Bitcoin Forum

I am a new investor in crypto currency world, I think that If you plan to gain too much earnings, you should follow the upcoming ICOs.

I have searched some ICOs in May and decided make a basket wtih these two ICOs: Vernam(A new generation of insurance process on the blockchain) and POPCHEST(a next-generation video sharing platform with payment channels.)

Do you have any opinion about these ICOs and also additional suggestions? Thanks in advance

In general, the contribution to the ICO is very profitable.  But there are nuances.  In particular, 3: you need to carefully select the company, determine the first amount you are willing to take risks and believe in the idea of ​​the project.  I've been trying to invest in different companies for quite some time.  And Paytomat has identified one of the best.  I read about many different companies, the pros and cons, and realized that at this risk is the smallest.  I will not sum the deposit, because everyone is individual.  And I believe in the idea of ​​the project, because, as anyone else, it is very relevant today.  But always remember that everyone has his head on his shoulders and think about it

You have to do a lot of research picking to right ICO, and even then you good be left with dissapointment. A couple of ground rules i have for myself picking an ICO

1. Is there a working product?
2. Is the roadmap realistic and achievable
3. Who are the team members and what's their background
4. Who are the competitors?
5. How are the ICO funds distributed within the project

Good luck!

how about no.
Bitcoin is about to make its movement again,so more likely scam project will appear in the future.
which mean we need to stay away from those kind of project until we're stabilizing ourself in certain range and something good appear.

In my opinion, it is better to make your own research and trust your guts.

The most of the privacy coins are undervalued right now.

The best opportunity is to find a privacy-related project with a low total supply (less than 100M), that way the price will be increasing much faster.

I recently found a hidden GEM called Ethereum Meta, it is related to anonymity and untraceable transaction. They have a very interesting project to build the Anonymous E-Market Place.

They are already trading on some exchanges, you can check their website: https://ethermeta.com/
Or even better go through their Bitcointalk thread: https://bitcointalk.org/index.php?topic=2659058.0

May, 1st will be ICO Libra Credits - lending from PayPal guys, waiting for big ROI, DYOR

Thanks I will definetely re-searched about that. I have made investigeated many different sectors and interested on insurance and video distribitio. But I am always open to research.

I'm going to join Tip Blockchain project in May. I haven't heard about Vernam and Popchest. Are they really good? Where did you find them?
Is Popchest like Flixxo? Not a unique idea. What about Vernam? I remember plenty of other projects that are in insurance sector.

Many projects being started in the crypto-world are great ideas in theory, but many have no real need or benefit to be done over blockchain. If the service or project already exists today, unless recreating the idea on the blockchain is revolutionary enough to convince people to change the behaviors they have been doing for years, it’s impossible to believe that the project will be successful in the long run. Projects created solely for the purpose of creating your own cryptocurrency are doomed to fail.

Vernam looks interesting. Insurance is big sector and I know there are huge profit. Team seems very professiona. I will make research about them!

I checked the the provider of information about the best ICOs to control thir ratings and realized that VERNAM has really high scores. When I read their WP to understand better, I realized that VERNAM is a promising project with a good team. I have started to follow them!!

I haven't seen any projects that are releasing in may. I am thinking about just investing in blockchain startups over actual ico/coins.

Vernam utilizes blockchain technology to provide:

- Competitive online marketplace for conventional insurance products by the biggest insurance companies
 -Generous compensation - up to 30% of the policy premium in Vernam tokens (VRN) is returned to clients
- “CryptoSafe” - a smart contract, guaranteeing that when a defined set of events occur, the client will be compensated with a certain amount of Vernam Tokens (VRN). The newest and most innovative blockchain based insurance product that Vernam will introduce

I think the ICO's I'm going into this May is Quarkchain, Neon Exchange and DaoStack. Quarkchain is already hyped and ready to make 20x. Edenchain may be a good flip. Neon Exchange will make at least 100x in 12months at most.

prolly gonna put a little in DAOstack and Quarkchain (if i can get in)

you should know that there are already some projects the same as you say and after ico finished product they have no value. token prices are far from ico prices and they have no growth in this year. I think it's pretty hard to find a promising ico, reconsider and do some more research before you invest there.

I always follow the ICO for the team that is working on them, for the investors and for being unique projects. We have many projects that are just copy and past of others. And they serve only for pump and dump.
Some of the projects that will open ICO this month and appear to be solid projects are as follows:

• BrickBlock
• Sint
• HashCard
• Datablockchain
• ARROUND

I feel like all the good ICO ideas have already been done and all the new and upcoming ICOs are just rebranded trash trying to squeeze out more hard-earned scam-cash from unsuspecting victims. I can't help but wonder why people still continue investing in ICOs when a great majority of the first wave of ICOs has still delivered nothing and will probably continue to be nothing but complete and utter scams.

About POPCHEST I have no idea about this ICO project and I'm not interested in this project. Because it has so many similar projects.
But for Vernam the bounty is problematic. Because the manager has cheated on the UBONIUM project and you should be careful. This guy has been accused a lot and has 8 red trusts!

I will definitely take part in ICO Acorn Collective. This is a great project that has a very cool idea and a team. On presale collected more than 5kk $, there is already an agreement with HITbtc!

As far as I observe dao stack is one of the best altcoin icos for this month. I still need to read more about but I loved the idea and I see our community somewhat supports it. I may invest some money on it.

Signals network ends in 6/7 hours from right now, looks easily worth a few ETH!

According to my researches, I have same ideas with you. The world's first 0% commission insurance on the blockchain. Their goal is to revolutionize the insurance industry! They are probably the first company in the world ready to implement a high-end technological solution which will dramatically lower the cost of insurance services while making the business way more efficient and friendly for all parties-from End Clients to major Insurance Companies!

Vernam looks amazing I just read their whitepaper! The Team, Token Metrics and Idea are A+++ I will be following this project to the moon.

Insurance is one of the sectors that needs to move to the blockchain!

I have investigated the most ICO rating website and find Vernam with their High scores and started to research. Fore example their ICO’s soft cap is secured on private sale.

i see also many people are interested in this project, they participated in bounty campaign. just as i am still focused on project i am currently following. may just be able to remove signature code at end of mei

Merculet , Blue Whale , Edenchain and CryptoCurve . The best is edenchain but I could not register whitelist.

Have you seen the announcement in their official telegram channel? A personal cap of 0.9eth is very small. On the other hand, many will want to buy tokens on the exchange and it's good

Merculet and Vernam looks good.

reserved

Peculium (PCL) will be undeniably one of the strongest investments you can make in upcoming CryptoCurrencies in 2018 ytd, especially in the realm of financial services. Its Continued Crowd Offering is ongoing, and you can find out all about its strong points either on my twitter at https://twitter.com/FeroxAdvisors/status/990929439910440961  (https://twitter.com/FeroxAdvisors/status/990929439910440961)
or the detailed article it links to at www.feroxadvisors.com/blog (http://www.feroxadvisors.com/blog)

Do your own diligence and make your own judgement of course. All the Best.

May it seems to me very hot. I myself will participate in the libra credit and nex. I also expect that some ICO will be announced, which were expecting a more positive market than in March / April.

I have not seen the two ico, it's just that I see Shivom and Entle project ... both of these projects have exceeded the softcap they get ... the Shivom project has reached over $ 33M and Enlte has sold more than 220M tokens and is soon reaching hardcap 250M tokens...try to follow both ,, i go both projects, and also the finished project is crowd machine and one more Zper project,,is already start for ICO and will ends at may 16,,until today they got more than 3000 ETH ...look at this link for Enlte project
Entle : https://bitcointalk.org/index.php?topic=2985619

I agree with you that The Vernam team is big, comprised of experienced and prestige insurance professionals and blockchain, IT and communications experts with a track record of successful projects.

Rolecoin by Steamrole is by far the best ico currently going on now. It has some great qualities I love in an ico, like a great team

this may,  Sentinel Protocol and Edenchain very good projects. when I look at projects partner, I see quality projects. I wish I could join pre-sale. :/

a.   The POP Network is a decentralized approach to monetized video distribution using direct micropayments and token incentives instead of relying on advertising and paid subscriptions. The result is a system where Creators form direct relationships with their consumers, are liberated creatively, and get economically rewarded in a fair, transparent manner. This new system gives Viewers more choice by making long-tail content economically viable, allows deeper connections with Creators to form, and ensures the people making up the network share in the tokenized value they create rather than having that value funneled to massive, centralized corporations. In the same way Bitcoin, peer-to-peer electronic cash, forces a profound re-examination of the modern financial system, The POP Network is a tectonic shift in how humans create, distribute, and consume media. The POP Network is not simply competition to existing models but rather an entirely new ecosystem.

I plan to invest to :
shivom ( 3 - 10 may ) presale succeed collected $33 million dollar and only 2 million left for ico sale.
Dao stack : 40 million hardcap the ico price arround $1 per token.
Xyo network : 99k token for 1 ethereum, ico still live untill mext 20 days.
Atlant : undervalued coin untill now and they said platform will be launch soon.

I watched the PopChest Crypto Ico Summit in Zurich, 5 Top ICO Projects section. I really like the idea of "YouTube is not actually free". When we're on YT we pay for it with time spent watching ads. Advertisers call the shots while your favorite Creators get demonetized for not being ad-friendly and can no longer make videos you enjoy. This is the problem with 'free'. They’re putting YouTube on the blockchain. A decentralized approach to monetized video distribution using direct micropayments and token incentives instead of relying on advertising and paid subscriptions.

I'll be investing in Vernam! Insurance is definitely a sector that needs to be moved to the blockchain! The Mega Corporations must fall!!!

Vernam and PopChest looks interesting.  I'll definitely be following these. I looking forward for more information about these projects.

May 3 I'm planning to join ICO Shivom because 95% of Hard Cap already raised on Pre-Sale and token issue is in 2 weeks after public token sale will help me flip with 2x-3x shortly

I have not seen this ICO list on icobench and icodrops do not know the community of these two ICO how? I am following two ICO projects that I am very fond of for ideas and their team are Wemark and Yumerium.

I plan yo put my money on shivom sale which will be live 3 may - 10 may, Dao stack for the dao project governance system, and xyo network for new consensus proof of location system. Each of these project i put 5 ethereum, i also plan to put 5 eth on essentia but they are not announce when they will do the token sale.

Kindly look on Shivom ICO, their idea is really revolutionary. They connect blockchain technology and genomics to solve many problems  8).

There are several ICOs, some appear promising and some appear too weak to succeed. You have a list of your prospects of course. But just the same, I want you to take a careful look at what Equi Capital has to offer. Please do not jump immediately into conclusion that I am bias, I join their campaign because I truly believe in their objectives. The capital venture is going to be very accessible with the success of this project. The first few days of their ICO already raised at least $7,000,000.

Adding which ICO is not the focus is how to distinguish a good project. Now it's too messy, and various types of projects also mean more fraud. We must be sure and avoid losses.

I have joined inv's project. I think this project is very good. So I put in $500, and there's another project that I think is pretty good konios you can look at.

Open Platform project is the best but there will be no ICO.
My favorite ICO of the May is absolutely Quarkchain. 
The other one is Atonomi. The date is not fixed yet but the ICO will be probably in May
third one is Daostack. The pre-sale has already started I think the ICO will finish in few minutes but the official final date is 07.06.2018

I'm planning to join to Neonexchange ico which will be neo's new dex, and maybe if I can I will participate to quarkchain ico, two of this projects are very good and have very high hype so they can get good money.

I suggest
https://daostack.io/

https://bitcointalk.org/index.php?topic=3334795.0

DAOstack is designed to catalyze the future of collaboration. It’s a
platform for decentralized governance that enables collectives to
self-organize around shared goals or values, easily and efficiently.
DAOstack is sometimes called an operating system for collective
intelligence, or a Wordpress for DAOs.
Most of the expected proceeds from the DAOstack
token sale will be reserved for management by a
DAO fund, in which the community of GEN token
and reputation holders will create proposals for
the allocation of resources.
The platform launches spring 2018 and includes a modular
smart contract framework, a friendly JavaScript developer
environment, and an intuitive user interface that allows
anyone to create or participate in a decentralized
organization without technical
knowledge

I think this kind of project is the good one, the dev team working hard in the background to deliver what it was promised. I'll keep an eye on this one and hope you succeed.

I plan to join Luckchemy in MAY
Luckchemy  an example of a project that already has a product, and now they are raising funds for the growth and development of all ideas.

In May these two ico's are interesting for me;

Vernam

I saw they are easily reached Soft Cap. Very interesting idea, good team and the project as a whole. And insurance based on the technology blockchain sounds cool and promising.

https://medium.com/@vernam.official/8-reasons-to-contribute-to-the-vernam-project-4bb2ed5fb31e

Quarkchain

Quarkchain has a very large community and have raised a lot of money. There is good hype also.

I'm sure that these projects can bring a few X's.

i actually have seen this project from a long time, but i still participate pdata project, for that i can only follow in bounty facebook and twetter. hopefully this project is successful, so reaching hardcap that has been planned

My campaign is until June so I think I'll decide what to join this coming last week of may for a new project to join, but as this months I'll  check some promising project with airdrops so I wouldn't miss the chance to have their tokens.

At current i have no plan in investing in New ICO's and buying tokens because i am already hodling btc and some of the alts in my wallet and in May the prices will be high so i want to make plans regarding selling and hodling my coins. But still if i see some good project with sound team behind it i might allocate some funds to be part of it.

Personally, I don't want to join the ICO. Faced with so many frauds, direct investment in the trading platform is relatively reliable. That's just my opinion. 8)

I'm sure you've done the reset before choosing the ICO.
I want to ask you in advance, do you mean here to take a chance to invest/buy tokens for these two ICO projects right?
If so, I do it too. I've read that POPCHEST has a good future.

But if you mean to participate in the bitcointalk signature bounty campaign of the ICO project, I do not agree.
Because it is very risky disqualified.
Because I know we can only follow one bounty campaign using one account.

https://bitcointalk.org/index.php?topic=3359437.0

connecty.io is a nice project in my opinion, a hard working team and a nice idea!
check it out!

Read the connecty short paper (https://connecty.io/files/Connecty-ShortPaper-EN-v1.0.1.pdf)

Read the connecty light paper (https://www.connecty.io/files/Connecty-LightPaper-EN-LastVersion.pdf)

Connecty Bounty Campaign (https://bitcointalk.org/index.php?topic=3363424)

Blockchain Hotels is a project that when thoroughly considered comes out to be a hidden gem . Basically a prefabricated Hotel is erected in 3 months in a paradise spot with prices half or third that any competition asks ... With shortages in vacant Hotel Rooms and their focus on crypto community costumers (needs wise), Hostel like communal area toys, toys and more toys .... You can't miss with this one

https://www.blockchainhotels24.com/

https://i.imgur.com/yrhRaWL.jpg

for me minerone.io is the best for this year i invested my money in this project. because they are real developers and real projects.

Always look out for a project with great potentials to succeed, that is why it is very necessary for you to do your own background research about any ICO before investing. I've encountered scam projects in the past, and it hurts to lose your hard earned cash. So watch out bro!

Good choices. IMO airdrops are the new ICOs. Gives you an opportunity to check out the features of the coin at no cost. Heard of BTCC? Bitcoin Crown  allows a solution for locally and digitally exchanging all FIAT and CRYPTO currencies between any interested parties. A decentralized platform to manage, distribute, and trade virtual goods. Giving Gamers and content creators a new model of virtual ownership.

Well, ICO is a good choice, but here one must understand what company to choose and will not look for a year or a month ahead. A good company is good always. So let's think together how best to choose a good ICO and which one has a future. Recently, it's as if in a trend to create a project and an ICO to it, but is it worth anyway? I think no, in my opinion, you need to understand that it is worth investing only in the company that has a clear real target. And this target will be actual after implementation. After a long analysis for myself, I selected Paytomat. I will not be long argument for why. If you wish, you can read more information on their telegrams on the Paytomat Announcements channel. It is necessary to carefully select the company, collect a lot of information from different sources because 90% of companies can very quickly collapse

More and more, from a long time ago, have seen positive reviews of Paytomat. The type is stable, good company. And I was wondering what kind of investment they believe in for the entire 2018. I was looking for a lot of reviews, and I was surprised when the poor response was 1 in 100. I took the risk and was pleased. Perhaps I do not specifically answer the question. However, I went somewhere to mention about this office and I decided to share the property. I do not advertise - it's just my choice, but I'm just sharing impressions with you. If someone was interested in a lot of information, he initially took Paymot Announcements on the telegrams

You know, I've been doing a crypto currency for a long time. Already lost so much money in search of good investments. I was stupid, I did not read the thoughts of different people, went through the method of attempts and defeats. But this gave my experience, but I found something very good. Do not think that I'm stupid to advertise something, I'm just really left now very pleased with the work of Paytomat. I consider this a gorgeous investment not only for 2018 year. Although their project is now more relevant than ever. I saw someone already wrote something about her and decided to confirm someone's opinion

I read a few comments above. And I saw a lot of good info, and people who are going to invest in a particular ICO and read a lot of different thoughts - smart people. So the company really needs to be public. And the main thing is to bring trust personally to you. Companies that you can trust immediately get in the eye. For me such a company recently became Paytomat, which is also somewhere mentioned above. Prove that it will be stable then the vain thing. But I believe that companies that are developing steadily are doomed to success. Plus, they now share with NEM, and this is a powerful company. But in general, I do not want to impose your opinion on you. Think for yourself because your life

Quarkchain, NEX or Neon Exchange, Popchest, Emmares. These projects seem really promising to me. its a pity, that it will be hard, or almost impossible to get into the sale of the NEX token.  :-\

I'm not sure that media ICO is a good choice. Name someone, at least one successful media project. There are already too strong competitors, Twitch, Youtube, this can not be changed with one blockchain. QuarkChain, say is a promising investment project.

The project in My signature is just as good. About him wrote in Forbes. Soft Cap has been assembled, and 50% of Hard Cap.

How to buy VRN tokens with 40% discount
PreSale is starting in 24 hours and this is your guide how to join
https://s7.postimg.cc/8frztsix7/1_-_V4q_KWgrq_Ogreld_C4_Kidfw.jpg (https://postimages.org/)

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 24 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC and you will have chance to buy VRN tokens with 40% discount, but it won’t be easy, so take your time to read our instructions and get ready.

(Important ) The Leaderboard
To contribute to the Vernam project, you have to register and get whitelisted on our custom Contributors’ dashboard. Whitelist is closing today!


This is our whitelist dashboard. It has everything you need to become a Vernam contributor and participate in our VRN token sale.

On the left you will see your menu. It includes:

Information about your profile — option to enable two-factor identification, change your password, enter your details that will be needed to enter crowdsale and see the history of your logins.
Your refferal ID. Give your refferal link to friends and prospect contributors and you will gain points for the Whitelist Leaderboard.
Buy tokens and Transactions history
Bounty program — you can get up to 200 VRN tokens airdrop if you complete all actions in the airdrop program.
KYC — it will be mandatory to pass a KYC if you want to become Vernam contributor

On the dashboard you will receive points for every action you take. The more points you get, the higher you will climb our leaderboard.


When you apply for the whitelist and claim what approximate sum you are going to invest, you’ll receive 100 points
For joining our Telegram channel you will get 200 points
For following @vernamofficial on Twitter or liking our Facebook page, your award will be 100 points.
Each user you bring via your refferal link will add 50 points to your score.
If you deposit 0.01 ETH, you will get 500 points. The sum will be held and given back to you in VRN tokens when the sale begins. Note that your deposit will be safe — we won’t be able to withdraw it or use if for anything but a sole deposit.
First come, first served
When the sale begins on Tuesday, May 15th at 06.00h UTC the ones who have deposited 0.01ETH will be the ones to have the chance to buy VRN tokens, followed by the top-scorers on the leaderboard. If two people have the same points, the one who signed earlier will have priority when buyng.

How to Contribute
1. Login to our contributors’ dashboard.


2. Click “Buy Tokens” on the menu on the left.

3. Enter the amount of ETH you’d like to contribute. It should be the equivalent of more than 0.1 ETH. We will accept ETH, BTC and USD (Visa and Mastercard).
https://s7.postimg.cc/egpor3igr/1_3-h_Zsdgl_P5_WFVt_XYbv_Jh_HQ.jpg (https://postimages.org/)

4. If you haven’t entered your details yet, the system will re-direct you to your profile settings:
https://s7.postimg.cc/5lougr95n/image.jpg (https://postimages.org/)

5. Carefully enter your wallet’s address. You have one chance only!!!
https://s7.postimg.cc/8ttbt9sp7/image.png (https://postimages.org/)

Do not use Coinbase address or similar. We accept MEW (MyEtherWallet) only.
6. You will receive the address you have to send your contribution to:
https://s7.postimg.cc/720cyhby3/image.png (https://postimages.org/)

Copy the address and deposit the sum. Use only MEW(MyEtherWallet) or similar accounts. Never use exchange accounts. This image is for illustrative purpose only. You can send even less than 25 ETH.
7. When you finish your transaction, add the VCT as a custom token to MyEtherWallet.
https://s7.postimg.cc/v5r4mvpaz/image.jpg (https://postimages.org/)

“How To Add a Custom Token to MyEtherWallet”
8. You will see the corresponding amount of VCT tokens in your wallet:
https://s7.postimg.cc/j3vqstg3f/image.jpg (https://postimages.org/)

The VCT token in MyEtherWallet
VCT — our anti-fraud guarantee for you during the campaign
As you already know, the Vernam token is called VRN. In order to prevent possible attacks of wallets during the campaign, we introduced another token in our smart contracts — it is called VCT — Vernam Crowdsale Token.

VCT is what everyone will be getting during the campaign. The only purpose of this token is to guarantee that after the end of the campaign you will be able to convert it in VRN token. It can’t be transferred and you can’t use it for anything else.

This is why it won’t be interesting for hackers to try to steal it.

But how do I know I’ll get my real VRN tokens after the crowdsale?
Everything about our token sale is transparent and so are our smart contracts — You can check them on GitHub.

You will see that the two tokens are identical, but the VCT one is of no use other than to be converted to VRN after the crowd sale and if KYC is passed.

https://medium.com/@vernam.official/how-to-buy-vrn-tokens-with-40-discount-97aacd8785fa
[/quote]

Is there any restriction for the ico? Anyone can participate?

[/quote]

China and USA cannot participate

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

🕐🕑🕒🕓

Sydney, Australia Tue, 15 May 2018 at 16:00 AEST

Seoul, South Korea Tue, 15 May 2018 at 15:00 KST

Tokyo, Japan Tue, 15 May 2018 at 15:00 JST

Hong Kong, Hong Kong Tue, 15 May 2018 at 14:00 HKT

Mumbai, India Tue, 15 May 2018 at 11:30 IST

Sofia, Bulgaria Tue, 15 May 2018 at 09:00 EEST

Amsterdam, Netherlands Tue, 15 May 2018 at 08:00 CEST

London, United Kingdom Tue, 15 May 2018 at 07:00 BST

São Paulo, Brazil Tue, 15 May 2018 at 03:00 BRT

New York, USA Tue, 15 May 2018 at 02:00 EDT

Mexico City, Mexico Tue, 15 May 2018 at 01:00 CDT

Los Angeles, USA Mon, 14 May 2018 at 23:00 PDT

How to contribute?

https://s7.postimg.cc/wi8toxmsb/1_w6_HSd_E4y8quyv_Thru7l_MPQ.png (https://postimages.org/)

We will accept Visa and Mastercard
We sealed an important partnership with Indacoin, a crypto startup that provides an easy way to buy bitcoins and 200 other cryptocurrencies with Visa & Mastercard. This is important because token sales are getting a popular alternative investment among people who are not familiar with crypto or haven’t yet built their crypto portfolio. Indacoin gives you the opportunity to instantly exchange fiat money for crypto with ease.


At Vernam, we’ve beyond excited to start revolutionizing insurance. Will you join us and help make transparent, secure, automated insurance a reality?

https://medium.com/@vernam.official/40-bonus-pre-sale-starting-in-40-hours-76c185864661

I'm waiting for the launch of the ICO project Selfllery (https://tge.selfllery.com/) - I'm sure that the team will be able to collect a minimum soft cap of 10000 ETH, because in the previous stages more than $ 1.5 million has already been collected Start ICO May 31. The project has a great idea, a friendly team that is always online in the Telegram chat and a working platform!

typerium.io looks promising also

A friend told me about BrickBlock.. It is a token that aims to be the same like polymath in the future if I am right! I invested a little bit, becaue I like the team behind the project. They are very early crypto movers and I trust them!

Vernam is a project aiming to introduce serious digitalization in the insurance sector. It is an online platform which will allow the end clients to inquire, receive and contract the most suitable insurance proposal for them through a user friendly interface and without the need of a third party broker, which will dramatically lower the cost of insurance services while making the business way more efficient not only for the clients, but for the insurance providers as well. Holders of the token will be able to buy 0% commission insurance products when we launch Vernam platform. Because of Vernam token price growth mechanism, I believe that the VRN token price will only go up after the crowdsale, so holding it will be a good long term strategy.

You can still buy VRN tokens with 20% discount, 5% referral bonus and no vesting period, so until 23.05 you have chance to buy VRN tokens with 20% discount.
They have fixed the ETH price at $800 in our smart contract, which is higher than the market price at the moment, so you can consider it as additional bonus.
They will accept contributions in ETH, BTC and USD(Visa & Mastercard).
https://dashboard.vernam.com/auth/login

https://icodrops.com/category/upcoming-ico/

I'm following this site. the project evaluation is very successful. select very high and high as the assessment score.
 

Phantasma Protocol looks interesting. Team seems very professional. The project has just to call enough capital:$ 10 million, it's high potential x10 !