Bitcoin Forum

http://www.coindesk.com/circle-global-launch/

Just signed up and going to test  ;D

No way. This is really big! I'd rather use Circle over Coinbase or others.
Thanks for the update!

yes,it is!

I just miss some mobile apps

Like what?

I mean that i'd like to have an app for android or ios,like coinbase and blockchain
I think that it will be coming soon

Yes of course.

I just bought $50 BTC using my credit card o_O Circle works really well, and has nice 2FA. But I would like if they used GoogleAuth api.

More good news keeps on coming in main streamers just not getting what is coming in next few years  ;D   How long before applepay or paypal buy this company i wonder.

you can use it with google auth
go to config -> security and select google auth

Yeah Circle looks pretty cool. I am curious to see how Circle compares with Coinbase and what the advantages/disadvatanges will be between the two. More options is always a plus for everyone.

Any word about some of Bitcoin debit card from Circle? We really need this product now then XAPO has failed to do so.

Yep, I'm not switching to circle until I see an Android app

I like the look of where circle is going with this. Very neat look as well.
Does Coinbase also have 100% deposit insurance in place?

How are they supposed to make money?????

They are paying for credit card transactions. Spreads surely cant cover for that!

BIG NEWS!

really good news, i just signed up, looks good ;)

This is great and looks good! The future of global currency inches closer!

finally the best mainstream product so far.

https://www.circle.com/en/2014/09/29/circle-opens-doors-global-audience

good read!

From what I read, Circle is putting the credit card chagres on the customers. So it isn't 100% free.

This is huge! Enormous! Look at the skyrocketing price! We're almost at the Moon already!!!

Choo-choo!

Seems it will be out soon...

I can't sent funds from a non-US account!!

I just bought $250 worth of BTC and sent it to my wallet.  Took less than two minutes and the inbound transaction has already hit my wallet.

This is officially the easiest & smoothest transaction I have ever done for going from USD>BTC


*also switched to the Google 2FA

ig

Only US cards and bank accounts accepted at the moment

just used circle (from austria with a Mastercard) and i guess the other exchanges have to do some homework now  :D

buying and sending BTC with no problem.

awesome! Hopefully this will shoot the BTC price up :)

Looks like the 'US Only' cards and accounts has been lifted. Also just managed to load my account and card without problems

or down, already bought some pizza with it  :D


but nice job circle.

haha awesome

I just heard about Circle. I saw this article saying Bitcoin will reach $510!!!! https://www.ddmarkets.com/bitcoin-technical-analysis-moderate-gains-are-due/

Can someone plz sum up the basic purpose of Circle ? I read the following on their website...


Is it an exchange like Bitstamp or a payment processor like BitPay ?

Finally, a Bitcoin financial services business that's not run either by ex cons or by wet behind the ears children out of their apartment in San Francisco. Very good news!

http://www.coindesk.com/circles-bitcoin-banking-platform-savvy-bid-mainstream-market/

Wouha i didn t know anything about circle until now.
I just buy bitcoins with my credit card. I still can t belive it.

This is breaking the main barrier for newbe testing. Nobody know or want how to do a wire transfer, every body has already bought with cb!

Mind blowing

I am a BTC lover from Bangladesh, can I get any kind of assistance from Cirle in here?

I just did something that up until today was not possible.
I signed up for an account and sixty seconds later bought BTC (at the current rate!) with a credit card and then sent the BTC to my wallet.

If it never does anything else that would be enough to make me  :)

So awesome!

Awhile ago I signed up for the invite and never heard anything, so a couple weeks back I emailed them and asked if they were still around or what the status was. They replied saying stay tuned, they're about to launch. Still never got an invite but I followed the link over to Circle, signed up and requested a transfer from coinbase via the nifty single use address. It shows pending. I also linked my bank debit card and didn't have a shred of a problem, unlike coinbase who won't take debit cards.  Since it's coming from coinbase, I'll wager it'll take the whole 40 minutes :P

I liked coinbase but don't like the inflated BTC rate to buy and sell and I really, really don't like the 4 or 5 day wait on transfers or the inability to use a debit card. I am the proud owner of no credit cards and want to keep it that way. Using a debit card as one is as much as I need.

Overall, it took about 2 minutes to complete the sign up, and get the transfer initiated. I tried it for 20 bucks just in case things went afoul and it shows as received. If I am not mistaken, they basically front you the money while behind the scenes they debit your account which is why you have instant access to it. That's sooooo much cooler than coinbase making us wait on a long transfer.

I definitely see this being huge, especially when they bring out a Circle Card...a debit card. That, the apps, and the ability to switch back and forth between cash payments and btc payments on the fly, in the wild, on the street, locally will be insanely spectacular.

Well done, Circle!

I see amazing success in your future!

ETA:

Anyone interested in a little easy btc funds trade to test it out?

Me: 1DPN4mPM5e9DKsh2P3Nm9qz5JWy7dT9Tzv - send a dime, nickel, whatever to see what happens, then post your address and I'll send it back, and we can see how quickly things post back and forth. If you're willing.

Yes, of course they will, no exchange will take up customers' fees like that.

No, not true. You can add the details but not make any transfers.

I think it may be a great thing. It will force people to think in terms of bitcoin rather than fiat.

This is BIG. No more "Back Ally" shady trades. Also the Bitcoin is insured not only for Circle's coins, but for your coins if it's in their online wallet.

Ya being insured is HUGE!

I was able to register my Visa debit card and withdraw my purchased BTC all within 5 minutes. This is amazing.

Does anyone know where Circle gets the Bitcoins that they sell?  Do they have a relationship with any of the exchanges?

I assume that they have already accumulated a decent amount but with this launch they will need more coins at some point.

Will be watching this very good step in right direction in terms of consumer protection.

Now, if u deny your credit card payment or use a stolen credit card, how will Circle stop u from scamming ?

I am not sure I know they had like 25 millions in funding I think? So that should help.

This is cool and all, but is there any actual PROOF of the insurance claims? I havent seen them... but also havent really paid that close attention to Circle.

I have just made the easiest quickest and cheapest BTC purchase ever.
I am very impressed with Circle.

My BTC purchase history:

1. Mined early: Quickly perceived to become a poor return thanks to the fact that I prefer Nvidia gfx cards. (Irony is that at today prices I should've kept mining!) Spent most of that mining on stupid purchases purely for the novelty of using magic internet money.

2. Buy local: 10%-20% markup from local sellers and they keep coming in and out of existence, generally fear that I will get ripped off. Bought some of my most expensive BTC like this.

3. Decide to use an exchange. Decide poorly. Decide... ((shudder)) on mtgox. Costs me to transfer money to Japan but cheaper than buying second hand local. My bank now has a file on me I am sure. Time delays but manage to get BTC into local wallet. Get confused and dilute BTC into numerous alts and other exchanges. Too much fun to stop. Need more BTC. Send more money to Japan. Things go horribly wrong. BTC now sadly stuck in limbo.

4. Thinks to try OKPAY. Another bad decision. Verification, rip offs etc. Experiment costs me a small amount but fingers burnt.

5. Considers mining but can't trust hardware companies and now too sceptical of everyone and everything. Calculates that it is cheaper and safer to just buy BTC.

6. Back to buying local. Finds a great vendor. Sees the light and realizes this is the way it is supposed to be. Puts up with 10% markup for vendor.

7. Decides to try Circle. 18h00: make account. 18h10: link credit card. 18h12: deposit $500. 18h13: withdraw 1.3BTC to wallet.
So far I am impressed! Someone please stop me and tell me if you think I am heading for another (3) or (4).

I am also impressed. The speed and ease with which signup and deposit occur is EXACTLY what bitcoin has been missing.

This is a coinbase killer. Coinbase, it's been nice knowing ya.

http://www.reactiongifs.com/r/wnod.gif

I just signed up and bought bitcoins with my credit card from Canada in 5 minutes!  :o Mind = Blown

http://d22zlbw5ff7yk5.cloudfront.net/images/stash-1-244250d58073b0ed1.jpeg

I have yet to try it myself but I can see how Circle is taking a huge risk allowing immediate withdraw of bitcoins that are purchased with a debit or CC.

Coinbase takes a long time because they have risk controls to prevent people from stealing someone's identity and bank information then buy bitcoin with such information. As a result they are able to charge a relatively small markup on the bitcoin they sell.

If circle is allowing people to buy and withdraw bitcoin in ~10 minutes then they will likely end up getting scammed by a lot of people and will quickly go out of business.

Are they allowing to use Credit Card for only the residents of US & Canada or Credit Card can be used from across the globe ?

It depends. You should take a look here http://www.reddit.com/r/Bitcoin/comments/2hs8wa/can_we_make_a_list_of_countries_which_circlecom/

Have to say this was my first time using Circle and it was a fantastic and easy process.  Way better than my other experiences with buying bitcoin. 

Told a friend of mine who lives in latinoamerica about about it, he tried it out and was amazed that he finally could buy bitcoins with a credit card.

Thank you for providing the link. It is pointing to this post => http://koinify.com/blog/cryptocrowdfunding-now-instantly-possible-thanks-to-circle/

As I can see, for many countries they are allowing either VISA or MasterCard !!! WTF is that ? Is it incorrect listing or Circle is truly distinguishing between VISA & MasterCard on country basis ?

lol Circle is going to get carded/scammed in a big way.  But that's ok, they can afford it, with that $20mil in VC funding. But when that runs out and fails to cover the losses, what do you think will happen to Circle and all its users?  Can you say GOXED ?

From what I understand, CC charge back are probably impossible to make with Circle.

Epic! Huge barrier to entering the market has been removed! Looking forward to seeing more people using BTC for every day transactions.

Would be interested in feedback of ongoing experience using this service.

Do you get interest on your BTC?

what countries does credit card work with Circle right now ?

only US y Canada ?

http://koinify.com/blog/cryptocrowdfunding-now-instantly-possible-thanks-to-circle/

Circle is for US based customers. In the US there are fair lending laws that make it so it will always be possible dispute/chargeback a transaction. If they are only charging 2.9% (as mentioned above) for credit card payments then they will not be able to cover their losses from chargebacks.

The only recourse they have against chargebacks would be to pursue a civil lawsuit against people who they think filed a bogus chargeback claim, however this is very expensive and would likely be a PR nightmare, plus the fact that it would be very difficult to prove a bogus chargeback was filed for a transaction that occurred over the internet.

Has anyone purchasing with US credit cards been hit with a cash advance fee?

I believe this 2.9% "fee" is actually charged by your credit card company when you take out a cash advance. This is generally standard practice when you take a cash advance from a credit card (as this is what using a credit card with circle is considered).

I think that if you are using your credit card to buy bitcoin via circle then you are either overextended or should wait the ~week that it takes to get your bank account verified with them

Can someone explain what's different about Circle in comparison to other websites where you can buy BTC?

from what I have seen quick easy can use CC.

That's is a really great news and I am sure that there are more good news in pipeline because bitcoin has a very bright future ahead.

Has anybody made any payments from their Circle wallets yet?

I see there is no option to select the transaction fee so was just wondering whether they go with the 'standard' fee of 0.0001 or whether they charge something else.

That looks awsome, I signed up for there invite system a little over a month ago and haven't heard anything back from them, going to check this.

Yes. Transaction Fee was 0.0001 BTC.

How long does it take for a FIAT withdrawal against a deposit ?

It is not entirely true that only US customers are supported.

I can confirm I was able to use my debit MasterCard (issued by a bank in Belize, Thai billing address) to load my account. It went through instantly.

Circle is the new Paypal!

O yeah, and... bye Coinbase.

Also just made a purchase with my debit Master Card (non US) without any problems.

Don't think I will use Circle as a long term wallet even though your coins/funds are insured. Will sleep better with the bulk of my coins in my offline Electrum wallet. I will however make use of Circle in future for my purchases as I find the process far easier than some of the other exchanges and might use it as my everyday (hot)wallet depending on the mobile apps they are to release.

I don't see why they would charge anything else. If they charge more then the TX fee they are actually including in their TX to your BTC address then they are scamming and if they charge less then they are eating a loss they have no reason to "eat"

I have posted this elsewhere. Please forgive the duplication. The topic seems important enough to justify it, imho.

As far as I can see, Circle will work out fine unless or until you want to spend your BTC. Do not let the boiler plate text make your eyes glaze over. Read the fine print!

From their service agreement - their INTERNATIONAL service agreement, of all things:

--  snip  --

17. Restricted Activities

Using the Services to make the following types of payments is prohibited, and Circle reserves the right to monitor for payments that relate to:

    any Restricted Persons or persons or entities located in Restricted Territories (as each term is defined in Section 29);
    weapons of any kind, including but not limited to firearms, ammunition, knives, or related accessories;
    controlled substances including but not limited to narcotics, prescription drugs, steroids, or related paraphernalia or accessories;
    gambling activities including but not limited to sports betting, casino games, horse racing, dog racing, lotteries, games of chance, sweepstakes, games of skill that may be classified as gambling (i.e. poker), or other activities that facilitate any of the foregoing;
    constitute money-laundering or terrorist financing;
    any sort of ponzi scheme, pyramid scheme, or multi-level marketing program;
    goods or services that infringe or violate any copyright, trademark, or proprietary rights under the laws of any jurisdiction otherwise constitute counterfeit goods;
    debt settlement, refinance, or credit repair services;
    court ordered payments, structured settlements, tax payments, or tax settlements;
    the sale of money orders or cashier’s checks or any unlicensed money transmitter activity;
    lottery contracts, layaway systems, or annuities;
    counterfeit goods; or
    any other matters which we communicate to you that are unacceptable from time to time and which, for example, may be restricted by our and your payment partners.

In the event that Circle learns that you are making any such prohibited payments, Circle may suspend or terminate your Circle Account.


--  end snip --

just to be clear: if you have a trojan / virus on your pc then circle wont give you an insurance.

the insurance will be there when Circle makes a mistake.

Darn, there goes all the fun stuff....

...narcotics, gambling, sports betting, casino games, horse racing, dog racing, lotteries.....

 ;D

There are platforms/wallets where an additional fee is being charged per tx so my question was more about 'additional' fees.

Not that I am endorsing gambling, and perhaps it is an added benefit that Circle does not allow direct payments to some things (it might save a few people some heartache and lost coins) but couldn't someone just buy coins on Circle then transfer them to their own wallet and then send coins to any site they wish and gamble whatever amount they want?

Wow...some of you guys are serious pessimists.


I bet if it was raining gold you'd just bitch about having to pick it up.

Circle is a good thing. Smile a little.

Could not agree more. Circle is simple and straight forward. This is what's required if we want to see bitcoin adoption grow i.e. something that's easy to understand and or operate.

Even my mom will be able to work with Circle whereas she would most probably never get to grips with the likes of Armory and or Electrum etc...

True story: I was getting on bitcointalk to ask what is the easiest way for me to tell someone not familiar with bitcoin, how to purchase bitcoin easily.
And I found this post! This is awesome!


Aigeezer, I don't see anything negative about your post. They're covering their back, that's all.

They are planning on weeding out the criminal scumbags that have littered Bitcoin from day one. It is their business you know. If they're not interested in dealing with Silk Road or breaking the law that might simply mean they don't want to share a cell with Charlie Shrem. Think about it a minute. They must comply with local laws to the best of their ability to remain in business. All of the items in that list look illegal to me, at least in the US.

I just signed up and purchased with my credit card.
I timed it with my stopwatch. 7min, 51sec.

IMPRESSIVE!!!! That is time from initial welcome page, through sign up, TO AVAILABLE FUNDS!!!!

For those who question the credit card fraud thing, it seems that they do the transaction as a "cash advance", so there should be no threat of charge back.

And there's a best part: it seems to me that you can pay your credit card from your Circle bitcoin balance! I didn't test it, but if so, this is SO HUGE!! I'd close my bank accounts!!

Yup, just paid my credit card with BTC using Circle!

This is amazing.

So, to be clear...I know i can purchase BTC with my debit card... if i need some fiat, Circle will send fiat(BTC sold for fiat in my circle account) to my debit card instantly?

Just want some clarity... I see Circle as being huge for our community!

First, I cited the international rules. Circle makes you certify that you are NOT an American resident before these apply. (The American rules are even tighter). American rules and laws do not apply in other jurisdictions, yet this ToS attempts to impose them on what Circle has been calling forty percent of the global population.

In any case, I highlight some of the list items with my observations parenthesized:

lottery contracts, layaway systems, or annuities (not illegal anywhere, as far as I know - annuities, in particular, are a classic financial refuge for widows and orphans, and layaways were a staple of the pre-debt epoch);
controlled substances including but not limited to (blah blah. Controlled in what jurisdiction - rules vary all over the world, and this ToS is for international customers);
goods or services that infringe or violate any copyright, trademark, or proprietary rights under the laws of any jurisdiction (blah blah. Think about it. It says ANY jurisdiction. That includes North Korea as well as Kansas);
weapons of any kind, including but not limited to (blah blah. Weapons in whose eyes - is a butter knife a weapon, is an idea a weapon - Circle has sole discretion in deciding);
any Restricted Persons or persons or entities located in Restricted Territories (blah blah - no donations to whistle-blowers if they are on some State hit list - Circle is international except for the parts of the world that are out of fashion, and such fashions change like hemlines);
court ordered payments, structured settlements, tax payments, or tax settlements; (there are news items most days that some jurisdiction or other is planning to accept tax payments in crypto, but you will not be able to pay with your Circle account)
blah blah, or multi-level marketing program (legal and widespread in the States, legal in most jurisdictions);

and finally - the one that will get anyone sooner or later says - any other matters which we communicate to you that are unacceptable.

Corny example of why this is a very alarming ToS document - a person living in, say, Germany, can not buy a deck of playing cards and pay with BTC from a Circle account without violating the ToS because that could be interpreted (at the sole discretion of Circle) as facilitating gambling activity. If you think I am exaggerating, reflect that Coinbase has allegedly been cancelling customer accounts recently because it believes some BTC in their accounts had passed through gambling sites.

This ToS tries to separate BTC into good and bad BTC, and attempts to destroy fungibility.

I do think this stuff matters a lot, if cryptocurrency matters in the first place. Statecoin is not the answer to the problems with fiat, imho.
 




 

I've signed up and I've already bought coins with Circle and I fail to see how it is any better than Coinbase.

It seems to be identical to Coinbase, in fact. I know they claim they aren't an exchange but that is marketing.

With Coinbase I can buy up to $1,000 in bitcoins a week. I never use it that way though. What is better is that I can buy up to $50,000 of Bitcoin a day! This is a rolling limit that begins replenish over 24 hours. Those bitcoins don't arrive for a few business days but that rarely matters. I can buy with linked bank accounts, but it will also use a backup credit card for the instant purchase. I can also sell up to $50,000 in bitcoins a day, although the money takes a couple of days to arrive. Transfers of bitcoins in to Coinbase take 6 confirmations. I pay 1% to buy and sell with Coinbase.


Now let's look at Circle. I can buy with a credit card but Circle (or, more fairly, my credit card) charges 3%. Ouch. Why would I ever want to do that? I can buy with a linked bank account but there is a WEEKLY limit of $2,500 for "deposits" (buys) and $5,000 weekly limit for "withdrawals" (sells). Coinbase has a limit 70 times higher for sells and 140 times higher for buys! Now, I expect if I use Circle a lot they will raise that limit, but they have an awfully long way to go till they reach Coinbase's limit. Since my bank accounts haven't been linked yet, I have yet to see how long a deposit (buy) and withdrawal (sell) takes. I'm guessing the withdrawal will take the same amount of time as Coinbase as an ACH transfer can only go so fast. They may credit the "deposit" sooner than the ACH transfer will take, but I seriously doubt it.

Finally, the biggest downside with Circle is that you can't ever withdraw bitcoins from it (although you can deposit bitcoins into it). This essentially means that Circle is always going to "hold" your bitcoins which means you will have to trust them. Yes, I know I've heard they are insured but I do not see the FDIC logo anywhere on their site, and that is the only insurance that means anything. Plenty of other fraudulent companies have said "trust us" and then they either they ran away with the money or the bitcoins were mysteriously "stolen". Why should I trust Circle, then? With Coinbase I can buy coins and then immediately send them to my wallet, only sending them back to Coinbase when I want to sell. I prefer that much more.

?  You can send bitcoin to any bitcoin address..

That would be the biggest problem with Circle by far if that is the case.  Does anyone know?

I know some people have mentioned them perhaps using fractional reserve banking strategies.  If they indeed to not allow for the withdrawal of coins then that is further proof that they are perhaps doing that.  I would stay away from them if that is the case.

ok, I figured out how to withdraw. But it wasn't obvious. I'm not sure why the "withdraw" option doesn't let you do but you can send bitcoins to yourself. It is probably because Circle wants to be thought of as a bank account where your fiat is held as bitcoins, while Coinbase is an exchange that let's you have a bitcoin wallet.

Yes, it is exactly the same thing. It's just marketing.

Still, all the other problems with Circle still stand. Until they let you deal with reasonable amounts of money, I'll still prefer Coinbase.

It turns out you can do it. But Circle claims they are not an exchange! You don't "buy" coins on the site. You deposit either fiat or bitcoins and the money is held in your Circle account as bitcoins.

It seems to me the pricing (including fees) is a bit better compared to Coinbase, assuming you linked a bank account and not a credit card.

I think they're based in the USA. A US company can't just go overseas and start trading in drugs that are illegal in the US. It's not ok for them to launder money in Somalia either. They need to comply with US law or prohibit US customers from using their service. Besides, it's a business. You can always refuse to do business with them and pick a company based in Somalia to do business with. LOL

Indeed they are.


Those were never the issues under discussion.


That IS somewhat related to one of the issues under discussion - specifically, there is no reason for customers outside the US to be held to US law. I imagine if, say, a Chinese financial company insisted that its American customers comply with Chinese laws that there would be howls of outrage. Circle offers a separate ToS document for its international customers, but in it the requirements are to follow US law, plus several more arbitrary capricious restrictions that I cited. What they do to and with their US customers is not my area of concern - my issues are with their treatment of international customers. I am not American.


Of course I will not do business with them. No international person will unless they are willing to be bound by US law, plus the other onerous limitations I cited. Consider, for instance, the millions of people who live in jurisdictions where online gambling is legal. They cannot use Circle without acting as though they live in a jurisdiction where it is not legal. American companies will become international pariahs if they keep to this course. The world is much bigger than the US and Somalia.

Finally - I am astonished that nobody seems concerned that this company - the hot new place to buy BTC on credit - has calmly announced that it will, as they put it - Circle reserves the right to monitor for payments that relate to (long list plus)... any other matters which we communicate to you that are unacceptable from time to time.

They will watch how you spend your BTC and if they do not like it they will cut you off.

Nobody has even blinked at this - on an international BTC forum. Wowsers!


 

 

I signed up today and linked my bank account and debit card. Moved some bitcoins over and made a withdraw to the debit card. If I can get next day or 2 day deposits I'm happy and that'll mean goodbye Coinbase except for extremely large (>$1000) transactions.

I hear you and agree that US businesses are screwed. Hell, I agree that the US legal system is screwed. I don't blame any non US citizen for avoiding our businesses. My country has been heaping laws for civil rights, animal rights, consumer protection rights, women's rights, children's rights, Native American rights, and plant life rights on top of our heads for so many years that now no one has any rights.

I think Circle will be a good thing for Bitcoin adoption in America. Finally pussy Americans will have a company they can go to that they aren't afraid will go out of business for lack of compliance. I'd be more concerned about their spying on transactions to comply with AML/KYC laws if they were the only game in town. I'm a proud American - I'm used to not having any freedom and being spied on all the time. I certainly don't fault you for not using them though.

I know that people will treat it as an exchange and people will have their credit cards and bank accounts closed because they are trying to either trade or arbitrage with circle (just like they do with coinbase and always complain about their bank accounts getting closed)

They have weekly limits in the thousands of dollars. I would consider that to be reasonable llimits as to how much money most people would spend in a week.

Just bought bitcoin from australia, it was instant. This is a game changer.

This is the first webpage that's ever given me motion sickness...

I can confirm that I performed a withdrawal to my debit card and it took 2 days for the deposit to show up. See ya Coinbase...

Has anybody tried a prepaid debit card like "Greendot prepaid visa" at circle?

Exciting stuff, one step closer to mainstream!

I signed up and linked a cc within 5 minutes.  Very easy

Tried using my debit card, denied.  Had the funds available.  Contacted support by phone, they said that it is a known issue, that their fraud algo is too strict at the moment,  I asked if I would be able to buy using bank account (still waiting on the small deposits to come in), and they said maybe, but were not sure.

I am not a fraudulent person, hopefully they fix this part soon, so I can use this service and leave CB forever.

Is Coinbase really that bad? I have seen a lot of people complaining about them but I've never used them personally. I don't trust businesses operating out of apartments unless they're running a garage sale. LOL

I did just use Circle and it was faster than using my Wells Fargo account online. I can't believe Bitcoin finally got a service that's operated by seasoned professionals. What a pleasure it was to use. Most of the online bitcoin business websites I've used so far left me feeling like I was dealing with the mafia in a dark room, like I was doing something illegal.

What country are you from, @QuestionAuthority?

It worked for me first time, instantly, no problem, but now I only get a message on the top of the site, saying I should contact them, which I did.
They said they will try to 'offer support for NON-US countries in the future' , but at the moment, as an european, I can't use them for buying/selling purposes, only as a web wallet (well, insured one).

I'm in San Francisco. That's probably why I didn't have a problem. I don't think they are offering the full service outside the U.S. right now. Hopefully they will soon because it's stellar.

Got the confirmation deposits tonight.  Verified checking account, and bought 500.00 worth of bitcoin instantly, took 3 seconds.  Love Circle.

For some reason my wellsfargo VISA debit and prepaid VISA vanilla wouldn't go through... bought a prepaid paypal mastercard from 7-eleven and it works fine.

Just bought some BTC from circle...

Instant transfer...

Absolutely awesome!

Get your bitcoin while they are cheap!!  ;D ;D ;D

Hey guys, check this article out regarding prepaid debit cards. Apparently  the use of "Visa" prepaid gift cards are actually encouraged by Circle.

https://www.cryptocoinsnews.com/circle-allows-prepaid-visa-cards-purchase-bitcoin/ (https://www.cryptocoinsnews.com/circle-allows-prepaid-visa-cards-purchase-bitcoin/)

Visa gift cards!!!

I tried these VISA prepaid cards: WU prepaid, Greendot and Vanilla. None of them worked. What visa cards are people using?

Probably have to have the permanent prepaid netspend, green dot, vaniiola, etc, not just a temp one from store. They have to be registered to your name so they can verify that info. 

The ones I tried were permanent cards with real information.

Anyone else have success with any prepaid cards?

Can anyone answer the simple question as to whether they have used a prepaid Green Dot Visa/Mastercard card and which type it was. Please specity if it was freshly purchased (temporary, no name embossed on card) or Verified with address and ID info (permanent, name embossed on the card).  Also please let us know if there were any negative reactions from Green Dot. Thanks very much for your help to this community of bitcoiners if you do this.