an extract

On paper it looks great. Maybe you will tell about your team? What is their experience.

Oчeнь мaлo инфopмaции o вac.

For realization it will be required great efforts. Plans now at all very big. Ambitions in such business only the help.  :)

World’s First Hybrid Investment Platform, PHI Token, Raises £4.7M in First Two Days of Pre-ICO Sale
PHI Token is the world’s first Robot / Human Asset Management Platform on the Blockchain and is set to disrupt a $90 Trillion dollar market-place. The PHI Token itself, symobolizes the golden-ratio and combines traditional finance with the Crypto world to form a new, higher-return and longer-term investment proposition.

PHI is the first ever platform for hybrid investment which allows investments in all asset classes and vehicles including crypto assets. In its fully functional form, PHI will provide an entirely digitized platform to eliminate the all critical problems that have crippled the wealth management industry for years.

Read the details in the article of Coinidol dot com, the world blockchain news outlet: https://coinidol.com/phi-token-in-first-two-days-of-pre-ico-sale/

https://coinidol.com/upload/resize_cache/iblock/b0a/900_900_1/b0a3d4aebfcd4adb8d6087ae2b0b3eb5.jpg

DIAMAN aimed to emerge as a first PHI which encourages investments in all categories including crypto assets and its auto computerized design helps the customers in operating their investment transactions fast and safe. Though this platform is digitalized there is a need to monitor the client’s behaviour and analyze their needs to prevent the human errors. 
PH platform plays a crucial role in clearing the problems in finance management due to three reasons those are, PH will reduce their trading supply chains through digitization and provides a low price in their investment services. PH will permit you to invest in complex expenditure in vehicles, which includes crypto property that points a fabulous chance for investment. PH will create a comparison between property managers and wealth managers by moving competitions and gives better gain for the customers.

Hi Devs, I was interested in the project, I would like to know if you have the bounty program. Thank you

i dont know if this is the correct announcement thread. i cant locate it from the link given from the bounty thread and to the link given from the signatures of participants. but i want to know about your soft cap of the main sale?

BREAKING NEWS: After the KYC of the Team members, the actual Rating provided by ICObench is 4.7 / 5.

One of the best ICO in the field now. Congrats team.

PHI TOKEN [PHI] is listed at Livecoin.net Exchange and available for trading.

PHI/BTC: https://www.livecoin.net/en/trade/index?currencyPair=PHI%2FBTC
PHI/ETH: https://www.livecoin.net/en/trade/index?currencyPair=PHI%2FETH
PHI/USD: https://www.livecoin.net/en/trade/index?currencyPair=PHI%2FUSD

Wishing you good trading! :)

As well its now on coinmarketcap.com  , More exchange coming up by the end of may as they mention on medium post.

Hey everyone!
Myself. NikolaBegović. and Bowtiesarecool are the new community managers for this ANN thread and the PHItoken telegram channel :)
We are more than happy to help you all with any questions or comments you have regarding the project!  ;D

Great , I am holding a gem . Keep updating us .

I am feeling this a very good project. Your company team members are looking very good and strong

Thanks Quynhcoi!
Make sure you get around to reading the above articles, the are certainly worth the time :)

wow, can't wait for trading, I hope this token has a good price seeing this project have a good mission for the future

Its currently being traded on livecoin

Nice to hear that . You guys are great :)

Thanks for the support

Has everyone checked out the monthly update?

Well worth a read ;D

https://medium.com/@PHIPlatform/phi-token-monthly-review-may-2018-83064e0e63cd

Coinmarketcap has been updated and it is now showing correct supply and marketcap  ;D

While the project is ambitious,there is no way to guarantee that it will succeed in implementing its plans,nor is there a guarantee that it will stick to its road map.
However, PHI Tokens can be a solution to bridge the gap between conventional investment markets and the world of cryptography, especially as it will give money management professionals a way to integrate their existing infrastructure into the blockchain.

Given the team has been operating DIAMAN since 2002 (The company that is behind PHItoken), I would say that  there is a very stong chance they will succeed based on past performance :)

Fresh out oven, this month report by the founder himself https://medium.com/@PHIPlatform/phi-token-monthly-review-june-2018-6049e002f278

EXANTE Platform Development is right on track and coming along nicely.
Here is a SNEAK PREVIEW of the interface... IN ENGLISH!
https://i.imgur.com/IDWBhlU.png

https://i.imgur.com/H15pxM6.png

Just two more days until Exante Beta releases!

Just 1 day left for launch , excited . Beta version will be available for trial ?

Yes it sure will be ;D

First AMA shed a lot of light into the platform’s development. For those who missed it, catch up on the event here on the Facebook Fan Page https://www.facebook.com/PHIToken/

Paolo Tasca, Advisor of PHI Token project and Director of UCL Blockchain centre is headlining the 4th edition of P2P Financial Systems 2018 at the Federal Bank of Cleveland on the 26th and 27th of July.

Book your presence at www.p2pfisy.com, using the code: P2PFISY_VIP

Looking forward to seeing you in Cleveland.

All i see is only good news about this project, so im looking forward on joining it!

How To Vote:
 
1. If you haven’t done so, make sure you sign-up on KuCoin https://www.kucoin.com/#/signup?source=telegram_competition. You need to be registered on KuCoin in order for your vote to count.
2. Once you join this telegram group https://t.me/KuCoin_Telegram_Competition, the voting bot will welcome you, start a private conversation with it so you can cast your vote.
3.  Fill the fields our bot sends you in the private chat, you will be asked the following:
a. What is Your KuCoin Account Email Address:
b.  Project Name You Want To Get Listed (spell the name in full, DON'T USE THE TICKER):
c. What Is Special About This Project, Why Should It Be Listed On The Exchange:

NOTE: Every hour our bot will automatically update the top 50 projects in the public channel so everyone can see who is winning.

Competition Rules:
We have a dedicated group of admins and bots to monitor and go through all the collected data. Do not cheat and make sure you follow the rules carefully if you want your vote to count.

1.  Do not vote for the same project twice. You can vote for multiple projects but do not repeat the same project, our voting system wont allow that.
2.  Make sure you spell the name of the project correctly. Our bots don't count your vote if you misspell the name.
3.  Don’t spam, remain polite and listen to the admins in the group. Offenders will be banned and votes revoked.
Who will win?
The project who gets the most votes, goes without saying, KuCoin will carry a quality check to ensure the project is legitimate before listing in order to protect investors' interests.

The Prize:
The winner will get a free listing on KuCoin as well as a 30,000 USD advertisement package! On top of that, we are also committing 5 BTC value purchased in your tokens to be distributed via KuCoin to the users that voted for the winning project!


Thanks for the support everyone!

I have voted , hope we see PHI Token soon over KuCoin :)

Stick around! There's definitely more where that came from as the company gears toward critical milestone targets

Thanks to our community for your support in the KuCoin contest!
Although the result isn't what we were after it was good to see so many of the community up and about to help us out :)

We will continue to work towards exchange listings and will update you when we have news.

The PHI token lunge is pretty good and the exchange will bring it to a higher level. Hope it becomes a favorite token.

an interesting concept and will likely have a good future. hopefully the support from the team in it can make the project successful and attract many investors.

Thanks for the support guys!
Stick around for the PHI Marketplace coming this September!  ;D

Don't miss the latest article by CryptoNinjas about the new Exante Crypto Asset Management Platform!

https://www.cryptoninjas.net/2018/06/24/diaman-partners-launches-exante-crypto-asset-allocation-software/

Here are some of the latest pictures from the teams attendance at the Malta Blockchain Conference!

Great to see the team out and about!

https://i.imgur.com/PUQWiF3.jpg
https://i.imgur.com/z4WgJLv.jpg

The team are working hard to get the product ready for the planned September release  ;D

https://i.imgur.com/mdANHKV.jpg

The plan is very nice and if you truly get on in realizing your plans, then I suppose it will be good.

Thanks Bebum! The team are working hard to reach the project milestones and are excited to share their progress :)

Seems like a great and trustworthy project. The roadmap is very clear and shows where this project is heading to. Good luck to the team behind it!

Who is interested - on Twitter (https://twitter.com/phitoken) there are more photos, including team members. It's very good that the team speaks at conferences and communicates personally with investors.

The team has everything for success and the plan is quite real if you look at similar projects. Another thing is that large-scale cooperation is very necessary without them the project will not be able to realize its full potential.

The team are working on partnerships for service offerings on the platform thats for sure :)

I will wait for the results of such a project to be accurately raised. If only for all of us holders and speculators of the crypto currency would be excellent, that by the time of a full-fledged launch the price increase went strong.

Good idea!I think it would be nice to develop an application on a smartphone for convenient use. Wink

Good team  :)
but i have some other questions about what will you do if you did not reach hard cap ? i mean when you reach only soft cap

Learning the name Alibaba, makes me remember with the existing Alibaba online market.
Does this project has any relationship between that online market?

Exante crypto is a professional software as a service to monitor, analyze and choose the best crypto assets in the field and in few days also for remain updated with the news section that centralize the best crypto news online magazine
www.exantecrypto.com is one of the three project of the PHI Token project

I bet, they have nothing to do with real Alibaba company. They are just using such name for their own gain. Most of them are like that, using a popular name to lure gullible users. They need to dig deeper and know what's the real score in here. Dev teams are now very creative in manipulating the face of their project. This is the only way to get attention from this crowded market.

Checking their website and seems that they are still active in the market.
Dreaming of being the alibaba of wealth management is still very far from reality.
The current exchange is only livecoin based from cmc.

Another month is move out, and PHI TOKEN, as developers said, worked hard:
 
1. OpenPHIntech
2. Phi Token Listing on Exchanges
3. Malta Blockchain summit
4. Social Media activities
5. EXANTE Verification tool
6. Tell a Friend
7. Team members Hiring

Last month PHI listed the Phi Token in P2PB2B, one of the 50 best exchanges based on CMC classification.
The good news is the Burn of 487.000 PHI token has reduced the Total Supply to 13.636.660 PHI Token:
PHI Token distribution Circulating supply: 5,5M
Token Price: 0.000690 ETH
Around $0.7 market cap


https://www.phitoken.io/blank/november-phi-token-monthly-update

I very glad to see interview CEO Daniele Bernardi on Bloxlive.tv (from minute 8:00 to finish): https://www.youtube.com/watch?v=s04cSJ94s4E (https://www.youtube.com/watch?v=s04cSJ94s4E)  ..Good news also hiring a marketing specialist. I hope soon all will be good with PHI Token.

As I understand, the team thinks , that the product itself brings people to buy tokens to use it. But atm, so few people know about the nice Exante crypti. Need good marketing.

In principle, if there is a development of its own exchange, on which the token will be used, then listing on other exchanges is optional. Of course, I do not envy investors who have lost in value and will receive less profit than those who buy tokens now, but investing is a big risk. Therefore, all aspects should be studied before investing. Developers do not hide, participate in various events, actively promote the product - therefore, sooner or later the price situation will be improved. But have patience.