Bitcoin Forum

Hi all, we have recently soft-launched http://www.havelockinvestments.com (http://www.havelockinvestments.com), with our first fund, the Havelock Investments Mining Fund. IPO on now.

IPO: 125 units
Units Remaining: 100 (as of writing this post)
Units issued after IPO finishes: 225
IPO Unit Price: 4.60BTC/unit
Dividend: 0.2BTC/month

No, we are not listing on GLBSE... we have other plans... so doing everything internally on the site for now.

Any questions let me know.

Cheers,
 James

Not even a question? (or troll? :) )

Although the mining bonds are not in their best moments right now, a 4.34% interest rate per month seems a bit low, at least for me.

Is the IPO over? It isn't listed on the "Current And Upcoming IPO's" page.
Does that mean all 125 units have been bought up?

The original IPO has ended, but we launched a new (much smaller) one today. There are 40 of 50 units left from the current IPO, and it should be listed on the current/upcoming IPO page (checking... yup!)

We're expecting shipments of new equipment throughout the next few weeks, so we'll slowly be releasing new public offerings as soon as the equipment is ready immediately available to be purchased by the fund.

There's also other big news coming soon (in the next day or two!)... stay tuned!

James

This differs from a bond type offering...

we are not paying out 100% of the revenue (or even 90%).. we are aiming to pay out approximately 50% of the revenue, and use the other 50% towards reinvestment in the fund itself.  So by simply owning units of the fund, you take advantage of us managing the equipment AND using some of the revenue generated to buy MORE equipment, without having to dilute the fund by issuing more units.  By doing this we hope to counter the affects of rising difficulty, so we can keep our dividend consistently high.

Cheers

Thanks lightbox I will be checking it out. 

How will you be advertising upcoming POs?

Go to the site and click on the HIM symbol anywhere you see it.
You will see a box with tabs for "Updates" and "Public Offerings" along with the other details for the fund.

If you are a member of the site you can also choose the Email Settings option to get email notices for a variety of things. 

When might we see some other securities launched on the havelockinvestments.com site?

I've heard rumors that Virtex is going public!

4 percent per month is a bit lacking when Patrick offers the same with better terms.

Patrick who?

harnett @ starfish BCB. It is listed in longterm lending.

Interesting. Good luck.


Actually, at current prices it's four times less, about 13% annual yield. On the other hand, it's three times more than what I can get from my bank. To me this the sweet spot of the risk/return ratio.  It is based in a real-world operation with a specific business plan, financial reports, and references from a well-established and reputable business partner (cavirtex).

Exactly.  Real people with real names and a real location I can actually drive to.

And post #6 above explains how it is different from these other offerings that you may be thinking of puffn. 

There are also a lot of fact sheets and financial reports etc. to check out at their site. 

In case you missed it: another public offering is scheduled for October 1st. I can't blame them for staying away from this drama-and-scandal filled forum...

+1

Don't forget that he paid for his mining rig.  Not payed for it.  ;D

The IPO has been active for two hours, and a little bit over half of the units are gone.  

Sorry for not keeping a good watch on this forum thread, we have, indeed, been focusing on actually running the mining operation and maximizing profits :)

I was coming here to post that the public offering today has just under half the units remaining, but you beat me to it, thanks!

We have also just released our September Financial Statements, as well as Quarterly Q3 Statements

We have also posted an update regarding our move to ASICs

Thanks for your interest in Havelock Investments!

Cheers,
 James

Glad to see that ASIC preorders are not paid for using unit funds, and are spread out between different suppliers. Great job so far, keep it up!

For extra security we have now added 2 Factor Google Authenticator support to the website.

In case anyone missed it: ASICs are late, the block reward has halved, and so did the dividend for December... Perfect time for buying cheap units from panic sellers.
All this makes me wonder: what is a reasonable annual yield on an investment of this kind? They have a proven track record, business references, contact information, monthly reports, etc. Are bitcoin would-be investors spoiled? Or is 9% or 13% APY really bad for a low-risk, but still risky investment?

is there a thread for feedback on havelockinvestment.com not regarding the mining fund?

No but that's a great idea, so yes now there is!

https://bitcointalk.org/index.php?topic=135035.0

I would like to ask you to write up a little update on the HIM fund
I'd be interested to know just how heavily invested in ASIC are you?  BLF pre orders etc...
what would happen to HIM if BLF ran off with everyone's money?
Do you plan on selling more units when ASIC start to come in?
what's up with HIM in general?

thanks

reading past updates appears to answer my questions  :P
so never mind...
Gr8 fund! i feel confident holding some bitcoin with HIM  :)

The way I see it - HIM has been managed well for a while now, and is likely to stay ahead of the curve. The uncertainties related to ASIC suppliers are pretty much the same for all miners, except ASICMINER to some extent.

I see you split your stock today. Making if affordable to the newb such as me again.

But what I can't seem to find is a purchase plan or orders for ASICs.  And how the project is going?

Use the updates tab here (https://www.havelockinvestments.com/fund.php?symbol=HIM).

From their Feb. 20th update:

Yes I saw this I thought maybe there was something with more detail than "a lot of hashing power".  I am member of another one of these types of "funds" and we are over 1 TH. I am looking to spread my investments over more than one opportunity and was looking for more specifics.

 ;)

Is there a number to be had for the amount of hashing power purchased?

We have around 1.8TH on pre-order (30 BFL Singles)... with some of the pre-orders within the first few days of being available to order.

Cheers,
 James

Thank you sir.  Nice start. Then it's just a matter of BFL coming through.

shipping should start soon..

I know lightbox is excited :)

So excited. 3TH coming soon!

Im sure they are terrified of you, random person on the internet

 from fund overview
I can't seem to find it written down anywhere. Can someone clarify how the other 50% is divided up?

obviously expenses and reinvestment  :P  but i'm trying to get a handle on 'expenses' that can be a rather broad term. Does the fund take a fixed % for this each month and is this the 'management fee' as included in the financial spreadsheet?  (last month 05 seems to be approximately 10% management fee) 

thanks
 

See here: https://www.havelockinvestments.com/fund.php?symbol=HIM#ui-tabs-6 (https://www.havelockinvestments.com/fund.php?symbol=HIM#ui-tabs-6)

The management fees seem to have a wide variance month to month, and there have been a few months where the fund has operated as a loss, but pushed out a dividend anyway (May's income was -BTC236! due to blade purchases).

Truthfully, given all the screaming people have been doing about AM blades and ROI, I'm very curious to see what this fund is going to look like in a few months.

your website is down...what happened?

I did see that and the other monthly statements, I was just wondering if it was a set fee each month for management expenses?

The purchase of the AM blades were just to tide people over until BFL shipped. Even though May had a negative income whence factoring in cost of blades, that money came out of the amassed reinvestment fund.  50% of mining revenue is always paid out as dividend. :)


The singles are coming the singles are coming!!!!

For those users not on twitter
Updates to the doss are posted here:

https://twitter.com/canadianbitcoin

Someone is selling some cheap shares right now :D

Hey lightbox, I was wondering if you were planning on getting the singles with or without PSUs?

BFL seems to be shipping orders without PSUs sooner than those with, and I'm sure you have some spare PSUs, or I could send you some seasonics :P

If our order comes up, we'll definitely take them without PSU's... Looks like they are finally done shippin June 23 orders for Singles, so things will hopefully move along quicker and and we might see our 30+ singles shipping soon!

yesss definitely the decision your shareholders wanted to hear :P

I can't imagine why anyone would wait any longer for their singles, lol

Do you guys plan to modify in some way your exchange, like btct which is going through some action to be sure to comply with us regulation after latest events?

http://www.reddit.com/r/BitcoinStocks/comments/1iyz6p/btct_exchange_may_close_to_us_customers/

We've been in ongoing discussions with our legal team to discuss how this may impact our operations and the options available to us.  We haven't come to any conclusions as of yet, so its business as usual for now.

HIM fund announces its monthly dividend of 0.0013 per unit.  See here for details: http://bit.ly/19uYUCQ

Anything on the grapevine about those 30 singles?

Will be such a good day when they arrive,   ;D

we can get away from .0013 div payments!

any thoughts on selling the blades for revenue?

Wouldn't make financial sense and we would lose the mining revenue they generate.

We're also excitedly waiting on them to ship.  According to BFL they're shipping June 26th singles and our first order is on the 27th, so we're getting there.  We'll post on our twitter account as well as here once we've received shipping confirmation (@Havelock_Inv).

https://forums.butterflylabs.com/blogs/bfl_jody/

Price just keeps dropping! Times to buy more cheap shares :) I dont know why people would NOT want to have this asset.

they're on june 27th now :)

We're almost there!  We'll post an update as soon as we get shipping confirmation!

We've started to get our BFL singles shipped.  Here's the update from James via email to HIM holders:

Hi everyone, just a quick (but exciting!) update...

Our first order of BFL SC Singles has shipped! (Order date June 27, 2012)
(and yes, I have a tracking number!)

I will update everyone again when they arrive and are hashing away!

James

congrats :)
happy hashing :D

Great news, i'm glad I picked some shares up a few days ago  ;D

i would not be surprised if you've already made moves but... buy some monarchs with the bfl vouchers!~

First two SC Singles have arrived and are now hashing away at a combined 123GH/s!

https://www.havelockinvestments.com/him_sc1.jpg (https://www.havelockinvestments.com/him_sc1.jpg)
https://www.havelockinvestments.com/him_sc2.jpg (https://www.havelockinvestments.com/him_sc2.jpg)

Many, Many, More BFL SC Singles are expected to arrive soon!

James

Indeed, moves are in place :)

The fund HIM has announced a dividend!

Dividend Pay Date: 2013-08-31
Dividend: 0.00065000BTC/unit

Dividends will be paid out on the payment date shown

Thank you for investing with Havelock Investments!
https://www.havelockinvestments.com

Good news on the shipping front.  We've received confirmation that our next two BFL SC Singles have shipped and are expecting delivery next week.  We're optimistic that September will be a busy month as we expect even more BFL SC Singles to be received for the HIM fund.  Happy mining!

Thank you for investing with Havelock Investments!
https://www.havelockinvestments.com

4.46% yield, we are back at the beginning, people. what are the future plans for the mining fund? how many ASIC units are exanctly "on the way"? also, will there be any other units ordered? perhaps from other manufacturers?

Hi, here's we have ordered:

26 SC Singles - BFL.  These are in addition to the 2 units already received and the 2 units that we expect to be received next week.  So we'll have 30 SC Single Units by the time all is said and done.
2 Jupiters - KNC.

We have found the best way to hedge our orders is to go through multiple vendors to spread the risk.  Our plans are to continue adding hashing power to grow the fund.  We'll have more details in the next few months as well.

More good news.  Our 3rd and 4th BFL SC Singles have arrived and mining!
Happy mining and more good news on its way!

Have you thought about branching out to other companies as well? HashFast, Cointerra, Xcrowd, Fast-Hash?
Might be good to get in on some of these too, Just a thought :)

We have a few other deals in the works to hedge our bets but nothing official to announce at this point.

Good news for our HIM unitholders.  We've received another 4 BFL Single SC units and have them up and running today! 

We've also received shipping notification on additional Single SC units and are expecting delivery later this week. 

Happy mining.

Do you have anything else on order? as whats on order only equates to 1gh/s at a cost of 2.15BTC, I'm a little concerned that your ~$950,000 USD mining fund only has 3TH overall....

Thanks

More HIM mining news!  2 more BFL Single SCs arrived today and are now up and mining away at 60 GH each.  And more expected this week.  Happy Hashing!

The miners are arriving fast and furiously.  4 more BFL Single SCS are up and running today.  We'll do a recap in the next few days to list what HIM has running, happy mining!

With all our new mining equipment, we've been able to bump up our dividend 53.85% to 0.001 BTC/unit (back to our target of 50% of our mining revenue).
The dividend will be paid out September 30th.

Hello all,

As of last night, the HIM fund is up to 27 BFL Singles and hashing at approximately 1.7 TH.  We also are expecting more equipment later this month, which we'll post about once we confirm delivery.
Happy Hashing!

Hello all,
Good news...we now have 29 BFL singles and 2 KNC Jupiters up and mining.
That gives us  2,878.12 GH/s for the HIM fund.
https://www.havelockinvestments.com/order.php?symbol=HIM
Happy mining!

Dave, I've been invested in your HIM fund since May. I sensed you were an ethical and insightful businessman (rare combo). Your performance to date proves that out. I actually didn't anticipate the two Jupiter mining rigs. Good move.

Do you have more tricks up your sleeve that have been brewing for a while?

Thanks,

Stan

Glad to hear you agree with how we are managing the fund.  We're always on the lookout to bring more value to our unit holders, but nothing imminent.

Side note:  Who's Dave?   

Hello all,

We have more positive news for the HIM fund.

The fund HIM has announced a dividend!

Dividend Pay Date: 2013-10-31
Dividend: 0.00150000BTC/unit

Dividends will be paid out on the payment date shown

https://www.havelockinvestments.com/order.php?symbol=HIM

A better div than I expected. Thanks Havelock  :)

That's the best dividend in 2013, thanks. At the announced hashrate, next month should be even better.

Any more miners coming in from BFL or is that over? (65nm technology, not the Monarchs)

That's all the singles we have on order.  We're looking at a few other options at this point to continue to grow.

Sorry, think I mixed up your first name with the Virtex guy's last name. Duh.

havelock currently down?

EDIT: back up again :)

I own a few shares in this thing, trapped at around 6x the current price.

So we can say that this fund, is not in any way, connected to the price discover mechanisms, of BTC.  Or not?

I have suggested, as a former stockbroker, that you CAN, advertise your fund, as being better.  That's why TV shows us commercials of funds, using FRN-denom-electro-fraction-money-quatloos, and these funds, do gain value, in terms of that "money"

So, though my BTC investment SHOULD be making money, i.e. BTC, from the "market", it is instead, a dead dog, which sits like its been beaten with a stick.

Welp, glad to see the mining and micro dividends are going well, but I can't wait until this thing floats back to the surface, because I don't see anybody paddling.  Havelock has a good reputation, no complaints there, thanks for being at least as good as your broker-peers in the real world.  But those brokers in TRW do promote their funds, finding value, and increasing share price.  Please do work on that part of your operation.  Thanks.

Also, for prospective investors, when do you expect anything other than a nosedive for this fund?  Can we brainstorm a way to value-add to this thing?  I want it back at its old valuation, since interest in BTC is spiking.

I really regret buying this fund atm. I've lost bitcoins due to the rise in price. I can't foresee the dividends being able to return the amount Ive lost in BTC, even in a year. I knew it was a risky investment from the start so I'm not too worried. Does anyone think the price of this fund  will ever go up enough for investing into it to be worth it?


I feel like selling the funds back for bitcoin is the best course of action, anyone have a differing view? I know I technically didn't lose any money, in fact i've actually made a slight amount. Although holding bitcoins would have earned me more. Not to mention i can actually spend those coins...

Any news on the growth front?
What options are you looking at?

Stocks need to be promoted, in order to rise in price.  They do not promote their stock, so, it is getting bludgeoned to death.

It is one thing to set up your little BTC mining rig, oh wow, good job! It is another to allow the fund to be hammered by shorts and robo-traders.  Amateur hour, all the way.

It is a good fund in terms of the guy who runs it being apparently forthright and honest, but that is not what makes a stock do well; You need promotion and buying.

I see no buying, no professional discussion of BTC mining stocks at all, anywhere in the world.  So, the whole sector is basically a joke, and a playground for robotrading, which means: it will be shorted into infinity if the owners do not promote it, imo.

No updates on next month's dividend yet, huh?

Hello all,

We've posted our first newsletter under fund reports:

https://www.havelockinvestments.com/reports.php

This will detail the fund's operation and pertinent news (including estimated dividends for the month).  We'll be releasing one during the 3rd week of each month.

Thanks,
HMF (formerly HIM)

How much per share is that bowl of crap called Google?  How about that maggot ridden corpse called Facebook?

Come on people, this fund should be valued at a way higher level.

You know google and facebook will fuck the Earth over, but havelock seems to be a group with some integrity, at least enough to survive the first bitcoin market purges, right?

So buy this fund until it bleeds gold, says I.

The dividend is pretty high if your buying these shares at these all time low prices, and at a price of 0.05, right now it's 0.03, 5 btc would get you at the current next month dividend(0.001) of 0.1 btc per month , and a yearly return of 24%, when the dividends are higher than 0.001, then the return would be even higher.

When the price of btc goes up, people feel more comfortable holding coins...As long as the fund continues to reinvest and be at the front of new equipment, I think they will be able to keep the consistant dividend, and possibly increase over time.

As the price of btc becomes 1000, a share price of 0.05 even becomes relatively expensive in terms of fiat which people are psychologically adapted to thinking, it is harder for new people to go into shares if they didn't have 1000$ to risk just to get 1 bitcoin, people spend 200$ to get 0.3 btc, so they would be less likely to buy shares if they can only have 6 shares (and that's at an all time low price), while having to trust that the fund will continue operating as planned.

If havelock maintains what they have been doing, or maybe use some of the funding from HIF to get even more equipment... :P

Maybe a share split by another factor of 10, would make the prices more managable for people getting into btc now at such higher prices. Right now 0.03 would be 0.003, and perhaps this would be advantageous, instead of someone with only 0.3 bitcoins being able to get 6 shares, they could get up to 60, which I think appears better mentally, while providing the same return per month

Lol, this?

http://s18.postimg.org/plu5hcxjd/Capture.png

Looking at the financials (quarterly), this thing has been in the red for the  entirety of 2013.
q1 (-฿126.1515)
q2 (-฿233.8544)
q3 (-฿158.4161)

That's something to understand.  A mining fund paying *more* in dividends than it makes mining.
This month shows a 14 BTC profit, last month was ~123 BTC loss.  Next month will be a loss (difficulty rise, no new equipment coming online that i can see).

Now, bothering to open a pdf & looking at the most recent (Sept) breakdown:

Assets: 50 BTC in coins & 480 BTC in mining gear, total of 530 BTC.

What's the 480 BTC worth of mining gear?  Well, it's 24 BFL singles, lolz.  Allowing a generous $3000/per, and using today's exchange rate, the value is 86 BTC, *not* 480 BTC.  Yes, exchange rate *does* factor heavily in mining bond-things.
*If there are more detailed books, where basics like equipment depreciation are accounted, i'd love to look at them.

And this is just the most cursory glance at the financials, a quickie.  I may have made a pile of errors here, so please don't use this as anything but an invitation to check for yourself.  If i was risking my coins, i'd use something better than ~ and sloppy "top of my head" math.

Again, if you see errors and missing data (both likely), i welcome you to point me to both.

The fund HMF has announced a dividend!

Dividend Pay Date: 2013-11-30
Dividend: 0.00100000BTC/unit

Dividends will be paid out on the payment date shown

About what I expected.

Not bad... :)

This is the mining fund thread, friend.

There's a Havelock Investments fund kickin' around here somewhere!

Nice analysis, I am saying its a buy at these prices, simply due to the fact that Havelock seems to have survived the first BTC market purges okay, so lightbox must be a straight shooter, like Steve Jobs.

So, I see this fund at .3 BTC per share within 3 months.  Also, I send incense up to the Goddess with that prayer.  It's a fucking deal at these prices!  Get it cheap!

Correct me if I am wrong, but the analysis above says that lightbox is putting + money into the mining gear.  Which is an okay thing in terms of long term investment.

So, I am serious when I fly the flag for this fund.  Because, in the long term, setting a consistent pace, is important.

So, I just got my dividend on my shares, and it comes to $30 per month, essentially, in terms of BTC price at this moment.

But, that .025 BTC dividend, accrues.  Therefore, the same dividend from this month, that 30 USD of BTC, can be transformed into 300 USD of BTC, if BTC goes to 10,000 USD per BTC.

In terms of how high BTC can go in terms of USD, it's more like this:  What could possibly ever KEEP the USD tethered to BTC??  Soon, it will be a million USD to buy one BTC, but what does that mean in a totally rigged market?  In that future moment, did BTC fly high or did the USD, drop Weimarishly to the depths of value?  Did firewood scale upward so drastically during Weimar inflation?  Did trees suddenly become less available?  Why did it cost millions of marks, to buy butter?

So, I will be buying more shares at these prices, because HMF provides a solid long term nest egg type mattress, and I do believe in the integrity of those behind it, if for no other reason than they survived this long.

ALSO, if lightbox decides to sell the HMF mining consortium, I am sure he will give his HMF shareholders a book+ valuation hopefully, when the sale goes down.  They'd probably be buying the whole brand, but that's okay, so selling out in terms of rewarding shareholders, might be a nice move for HMF.  I am holding and looking forward to next months dividend.

I'll help you with your long-term picture.
This "fund" has been bleeding money all year long, with heavy losses in every quarter.  The money you get in dividends isn't "profit."  The value of your shares, *and the underlying asset -- the actual mining gear*, drops more than you get back in dividends.  That's called "LOSS," regardless of whether you use dollars or doughnuts as your units of account.
If a mine was worth X BTC last week, and the difficulty doubled, it's now worth only *half as much*, X/2.  If, in that time span, you have mined less then X/2 BTC, you have lost money.  This has been the case throughout the year.

To add to your losses, power cost & management fees are deducted from the mining income.
Showing quarterly losses is not sustainable, it's eating through the funds originally invested into this "fund" by people like you.  When that money is gone, it will no longer be possible to simply put a negative sign in the net income column if you mine less then you spend.  The coin will have to come from somewhere.  
The endgame, which is already in progress, is unattractive to most investors.
That's why the share price is tanking.

Haha, "helping" is what you are kinda doing.  Haha.

No, you make too many assumptions above.  I watch those "Car Buying and Selling" shows on TV all the time.

I used to be a stockbroker, I know how shiny things can be made.  Yes, you seem to have some analysis skills.  However, the fund could do an x10 reverse split and go on the offense for publicity, and change things.

Apple, is a shit brand, but their stock price is meaningful for some.  Does fascism sell well?  WE are witnessing it right before our eyes.  But yes, there are many opinions here.  May you become rich.

Apple, has a valid company, due to the # of slaves it has.

That is a fact.

Slaves come from where?

I am not disappointed to hold HMF, also, I predict a valuation of 1000 USD per share before ...long.

You used to be a stockbroker?  What reduced you to this sorry state?
And fascism?  Almost afraid it's a clever trap, but... whatchatalkingabout?


Vaginae.  Weird but true.

I just decided that being close to those assholes involved in stocks, to be like being near toxic waste.  I am glad for my choice.  But, how the hell do you even know what State I am in?  Ha!


I think you mean, China, not Vagina.

Apple slaves come from China.  Do you know anything useful?  Or are you just a hack?

Hello HMF unitholders,

We were able to take advantage of the sale at BFL last week and we've added 5 BFL Singles (250 GH/s total) to the HMF fund.  They were received today are now up and running, bringing our total hashing power to 3 TH/s.

Happy Mining,
HMF

Did HMF pre-order any KNC Neptunes?

We have two Neptunes on order from the first batch.  Q1/Q2 2014 delivery estimate.

HMF's December newsletter is now available at:
https://www.havelockinvestments.com/reports.php

Is there a description somewhere of what's included in the 15% management fee?

Also, I assume the fund manager holds a controlling interest in the issued and outstanding shares, hence the apparent lack of voting on the decisions announced on the fund's Havelock page. Anyone have confirmation of that?

Hello all,

We've posted our Q4 statement of net assets along with the January newsletter to the fund reports section on Havelock.
https://www.havelockinvestments.com/reports.php

Happy mining.

What about the new AsicMiners chips, [Gen3 AsicMiner Chips: https://bitcointalk.org/index.php?topic=438359.0 ]

Rockminer is using the new chips: http://www.rockminer.com/ , 4 BTC for 2.6 THs @ 1.2W/Ghs  ... Shipping starts June 25th

Is the site down?

Yes. This happens the odd time and is nothing to be concerned about. As always, they will be back shortly.

We will be back...

Not much activity on this. How's the track record been for those invested?

Havent had any issues and payments have been steady.  AMHash fund is currently stopped during the Chinese New Year celebration.  This is one of the more trusted sites

Any idea when the site will be back up?

Oh c'mon.
Let us know what's the progress.
When the site going online??

well since the site is online for quite a while now and i think or rather hope it stays so, i have to spend the satoshies i got from amhash investment dividends somewhere :P how would you think  ??? is it worth investing into this old fund or it has no future? at first i thought maybe invest in those [Havelock] Bitcoin Difficulty Derivative (BDD) stuff but it seems a little bit tricky cause to my understanding you have to constantly trade to make roi and to understand the situation better than others who you expect to make worse decisions and lose a part of their investment for your gain or smth
well, anyway, please tell your opionion about this fund if you feel like it. i saw it paid recently, just after havelock returned..

Is anyone else having problems withdrawing from Havelock? It's the second time I'm trying to process a withdrawal and over 2.5 hours later it's still showing under the pending transactions.
Surely BTC transactions don't take this long...

is there anything left to buy there or everything turned into scams or became unprofitable? there were some difficulties with them and their funds if i understand correctly

I've used Havelock since the beginning and over time I've spread my investments across multiple stocks. The one which to date seems to be most stable, credible and durable is B.MINE. With difficulty having massively slowed down in recent months, this is more than ever a decent investment.

Wherever you decide to invest, my advice is to spend quality time reading very well all of the Ts & Cs, understanding exactly what these companies provide. My experience told me that even the most credible business plans can easily go belly up in no time.

Overall, as per all Bitcoin based investments, I still wouldn'tt recommend investing anything you can't afford to loose. All of these investments remain high risk as noone can really predict what the future holds.

What worries me the most at the moment is the fact that I'm unable to withdraw anything from Havelock and hoping to hear from anybody who's going through a similar situation.