Bitcoin Forum

Hi,
I don't know if this is the good section for this but anyhow
I need a web wallet for micropayments that can deal with the fees itself (I don't know if they all do as I never used those) but I need one that won't start complaining you need main coin L1 funds before sending L2 coins
I know not your keys not your money, I will just be using it for micropayments, don't you start lecturing me on that

And yes it can be an exchange wallet as long as it doesn't charge me 1 Bitcoin to send 1 Satoshi.

Know that the wallet does not charge any fee. The fees are received by miners.

You can know the best fee priority using this site: https://mempool.space/

You can use Electrum for it.
Electrum official site: https://electrum.org/

You can use Electrum on an airgapped device which are safer than online wallets: https://electrum.readthedocs.io/en/latest/coldstorage.html

Do not use an exchange because they charge exorbitant fee for bitcoin transactions.

And miners also don't charge any fees because you pay those to compete with the others that want your block space, let's not get into this debate


I need a web wallet that can deal with multiple coins, not just Bitcoin, so if somebody wants me to send him $10 worth of USDC on Solana I don't need a solana wallet then another one to receive 100 satoshi and another one to send 50 monero.

What debate?

I am using Unstoppable wallet for more coins because it is open source adlnd I have just little of them. Good online open source wallet is hard to find. There was a time I am using Metamask wallet also.

Most online wallet with most coins ar close source not I can not recommend close source wallets.

If you can get a hardware wallet like Trezor, it is better. It is also open source.

You can work with the lightning network. L2 scaling actually  has a much smaller fees compared to to main chain especially during periods of congestion. If you make use of the lightning channel still, the lightning nodes will still determine how much fees you would spend so using the one of a CEX isn't much different.

Sometimes the MEMPOOL is less congested and based on the average number of inputs you should be spending just a few cents on fees. Infact recently I've seen fees just around 10 - 15 cents max. Confirmation speed is fairly fast too.

OP you need a wallet that does charge you any fee? You want to be able send Xamount of crypto and receive exactly the Xamount of money in your receiving wallet?

Well then you should read about how transactions are completed. Most fees are payments to see your transactions through. You can not escape this fee as far as I know you can only get them lowered but it’s constant.

I would not trust any wallet that pays transaction fees in your place... It would mean they'd lose money each time you created a transaction, which would basically mean they'd have to have some other kind of revenue originating from you... This would probably mean they'd (selectively) scam or bombard you with ads/sell your info.
I wouldn't trust a web wallet, exchange wallet or casino wallet anyways, but one that would brand itself completely free would raise an extra suspicion....

Exchanges can add some extra fee but most exchanges that I checked lightning network fee, the fee is low but lower on noncustodial lightning wallet. The lightning fee was more than $0.9 but less than $1 on Kucoin. I think it was $0.3 on OKX. On exchanges like Binance, the fee was less than $0.07. The fee is almost $1 on Bitget just like it is on Kucoin. It is cheaper on lightning noncustodial wallets like Phoenix. Only what you can use to compare the noncustodial wallet are custodial lightning wallet like Wallet of Satoshi but which I do not advise people to use for its custodial reason.

It's irrelevant for me for what you pay the fee, just as it's irrelevant how the VAT I pay at the kiosk is used.


I need a multicoin wallet with a swap feature.
So if I don't have enough to pay for gas fees I woundn't have to deposit ETH again with $1000 worth of BTC already in that wallet, I could just exchange a bit of that for the fees, same when paying with BTC for example and I'm missing 5600 satoshis to bump the fees up, I already have $100 USDT there so let me easily convert those.

If no such web wallet wallet exist then what's the cheapest exchange for micro transactions?


Yeah , I need to rewrite the OP
I didn't ask for a free fee, I wanted a webwallet that would allow me to exchange the coins I needed for the fee in case I didn't have enough of that, I want to send x token which I have, but I need y gas and I only have z bitcoin or sol.

There is no wallet that can actually give you a direct swap between various networks for example you cannot actually have funds on bitcoin network and want to directly swap to Ethereum network, rather what can be done is primarily bridging from one network to another. The wallet that can supports this are web3 wallet because they have DApps to help access the bridging sites and you certainly know of the dangers already

My suggestion is for multicoin I have used exchanges inbuilt web3 wallets, not necessarily the keyless ones but also does who grant you access to the keys. The most common one for me is the OKX web3 wallet which you can have all coins on a single wallet and then while you want to bridge, for example from bitcoin to Ethereum you can simply access the DApps and search for jumper.exchange bridging site. This site can help you bridge between various networks once you connect the wallet. This most of the times saves fees depending on the congestion on both bridging networks.

Exodus wallet can satisfy OP but it is not a good wallet to use because it is close source.
Cross-chain swaps with Exodus wallet. (https://www.exodus.com/support/en/articles/8598832-how-do-i-swap-crypto-in-web3-wallet)
How to use Bitcoin crosschain swaps - A step-by-step tutorial (https://www.youtube.com/watch?v=YRWwKD2xjKM)

Read reviews on Exodus wallet
https://walletscrutiny.com/?platform=allPlatforms&page=0&query-string=exodus

gas.zip (http://gas.zip) works great when you are running low on gas on one chain and need a refill. It does not support Bitcoin though and I don’t know of any swapping service where you can swap for a very small amount of BTC. The best you can do is try something like Sideshift or FixedFloat and swap for the minimum amount.

If you are looking for a web wallet just for making micro payments then why not opt for a non-custodial wallet on your smartphone itself.
It is much easier and convenient to use it on your smartphone. You can either opt for Electrum, Exodus or Mycelium.
You will be controlling your funds since you will be holding the private keys.

OP, it is rare to see such a wallet if I am not mistaken, but a few days ago a member created a thread here (https://bitcointalk.org/index.php?topic=5538698.msg65299155#msg65299155) about a website which one can use to swap and send coins to various wallets as they wish. Maybe this could be of help to you if you don't mind, and I will advise you to do your own research about it properly before using it.

Just use metamask my dude. Put $10 worth of gas tokens and forget about it. Even ETH is cheap nowadays.
Remember, there's no free meal, so if there is any web wallet that claims to have free transactions, they charge it somewhere else for sure

I see that you are aware of the general concept of crypto wallets in general, but I cannot understand why you would want to use a webwallet despite all the risks you are aware of. I conclude that you are either looking for a webwallet because you do not realize that you can always use personal bitcoin wallets for online payments, or to conduct transactions in a variety of cryptocurrencies, not just Bitcoin.

It seems some members didn’t get OP’s point. What he is looking for is a solution that allows him to send crypto even if he doesn’t have enough of the native coin to cover the fees. Like being able to send USDT (ERC-20) without having enough ETH to cover the gas.

Unfortunately, I'm not aware of any wallet that can do this (be it a web wallet or not). This isn't possible even in wallets that have an internal swap feature.
The only thing I can think of is using a centralized exchange like Binance (no need to remind you of the risks involved as you seem already aware of that). Withdrawal fees aren’t that high, except for Bitcoin and Ethereum.

If you ask me so I will recommend you one wallet. That is Cwallet and this Cwallet is easy to use and have many Blockchains and multiple coins it supports.
It has built is easy swap you can swap one coin to other coin easily and send it to others. I am using it for a long time. You can easily go Bitcoin to Solana. Solana to Ethereum. Ethereum to other any Blockchain. And it has lower fee too.
I tried to understand your posts and what I get I shared my opinion I think this is the wallet which you exactly want.
I am sharing Google play store link of that wallet. You can download it from this link.
https://play.google.com/store/apps/details?id=com.blockabc.cctip

I hope you will enjoy it and it will be according to your demand. :)

metamask added an update a few days ago that lets you do something similar for paying ETH gas fees, but it's limited to only USDT, USDC, DAI, ETH, wETH, wBTC, wstETH, and wSOL.
https://x.com/MetaMask/status/1915465589646344653

Exactly, so I don't have to deal with gas when I'm just dealing with tokens


The news are the reason I asked for a wallet like this, I thought maybe there are some others that would have this feature and also would allow me to easily swap coins if I don't have any kind of funds on a certain chain.
Not a fan of metamask so I looked for an alternative with this feature.


You conclude wrong, I deal a lot with payments and most customers have moved away from BTC while my main funds are in BTC, dealing with 10-15 hot and cold wallets as I also need liquidity available would be impossible to manage and would only lead to a mistake sooner or later.

Don't use any web wallets, and especially not custodial wallets.
If you really want to use something for small amounts and micropayments, than consider using Lightning Network or Liquid Chain.
In Aqua wallet you have support for Liquid Assets L-BTC and L-USDT, but you can also accept Lightning payments and stablecoins from other chains (ethereum, tron, binance, polygon, solana).
Fees on Liquid Chain are minimal, for other networks there are additional fees.

Thanks for the clarification. I misunderstood your point. Obviously, you need a specific app or features to process large online payments. I want to emphasize that using webwallets for large online payments is highly risky, as you are vulnerable to all kinds of malicious attempts online. Some of the suggestions from members here may be helpful, even if only partially, so don't hesitate to ask for expert help whenever you need it.

This is a bit closer to what I am searching for, not ideal but would solve the stable coin issue, although I would have loved support for USDC, I'm from Europe and I don't see a future for tether here.



Everything is risky, problem is accessibility, if I travel with a laptop full of wallets I'm also at risk for theft, I also risk every time I need to take the exchange from my wallet to an exchange to get those coins, the fees munching in the profit margin and so on. For an what they call investor that just gets his coins and stashes it away I would understand but I need liquidity on my available most of the time, I would love to deal only one one chain and only with one wallet but that would be just me going out of business.