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It is so annoying seeing people begging for survival it really breaks my heart.
I really tried to figure out why majority of people are so poor to a climax of begging for survival.
I don't know if I am to blame the government or individuals.  Anyways here are the following factors that convince me why majority of people are poor.

1. Health challenge
2. Lack of good education
3. Financial debt
4. Unemployment
5. Ghost names
6. Regional zone

HEALTH CHALLENGE: this means people with disabilities and also people with someone kind of illness that can not permit them to work.

LACK OF GOOD EDUCATION it is really abnormal and annoying to see the kind of failed system of education we have in some countries, because the systems are corrupt majority of the students follow suits, basically stopped attending lectures therefore can't defend themself or their professions, automatically making them self jobless.

FINANCIAL DEBT: their are some individuals who tried to see how they can stand and make things worked for them self, but is so unfortunate that the accumulated debt they have enquire will not allow them grow. (Debt) is a goal to poverty.

UNEMPLOYMENT the rate at which majority of people are unemployed in this country are so alarming, basically there are jobs everywhere but greedy people who has the opportunity are not making this job opportunities available for people, rather they give it to their people who are not really qualified for the job.

GHOST NAMES this might sound some how for those who have not had about ghosts names,
In the civil service commission this is where you find thousands and millions of names that are not in existence probably they are died names, denying people who are alive to work and earn a living.

With all this that have been outlined above I think I am convinced  why the rate of poverty in the country.

The main reason everyone can not be rich is because of the lack of knowledge and exposure to what can make them become rich.

If everyone is rich, life can not be balanced, but it is not good to be poor. Some people are poor because they lack education.

Knowledge, education and exposure are very important.

I was surprised to see ghost names in your list. Anyway, it should have been classified as corruption. These ghost names in the civil service exist because some top government officials are corrupt.  Corruption is one of the major causes of poverty in developing nations.  When funds budgeted for developmental projects are pocketed by a few individuals, other citizens will lack the opportunity to come out of poverty.

Let me also add laziness as another cause of poverty.  Some people have the opportunity to work but they choose to be idle because of laziness. They don't want to work but they want to satisfy their needs. You see people declaring to the state that they are unemployed so that they can claim benefits from the government while they remain unproductive.

It's about their personal choices in life. Even those who didn't have role models at home which they could have used as motivational examples, there is always someone in society who can fit that role. So I guess disfunctional families aren't an excuse at all to justify why most people don't manager to get rid of poverty. From what I observe, it's related to how those people spend their money.

Instead of saving and investing, they spend everything on ephemeral goods. In worst cases, alcohol, cigarettes, drugs, prostitution and games. There are also those who spend with products like clothes, accessories, snacks and digital gadgets.

Moreover, they end having children in the wrong moment of their lives, or having more children than they could really afford.

These are some factors, although there must be many more. It's also important to notice each case is unique, so there isn't a general answer to explain every cases.

If the country is led by a poor governance, majority of the citizens won’t also take progress but will remain poor for the longest time. Most especially if all their needs and wants they just rely on it from the government.

Another reason is when people adopt the poor mindset of living. They stay lazy and unmotivated, so expect that they will stay poor forever. But if they will imitate how the rich process their mindset, maybe there won’t be a lot of poor people living in a country. At least they should also learn to help theirselves before asking help and assistance from others.

It is easy to point accusing fingers at the government as a facilitator of poverty, but in truth, they are not the only reason. It should not be surprising but there are people who are the cause of their own poverty, and this is because of the choices they make or have made in the past. There are people that have made poor choices in life and others even when met with an opportunity to change and improve on their financial situation, totally ignored and skipped the required action to take advantage of the opportunities.

Personal decision is also a reason for poverty. If people learn to make better decision and become more proactive, poverty rate will reduce.

Because majority of the people just rely on the government. Note that no matter how rich a government is, if the people themselves do not want to work on their own life’s improvement, they will surely end up poor for the rest of their lives.

Also, lack of job opportunities and privileges can also be a great cause. They shouldn’t wait for the government to do it, but find their own opportunities instead by building their own source of income.

Am still confused in your above mentioned reasons for high rate of poverty, are directly telling me any body that is poor is the architect to his inability to be rich and also dysfunctional families in terms of lacking quality advisers also the reason behind there downfall?
To start with do you think some body can prefer leaving in complete poverty over good life, to be honest with you some where born with a silver spoons while others where not born with any spoons but struggle to make themselves who they are so because I strongly believe men are born but hero's are made if God is by your side.

Some may have the desire to go to school for academic qualification but ends up not getting because they don't have what it takes to make themselves who they want to be while some have finished in flying colour but ends up not getting employed even with there first class degree certificate. So if you are lucky you have been favoured never downgrade any body because tomorrow is pregnant

One of the main reasons why most poor people remain poor is that they are unable to do anything other than support their families due to the rising prices of essential goods due to the country's rising inflation. If a poor person spends all of their income at the end of the month, they cannot save enough to invest or establish another business, and as a result, they remain poor for generations. Besides, there is a lack of education, a lack of environment, a lack of facilities, etc., but the most terrible problem in his life is the country's economic problems.

I know the feeling when you saw people begging for money along the street, of course is always sympathetic. But sometimes I blame them because had it mean they struggle hard like other people definitely they wouldn't have find themselves in such situation. So I would say that thier laziness is what brought them into such condition, Alot of people think that for you to have a source of income that you must work in a company. Not knowing that they can actually make a source of income from skill, if there's lack of employment in the country of course those who are not opportune to work in the company need to struggle hard to set his or her own source of getting money. You can't just sit at home and be waiting for the government to bring job opportunities no, those era is passed, we are now in the era where you will need to struggle hard before you can survive.

I don’t want to say that some people are just destined to be poor like it’s their fate, but somehow if they don’t do anything to make their lives prosper and create positive changes, then most possibly they chose to stay poor rather than to experience comfort and convenience in their way of living.

However, some factors may also be possible that majority of the people remain poor. Lack of education and skills, low wages and unemployment. With this, if the government can’t guarantee life’s progress for them, it’s better if they will move on their own and work on their own path towards life’s success and financial stability.

Social security systems in most of the world have been widely investigated multiple times and the case of what OP called "ghost names" ok is nearly non existent. Turns out governments these days have good ways to track their population's life statusb especially when they are being given money. Once someone dies their social accounts get called into question and automatically terminated.

Therefore some serious crime would have to be committed by a third party to keep receiving payments. Body being hidden, identity fraud and lack of investigation by local authorities. An in person check at a persn's residence would not be that hard. These cases are nearly non existent because this is a fraud too hard and risky to execute for just a monthly payment of a few bucks.

What if the elites have made the system, like the educational system that made us believe that it's one ways of being rich?

And they're setting it in our young minds that the way to riches is to become successful educationally and then find a job from a company that they own?

Isn't this the normal system that we used to live with and until now, we believe this. While there's truth to it, what if there are other ways that they've discovered and not exposing it to the public for them to retain that for themselves?

In the aspect of ghost names I don't think it should really be there...that reason why I'm saying that I because ghost name is just a system whereby jobs that are meant for others are being given out to people that are not even qualified for it based on corruption and all of that..as a citizen you cannot wait for the government ,this isn't an excuse for poverty...The rest of the points you highlighted are absolutely correct

The rate of poverty for me is connected to the level of education in the country, when there's education at his highest level then people will be more exposed to means of making money and majority will begin to get rich. Looking at well developed countries and those from underdeveloped, you can see the difference in wealth among their citizens and that's why I say education is one of the major reasons for people getting money the rest of the things you said play their parts but when we don't have education, we won't be able to understand how to hustle for money. The mindset of people also matter because when we don't have the mindset of being rich, we can't be rich and despite we winning the lottery, still we won't be capable of managing that money to retain our wealth but waste it all.

Easier said than done. Because as you said, poverty is not only due to lazy people but also depends on the government and the country where they live. Or the poverty of a nation comes from the destruction and exploitation of outside forces. How to improve poverty, do you have any solutions for them?

What solutions do you have for people in areas with corrupt governments and double or triple digit inflation like Venezuela, Zimbabwe? Or do you have a solution for a government like Cuba where the main cause is sanctions from superpowers like the United States? Or do you have any solutions for the Republic of Congo, Niger, Benin, the African countries that are still being manipulated and plundered by France?

Depending on the cause of poverty and the circumstances they face, there will be different solutions. Poverty is a problem that has existed for thousands of years in human history, and it is not as easy to solve as many people think.

There's no formal education system that teaches you how to get rich or at least direct you to a viable source of income. All the material is practical education commonly found in life, career, or work. Of course, you have to find your own path.


That's the bottom line: no one finds a gold mine and then shouts to everyone to show them where it is. The formal education system teaches you what to do when you find yours.

It's a statistical fact that most children are born into poor families and poor countries. From birth, they are deprived of access to quality education and a nurturing environment for well-rounded development. As a result, they get little schooling and are forced to start working at a young age.

Even if they possess some brilliant skills, they'll likely never get the chance to develop them because their entire life is a daily struggle for survival—just to put food on the table

Blaming anyone won't solve the problem; instead, everyone will continue to struggle to escape the poverty line using their own methods. The government can't be blamed entirely, as it's impossible for them to reach all the poor. If someone is financially poor, they need to figure out how to earn money, and that must be done in the right way. Poverty is indeed a major problem today because almost every country has poor people, and those who don't have the opportunity to work in better places will continue to beg for money to support their lives.

Your assertion is correct. It's so disheartening to see the high level of poverty in the society toady. It's crystal clear that majority of the world population are living in adject poverty especially in the developed countries and this can be attributed to so many factors such as poor planning, diseases, corruption, laziness, inadequate information, crises, war, poor educational system, high population, lack of innovations.
Among all the attributed factors, the major root of high rate of poverty in any society is corruption and poor planning, if you critically look at those countries that have high rate of poverty you will notice that corruption is very in those countries.
After corruption the second factor that is causing high rate of poverty in the society is poor planning, some people don't know how to plan, for instance, some people live extravagant life, the hardly save money to make little investment.

Blaming cannot solve the problem of poverty and the fault does not lie entirely with the government. But the government plays a very important role and is the key factor in determining people's lives.

If a country has only a few poor people, we cannot blame the government because maybe those people are poor because they are too lazy. But if the majority of the population is unemployed and poor then it is definitely the government's fault and they are responsible for it. Because if they do not find a way to improve the national economy by changing economic policies, attracting foreign investment and creating jobs. No matter how hard they try, the people there cannot escape poverty.
How can people escape poverty if the government does not provide education, infrastructure like roads, electricity, internet or jobs?

The reason why majority of people are poor is that they do not know where they should spend their money and where they should not spend it. If you cannot use and save money properly and if you cannot make proper investments, it is never possible to overcome poverty. Those who become rich always know how to use their money properly and know very well how to make proper investments and earn money. Due to which they become rich very quickly. And most people are very afraid of taking risks. If you do not take risks, you can never be successful.

Yes you’ve mentioned some vital factors that may be the cause of why most people are still poor and you’re correct to some extend.
But the truth be told, they are some persons that are well educated, physically capable of working but they are still poor because they don’t have the better knowledge of what to do to give them money or make them rich. Even if they later acquire the knowledge, most persons tend to give up easily maybe because the money is not coming quickly or in bulk as they want, forgetting that Rome wasn’t built a day.

Some persons were actually born poor maybe in some kind of rural areas and they are still poor because they lack exposure. You also need to have that mindset of getting rich in order to work to that direction because if you don’t have that mindset of becoming rich or anything to motivate you, one might remain poor.

I also believe becoming rich has to do with Grace, if God is by your side, everything will definitely work out good for you. Most people got to where they are today because of Grace.

If God intentionally make every thing easy to get, the word "value" will be meaningless, even Gold will be used as a brick for building a house just because of it's shiny color, everything that has value comes with a price, you need knowledge to acquire them and not everyone has that knowledge.

I believe that God intentionally make things like this to that there will be balance in life, many people hate it when I say that some people are born to feed off the hands of the rich, it is just the way it is, while some are born to become the hand that feeds the needy, even our fingers are not equal.

Poor has it's advantages also while having it all have it's disadvantage, there is nothing that's created in the world that's completely out of perfection, there are always flaws to everything.

Yeah, what I mean is that the elites or whoever set the standard of educational system did the traditional one and so people will live accordingly to what is being taught to the principles of their teaching.

Exactly. And so, there could be a thought that the educational system has a flaw and that's been set by the victors. I don't know history and maybe there's something to do with that.

But if it's about being educated or finishing a degree, I'd still recommend a person to finish it if they can.

Apart from health challenge that can lead to the extent of poverty that can result to begging for survival, every other reasons are not good enough as a source of justification as to one why should be begging. people have now converted begging to a source of livelihood and prefer to beg for survival rather than going out to sort out how they can better take care of themselves.

if you are not sick or physically challenge, there is nothing that should stop you from looking out for something that can at least sustain you maybe temporarily. there a lot of little things everyone can do to at least feed themselves but people are most times after the big things and keep waiting for an ideal job till they start struggling to feed themselves.

Most of the people who are poor lacks wisdom and the ability to put their plans into actions, a poor is not a man who doesn't have money per day but one who lacks ideas.

For some the ideas are there but the money to swing the ideas into actions becomes a big constraint, so they rather stay or pushing till God makes a way. There's are people who finds their part early, while others finds and for those who keep doing things the wrong way without finding happiness or passion for it will end up becoming poor as well.

Lack of employment is another thing, and some people are also working while earning just so little to keep with life.

Much poverty anytime is the result of centuries of historical injustice like colonialism, slavery, land theft, and systemic racism  which left entire groups and nations with fewer resources and opportunities, in poor lack wisdom and the ability to put their plan into action.

Many developing countries were exploited for resources and left with weak economies.

Marginalized groups often still face barriers to wealth and opportunity.

Knowledge to escape poverty? Lol, you must be a genius at escaping poverty or at least be a mentor as a rich person.
From experience, nobody knew if they were going to be born into a rich family, average home or a poor home, it's all about who gave birth to you and parents after them. If your parents or grandparents happened to be at the wrong side of history, they will certainly be poor than be an average people. Some people that you see are rich today had some opportunity they laid there hands on that some people didn't, some people were wealth aware than the other, these are the things that contribute to wealth of some families today.

The end to poverty start from one person taking risk in the family, the risk can be legal, moral or immoral, it could also be illegal but on the outside of wealth, people don't view it that way, wealth is wealth and that's is how some people are able to get out of poverty. There is one person that has taken the risk for them to enjoy the richness they have at that particular time and the more the generation continue to take risk, the more wealthy the generation becomes, it has nothing to do with knowledge.

But I also think this is a crucial aspect of why poverty persists in a country. Many government agencies engage in these activities, which should provide opportunities for others to find work. However, corruption and manipulation of deceased data effectively close these opportunities to others.

Not everyone can independently find work or build a business. Certainly, some people hope for government jobs, especially university graduates. Their goal is to work for the government as civil servants. In my country, civil servant jobs are the most sought-after, even though the salary is low, but being a civil servant guarantees a future because they receive a pension.

I understand the concept of "ghosts" mentioned by the OP because in my country, this kind of thing still exists. There are even cases of deceased people still receiving government salaries and remaining active. The system should deplete the deceased, and their salaries should be stopped.

I think majority of the people are poor because that is how the government made it to be. It may sound like a conspiracy theory but people who are poor would defend on the government for everything and that is called control. Where the government loses control there would be chaos which is why I think that poverty would continue to exist even if Bitcoin becomes globally accepted.

Discipline, unbanked, paired with ignorance is enough to remain poor.
Being in group of daily earner makes it harder to go alone and save some. 

People or persons can not really  not choose to be poor .
Yes being poor it's not by choice, may be due to one or two like some problem or circumstances

Because poverty requires a comprehensive approaches that involves

1 policy changes
2 family backgrounds
3 lack of connections
4.lack of education
5lack of economic empowerment
6.and social support
 So all of these can really set back some persons and make them poor .
Not really because they choose to,it's very essentially to always recognize that individuals facing poverty always need social support

 I must say that this depends on that country that you live in. All these factors mentioned can indeed make individuals poo but in some countries, people live with most of these factors and they are not  poor. Bad leaders and corruption can be one of the reasons why people experience poverty. Out of everything listed health is that most important, people that are sick wouldn't be to save up money

You would have to check the overall state of the country. Are there a lot of rich people in the country? Is the government efficient in making the country a better one? If majority of the country are doing well and one person is poor, it might just be an individual issue.

Anyway, it’s difficult to judge someone’s financial status just from what we see because we will never know their entire story.

When sommeone is poor, where will he/she even see the money to even spend in the first place? Poverty for me is not just about lacking the knowledge to spend, but mostly about not even having enough to even spend in the first place. For me the reason why majority of people are poor is due to numerous reasons like economical problem in the country he/she resides, low income, lack of financial opportunities etc

Well I think your points are well noted and I believe you are not far from the truth, but the solution is what matters. Now my question is that what should we do to reduce unemployment and poverty rate?

Sometimes this factora listed above may not be necessarily be a factor of poverty. Let me break down.
1 health challenges and deformity may be a problem resulting to poverty rate but I believe in the slogan that says in every disability there is an ability. If this disabled people are introduceed with some online jobs which they can do from the comfort of their home, maybe they could do fine and be productive.

2.  a person who doesn't have the opportunity to be enrolled in education can as well learn a skill and be productive as not everyone will will succeed from education but from skill.

3. A person that wants to succeed in life should make sure he or she avoids dept seriously, because dept is a carrier killer. I have seen great and mighty fell because of dept. Atleast they can learn Dept management control as not to become poor.

4. Even as there is Unemployment, there is need to for the youth to find something doing instead of Hoping for employment. Sometimes we need to discover ourselves to creat employment opportunities for others.

5. There is need for government agency to investigate and update the names of people in this civil service keep it up to date. But my problem is that it might still be this currupt people that will still submit the wrong list. But however they should do justice to this sector for more room to be opened for others.

This is the truth of the points you convey here, and for me personally the biggest reason is corruption, if the government can address the root of this problem there is hope for its people to rise to the upper middle class because with the decline in corruption levels, government funds can be used for the best education sector and also other sectors that can support the welfare of its people, it is just how the people utilize these facilities. Take China for example, which applies severe penalties for corruptors, now they are a developed country with a great economy.

Okay, let's assume it's the government's fault because they can't create prosperity for the people within it. Then the question arises: should the people within it rely entirely on the government? Governments that fail to improve the welfare of the people are generally corrupt and will never care about the lives of the poor who suffer. Education, infrastructure, and so on are important things that the government needs to consider, but if they aren't provided, the people within it must find solutions themselves. This is what I call relying entirely on the government won't solve the problem, because the only ones who can bring about change are ourselves.

Correct, it's highly recommended, especially in countries where certification is more important than capability itself. In my country, if you don't have one, you're not a priority for employment in industry or formal institutions.

Not sure why you decided to add that ghost names rubbish into the mix, because the rest is otherwise fairly coherent. If we are talking about worldwide, starting with poorer countries it can often be a geography and resources thing - if you're landlocked with poor neighbors it's much more difficult to succeed or alternatively your country might suffer from nature like severely hot weather which makes development difficult. At an individual level I see people that embrace a consumerist lifestyle all the time, which leads to overspending on junk that you're told will make you happy but it's actually better to be careful with the money, in order to build wealth for the long term.

Yes I agree with you corruption is the architect to the above mentioned issue, corruption is the primary factor responsible for high poverty rate of a nation. A country filled with corrupt political representatives that where elected to effect positive change ends up converting public funds meant for infrastructural development, health care and other important sector which where recognized as the key strategic target for creatimg employment opportunities for the nation are diverted to their private boxes, what do you think will happen to citizens that are inclined academically, technically and otherwise who are not buoyant financially to esterblish themselves.

What country are you talking about? Poverty levels are different in each and every country.
I don't know about the "ghost names" thing. In my country, there aren't any "ghost names" in the records. Maybe the government clerks in your country aren't required by the law to delete all the names of dead people from the databases. This statistically increases the amount of poverty.
The answer is simple, lack of skills, lack of assets, laziness, lack of education, difficult socio-economic situation. But we have to ask ourselves. Is is possible to create a society with no poverty whatsoever? I think that the answer is no. There will always be poverty. What matters the most is how to reduce the number of extremely poor and homeless people to an absolute minimum.

Honestly I usually feel pity for those not able to put food on their table, if all things were to equal I wish no body should be as poor to the extend of struggling too much before seeing food to eat but however I have always told myself that all hand can never be the same there must poor and the rich which they are of different levels, generally most government has failed in so many ways with bad governance and I keep encouraging as many as I can that given up is never going to be the solution but rather to always do the best you can do while anticipating for the best.

I completely agree with your point about money management and risk taking, and I agree that spending, saving and investing wisely is very important. But no one actually wants to be poor on their own. There are many people who do not have the opportunity to learn financial skills or take risks properly due to poor educational status, low wages, or an unstable economy. Yes, if they have good habits to change themselves, it might be possible to get out of poverty. But without fair system, right opportunity and proper education, it is very difficult for them to get rid of this poverty.

I think you're talking about ghost employees, aren't you? There are many charts and statistics that were done of determining what is the rate of global poverty. One of this is the iPhone barometer of how many hours a person needs to work depending on the country they're living.

https://cdn.statcdn.com/Infographic/images/normal/35143.jpeg (https://www.statista.com/chart/35143/hours-worked-at-average-hourly-rate-to-pay-for-an-iphone/)

It has something to do in which country you are living. Most of the countries that are first world, they've got a better life for their people because of the benefits and the government's help that they give to their citizens. Compared to those who have to work for so long in able to avail an iphone 17, they're living in countries that have lesser opportunities and lower wages and most of them are developing countries.

Most of the common reason is lack of knowledge and wrong mindset, I mean we can say that majority of the people stay poor just because they have the poor mindset, spending everywhere and not really thinking about there financial or thinking on how they are going to become financially free on there life.

I mean from the very start there was no actual school that teach about our finances, so most of the people need to learn it by there own and that's probably why there are a lot of people that get trap in the rat race because from the very start they are already program or think that they need start working after they graduated to something like a corporate company in order to survive and from that it is just a matter of survival. There are a lot of hard working people that work so hard but cannot get out of the game just because they don't have the knowledge, so In my opinion what we really needed here is some kind of school that teaches finances in order to teach people how to handle there finances.

A person's thought process and mentality will mostly depend on their situation and what they go through on a daily basis. You can't think positively or think like how the rich thing when the only thing that bothers you the most is how you are going to make enough money to eat food for the day or feed your family, because you don't have an office where you go, sit, sign some paperwork, and get paid for it, but you have to work really hard to make every penny, and it's never more than enough or even enough for you to get through the day.

So, I mostly wouldn't blame individuals for being poor because they don't have much of a choice. Imagine you are the only breadwinner for the family, and if you don't do manual labour every day, they won't have anything to eat. Would you be able to think of doing something else in that situation? No, you can't, because your mind will only be surrounded with thoughts of making at least some money for the day, that's it.

So what is your solution for people in countries with corrupt governments that don't care about their people, don't provide infrastructure and jobs? Because as far as I know there are many countries in the same situation and people have almost no solution. It would be great if you could come up with a solution for everyone.


We are talking about solutions for millions, hundreds of millions of people, not just the lucky few who have basic knowledge of technology and access to the internet. So, as long as you don't tell me they just invested in bitcoin or found jobs online by joining this forum. Because like I said, if the government doesn't provide education, infrastructure, not everyone can access the internet and bitcoin.

I think it's difficult to single out one factor among the many factors that contribute to poverty, regardless of the country they live in. At some point, when we stop blaming anyone, we realize that the person most responsible for the poverty we experience today is ourselves.
We don't have control over government systems, we have control over education and healthcare systems, and so on, but we have complete control over ourselves. So sometimes I think we can only rely on ourselves to change things for the better, in this case, to escape poverty.
Meanwhile, those born into wealthy families are the lucky ones, and perhaps never complain about their financial situation.

I completely agree. If a family is poor, it doesn't necessarily mean a child will follow in their family's footsteps. I can also say that our environment has a very positive influence on how we develop our future worldview. It's difficult to be very smart and very goal-oriented in a gang with no moral principles. But you can be a bandit where there's theft and other bad stuff. After all, you'll agree, a lot of swindlers aren't poor. They've decided or found a way to get rich.
On the other hand, a person with an excellent mindset who literally creates discoveries from every idea. Will they be poor? Talented people, if they're not lazy and have a desire to create, will always find that penny, and then the million that will make them a millionaire. I think we can cite the example of Elon Musk and his passion for space from early childhood.
So, of course, risk is necessary, but it's better to take it wisely.

I second this about having poor or wrong mindset. It's because that they have been with that kind of life and maybe their parents are also the hindrance to them if they dream big. They're the ones to stop them and tells them to stop hallucinating and dreaming big someday. And so, they are stuck with the idea that if they've been born poor, they'll grow up being poor. But we have to remember that we don't have to die poor and that's a known quote from a prominent person, Bill Gates, that it will be our mistake and fault if we die poor.

Poverty has been going on for centuries of rich and poor has become a natural law on the planet of the earth, these two things cannot be separated, even though this world or the government plans or regulates the economic management system as efficient and as much as possible.

Even though you summarize all the factors you mentioned such as:

My understanding, it is all just part of life, if all that is fulfilled for all humans in the universe, poverty remains, unless this human is extinct, other creatures other than humans, maybe poverty is no longer there.

Sorry to say but this is not always true, good education does not always mean success, there are many educated people around me that are struggling to make a living simply because of the salary they are earning isn't enough for them. Education is important but it is not the key to success all the time like many believed, those who relied on education are all working under the government and to be sincere this was why the educational system was invented.

Those who are smart enough broke free from the slavery system of education, if you come up with a good invention now the government you worked all the days of your life for will steal it from you, if it is a solution bringer to the world it can be life threating for you, the same government can take your life for it, just be educated, have your degrees but don't ever believe that education will solve your money problem, this is not always the case.

As a content creator that i am, i am making more money than many degree owners in my country, be creative, you will earn more money if your are full of good ideas and you are not scared of falling and trying over again.

Well, I think poverty and riches is a normal thing that has been into existence right From the creation of the whole universe, because the creator knows that we all cannot be rich and we all cannot be poor, why I said it is normal thing,is because as long as we are human being we can never be equal there must be big and small, that is rich and poor.but I think what you are talking about is being poorest to the extent of going into begging before you can eat something.
Permit me to add some other things that can lead into poverty.
1) laziness : when someone is lazy he or she misses a lot of opportunities that might have come his or her way, but due to laziness it will pass him or her by, give a lazy person a government work or anything at all that can make him or her rich,he or she will useless it completely..
2) idleness :when it comes to idleness person, this is the type of people that did not want to work anything in life,they believe that manner will fall from heaven,they believe that miracles will happen and they will become rich over night,they are people who are expecting to harvest what they did not plant.
3) dependent : this kind of people are always says my family is rich and for that i don't need to do any work,they will always provide all my needs at all times and you forget that tomorrow is pregnant, and no one knows what it will deliver,when the destiny helper is no more what will be your faith,
These are also the factors that can lead into poverty ...

Some times it's not the government making life unbearable for citizens, some citizens are very lazy to go out and work hard like others and make a living out of nothing. I have seen many lazy jobless beggars that prefer to beg on the streets for their daily meals and they are very okay with it because they know that there are kind hearted people that are willing to give them, every time I go to the city and I see beggars that are very healthy with a complete body that have refused to work because they dislike hard work so begging is better for them. I will understand if I see a disabled person begging but seeing someone with a complete body on the streets begging for me that's bullshit. I have actually had a conversation with a beggars and he told me that hard work isn't his thing and he prefers begging on the streets. The rate of poverty in the country is because some people don't want to work hard.

Here in my country, there is a huge percentage of our countrymen that doesn't get good education. But I want to add aside from good and quality education, it's also about being financial illiterate. So, it can be said that because a country does have a lot of illiterate people, makes them also illiterate financially. And that makes a lot of us not good in financial education and lack of knowledge about it. Because the common thing that happens here, if someone just received their salary or profit, they're already thinking of where to spend that for their wants and not needs and bills. That makes the majority poor because they are people pleasers.

The economy of the poor is the stopping power for AI.
Imagine AI in the 80 last century? Everyone had a few bucks spare to buy gimmicks.
The buying power of the average person 1980

As a little thinking booster: €100 in 1990 €213.92 in 2024
https://www.inflationtool.com/euro

You are making sense, I agree with most of what you said. A lot of people remain poor not because they really want to, but because of lack of opportunities, poor mindset, and sometimes even fear of taking risks. Some people are just too comfortable with little, so they do not push themselves harder. Others depend too much on government promises instead of trying to build something for themselves.

But like you mentioned, education and skills still play a role too. if you don’t upgrade yourself or learn something that adds value, it’s very hard to escape poverty. Also, things like bad leadership, corruption, and poor systems make it even worse for a lot of people..

You have made a good argument about the poverty and our personal responsibility to overcome it. It's true that blaming external factors like government, or resources but we have to control over our own actions, choices and mindset. We can change our circumstances by focusing on education, health and self improvement. Poverty also depends on ourselves as well as on the country we are living in. Because if a country pays handsome amount to its workers everyone could live a better life. The mindset of a person also plays an important role wether he will be a richer or a poorer. We have to acknowledge the systemic barriers and unequal starting points can make this journey harder and harder. People who are born in wealthy families have advantages to take a strong start and build an empire. We have to improve oursevleves personally in order to break the cycle of poverty.

You have made a very good point and what you highlighted out here are what's happening in reality.
Talking about, Health Challenges: Yes, so  many people who are willing to work simply can't because of health limitations, and in countries without strong healthcare systems or disability support, they’re often left behind completely.
 And also lack of good education:A failed education system is a major root of poverty. When students can’t gain practical knowledge, they’re left unprepared for employment or entrepreneurship. And sadly, corruption in educational institutions further deepens this problem.
You also mentioned financial depth: You are actually right for those who have tried to rise but got trapped in loans or unsustainable financial decisions, it becomes nearly impossible to move forward. Debt without access to proper financial education or support becomes a poverty trap.
And most importantly this unemployment: This is the bitter truth. Jobs do exist, but based on connection favoritism, and corruption shut the doors for many capable individuals. When merit isn't the standard, progress becomes impossible for the average citizen.

Poverty can be caused by both state structural problems and individual problems. In this era of capitalism, the rich are getting richer and the poor are getting poorer. Most of the world's resources have been captured by a few countries. And they are ruling the entire world in their own way. Many countries in the world are still unable to become economically prosperous due to colonialism. Again, in some countries, new wars have broken the economic situation of that country. In addition, the internal infrastructural chaos of the country is also another reason for poverty. The immoral and irresponsible activities of the country's dishonest leaders and activists are completely destroying the economic system of a country. Again, at the individual level, some people blame fate instead of working hard.

Many people trust the state and the system it creates, and it's true that those who do trust continue to be exploited. People always look for someone to trust at work, but in reality, they have to learn through experience that they should trust themselves. Sometimes it's too late, sometimes it's too early for some people to realize it. Some people have health problems, and therefore, they may never have a working life.

That's true,, and In my opinion, one of the biggest factors causing poverty is when a country lacks a clear system for addressing unemployment. Without effective policies, it will be difficult for most people to escape poverty. This situation becomes even worse when there is no legal certainty and corruption is allowed to run rampant, creating inequality across nearly every sector.

Many countries today also favor capital owners too heavily, especially countries that adhere to a democratic system, the people are often used merely as tools to gain power. It's no wonder that people continue to live below the poverty line despite having a good education. Unequal opportunities force many to seek employment abroad in search of a better life.

All what you’ve mentioned above contributes to poverty and the big gap between the poor and the rich people. We are meant to believe from our society and religious perspectives that we cannot all be rich, some will remain poor. That comes with this popular saying that the rich will continue to get richer and the poor will continue to get poorer. They say that fingers are not equal and that is the big sign of the financial stability gap between us. How this may sound to be true, if we still check on the listed above, they make it difficult for people who face this challenges to get out of the shackles of poverty.

As they’re not being taken care of, it continues to grow and expands more to the lineage of the person. Just until one is liberated from these challenges will they be free and then stand a chance out there in the competitive world to seek and hustle more for riches and more sustainability. The rich people in government can help but if they don’t want to and want to have it all, it becomes difficult for the poor man the more.

Reliance on the system essentially just keeps us stuck in a rut. I don't see much potential for employees to become wealthy as long as they rely solely on a monthly salary, but once they have a second source of income, they have a chance to become wealthy. Employees are governed by the system and the government won't create wealth for them, employees are expected to be loyal to their jobs and work until retirement.

Okay, let’s just put it this way that poor people have poor mindset as well when it comes to financial management. However, the problem is, since these poor people do not have sufficient amount of earnings, and they live paycheck to paycheck, so it’s hard for them to manage their finances when all their income are just enough for their daily needs and expenses, and sometimes they even hardly make ends meet.

They know how to spend their money, but they find it hard how to fit their funds in order to sustain their necessities for the sake of survival.

My personal view is, they just lack the opportunities to create their own source of living. And if ever that they’re also given opportunities, the problem is they aren’t fit and capable enough because they also lack education and personal skills development. That’s why the poor always remain poor, that sometimes the type of government can also be a great cause.

Most people in the world choose to remain poor, and many of them are weak at heart. They say they want to escape poverty, but they don’t have the determination to break free.
Some have even accepted the belief that since they were born poor, they will also die poor.

There are countless people like this. But the real question is: will we allow ourselves to remain poor until the day we return to the ground where we came from?
If we decide to be determined, focused, and resilient, then escaping poverty is not impossible. As long as we refuse to give up and continue to strive with persistence,
we will rise above it.

I fully support your opinion. People don't really want to work hard, they are poor. A lazy person can never change his fate, a person has to work hard to change his fate. There is a saying "Hard work is the mother of fortune". If you look at the developed countries of the world, you will see that they work hard and through hard work, they have changed their fate. If you look at China, you will see how much economic hardship China had before the second industrial revolution, later when the Chinese government educated all its people in technical education and taught them to work hard, then the economic situation of China has blossomed. I have seen many people who blame fate as the reason for poverty but they don't want to work hard. I completely disagree with the OP's statement that people choose begging because of poverty. You will find very few real beggars among the beggars who choose begging because they have nothing else to do but most of the beggars choose it as a way to earn money with less effort. If they respected their self-respect they could change their fate through hard work but they don't really want to change their fate so they remain poor.

I would say some people choose to be poor. If you were born in a poor family, that is not your fault. However, you must try your best so that you don't have to beg for anything. I see some people live in a region where they cannot really earn much, and there are no business opportunities. They still stick with their home and think I will stay here. They are born somewhere and die in the same place. That is the reason they remain poor for the majority of their life.

You must leave your home, explore the country, and discover a business opportunity. If you live in a rural area, have no jobs, and nothing to feed your family, then you should consider leaving your place and trying to change your luck. You cannot change your luck sitting in your house.

You know, actually, I just believe that this poor issue's is something that can never go away 100%, irrespective of any regions or the world at large, though some people make themselves poor by neglecting so many opportunities that come towards them, while some people are struggling since their day one. There are people who always take advantage of every community or any kind of financial opportunity and utilise it well and make their financial decisions.

However, some of these factors you have highlighted here might not be the reason behind the poor status, but the issues of some certain individuals who use the begging style for their survival are so heart touching, although some individuals are deformed or were born without legs or hands or got deformed from terrible accidents, while some were deaf and dumb, and even with that, I have seen someone who only has 1 hand, and he's still earning income by working in a company and supplying goods for customers, and he's doing fine. Some kinds of people are just lazy.
 
So, when we talk about health as one of the factors, it has something to do with financial instability. When you are not financially stable, you will be frustrated all the time, and it will affect your health. For the issue of education, what I will say is that the government needs to put more effort into changing the financial and economic status of the country. Preventing corruption in the country would be helpful to the citizens. lack of infrastructure and unemployment. once all these are being put into consideration, the poor nature will be less and financial stability would be higher.

When analyzing the reasons why people are generally so poor, some things come to mind. First of all, I think the main reason why the people of a country are poor is the education system of the people of that country. If people are educated, then unemployment will decrease there. But due to corrupt governments, the common people do not get that opportunity. If the government can educate and develop the common people without corrupt policies, then they will be educated and they will be able to become the wealth of the country, but because of not doing that, the people of the country remain poor. Since the loan system of those countries is not suitable for the common people, people fail to take that loan. As a result, employment is not created. Moreover, due to corruption, inefficient manpower is appointed in government places, who cannot plan well. Due to which there is no change among the common people. There is no poverty only due to the failure of one person. I think that if the government can provide facilities to the common people properly, then poverty can be reduced.

The causes of poverty are many, which can involve a combination of economic and social factors. Many people rely on the government to provide everything for them. I also believe it is the responsibility of the government to make a job available for citizens, but some are too lazy to stand on their own. There are certain things the government can't provide for you, and the only way to achieve that is to make a plan and start up a business which can generate more money to meet your basic needs. Even some people who work for the government find their salary can't cover all the bills; they have to start up something to generate more money to meet their needs.

These are just a few examples why people are poor but there also are few other reasons which might include motivation, lack of proper resources and inability to think big. Many people who are poor remain poor because they never think about getting rich someday.

All they will be thinking is to get few extra bucks so they can stay financially satisfied for the next day. They get stuck in a loop where they have to work today to support their family tomorrow. They will hardly find any motivation as they don't even have enough time to think about it. All they will do is work really hard, and by hard I mean really hard where they might have to work for 12-14 hours a day without any breaks but still at the end, they will just get a couple of bucks which will never be sufficient to provide to their family.

Poor people have a lot of challenges and it's hard to blame them but they really should be motivated and look upon someone who has changed their lives not just by working hard but by working smart.

It's up to each individual to find solutions to escape poverty. Opportunities can be targeted through independent, need-based businesses that enable the community to generate income. Potential in the agricultural and plantation sectors can also be leveraged, but this must be considered based on the breadth of the sector so that disparities can be addressed within the mechanisms we implement. Most importantly, corrupt governments must have oversight of their performance so that increased transparency and accountability can be effectively implemented within the government itself. This way, public funds prioritized for the community can be effectively channeled to effective programs for human resource development. Before Bitcoin and the internet existed, people were able to solve this problem, so the opportunity still exists if they are able to find a solution, and some of the sectors I mentioned above may be able to provide a solution if implemented properly.

Poverty is such a heavy reality and like you said it is heartbreaking to see people pushed to the point of begging just to survive it is not usually caused by one single factor but by a mix of economic social and personal circumstances. Governments do carry a large share of responsibility because they are meant to create an environment where citizens have access to jobs fair wages and opportunities for growth when there are no strong systems in place or when corruption eats into resources people are left with little chance to climb out of poverty even those with jobs may find their salaries too small to meet rising costs of living.

At the same time there is also a personal side to it some individuals unfortunately fall into a cycle of dependency waiting for outside help instead of trying to create small opportunities for themselves while this is not always a matter of laziness sometimes it is lack of skills education or confidence the result is the same they remain stuck and unable to grow. A practical path for many is what you pointed out starting something on the side even small businesses or hustles can help ease the burden for families depending only on a fixed salary rarely covers all bills especially with inflation but having multiple streams of income no matter how modest can be the difference between survival and despair. In the end poverty is complex governments need to do more but individuals also need to develop resilience and find ways to adapt both sides working together is the only way to reduce the cycle otherwise people will continue to struggle and the gap between surviving and living will only get wider.

Most of the beggars are elderly people who have been abandoned by their husbands/wives or young children. Among the elderly, those who have no alternative means are unable to join the workforce even if they want to due to their physical disabilities. There are a number of younger beggars who are disabled and have no means of earning. Some of the poor are forced into this profession to meet the challenges of survival.

Among them, there is a significant number of intentional beggars who, despite having alternative sources of income, choose an easy way like begging. The number of beggars is increasing due to the high poverty rate in the country, whether intentionally or unintentionally. If the unemployment rate in the country is reduced, the number of beggars will also continue to decrease.

That is what is killing some people they already believe that they will die since they born them at poor they will returning that. Some people are really poor because lack of job and patients some are having opportunities to become wealthy but they are not that educated to handle what ever they give them. Young people can not be poor because they have the strength to work hard and become rich is only the elder people that don't relate the power again to work for there self and most you will see they are begging for money to eat but all is the government they don't provide many employment for people when they have the chance to work. Nothing always comes easy that is why we need to fight our young age to achieve our goals so fast in making some investments and business that will always bring huge profit.

Quite a few of these reasons can be clubbed together. For example poor finances lead to poor level of education and poor health. Either of them will eventually lead to financial losses or if not losses then burden.

It is difficult to come over phases like these but ambition should always be kept inside and chances will come. In between one should strive to make ends meet by any means possible before they can come out of the dark days.

I got your points you are perfectly right, some persons are really very lizze they don't want to work but expect manners to fall from heaven, but in the area of ghost names don't you think that that government are really contributing to poverty in the country? By keeping those ghosts names rather than employing people to fit in those species.

Even though it's not only government employees, I would still say that it depends on a person's earning level. I know that it's not possible for someone to become wealthy only from their salary alone, but if someone is on a private job, making a good amount of money each month, and has very low expenses, like barely spends 20% of his total salary each month, that person can use the remaining funds for some investment, maybe start a side business, because businesses that are managed well can create generational wealth, and I have always seen this happening.

Those who think their savings are going to make them rich in the long run are delusional because they are forgetting about the fact that our money that we keep in fiat keeps losing purchasing power over time, which means that if we save $1,000 this year, it might buy us only $500 worth of items in the next year due to inflation and the currency losing value during that period.

So, it's true that wealth can't be made only from your salary, but it can be made if it is used properly, only if it's more than what you usually need. :)

Most people aren’t rich because they don’t earn enough money, spend too much or don’t know how to invest. Many jobs just pay enough to live not to save a lot. Also things like rent, food & bills take up most of people’s income. Some don’t learn about money or don’t get chances to build wealth. A few people at the top hold most of the money so it’s hard for regular folks to catch up.

You didn't add mindset among the options you listed. I think one of the reasons why people are poor is because of a poor mindset. If the mindset is poor, you will always remain poor; that understanding of getting up to do things that can help change one's level is not there. Sometimes, a poor mindset can make you look down on yourself, and you will just assume there is no need to strive to do things that can elevate you.

Another reason why people are poor is that they lack vision; they do not have any dream of how and where they want to see themselves. They are comfortable doing one particular thing their entire life.

In my opinion, I think family background is also a factor. In some families, generational wealth assures members of the family a good life, whether they work hard or not. Many people from poor families allow their background to speak for them. It is not easy to become wealthy or rich, but one thing about life is that you can change the story by putting effort into doing things for elevation. Even if it is not the dream level you desire to see yourself at, there will always be transformation.

Education does not guarantee that you will be rich, because their are people without basic education that are still rich. I think education helps you fit in a society and not guarantee that you will be rich.
I think the government have some of the blame for people been poor, because they don't put things right for the citizens to thrive on and better their life, in most developing and underdeveloped nations the government are so corrupt that they only think about themselves and don't really bother on how to improve the livelihood of its citizens.
We can also say some people are poor because of bad decisions they have made in the past and it's affecting them till date. Probably they had opportunity to better their lives and they blew it, that's not on the government,  but it's on them, because it's was their decision.

I think most people don't know about this, education is good but thats not and assurance that an educated person will be rich or successful, there are many uneducated persons out their that's very rich although am not saying we should be educated, we should afterall  it helps alot to be educated but we shouldn't go about it as if the success of humanity depends on it, I love everything about science medical and natural science which I believe they have contributed to a very hight percentage of many advancement kudos for that but how many employers of labour or donors for research are very much educated, mate you just said it all with your conclusions here.

Define rich just having enough money, a full fridge?
The right education is the one ripping a person out of the 2 way thinking process. Black and white, All or nothing is a thought frame people limit themselves with. To be able to differentiate is a great step to an open mind.

Many people don't like to accept a timeline, to finish a project a fixed time.
They rather don't accept it and loose an opportunity,

Living above your means is another reason why people remain poor. Recently, my friend so me in a religious gathering and told me that I was living far below my means. It got me thinking about how he wanted me to live. Maybe I should spend my money on designer clothes, perfumes and shoes. Spend my entire earnings on current cars instead of investing.

If you don't master money management early, it might lead to poverty. I don't place much importance on flashy or modern things that don't add to my finances. Durability, efficiency and effectiveness are my watchwords because I want to spend less and save more.     

 

Most people are to be blame for staying poor, poor people has been in existence before we were born but i believe most times we are the cause of our poverty.

Most human being are very lazy, they complain instead of looking for solution most of the also belittle the power of little beginning, they are ashame to start up a small business and keep procastinating when they are suppose to get started with with the one at hand, fear has also kept many poor.

This adage make hay while the sun shine should have motivate people not to stay poor most people realize their actions when it's late, you shouldn't be blame if you were born poor but you should have your self to be blame if you die poor.

This is what most people do, and it keeps them in poverty. They often prioritize a lifestyle that exceeds their income, always wanting to appear luxurious even though their income is limited. This leads to them being trapped in a cycle of living paycheck to paycheck, even getting into debt, buying things out of desire rather than need.

Furthermore they lack clear financial goals and planning. It's important to realize that living without a clear financial plan will result in wastefulness and a lack of direction in managing your money. There's no savings target, let alone investment. But ultimately, poverty is a self-created situation, driven by laziness and also by the government's failure to provide facilities, including healthcare and education, and employment opportunities.

The main raison everyone cannot be rich is because of capitalism economic system that required societies to be divided into two classes, poor and rich, proletariat and bourgeoisie. Without this equation, there will be no capitalism model. There was an era when people lived in small tribes working together and share what they hunt. This is why i think everybody should learn about how Karl Marx described capitalism.

The biggest reason why most people are poor is that they do not have enough sources of income and their expenses are higher than their income. Having children despite not having a suitable source of income is also a big reason for being poor. Because when you are single, your expenses will be much less, but when you get married, your expenses will increase, and at the same time, when you have children, your expenses will increase even more. And at this time, if you do not have a suitable source of income, you will not be able to save after meeting those expenses. And if you cannot make new investments after saving, then you will have no chance of becoming rich. And it is mainly because of these reasons that most people remain poor.

It's simple mathematics really. There is usually a finite amount of money, while that number may grow, it's still not infinite number. That means, if Jeff Bezos sells all the groceries and shit, and if Elon sells all the cars, and if Bill sells all the OS, then all the money will be at them, because we al pay the same people.

Obviously that's not the case and there are other competitions, but you know what I mean by logic, they make billions and billions every year, from who? Each other? Jeff is not giving Elon 10 billion for cars, no, we do. And when we do, we do with loans and debt, so we owe him for the future as well. So keeps making money, they all do, and we keep losing money. When we wake up, we are poorer than yesterday, when they are richer.

You are right but people that live fake life's majorly are based on people that reside in the urban area. The large population of every country lies between villages and town and it's the way the number of poor people the country has its been rated. Most poor poor people that are living in big city are few trying to fit into a place they are not welcome, some people continue to fake it until they make and some people don't, when there is no way out they do run back to their base(village).

The difference between a poor man and mid financial person sometimes is comfort, many poor people are not move by things many want to have, all they want is good health and hospitals, good road, basic amenities and they are okay but an average person want to explore, that's why a poor man generation that stays in his local will likely be poor than an average person that struggle and hustle.

Poverty is not merely about money but due to how the economy and society are structured, it's often a generational something because large number of people are born into families with shortage of resources making it very difficult to access good health, education,or skills that are needed today to compete in the job space .

Another reason to look at is the unfairness of the cost of living and wages in countless places. Earnings stay the same while the prices of housing and basic necessities continues to rise in price. Poverty is not just all about lack of money, it is about being stagnant in the circle of limited choices and constant struggles because opportunities are rare and the system favours the privileged, then large number of people remain poor despite their hard work and how determined they are.
Numerous people are poor because poverty isn't just an individual problem it's economical, political and even social issue that requires better opportunities, fairness and supportive system to dismantle the cycle of poverty.

You only have to blame yourself. No one forces you to buy a car.
Have you seen how Jeff Bezos started his business? 16 Hours straight, who is willing to do that. Most people screaming for justice won't. That apart it is not just to take way someones money. It's highly unjust,

I think we cannot blame the government why the number of people who categorize as poor people on those countries is still high because i am sure the government want their citizen out from poverty and in my opinion besides the lists on OP the biggest factor why majority people are poor because they were born poor which mean their parents don't have much money to pay for education bill because mostly poor people only can earn money to fulfil their needs so' they don't have money to saving or even for investment and all they know is how do working hard and how to survive with monthly salaries and i think people like this think more realistically with their condition it's hard to change their destiny and hard to gets financial freedom

You're correct Alot of people don't earn much yet they don't know how to manage the little income they're getting, most of this people only know how to spend in luxury and other irrelevant stuffs they don't know how  to make savings or Invest into something. And yeah, many jobs don't pay much but we don't need to use that as an excuse because the little leftover can still yield something if they can be consistent in making the savings, take for instance they're putting $20 into bitcoin  they're getting no less than $960 that's if they're making the purchase every week but I'm sure that there is a certain stage where they will want to front load there investment. This is just about planning forgetting the fact that they're not earning a decent amount.

You say poverty is not just about money, but I disagree.  Money gets you everything else.  If you dont have it, you cant get good health care, education, or skills.  You cant buy better choices, or better systems for life.  But if you solve the money problems, your options open up immediately.

Blaming the system for our problems ignores that rich people started in the same system. They took chances, got good skills, and made the most of it.

I disagree to the above mentioned statement writing off government as the root cause of poverty in the country. Its clear men are born but hero's are made but their must be a structure or stepping stone before one can work his way out of poverty, imagine living where the government has know plan for the citizens, what do you think will become of them.

Using Africa as a case study, do you think there are no hardworking people over there that over 60 percent are still living below average life? When it comes to being hardworking do you the the western world's are stronger than them that they come out victorious than Africans, the answer is know what they are facing is corrupt political leadership system which ends up stealing public funds for their selfish desires leaving the poor masses without hope of surviver.

As the government can't provide all the necessities of people, people should do their part and find a way how to uplift his economic status. The government can't cater each and everyone for their needs.

I believe it's an inability to manage money. There are financially successful people who have faced all the difficulties mentioned—unemployment, debt, lack of a good education, and some kind of disability. Why did they succeed? Because they understood the game of wealth, the so-called financial psychology, or financial intelligence. They learned how to get there.

Having a lot of money but not being able to manage it well is also very problematic, and it generally occurs because the person has problems with decision-making. Basically, people who are able to manage their finances well will find it much easier to develop their potential to achieve wealth because they understand the game of financial intelligence in certain principles. As the title of this discussion suggests, the reason people are still poor and why they are unable to achieve the same as others is directly related to their mindset, opportunities, will, and style in seriously pursuing better results, especially how to take steps to achieve financial strength.

I'll say these people are just so dedicated to their families that they would never thinking about leaving them just to earn money. Yes, these people love their families but are they really helping their families? No, they are just being a burden which can not even earn basic wages. We do need to explore, maybe not countries but at least locally in order to find decent opportunities.

These opportunities will not come knocking our door, we have to hunt for those. I've seen extremely poor people migrating from their villages and settling into cities and earning good wages. Yes, they will be doing any kind of job that's possible which might include starting their own small restaurant where they work as an owner, chef, waiter and cleaner. They will work really hard there but will earn a decent amount which they don't only use to provide their families but also expand their business further. They are the ones who will break the cycle and do something in their lives.

This cannot be a good reason for not leaving your family. People leave their families to earn money so that they can support and provide for their families. Many people from my country live in Malaysia, Qatar, the UAE, Saudi Arabia, and other countries to earn a living, so they can provide a better future for their families and offer them better support. I even left my home for a job so I can make some money.

So, if someone's excuse is that they are too dedicated to their family to leave it and make money, they are not helping themselves. A man, can do anything to save his family and help his family to survive.

When I said that poverty is not all about money or lacking money is deeper than that
Poverty comes with not having access to quality education, resources to grow and access to good job,it also means when you're being left out and not having a voice in the society and cannot be able to participate in community life fully.
So I will say that poverty is not all about struggling to make ends meet, it's about living in a world that is full of limited chances, being caught in a broken system and constantly fighting daily to keep one's dignity despite life challenges.

If you love your family, then you should do everything possible, including leaving your comfort zone, to seek financial stability. Many of us were comfortable in our parents' home. We had access to free accommodation, food and other basic needs. But if you remain in such a comfort zone, you might end up in poverty. I loved my parents and siblings and we were very close. But I had to leave him immediately after I graduated from school to seek my own financial freedom. It was not an easy decision because I went through several hardships at the beginning. To survive, I had to do some low-paying jobs because I needed to survive. But I am happy that I made that decision because some of my family members are benefiting from my decision.

This thinking is very lacking in understanding of most men, maybe on the other hand also the opportunity is also a factor of people to work outside their homes or outside their country, we know that each country also has a level of unemployment and poverty, and it is not based on one thing such as dedicated to the family.

But people have different perspectives in the dedication to the family, some do understand it fully support financially because they do not want to leave, but there are people who interpret it that support financially, but far greater by separating themselves from the family environment and working outside in order to get greater money.

These are also good reasons as to why people are really poor. More can be added to these quality opinions of yours. I will say making people poor is one of the strategies of the government so the people can depend on them. Staying in your comfort zones can be draining and you can never meet the levels you aspire to in your comfort zone.
Blaming others at a certain age should be stupid, you have to stop blaming people and start using whatever happened as fuel for your own growth. Being glued to your phone scrolling and watching TV all day can lead to poverty. Having no passion, dreams and hobbies worth dying for could also keep one in a poverty driven state.

Way to the top are risky and only courageous people get to take this risk and get out of poverty. That's why you see many people in the society living in poverty, they're scared to change environment, change friends and try a new things . Untill you try new things and change from your comfort zone you won't get out of poverty, except you're parents are rich and you inherit wealth.

We must know what we want in life and give it time, try things that will fetch you money. Jobs won't get you out of poverty, it can only sustain you. But if you want to be wealthy you have to invest in something that is solving problems. That's where the real riches is.

The things you mentioned are one of the reasons why a person is poor. When you do not have multiple sources of income, you will have to struggle a lot to meet your basic needs such as food, education, and medical care, and the income you earn will not be able to meet your basic needs as well as the basic needs of your family. And at that time you will focus on taking loans. And loans will put you in bigger problems and you will suffer from financial crisis throughout your life. Basically, these are one of the reasons why most people are poor. So first of all, it is necessary to create multiple sources of income. Only then is it possible to increase your financial status.

You have the heart to feel for people. I like that, but sometimes ask yourself will people care if you are in the same condition.
We call came out to this world alone, and we will die alone. I will always say if you are not up and doing, dont try to help others. You will fall eventually if you do, and they wont be in the position to help you up.

IMO, both the government and the individual is to blame. Everyone is not doing things right. If the poor man is giving a big position today, he will do worst.

You are a good person, I also feel the same, when I see people suffering, I feel very bad, is as if we are not the same with them and one of the worst of it all is when I see people segregating, you know one thing I notice is that there no need of trying to make findings to know why some people are actually extremely poor, i try as much as I can to help the little I can although I know that i can't help everyone but to the best of my ability because it obvious that the government could be the cause of the poverty that people are facing, the people can also be their own problem so I prefer not to go into knowing some things and do the one I can.

You’re right, poverty comes from many factors like health, lack of education, debt and unemployment. It’s not just about laziness — both government and society need to create fairer opportunities.

Ghost name workers is a behaviour aided by corruption, and it's true that this is a behaviour typically found in the third world countries public establishments, and despite the numerous verification exercises that are usually done by the civil service commission to get rid of all those ghosts name workers they still don't produce any results bec of the corruption is in linkages.

 They are not done by the low rank officials but highly ranked officials who are same people that are place in the panel of the verification exercises. This has been one of the reasons behind the exploded unemployment rate in many third world  with many capable and qualified youths remain unemployed raising poverty ratio in those countries.

To me "rich" is the dude that has all that he "needs" and still has no debt, possibly saving a small amount on the side. What we need is simple, if you have a house, not meaning buy one, if you can afford rent that's okay too, and if you have clothes, no health issues, and food and whatever else really, I am not talking about buying a Lambo, I am talking about a normal decent life.

If you have that, and you are not in debt and your income covers the costs of that? Then I am sorry but you are rich :D. I can't afford that right now, people tell me I should save, but it's clear that we are talking about something that will be not possible for many of the third world country nations because for us it is not that easy to make that much.

Inflation and low wages make it hard for the majority to accumulate wealth.A lot of people work hard but remain poor because their wages don’t match the cost of their living.People remain employed but still broke, therefore spending everything just to live,with little left for investment or growth.

Understand first that not everyone is meant to be rich, there are people that handle the four walls of a class room even if you offer them free education because everyone wasn't born to be knowledgeable. I have seen people that can't read or write even after being sent to school to learn so sometimes lack of proper education isn't always the problem but low IQ, and the disabled people that can't fend for themselves and it makes me feel bad seeing them beg for survival, I wish the government can make provisions for the disabled people because they are unable to work for their daily meals and they rely on begging.

Among the circumstances that you enumerated, it was only the number two or the family background is the one that fits to what you said there. Others can only get built up over time if we really wanted to. It is only funny that the opposite or the rich are now wanting to become poor. It only shows that on each side of the coin, there will always be hardships. So being poor is not the problem here but it is on the person or on how they view things.

You are right that it still boils down to the people on how they will utilize these benefits given to them, so there is still a chance that some people can remain poor. But even for those who are willing to utilize it, some may still find it hard to get rich because the competition is much higher now but at least many can at least experience a stability and what we can say as medium style of living. I think China has a different type of government. That would be a reason on why there are no corrupts on them.

If these people have failed to break those poverty traps, hence that’s the reason why they stay poor and fail to break out poverty no matter how hard working these people are.

My point is, being poor isn’t actually a choice nor a fate, because there are really factors that no matter how you work on it, but still it prevents you from rising up and create such progressions. One big factor is wrong governance. People will never get out from poverty traps if the government officials do not perform their roles in the right and meaningful way.

The truth is that, not every one will get reach the world is structured in such a way that most people will live their life's below average and at most average. It's really difficult to break through that financial circle which society has placed on the citizens.Takimg the right financial decisions is key to making sure that an individual leaves the poverty zone and line.


Off all the points that you highlighted. I don't see ghost names in the payroll of a civil service which is due to corruption as a cause of poverty. Yes this is not a good act but it doesn't make an individual poor because what you should know is that poverty is an individual thing which is caused by several factors such as lack of opportunities, lack of financial education, laziness etc .

We live in a world where a person’s value is measured by productivity, not humanity. But even if someone is poor, they should still have access to basic needs — healthcare, education, rest. Not luxury, but enough to live without fear or pain. That sort of mindset could help reduce poverty, in my opinion.
As for reasons for poverty, I believe that they are intertwined. For instance, a lack of good education is related to unemployment and both are related to financial debt.
But it is the social inequality and global challenges like climate changes and wars coming back in fashion which lead to poverty or at least are the reasons why making progress in combating poverty is so hard.

That is true, many children from poor homes face big challenges and really lack a lot of access to things that  can develop  and build them, whereby a kid from rich home get easily and that is why rich kids often look brighter and sharper than a kid born in a poor home, but some still  make it through hard work and opportunity that are present to them. Poverty is very  hard , but it doesn’t always decide a person future.

In this case anyone who was born poor but decides to remain poor because the government agencies failed to perform their duties by creating opportunities for them is lazy. Right now everyone is aware that the economy is bad and the government is doing very little things to salvage the high rate of inflation you have to stand up and hustle to ensure you get out of poverty you don't need to wait for the government to do it for you wealth is now a choice you make your ways by getting skills to help yourself if you don't get employed by the government.

Its true personal value is quantified by productive and not  humanity but that is in the past, now personal value is measured by the calibers of people you know instead of its original quantifying characteristics all because of corruption. Corruption is the main reasons for poverty. taking Africa as a case study, they are richly blessed with all manner of mineral resources but mismanagement caused by corruption has changed everything making life unbearable when life is supposed to be fair for them.
Taking the above mentioned statement as reference point, thus that mean that inside the 70 percent people living in poverty in Africa that there no educated once there?

Of course that is the way to easily figure out those who are lazy because they entirely depends on government to make things right for them. Yes I know it's the core duty for the government to make everything available for her citizens but I am not In support of those who keeps sleeping and folding their arms waiting for their government to make things right is just as lazy as you said. People should learn to know how to build themselves up than entirely relying on government creating jobs opportunities while there are people out there who creates jobs opportunities others without even depending on the government to make everly available for them.