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Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

When we're younger, we have seen a lot of opportunities but we missed it due to the financial situations that we've been in. We're not able to provide even for ourselves but then, if that time comes again and we've got savings and other assets ready to be sold and very liquid, we would take those opportunities. The same as mine and probably with the others too, seeing the price of bitcoin and ethereum at a low price but since I am not able during that thing and I am even making barely for living, that opportunity was missed. Until I see the price of bitcoin going higher and higher every time a year is passing but I can't help with my situation so, I just keep on accumulating no matter what is the situation now.

a situation like this is experienced by many people and I think this is not a regret because what is passed is something without doing anything.
the mindset that makes me believe it is not a regret so that nothing turbulent happens in the future.
for regrets that have been missed, of course, almost all humans experience it, but how to react to it so that it is not affected because of regret.
what you do to continue to collect Bitcoins regardless of the past situation is a good example.

I personally also think the same thing that what has been missed I will never turn into a regret so that there is no feeling that I will be tricked into doing things in the future.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Oh my... I hate myself for not buying that apartment every time I think about it.

In life, there are many things to regret thousands of times, not only financially. If we were going to only talk about finance, we just need to talk about investing in Bitcoin, I believe we have hundreds of regrets about our decision, so we do not need to go any further. We are just a mortal that is not a god, so we cannot be perfect and remember the past, and the wrong decisions will only make us more regretful. Instead of thinking about it, try not to make mistakes in the future.

~

Mistakes are one of the natural traits possessed by humans, we can't help but make mistakes, what we can do may be to minimize so that the mistakes we make are not fatal. Regret will also be natural, but it will not be a solution if we continue to regret, I mean we turn that regret into a valuable lesson, as you said to keep us from repeating the same mistakes. do not lament too much the mistakes we have done, because it will also have an impact that is not good for us.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house.

Everyone has made mistakes financially in one way or the other, but is better to learn from those mistakes rather than regrets, like it is said experience is the best teacher, so is better to draw straight from those mistakes made, nobody is perfect and nobody can  say he or she hasn't made mistake financially, is just a matter of how to react to that mistake, either to allow it affect us positively or negatively.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city in my country. At the time, the city was already a metropolitan place where you can meet all people from around the world. Of course, the land was scarce and the price of housing was pretty high, normal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking me to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that department was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

 Oh my... I hate myself for not buying that apartment every time I think about it.

Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Regrets won't change what happened but atleast it would prepare you to be better in the future once you encounter an alike situation. But problem is, it is not as easy as it sounds. Likewise with the sudden increase with the msrket prices. Simply proves that this industry is way unpredictable but what matters indeed is how will you react as an experienced investor.

I don't have any real regrets.

Many of my choices were suboptimal. I had more than 37,000 doge coins from faucets. At peak that could be near to $18,000. But I managed to dump all my DOGE before they were worth anything. I did crypto exchange arbitrage during its golden age but didn't put enough effort into it to translate into any real gains. I had many alt coins that I dumped, which became worth something later. There are many investment opportunities I thought long and hard about but did not pull the trigger on, which would have been big winners.

It'll always be a case of "if I had been smarter and put more effort into it, it would have been profitable".

There might always be good opportunities and good buy ins. Just as there was 20 years ago, 10 years ago, 10 months ago, 10 weeks ago. There are good opportunities right now.

Its good motivation to try to be smarter and put more motivation and effort into whatever you're doing atm.

I might only regret if I was being as complacent today, as I was being complacent when I missed out on all of these good opportunities in the past.

The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

In life, there are many things to regret thousands of times, not only financially. If we were going to only talk about finance, we just need to talk about investing in Bitcoin, I believe we have hundreds of regrets about our decision, so we do not need to go any further. We are just a mortal that is not a god, so we cannot be perfect and remember the past, and the wrong decisions will only make us more regretful. Instead of thinking about it, try not to make mistakes in the future.

Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

We must have had or experienced financial regret before but if we can't change, we will only regret it without being able to turn things around for the better. And if we talk about past youth, most young people always put their ego first without thinking about what will happen to them and in the end they only regret it in the future. Maybe if someone, in this case, his parents, could guide him to think far into the future, he would be able to think that the future would change drastically and he should prepare for his future from now on.

And now, the future hasn't happened so we can still try to achieve our goals and get something we want. By working hard, our current life will change in the future.

Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

-snip- It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. -snip-

I do not have many regrets when comes to money, mostly because I am just getting to save a little bit of money.
The only thing I can think of right now is the fact I had the chance to learn about Bitcoin back in 2014 and eventually buy some coins, but I did not. I guess it was because I was too young to worry about learning of mining or cryptography, hopefully I won't accumulate more regrets as years continue to pass.

I don't have any big regrets. There are small situational things, such as wasting a few hours on something you knew wouldn't work out or not walking away from a conversation you know isn't leading anywhere productive earlier. Those are the small things I regret, but not for long because I simply try to learn from them for the future and move on. As for big things, I thankfully have nothing to regret. I am sorry you didn't get that apartment, but not borrowing money when you're young and when it might not work out, as well as not borrowing from people with whom you have a complicated relationship which is boung to get harder because them giving you money will change the power dynamics is a reasonable decision. Also, you now know that an area can become well-developed and an apartment can rise in price pretty fast. Lessons learned, moving on is what I think is productive here. People similarly often regret they didn't invest in Bitcoin when they heard of it and it was way cheaper than it currently is. It's a typical regret, but since we can't change the past, dwelling on regrets is merely spoiling the present.

I think almost everyone has regrets at some point in their life, especially when it comes to finances. Not buying or selling here or there or investing here or not investing there. Something like that just happens in life and you have to learn to deal with it. As the saying goes, you're always smarter afterwards.

As in your case with the apartment. You may regret your decision today, but who knows what might have happened if you had bought it. Maybe then something bad would have happened and you would regret the purchase.

Therefore, you have to see everything a little more relaxed and should not regret such decisions.  ;)

Yes, I had experienced such financial regrets that made me to make up my mind to work hard, so that I will have enough money and investments all over my country so that I will not encounter such challenges in my life.  If you work hard and save more money like what some of the wealthy men and women are doing in my country to maintain their wealth , I believe you can also become one of them if you can plan well by investing in Bitcoin and other business. Many people experienced financial regrets that made them to be serious in all they are doing in life, to ensure they get the right results that will make them not to experience such financial regrets again.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Oh, the woes of regret! We all carry them, do we not? Whether it's the missed opportunity of investing in Bitcoin or declining the job that could have turned our lives around, we all experience those "what-if" moments. But, truth be told, regrets are an inevitable part of life. We cannot always make the correct choices, and that is alright. After all, "to err is human, to forgive divine." So, instead of ruminating over what could have been, let us concentrate on the present and what it has to offer. In your instance, it is understandable why not purchasing the flat might make you regretful. But what good is it to brood over it? We cannot reverse time and alter the past, so let us look forward to what the future may hold. Maybe something even more excellent is just around the bend!

snip

It just similar like what most Bitcoin holder is saying, if Bitcoin price was still $3,000, I will use all of my money to buy Bitcoin. Every people always have any financial regret, but it just depends on the person, does he want to learn to maximize the profit? or he will just keep blaming himself and not want to invest it when the price is already higher than before? What do you and everyone need to know is, $69K isn't the peak of Bitcoin price, the peak is very very higher than that, so don't miss the moment.

I guess we can’t avoid from experiencing some financial regrets because there are really instances that even if you want to, time won’t allow it to happen. Or you chose not to make it happen and it sucks since you regret it later on. Just like bitcoin, missing some buying opportunities like when it was at its low and affordable price, always keep us regretting now especially that bitcoin price starts to surge high. However, if we keep on dwelling from our regrets and chose not to learn from our past mistakes, then we will never grow and learn from it. So we will just keep doing the same mistakes and regret it again and again until we end up quitting from it.

Don't regret it. You had no money at that time and you felt bed begging your parents for it.

I know a lot about it because my father is wealthy but he wants everyone to literally beg and thank him. He's a narcissist so one time when I wanted some money from him he asked me to ask him nicely like "my dear, most generous father, I would really appreciate if you gave me the money" and then I'd have to kiss his hand. I'm not joking here. I didn't do it and after some time he sent me the money anyway but it took like 2 years :D

The only thing I regret in life is not buying more bitcoin when I had the chance.

Haha, I laughed out as I read your comment. Yeah, I know how that feels. My father is the exact type of person as your father. What I can not tolerate him is the superiority over everyone or everything. As we all grow older, he is a bit better now but I can still feel the personality issue there. As I have been financially independent for many many years, he is kind of disappointed that i don't need his money any more. Well, I think this is good for both of us.

Most people do. I could have done this, I should have done that but for some reason I haven't. It is not healthy to overthink our past mistakes. Maybe they weren't mistakes at all. Maybe those mistakes were the part of our learning process.

Oscar Wilde once said:

"Experience is the name we give to our mistakes."

The other saying is:

"To make money, you need to spend (or lose) money first."

Oh, the woes of regret! We all carry them, do we not? Whether it's the missed opportunity of investing in Bitcoin or declining the job that could have turned our lives around, we all experience those "what-if" moments. But, truth be told, regrets are an inevitable part of life. We cannot always make the correct choices, and that is alright. After all, "to err is human, to forgive divine." So, instead of ruminating over what could have been, let us concentrate on the present and what it has to offer. In your instance, it is understandable why not purchasing the flat might make you regretful. But what good is it to brood over it? We cannot reverse time and alter the past, so let us look forward to what the future may hold. Maybe something even more excellent is just around the bend!

if regret makes us work even harder and look at things positively then that's a good thing, but sometimes many people fall mentally when they have a regret in life so that it drags on and makes a bad influence on life.
what you do to get up and keep going in a positive direction is an extraordinary thing that not many people can do.

my financial regret is when I missed a lot of moments for me to be able to take advantage but I can only watch it without being able to do anything because I don't have the money to get into it, maybe that's a common thing that happens to many people but I keep trying like what you did to make it a motivation for me to work hard.

I was asked to buy a land back in 2019, and it was only $20000 and the area was huge. But it was in a village area. And I don't like village, as I grew up in a city environment. It was close to the city, but at that moment, I was more focused on other things and after that the pandemic Covid-19 hit. So I was just holding everything in my vault, hoping for the pandemic to get over soon. The lockdown made it more difficult to go out and invest in something. At that moment, I had no idea about crypto. So nothing to do, just to hold them in home.
After the pandemic, people are starting their works and some major company decided to make their branch around that land. Just close enough to push it's price to almost $50000. If I had just bought that back then.

To be fair my life is pretty good right now, I agree that it would have been awesome if I bought bitcoin earlier, or even kept the bitcoins I had for longer period of time so that I could have profited even more. But none of that changes the fact that I am happy with my life.

Of course bad things happening all the time, plenty of terrible things happened in my life in the past 2 years, but I wouldn't say that it made me sad, I could say that it made me realize how much I love my life and how much I should be grateful for. Bad things shouldn't make you upset, bad things should make you fall in love with life and acknowledge all the good in it.

I also have financial regrets. and of course the regret resulted from my mistake drowning in greed. However, from this regret, I learned a valuable lesson that led me to a better financial life. so I am more careful in all financial matters. because I don't want to fall in the same hole. and almost everyone also learns from mistakes due to mistakes in the past. So all we need to do is keep moving forward. and make the past a lesson so you don't repeat the same mistakes.

Yes, don't be someone who falls into the same hole, I want to emphasize that. Because a person who falls into the same hole in my opinion is a very stupid person, because he knows that it will harm him but he still does it, isn't that a stupid thing? Maybe my words are too harsh, but that's what I want to say.
We could have made another mistake because of our ignorance, but if it is a mistake we have already made then that is a very bad thing.

Exactly! I totally agree with you there. There's just no point in grieving over missed opportunities. It really is better to be in the here and now and see what good opportunities are now and are yet to come. If we all always made the right decisions, we would certainly live in a different world. Besides, who can say which decision is really the right one. We always only know the results of a decision, but not the result if we had decided differently. Maybe these would be better, maybe not.  :)

But I think it is not late to regain those lost profits, you can then try to invest in Bitcoin and hodl for a very long time, and you will see that the profit you gain from Bitcoin far exceed the possible profit you gain from that land.

I have a lot of financial regrets and just like yours, most of it are investment opportunities that I saw before and was doubting if I should buy or not. In the end, I didn't because if I did, I may have just been living in luxury today.
We don't really have to go that far in picking one of the biggest financial regrets in our life. BITCOIN! A very long follower and yet I was always late when I try to buy. It's not really like a regret but more of getting the courage. I should've taken a loan from the bank and bought it with Bitcoin while its price is at 3 digits. But because there's so much FUD that circling around, I was afraid to take the leap.

You are not alone in your bitcoin regrets. A lot of us have missed the opportunity of buying it while it was still very cheap. We could have been millionaires today. But lets not dwell on it anymore as it won't be helpful for us to grow in the future. Like OP, don't be bothered anymore on what you have not bought in the past. Learn and invest in bitcoin, Im sure this will lead you to a lot of bigger opportunities once you succeeded from it.

You are not alone in your bitcoin regrets. A lot of us have missed the opportunity of buying it while it was still very cheap. We could have been millionaires today. But lets not dwell on it anymore as it won't be helpful for us to grow in the future. Like OP, don't be bothered anymore on what you have not bought in the past. Learn and invest in bitcoin, Im sure this will lead you to a lot of bigger opportunities once you succeeded from it.

Lots had missed out that train and there are even early adopters who had just sold out their coins on a cheap price which they didnt really anticipate nor expect that this would really become that huge.

Ending up for them to have those nightmares and thinking that if they havent just sold those coins and hold for long time then they might already have been changed up their lives.

This is why it is really that hard to forget on things that we do have missed, somehow it's not really that something late because we could still
make things possible but it's not really that something simple.

Oh, the woes of regret! We all carry them, do we not? Whether it's the missed opportunity of investing in Bitcoin or declining the job that could have turned our lives around, we all experience those "what-if" moments. But, truth be told, regrets are an inevitable part of life. We cannot always make the correct choices, and that is alright. After all, "to err is human, to forgive divine." So, instead of ruminating over what could have been, let us concentrate on the present and what it has to offer. In your instance, it is understandable why not purchasing the flat might make you regretful. But what good is it to brood over it? We cannot reverse time and alter the past, so let us look forward to what the future may hold. Maybe something even more excellent is just around the bend!

Nicely said!  I do agree with you that all of us have our own regrets.  Since these are the times when we cowardly back down without even trying or we are too aggressive that we made mistake by indulging into an unknown business venture.  But the good thing is that we must learn from these mistakes and move on hoping that we can properly decide what to do next time.  Moving one is also an essential factor of releasing our selves from the regrets of the mistakes we made in our financial aspect.

Because emotions overcome us and we don't want to lose or get upset for the result that's why we end up not grabbing those opportunity showing to us before. But what's good in that scenario is we learn from those experience and we still have a chance to change that then grab the other opportunity and maybe from that we may have another chance to change our life again.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

I think there are lots of people who have the same fate as you. It's not just about apartments, but other problems.
I think it's not a mistake, but you're just out of luck.
don't regret too much, just make it a lesson to be better in the future and be able to see and measure every potential that exists.

.. I hate myself for not buying that apartment every time I think about it.

...The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. ...

I have always learned not to look at my past because it might bring regrets which can influence my mood negatively. Let the past be forgotten because I cannot control it. I want to focus on the future because I can shape them. But among other financial regrets that I have is my inability to complete the technical course that would have given me a better high-paying job. Due to societal and environmental pressure, I had to abandon a technical education and most of my former coursemates have secured high-salary jobs. I regret leaving that training.

I have always learned not to look at my past because it might bring regrets which can influence my mood negatively. Let the past be forgotten because I cannot control it. I want to focus on the future because I can shape them. But among other financial regrets that I have is my inability to complete the technical course that would have given me a better high-paying job. Due to societal and environmental pressure, I had to abandon a technical education and most of my former coursemates have secured high-salary jobs. I regret leaving that training.

Of course there are many regrets about finances, for example, is missing the opportunity to invest in crypto, selling too cheap, buying things that are not needed and so on, and a few years ago I invested in property unfortunately when I really needed money for capital I sold the property at a cheap price, moreover the environmental maintenance fee of the property I bought was very expensive.

If you sell your property to get capital for another business, I don't think it's too much regret. Because you can still get money from the property even if you sell it at a low price. After all, in the case of selling, there is always a price quote with a request from the buyer so that in the end it is you who decides. So it's not a regret in my opinion because you are only willing to let go of your property at a cheap price at that time.

As for the loss of opportunities to invest and buy things that are not needed, that is clearly a regret even though one could invest again at a later time. But for the time that he has already missed, of course it will be a regret because that time cannot be repeated, as well as when someone buys things he doesn't need where it will look redundant because he has used his money on things that are not important.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

I understand totally how you feel, my own experience may not have been this huge in finances but trust me, I've also lost opportunities in this regards.

Overtime, when it occurs I tend to fall into depression until I had to snap out of it, if something isn't for me, then it's not and there's no point to force myself on it.
What if the was a turn around if I had invested??

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

I regret not to sell some tokens at the peak price last 2021. I lost about $300k unrealized profit and there is also another story. I have ever got decent amounts of money from participating in the ICO back 2018 and i used it all to buy real estate that's also my biggest mistake not saving at least some percent for the future hold. Crypto went crazy back 2021 and i might able to earn more than 10x from what i have sold in 2018. I only doubled it from my real estate investment which is a very bad profit.

Im now still stuck in my crypto investment. I dunno when i can get out from there. I just waiting for the price of bitcoin to recover back again to the 60k. That will enough for me to be honest.

Doubling your profit, I would say is not a bad profit. Considering that you have tangible asset which is real estate.
Most alts come and go and for me, what you did was a worthwhile investment going to real estate.
If you invested such amount in crypto, you have no assurance that you will get that 10x from that alt, what if the alt went down the drain before you can even sell your holdings?
Well, we have different perspective on things. Sometimes we can't see the value on what we have done. But don't get too hard on yourself.

Life is about choices and we all are on the path led by our choices. It's not easy to talk about life regrets in general because we are/were in quite different situations. To make this thread easier, we just focus on the regrets in finances. I believe many of them can be lessons to learn from. I'll start first. Over a decade ago, I was living in a mega city of my country. At the time, the city was already a metropolitan place where you can meet all people over the world. Of course, the land was scarce and the price of housing was pretty high, nomal people could not afford to buy an apartment, let alone a house. However, one friend of mine was taking to a suburban area for an apartment, super nice but the neighborhood was not fully developed yet. The total cost of that departemtn was about $100,000. Well, I did not have that much money at that time but if I borrowed some from my parents and it was not a problem. Maybe because I was too young and did not get along with my parents at the time, I did not ask for that so I refused the offer and let go of that apartment. A few years later, the suburban area became part of the CBD and the housing price was going up insanely. Today, that apartment I missed is worth at least $1.2 million. Oh my... I hate myself for not buying that apartment every time I think about it.

Instead of forgetting you could still remember it, in order to learn from your past negative experiences, so you don't commit the same mistakes anymore futurely. That is the positive side of every mistakes: to allow us learning something new which will improve ourselves as individuals. About the technical course, well, it's never too late to accomplish that. Don't intimidate yourself by others who have already completed it and are earning tons of money. You can reach there too!

Stop comparing yourself to others, it will only trigger a negative feeling that will eventually make you self-pity. In fact, if you can’t still accomplish your technical course at the present, I guess it’s not the only way that you can get a high compensation. Improve yourself and develop your skills, and open yourself to a vast of opportunities around. That way, even if you won’t get your dream job, you can always make a living and earn from it from the different side hustles that will fit your skills. It might even surpass your expected profits later on.

It usually happens to me that whenever I receive cash and don't deposit it into my savings account, I tend to spend that cash until it's all gone. It's the same with those credit card holders that are irresponsible and their spending habits whenever they know that they've got money to spend.
I'm like that but with cash, that's why it is better for me to have no cash on hand because if I do, I'll surely spend it or there will be things that I may like to fill it with that money whether it is important or not necessary at all. It is like that and that's why when I receive money, as much as possible I deposit it quickly to my savings.

yeah! it's amazing how our minds work, isn't it? It's just human nature; we all have habits we can't seem to break. Oftentimes, it seems as though we're fighting an internal war. How we can be so careless with our money is hilarious to me. However, who am I to pass judgment? It's inevitable, I suppose, given our human nature. Each of us is flawed and has our own peculiarities.. But hey, at least you have the self-awareness to know that you're not good with money! In other words, that's a good thing. You're not blind to your own flaws like those who choose to live in denial. You'll be fine as long as you maintain your Bitcoin  ::) ::)

We cannot look into the future, so often our actions and deeds are erroneous, which we can later regret. Everyone makes mistakes, no matter how smart and wise they are. On this forum, probably, many regret either that they did not enter the world of cryptocurrency much earlier, or that they did not purchase bitcoins and other coins when they cost thousands of times cheaper, or that they did not take certain actions to buy and sell them during latest market growth in 2021. There will be many more such mistakes. It is important that we usually draw the necessary conclusions and learn from our mistakes.